{"id":11428,"date":"2025-01-21T13:29:07","date_gmt":"2025-01-21T04:29:07","guid":{"rendered":"https:\/\/www.sanctionlab.com\/?p=11428"},"modified":"2025-01-22T10:20:13","modified_gmt":"2025-01-22T01:20:13","slug":"%ed%95%98%eb%82%98%ec%ba%90%ed%94%bc%ed%83%88-%ec%9e%87%eb%94%b0%eb%a5%b8-%ec%9d%b8%eb%8b%88%eb%b2%95%ec%9d%b8-%ec%a0%9c%ec%9e%ac%ea%b5%ad%eb%82%b4%ec%84%a0-%eb%82%b4%eb%b6%80%ed%86%b5","status":"publish","type":"post","link":"https:\/\/www.sanctionlab.com\/?p=11428","title":{"rendered":"\ud558\ub098\uce90\ud53c\ud0c8, \uc787\ub530\ub978 \uc778\ub2c8\ubc95\uc778 \uc81c\uc7ac\u2026\uad6d\ub0b4\uc120 \ub0b4\ubd80\ud1b5\uc81c &#8216;\uc9c0\uc801&#8217;"},"content":{"rendered":"<h3>|\u2466\uc81c\uc7ac 3\uac74 \ubc8c\uae08 \ub2e8 90\ub9cc\uc6d0\u2026\uad6d\ub0b4\uc11c \ud574\uc678\ubc95\uc778 \uc9c0\uc6d0 \uc808\ucc28 &#8216;\uacbd\uace0&#8217;<\/h3>\n<p>\ud558\ub098\uce90\ud53c\ud0c8\uc740 \ucd5c\uadfc 5\ub144\uac04 \uc778\ub3c4\ub124\uc2dc\uc544\uc5d0\uc11c\ub9cc \uc138 \ubc88\uc758 \uc81c\uc7ac\ub97c \ubc1b\uc558\ub2e4. \uad00\ub828 \uc81c\uc7ac\ub85c \ubc8c\uae08\uc774 \ubd80\uacfc\ub410\uc73c\uba70 \ucd1d\uc561\uc740 \uc57d 90\ub9cc\uc6d0 \uc218\uc900\uc5d0 \ubd88\uacfc\ud588\ub2e4. \ud558\ub098\uce90\ud53c\ud0c8\uc740 2021\ub144 \uc774\ud6c4 \ud604\uc9c0\ub2f9\uad6d \uc81c\uc7ac \uc5c6\uc774 \uc548\uc815\uc801\uc73c\ub85c \uae00\ub85c\ubc8c \uc0ac\uc5c5\uc744 \uc804\uac1c\ud558\uace0 \uc788\ub2e4.<\/p>\n<p>\uadf8\ub7ec\ub098 \uad6d\ub0b4\uc5d0\uc11c\ub294 \ub0b4\ubd80\ud1b5\uc81c\uccb4\uacc4\uc5d0 \ub300\ud55c \uc9c0\uc801\uc774 \uc774\uc5b4\uc84c\ub2e4. \uae08\uc735\ub2f9\uad6d\uc740 \ub0b4\ubd80\ud1b5\uc81c \uc900\uc218 \uc5ec\ubd80\uc5d0 \ub300\ud55c \uc810\uac80\uc774 \ubbf8\ud761\ud558\ub2e4\uace0 \ud310\ub2e8\ud588\ub2e4. \uc774\ud6c4 \ud558\ub098\uce90\ud53c\ud0c8\uc740 \uad00\ub9ac \uccb4\uacc4\ub97c \uc815\ube44\ud558\uba70 \ub0b4\ubd80\ud1b5\uc81c \uc2dc\uc2a4\ud15c\uc744 \uac1c\uc120\ud574 \ub098\uac00\uace0 \uc788\ub2e4.<\/p>\n<p><strong>\u25c7\uc81c\uc7ac \uc774\ud6c4 \uc7ac\ubc1c\ubc29\uc9c0 \uc704\ud55c \ud6c4\uc18d \uc870\uce58 \ub9c8\ub828<\/strong><\/p>\n<p>\ud558\ub098\uce90\ud53c\ud0c8\uc740 \ub450 \uac1c\uc758 \ud574\uc678\ubc95\uc778\uc744 \ub450\uace0 \uc788\ub2e4. 