{"id":13710,"date":"2025-02-11T09:17:52","date_gmt":"2025-02-11T00:17:52","guid":{"rendered":"https:\/\/www.sanctionlab.com\/?p=13710"},"modified":"2025-02-11T09:40:43","modified_gmt":"2025-02-11T00:40:43","slug":"%ec%98%a4%eb%b0%94%eb%a7%88-%ec%84%a4%ec%b9%98-%ec%86%8c%eb%b9%84%ec%9e%90%ea%b8%88%ec%9c%b5%eb%b3%b4%ed%98%b8%ea%b5%ad-%ed%8f%90%ec%a7%80%ed%95%9c-%ed%8a%b8%eb%9f%bc%ed%94%84-%ec%a6%89","status":"publish","type":"post","link":"https:\/\/www.sanctionlab.com\/?p=13710","title":{"rendered":"‘\uc624\ubc14\ub9c8 \uc124\uce58’ \uc18c\ube44\uc790\uae08\uc735\ubcf4\ud638\uad6d \ud3d0\uc9c0\ud55c \ud2b8\ub7fc\ud504… \uc989\uc2dc \uc5c5\ubb34 \uc911\ub2e8 \uba85\ub839 \ub0b4\ub824\uc838"},"content":{"rendered":"

| \ubc31\uc545\uad00 OMB\uc2e4\uc7a5, CFPB \uc0ac\uc2e4\uc0c1 \ubb34\ub825\ud654… \ud3d0\uc9c0 \uc218\uc21c\uc5d0 \ub3cc\uc785
\n| \uba38\uc2a4\ud06c, \uc0ac\uc801\uc778 \uc774\uc720\ub85c CFPB \uc2dc\uc2a4\ud15c \uc811\uadfc \uc758\ud639 \uc81c\uae30\ub3fc<\/h3>\n

<\uac1c\uc694><\/strong>
\n\ubbf8\uad6d \uc18c\ube44\uc790\uae08\uc735\ubcf4\ud638\uad6d(CFPB)\uc774 \uc0ac\uc2e4\uc0c1 \ud65c\ub3d9\uc774 \uc911\ub2e8\ub418\uba70 \uae08\uc735 \uac10\ub3c5 \uae30\ub2a5\uc774 \ub9c8\ube44\ub428. \ub7ec\uc140 \ubc14\uc6b0\ud2b8 \ubc31\uc545\uad00 \uc608\uc0b0\uad00\ub9ac\uc2e4\uc7a5\uc740 CFPB\uc758 \ud65c\ub3d9\uc744 \uc77c\uccb4 \uc911\ub2e8\ud558\uace0 \uc608\uc0b0\uc744 \uc0ad\uac10\ud588\uc73c\uba70, \ubcf8\ubd80 \uccad\uc0ac\ub97c \uc77c\uc2dc \ud3d0\uc1c4\ud588\uc74c. \uc774\uc5d0 \ubbfc\uc8fc\ub2f9 \uc758\uc6d0\ub4e4\uacfc \ub178\uc870 \ub4f1\uc740 \uac15\ud558\uac8c \ubc18\ubc1c\ud558\uace0 \uc788\uc74c. \ud55c\ud3b8, \uc815\ubd80\ud6a8\uc728\ubd80 \uc218\uc7a5 \uc77c\ub860 \uba38\uc2a4\ud06c\uac00 \uc0ac\uc801\uc778 \ubaa9\uc801\uc73c\ub85c CFPB \uc2dc\uc2a4\ud15c\uc5d0 \uc811\uadfc\ud588\ub2e4\ub294 \uc758\ud639\uc774 \uc81c\uae30\ub418\uba74\uc11c \ub17c\ub780\uc774 \ub354\uc6b1 \ud655\uc0b0\ub418\uace0 \uc788\uc74c.<\/p>\n