2015\ub144 \uc778\ub3c4\ub124\uc2dc\uc544 \ud604\uc9c0\uadf8\ub8f9\uacfc \ud569\uc791\ubc95\uc778\uc744 \uc124\ub9bd\ud558\uba70 \uae00\ub85c\ubc8c \uc2dc\uc7a5\uc5d0 \ubcf8\uaca9 \uc9c4\ucd9c\ud588\ub2e4. \ud604\uc7ac \ud558\ub098\uce90\ud53c\ud0c8\uc740 \uc778\ub3c4\ub124\uc2dc\uc544 \ubc95\uc778 &#8216;\uc2dc\ub098\ub974\ub9c8\uc2a4\ud558\ub098\ud30c\uc774\ub0b8\uc2a4&#8217;\uc758 \uc9c0\ubd84 55%\ub97c \ubcf4\uc720\ud558\uace0 \uc788\ub2e4. \uc774\ud6c4 2020\ub144\uc5d0\ub294 \ud558\ub098\uc740\ud589\uc758 &#8216;\ud558\ub098\ub9c8\uc774\ud06c\ub85c\ud30c\uc774\ub0b8\uc2a4&#8217;\uc758 \uc9c0\ubd84\uc744 \uc778\uc218\ud558\uba70 \ubbf8\uc580\ub9c8 \uc2dc\uc7a5\uc73c\ub85c \ubcf4\ud3ed\uc744 \ub113\ud614\ub2e4.<\/p>\n<p>\ud558\ub098\uce90\ud53c\ud0c8 \uacf5\uc2dc\uc5d0 \ub530\ub974\uba74 \ub450 \ubc95\uc778 \uc911 \uc778\ub3c4\ub124\uc2dc\uc544 \ubc95\uc778\ub9cc \ud604\uc9c0\ub2f9\uad6d\uc73c\ub85c\ubd80\ud130 \uc81c\uc7ac\ub97c \ubc1b\uc558\ub2e4. \uc778\ub3c4\ub124\uc2dc\uc544 \uae08\uc735\uac10\ub3c5\uccad(OJK)\uc740 \ucd5c\uadfc 5\ub144\uac04 \ud558\ub098\uce90\ud53c\ud0c8\uc5d0 \ucd1d \uc138 \ubc88\uc758 \uc81c\uc7ac\ub97c \ubd80\uacfc\ud588\ub2e4. 2019\ub144\uc5d0 1\uac74, 2021\ub144\uc5d0 2\uac74\uc758 \uc81c\uc7ac\uac00 \uc774\ub904\uc84c\ub2e4. \uc81c\uc7ac \uc138 \uac74 \ubaa8\ub450 \ubc8c\uae08\uc774 \ubd80\uacfc\ub410\uc73c\uba70 \ucd1d\uc561\uc740 1075\ub9cc \ub8e8\ud53c\uc544(\uc57d 90\ub9cc\uc6d0)\ub85c \uc18c\uc561 \uaddc\ubaa8\ub2e4.<\/p>\n<div><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-11429\" src=\"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/01\/20250121132258304_n.jpg\" alt=\"\" width=\"640\" height=\"250\" srcset=\"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/01\/20250121132258304_n.jpg 640w, https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/01\/20250121132258304_n-300x117.jpg 300w, https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/01\/20250121132258304_n-150x59.jpg 150w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/><\/div>\n<p>\ud558\ub098\uce90\ud53c\ud0c8\uc740 2019\ub144 \uc678\ubd80\uac10\uc0ac\uc778 \uc784\uba85 \ubcf4\uace0\uc640 \uac10\uc0ac\ubcf4\uace0\uc11c \uc81c\ucd9c\uc774 \uc9c0\uc5f0\ub3fc \ud604\uc9c0 \uc81c\uc7ac\ub97c \ubc1b\uc558\ub2e4. \uc678\ubd80\uac10\uc0ac\uc778 \uc784\uba85 \uac74\uc5d0 \ub300\ud574 \ubc8c\uae08 500\ub9cc \ub8e8\ud53c\uc544(\uc57d 40\ub9cc\uc6d0)\uac00, \uac10\uc0ac\ubcf4\uace0\uc11c \uac74\uc5d0 \ub300\ud574\uc11c\ub294 \ubc8c\uae08 180\ub9cc \ub8e8\ud53c\uc544(\uc57d 15\ub9cc\uc6d0)\uac00 \ubd80\uacfc\ub410\ub2e4. \uc774\ud6c4 \ud558\ub098\uce90\ud53c\ud0c8\uc740 \ubc8c\uae08\uc744 \uc804\uc561 \ub0a9\ubd80\ud558\uace0 \uad00\ub828 \uc5c5\ubb34 \uad00\ub9ac\ub97c \uac15\ud654\ud558\uba70 \uc7ac\ubc1c\ubc29\uc9c0 \uc870\uce58\ub97c \uc644\ub8cc\ud588\ub2e4.<\/p>\n<p>2021\ub144\uc5d0\ub294 \uae08\uc735\uc815\ubcf4\uc11c\ube44\uc2a4\uc2dc\uc2a4\ud15c(SLIK)\uc5d0 \uc804\uc1a1\ud558\ub294 \ub300\ucd9c \ub370\uc774\ud130\uc5d0\uc11c \uc624\ub958\uac00 \ubc1c\uc0dd\ud588\ub2e4. \uba3c\uc800 \uadf8\ud574 4\uc6d4 71\uba85\uc758 \ub300\ucd9c \ub370\uc774\ud130\uac00 \uc798\ubabb \uc804\uc1a1\ub3fc \ucd1d 355\ub9cc \ub8e8\ud53c\uc544(\uc57d 30\ub9cc\uc6d0)\uc758 \ubc8c\uae08 \uc81c\uc7ac\uac00 \uc774\ub904\uc84c\ub2e4. 7\uc6d4\uc5d0\ub294 8\uba85\uc758 \uc624\ub958\uac00 \ubc1c\uacac\ub3fc \ubc8c\uae08 40\ub9cc \ub8e8\ud53c\uc544(\uc57d 3\ub9cc\uc6d0)\uac00 \ubd80\uacfc\ub410\ub2e4. \uc81c\uc7ac\uc5d0 \ub300\ud55c \uc870\uce58\ub85c \ud558\ub098\uce90\ud53c\ud0c8\uc740 \ubc8c\uae08\uc744 \ub0a9\ubd80\ud558\uace0 \uc2dc\uc2a4\ud15c\uc0c1 \uccb4\ud06c\ub85c\uc9c1\uc744 \ucd94\uac00\ud558\ub294 \ub4f1 \uc7ac\ubc1c\ubc29\uc9c0 \ub300\ucc45\uc744 \ub9c8\ub828\ud588\ub2e4.<\/p>\n<p>\uc778\ub3c4\ub124\uc2dc\uc544\uc640 \ub2ec\ub9ac \ubbf8\uc580\ub9c8 \ubc95\uc778\uc740 \ud558\ub098\uce90\ud53c\ud0c8\uc5d0 \uc778\uc218\ub41c \uc774\ud6c4 \uc81c\uc7ac \uc5c6\uc774 \uc6b4\uc601\ud574 \uc624\uace0 \uc788\ub2e4. \uc5c5\uacc4\uc5d0 \ub530\ub974\uba74 \ubbf8\uc580\ub9c8\ub294 \uc18c\uc561\uae08\uc735\uc5c5(MFI)\uc5d0 \ub300\ud55c \uc815\uae30 \uac10\uc0ac\ub97c \uc2e4\uc2dc\ud558\uace0 \uc788\uc73c\ub098 \uc81c\uc7ac \uc0ac\ub840\ub294 \ubbf8\ubbf8\ud55c \uac83\uc73c\ub85c \uc54c\ub824\uc84c\ub2e4. 2021\ub144 \uad70\ubd80 \ucfe0\ub370\ud0c0\uac00 \ubc1c\uc0dd\ud55c \uc774\ud6c4\ub85c\ub294 \ub0b4\uc804\uc774 \uc9c0\uc18d\ub418\uace0 \uc788\uc5b4 \uc815\ucc45\uc801\uc73c\ub85c \uaddc\uc81c\ub97c \uc644\ud654\ud558\ub294 \ubaa8\uc2b5\uc744 \ubcf4\uc774\uace0 \uc788\ub2e4.