<\uad6c\uccb4\uc801 \ub0b4\uc6a9><\/strong>
\n\ubbf8\uad6d \ub3c4\ub110\ub4dc \ud2b8\ub7fc\ud504 \ub300\ud1b5\ub839\uc740 \ubbf8\uad6d \uc18c\ube44\uc790\uae08\uc735\ubcf4\ud638\uad6d(CFPB)\uc744 \uc0ac\uc2e4\uc0c1 \ud3d0\uc9c0\ud588\ub2e4\uace0 10\uc77c(\ud604\uc9c0\uc2dc\uac01) \ub85c\uc774\ud130 \ud1b5\uc2e0\uc774 \ubcf4\ub3c4<\/a>\ud568. \uae08\uc735\uc18c\ube44\uc790 \ubcf4\ud638 \uc5c5\ubb34\ub97c \ub9e1\uc740 \ubd80\ucc98\ub294 2010\ub144 \uc624\ubc14\ub9c8 \ub2f9\uc2dc \ub300\ud1b5\ub839\uc774 \uc124\uce58\ud588\uc73c\uba70, CFPB\uc758 \uac10\ub3c5 \ubc94\uc704\ub294 \uc740\ud589, \ub2f4\ubcf4 \ub300\ucd9c\uc5c5\uccb4, \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c \uae30\uad00, \ud604\uae08 \uc1a1\uae08 \uc11c\ube44\uc2a4 \ub4f1\uc744 \ud3ec\ud568\ud568. \ubbfc\uc8fc\ub2f9\uacfc \ub178\uc870, \uc2dc\ubbfc\ub2e8\uccb4\ub4e4\uc740 \ubc31\uc545\uad00\uc774 \uba85\ub839\ud55c \uc77c\ub828\uc758 CFPB \ubb34\ub825\ud654 \uc870\uce58\ub4e4\uc5d0 \ud06c\uac8c \ubc18\ubc1c\ud568. \ud55c\ud3b8, \uc77c\ub860 \uba38\uc2a4\ud06c\uac00 \uc790\uc2e0\uc758 \uae30\uc5c5 \uaddc\uc81c\ub97c \ud53c\ud558\ub824\ub294 \ubaa9\uc801\uc73c\ub85c CFPB \uc2dc\uc2a4\ud15c \uc811\uadfc \uad8c\ud55c\uc744 \ud655\ubcf4\ud588\ub2e4\ub294 \uc758\ud639\uc774 \uc81c\uae30\ub418\uba74\uc11c \ub17c\ub780\uc774 \ub354\uc6b1 \ud655\uc0b0\ud558\uace0 \uc788\uc74c.<\/p>\n

\ubc31\uc545\uad00 \uc608\uc0b0\uad00\ub9ac\uc2e4(OMB) \ub7ec\uc140 \ubc14\uc6b0\ud2b8(Russell Vought) \uc2e4\uc7a5\uc740 \uc18c\ube44\uc790\uae08\uc735\ubcf4\ud638\uad6d\uc758 \ubaa8\ub4e0 \uac10\ub3c5 \ubc0f \uc870\uc0ac \ud65c\ub3d9\uc744 \uc911\ub2e8\ud558\uace0 \uc608\uc0b0\uc744 0\uc73c\ub85c \ucc45\uc815\ud558\ub294 \ub4f1 \uae30\ub2a5\uc744 \uc0ac\uc2e4\uc0c1 \uc815\uc9c0\uc2dc\ucf30\uc74c. \uc774 \uc870\uce58\ub85c \uc778\ud574 \uc18c\ube44\uc790 \uae08\uc735\uc5c5\uc5d0 \ub300\ud55c \uc5f0\ubc29 \uc815\ubd80\uc758 \uac10\ub3c5\uc774 \uc0ac\uc2e4\uc0c1 \uc0ac\ub77c\uc9c0\uac8c \ub418\uc5c8\uc74c. \ubc14\uc6b0\ud2b8 \uccad\uc7a5\uc740 CFPB \ubcf8\ubd80\ub97c \uc77c\uc8fc\uc77c\uac04 \ud3d0\uc1c4\ud558\uace0 \uc9c1\uc6d0\ub4e4\uc758 \uc5c5\ubb34 \uc218\ud589\uc744 \uae08\uc9c0\ud588\uc73c\uba70, \uacf5\ubcf4 \ud65c\ub3d9\ub3c4 \uc911\ub2e8\uc2dc\ucf30\uc74c. \ud604\uc7ac CFPB \ud648\ud398\uc774\uc9c0<\/a>\uc5d0\ub294 ‘404: \ud398\uc774\uc9c0\ub97c \ucc3e\uc744 \uc218 \uc5c6\uc74c(404: Page not found’)\ub77c\ub294 \ubb38\uad6c\ub9cc \uc788\uc74c.<\/p>\n