<\/p>\n<p><strong>\u25c7\ub0b4\ubd80\ud1b5\uc81c \ud3c9\uac00 &#8216;\ubbf8\ud761&#8217; \uc720\uc77c, \ub0b4\ubd80\ud1b5\uc81c\uc704 \uc2e0\uc124 \uccb4\uacc4 \uac1c\uc120 \ud589\ubcf4<\/strong><\/p>\n<p>\ud558\ub098\uce90\ud53c\ud0c8\uc740 \uad6d\ub0b4\uc5d0\uc11c\ub3c4 \ud574\uc678\ubc95\uc778\uacfc \uad00\ub828\ud55c \uc81c\uc7ac\ub97c \ubc1b\uc558\ub2e4. \uae08\uc735\uac10\ub3c5\uc6d0\uc5d0 \ub530\ub974\uba74 \ud558\ub098\uce90\ud53c\ud0c8\uc740 \uc678\ud654\uc9c0\uae09 \ubcf4\uc99d\uc744 \uc81c\uacf5\ud55c \uc0ac\uc2e4\uc744 \ud55c\uad6d\uc740\ud589\uc5d0 \uc2e0\uace0\ud558\uc9c0 \uc54a\uc558\ub2e4. \uc55e\uc11c \uc778\ub3c4\ub124\uc2dc\uc544\uc640 \ubbf8\uc580\ub9c8 \ubc95\uc778\uc758 \ud604\uc9c0 \uc790\uae08\uc870\ub2ec\uc744 \uc9c0\uc6d0\ud558\uae30 \uc704\ud574 \uad6d\ub0b4\uc740\ud589\uc758 STB L\/C \ubc1c\uc0dd\uc2dc \ubcf4\uc99d\uc744 \uc81c\uacf5\ud55c \ubc14 \uc788\ub2e4. \uc774\uc5d0 \ub300\ud574 \uae08\uac10\uc6d0\uc740 \uc678\uad6d\ud658\uac70\ub798\ubc95\uacfc \uc678\uad6d\ud658\uac70\ub798\uaddc\uc815 \uc704\ubc18\uc73c\ub85c \ud558\ub098\uce90\ud53c\ud0c8\uc5d0 \uae08\uc804\uc801 \uc81c\uc7ac \uc5c6\uc774 \uacbd\uace0\ucc98\ubd84\uc744 \ub0b4\ub838\ub2e4.<\/p>\n<p>\ub0b4\ubd80\ud1b5\uc81c\uccb4\uacc4 \uad6c\ucd95\uacfc \uc6b4\uc601\uc5d0 \ub300\ud55c \uae08\uc735\ub2f9\uad6d \uc9c0\uc801\ub3c4 \ub530\ub790\ub2e4. \ud558\ub098\uce90\ud53c\ud0c8\uc740 2023\ub144 \uae08\uc735\uc18c\ube44\uc790\ubcf4\ud638 \uc2e4\ud0dc\ud3c9\uac00\uc5d0\uc11c &#8216;\ubcf4\ud1b5&#8217; \ub4f1\uae09\uc744 \ubc1b\uc558\ub2e4. \ub0b4\ubd80\ud1b5\uc81c \ud56d\ubaa9\uc5d0\uc11c\ub294 22\uac1c \uae08\uc735\uc0ac \uc911 \uc720\uc77c\ud558\uac8c &#8216;\ubbf8\ud761&#8217; \ub4f1\uae09\uc73c\ub85c \ud3c9\uac00\ub410\ub2e4. \uae08\uac10\uc6d0\uc740 \ub0b4\ubd80\ud1b5\uc81c\uae30\uc900 \uc900\uc218 \uc5ec\ubd80 \uc810\uac80\uc5d0 \ub300\ud55c \uc0c1\ub2f9\ud55c \uac1c\uc120\uc774 \ud544\uc694\ud558\ub2e4\uace0 \uc9c0\uc801\ud588\ub2e4.<\/p>\n<p>\ud558\ub098\uce90\ud53c\ud0c8\uc740 \ub0b4\ubd80\ud1b5\uc81c \uccb4\uacc4\ub97c \ubcf4\uac15\ud558\uba70 \uc804\ubc18\uc801\uc778 \uc2dc\uc2a4\ud15c\uc758 \uc801\uc815\uc131\uc744 \ud655\ubcf4\ud574 \ub098\uac00\uace0 \uc788\ub2e4. \ub0b4\ubd80\ud1b5\uc81c\uac00 \uc2e4\uc9c8\uc801\uc73c\ub85c \uc791\ub3d9\ud560 \uc218 \uc788\ub3c4\ub85d \ub0b4\ubd80\ud1b5\uc81c\uc704\uc6d0\ud68c\ub97c \uc2e0\uc124\ud558\uba70 \uccb4\uacc4\ub97c \uac1c\uc120\ud588\ub2e4. \ud5a5\ud6c4 \uc900\ubc95\uac10\uc2dc\uc778\uacfc \ud568\uaed8 \ub0b4\ubd80\ud1b5\uc81c \uc5c5\ubb34\ub97c \uc804\ub2f4\ud560 \uac83\uc73c\ub85c \ubcf4\uc778\ub2e4. \ud604\uc7ac \ud558\ub098\uce90\ud53c\ud0c8 \uc900\ubc95\uac10\uc2dc\uc778\uc740 \ub0b4\ubd80\ud1b5\uc81c\uc815\ucc45\uc744 \uc218\ub9bd\ud558\uace0 \uc6b4\uc601\uc2e4\ud0dc \ub4f1\uc744 \uc810\uac80\ud558\ub294 \uc5ed\ud560\uc744 \ub9e1\uace0 \uc788\ub2e4.