\"\"
CFPB \uc18c\ube44\uc790\uae08\uc735\ubcf4\ud638\uad6d \uc0ac\uc774\ud2b8 – 252011<\/figcaption><\/figure>\n

\uc774\uc5d0 \ub300\ud574 \ubbf8\uad6d \uad6d\uace0\uc9c1\uc6d0\ub178\uc870(NTEU)\ub294 CFPB\uc758 \ubb34\ub825\ud654\uac00 \ud5cc\ubc95 \uc704\ubc18\uc774\ub77c\uba70 \uc18c\uc1a1\uc744 \uc81c\uae30\ud568. \ubbfc\uc8fc\ub2f9\uacfc \uae08\uc735 \uaddc\uc81c \uc639\ud638 \ub2e8\uccb4\ub4e4\ub3c4 \uc774\ub97c \uac15\ub825\ud788 \ube44\ud310\ud558\uba70, \uc18c\ube44\uc790 \ubcf4\ud638 \uae30\ub2a5\uc774 \uc57d\ud654\ud560 \uac83\uc774\ub77c\uace0 \uacbd\uace0\ud588\uc74c. \ud2b8\ub7fc\ud504\uc758 \uc870\uce58\uc5d0 \ud56d\uc758\ud558\ub294 \uc2dc\uc704\uac00 CFPB \ubcf8\ubd80 \uc55e\uc5d0\uc11c \uc5f4\ub838\uc73c\uba70, \uc77c\ubd80 \uc9c1\uc6d0\ub4e4\uc740 \ud2b8\ub7fc\ud504 \ud589\uc815\ubd80\uac00 \uae08\uc735 \uaddc\uc81c\ub97c \uc644\uc804\ud788 \ud574\uccb4\ud558\ub824 \ud55c\ub2e4\uace0 \ube44\ud310\ud568.<\/p>\n

\ud55c\ud3b8, \uba38\uc2a4\ud06c\uac00 CFPB\uc758 IT \uc2dc\uc2a4\ud15c\uc5d0 \uc811\uadfc \uad8c\ud55c\uc744 \ud655\ubcf4\ud588\ub2e4\ub294 \uc758\ud639\uc774 \uc81c\uae30\ub428. \uadf8\uac00 \uc774\ub044\ub294 ‘\uc815\ubd80\ud6a8\uc728\ubd80(Department of Government Efficiency, DOGE)’ \uc18c\uc18d \uc778\ub825\ub4e4\uc774 CFPB\uc758 \ub0b4\ubd80 \uc2dc\uc2a4\ud15c\uacfc \uc778\uc0ac \ub370\uc774\ud130\uc5d0 \uc811\uadfc\ud558\uace0 \uc788\ub2e4\ub294 \uc8fc\uc7a5\uc774 \ub098\uc654\uc74c. \uba38\uc2a4\ud06c\uac00 \ucd94\uc9c4\ud558\ub294 \uae08\uc735 \uc11c\ube44\uc2a4 \uc0ac\uc5c5\uc774 CFPB \uaddc\uc81c\ub97c \ubc1b\uc744 \uac00\ub2a5\uc131\uc774 \ub192\uc740 \ub9cc\ud07c, \uadf8\uac00 \uc790\uc2e0\uc744 \uaddc\uc81c\ud560 \ub2f4\ub2f9 \uae30\uad00\uc744 \uc9c1\uc811 \ud1b5\uc81c\ud558\ub824\ub294 \uac83 \uc544\ub2c8\ub0d0\ub294 \ub17c\ub780\uc774 \ucee4\uc9c0\uace0 \uc788\uc74c. \uc774\uc5d0 NTEU\ub294 \uba38\uc2a4\ud06c \uce21 \uc778\ub825\uc774 \uc9c1\uc6d0 \uac1c\uc778\uc815\ubcf4\ub97c \uc545\uc6a9\ud560 \uc704\ud5d8\uc774 \uc788\ub2e4\uba70 \ubcc4\ub3c4\uc758 \uc18c\uc1a1\uc744 \uc81c\uae30\ud568.<\/p>\n

\uc774 \uc870\uce58\ub294 \ud2b8\ub7fc\ud504 \ubc0f \uba38\uc2a4\ud06c\uac00 \uc5f0\ubc29 \uc815\ubd80\ub97c \uc7ac\ud3b8\ud558\ub824\ub294 \uc804\ub7b5\uc758 \uc77c\ud658\uc73c\ub85c \ud574\uc11d\ub418\uba70, \ubbfc\uc8fc\ub2f9\uacfc \uc2dc\ubbfc\ub2e8\uccb4\uc758 \uac15\ud55c \ubc18\ubc1c\uc744 \ubd88\ub7ec\uc77c\uc73c\ucf30\uc74c. \ubbfc\uc8fc\ub2f9 \uc758\uc6d0\ub4e4\uc740 \uc18c\ube44\uc790 \ubcf4\ud638 \uc7a5\uce58\ub97c \ud574\uccb4\ud558\ub824\ub294 “\uc870\uc9c1\uc801\uc778 \uc2dc\ub3c4”\ub77c\uba70 \uaddc\ud0c4\ud588\uc74c. \uc815\ubd80\uc758 \uac15\ub825\ud55c \uae08\uc735 \ubd80\ubb38 \uac10\ub3c5\uc744 \uc639\ud638\ud558\ub294 \ube44\uc601\ub9ac\ub2e8\uccb4\uc778 \ubca0\ud130 \ub9c8\ucf13(Better Markets)<\/em>\uc758 \ub300\ud45c \ub370\ub2c8\uc2a4 \ucf08\ub7ec\ud5c8(Dennis Kelleher)\ub294 “\uc18c\ube44\uc790 \uae08\uc735 \ubcf4\ud638\uad6d\uc744 \ud3d0\uc9c0\ud558\ub824\ub294 \uc774\ubc88 \uc2dc\ub3c4\ub294 \uae30\ucd08\uc801\uc778 \uae08\uc735 \uc0c1\ud488\uacfc \uc11c\ube44\uc2a4\uc5d0 \uc758\uc874\ud558\ub294 \ubaa8\ub4e0 \ubbf8\uad6d\uc778\uc5d0\uac8c \ub610 \ub2e4\ub978 \ubaa8\uc695\uc774\ub2e4.”\ub77c\uace0 \uc8fc\uc7a5\ud568. \ud604\uc7ac NTEU\uc640 \uc2dc\ubbfc\ub2e8\uccb4\ub4e4\uc740 \ubc95\uc801 \ub300\uc751\uc744 \ud1b5\ud574 CFPB\uc758 \uae30\ub2a5 \ubcf5\uc6d0\uc744 \uc2dc\ub3c4\ud558\uace0 \uc788\uc74c.<\/p>\n

<\uc2dc\uc0ac\uc810>
\n<\/strong>CFPB\uc758 \uae30\ub2a5 \uc815\uc9c0\ub294 \uae08\uc735 \uaddc\uc81c \uc644\ud654 \ubc0f \uae30\uc5c5 \uce5c\ud654\uc801 \uc815\ucc45 \uac15\ud654\ub97c \uc704\ud55c \ud2b8\ub7fc\ud504 \ub300\ud1b5\ub839\uc758 \uc815\uce58\uc801 \uacb0\uc815\uc73c\ub85c \ubcf4\uc784. \uadf8\ub7ec\ub098 \uc18c\ube44\uc790 \ubcf4\ud638 \uae30\ub2a5\uc774 \uc57d\ud654\ud558\uba74\uc11c \uae08\uc735 \uc2dc\uc7a5\uc758 \ubd88\uc548\uc815\uc131\uacfc \uae08\uc735 \uc0ac\uae30\uc758 \uc704\ud5d8\uc774 \ucee4\uc9c8 \uac00\ub2a5\uc131\uc774 \uc788\uc74c. \ub610\ud55c \uba38\uc2a4\ud06c\uac00 \uaddc\uc81c \uae30\uad00\uc5d0 \uc601\ud5a5\ub825\uc744 \ud589\uc0ac\ud558\ub824 \ud55c\ub2e4\ub294 \uc758\ud639\uc774 \uc81c\uae30\ub418\uba74\uc11c, \uba38\uc2a4\ud06c\uc640 \uc815\ubd80 \ubd80\ucc98 \ubc0f \uacf5\ubb34\uc6d0 \uac04\uc758 \uac08\ub4f1\uc774 \ub354\uc6b1 \uc2ec\ud654\ud560 \uc804\ub9dd\uc784. \uae08\uc735 \uc18c\ube44\uc790\ub4e4\uacfc \uae30\uc5c5\ub4e4\uc740 CFPB \ud3d0\uc1c4\uc758 \ud5a5\ubc29\uc744 \uc8fc\ubaa9\ud560 \ud544\uc694\uac00 \uc788\uc74c.
\n<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