<\/p>\n<p>\/ \uae40\uacbd\ucc2c \ub354\ubca8 \uae30\uc790<\/p>\n","protected":false},"excerpt":{"rendered":"<p>|\u2466\uc81c\uc7ac 3\uac74 \ubc8c\uae08 \ub2e8 90\ub9cc\uc6d0\u2026\uad6d\ub0b4\uc11c \ud574\uc678\ubc95\uc778 \uc9c0\uc6d0 \uc808\ucc28 &#8216;\uacbd\uace0&#8217; \ud558\ub098\uce90\ud53c\ud0c8\uc740 \ucd5c\uadfc 5\ub144\uac04 \uc778\ub3c4\ub124\uc2dc\uc544\uc5d0\uc11c\ub9cc \uc138 \ubc88\uc758 \uc81c\uc7ac\ub97c \ubc1b\uc558\ub2e4. \uad00\ub828 \uc81c\uc7ac\ub85c \ubc8c\uae08\uc774 \ubd80\uacfc\ub410\uc73c\uba70 \ucd1d\uc561\uc740 \uc57d 90\ub9cc\uc6d0 \uc218\uc900\uc5d0 \ubd88\uacfc\ud588\ub2e4. \ud558\ub098\uce90\ud53c\ud0c8\uc740 2021\ub144 \uc774\ud6c4 \ud604\uc9c0\ub2f9\uad6d \uc81c\uc7ac \uc5c6\uc774 \uc548\uc815\uc801\uc73c\ub85c \uae00\ub85c\ubc8c \uc0ac\uc5c5\uc744 \uc804\uac1c\ud558\uace0 \uc788\ub2e4. \uadf8\ub7ec\ub098 \uad6d\ub0b4\uc5d0\uc11c\ub294 \ub0b4\ubd80\ud1b5\uc81c\uccb4\uacc4\uc5d0 \ub300\ud55c \uc9c0\uc801\uc774 \uc774\uc5b4\uc84c\ub2e4. \uae08\uc735\ub2f9\uad6d\uc740 \ub0b4\ubd80\ud1b5\uc81c \uc900\uc218 \uc5ec\ubd80\uc5d0 \ub300\ud55c \uc810\uac80\uc774 \ubbf8\ud761\ud558\ub2e4\uace0 \ud310\ub2e8\ud588\ub2e4. \uc774\ud6c4 \ud558\ub098\uce90\ud53c\ud0c8\uc740 \uad00\ub9ac \uccb4\uacc4\ub97c [&hellip;]<\/p>\n","protected":false},"author":44,"featured_media":11429,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[922,8,611],"tags":[427,20,1994],"class_list":{"0":"post-11428","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-thebell","8":"category-compliance","9":"category-korea","10":"tag-427","11":"tag-20","12":"tag-1994"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>\ud558\ub098\uce90\ud53c\ud0c8, \uc787\ub530\ub978 \uc778\ub2c8\ubc95\uc778 \uc81c\uc7ac\u2026\uad6d\ub0b4\uc120 \ub0b4\ubd80\ud1b5\uc81c &#039;\uc9c0\uc801&#039; SanctionLab<\/title>\n<meta name=\"description\" content=\"\ud558\ub098\uce90\ud53c\ud0c8\uc740 \ucd5c\uadfc 5\ub144\uac04 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