| \ubc31\uc545\uad00 OMB\uc2e4\uc7a5, CFPB \uc0ac\uc2e4\uc0c1 \ubb34\ub825\ud654… \ud3d0\uc9c0 \uc218\uc21c\uc5d0 \ub3cc\uc785 | \uba38\uc2a4\ud06c, \uc0ac\uc801\uc778 \uc774\uc720\ub85c CFPB \uc2dc\uc2a4\ud15c \uc811\uadfc \uc758\ud639 \uc81c\uae30\ub3fc <\uac1c\uc694> \ubbf8\uad6d \uc18c\ube44\uc790\uae08\uc735\ubcf4\ud638\uad6d(CFPB)\uc774 \uc0ac\uc2e4\uc0c1 \ud65c\ub3d9\uc774 \uc911\ub2e8\ub418\uba70 \uae08\uc735 \uac10\ub3c5 \uae30\ub2a5\uc774 \ub9c8\ube44\ub428. \ub7ec\uc140 \ubc14\uc6b0\ud2b8 \ubc31\uc545\uad00 \uc608\uc0b0\uad00\ub9ac\uc2e4\uc7a5\uc740 CFPB\uc758 \ud65c\ub3d9\uc744 \uc77c\uccb4 \uc911\ub2e8\ud558\uace0 \uc608\uc0b0\uc744 \uc0ad\uac10\ud588\uc73c\uba70, \ubcf8\ubd80 \uccad\uc0ac\ub97c \uc77c\uc2dc \ud3d0\uc1c4\ud588\uc74c. \uc774\uc5d0 \ubbfc\uc8fc\ub2f9 \uc758\uc6d0\ub4e4\uacfc \ub178\uc870 \ub4f1\uc740 \uac15\ud558\uac8c \ubc18\ubc1c\ud558\uace0 \uc788\uc74c. \ud55c\ud3b8, \uc815\ubd80\ud6a8\uc728\ubd80 \uc218\uc7a5 \uc77c\ub860 \uba38\uc2a4\ud06c\uac00 […]<\/p>\n","protected":false},"author":98,"featured_media":13712,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[612,8],"tags":[833,1126,58,1800,214],"class_list":{"0":"post-13710","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-usa","8":"category-compliance","9":"tag-cfpb","10":"tag-1126","11":"tag-58","12":"tag-1800","13":"tag-214"},"yoast_head":"\n'\uc624\ubc14\ub9c8 \uc124\uce58' \uc18c\ube44\uc790\uae08\uc735\ubcf4\ud638\uad6d \ud3d0\uc9c0\ud55c \ud2b8\ub7fc\ud504... \uc989\uc2dc \uc5c5\ubb34 \uc911\ub2e8 \uba85\ub839 \ub0b4\ub824\uc838 SanctionLab<\/title>\n<meta name=\"description\" content=\"\ubbf8\uad6d \uc18c\ube44\uc790\uae08\uc735\ubcf4\ud638\uad6d(CFPB)\uc774 \uc0ac\uc2e4\uc0c1 \ud3d0\uc9c0\ub410\ub2e4\uace0 10\uc77c(\ud604\uc9c0\uc2dc\uac01) \ub85c\uc774\ud130 \ud1b5\uc2e0\uc774 \ubcf4\ub3c4\ud568. \uc774 \ubd80\ucc98\ub294 2010\ub144 \uc624\ubc14\ub9c8 \ub2f9\uc2dc \ub300\ud1b5\ub839\uc774 \uc124\uce58\ud588\uc73c\uba70 \uae08\uc735\uc18c\ube44\uc790 \ubcf4\ud638 \uc5c5\ubb34\ub97c \ub9e1\uc558\uc74c. \ubbfc\uc8fc\ub2f9\uacfc \ub178\uc870, \uc2dc\ubbfc\ub2e8\uccb4\ub4e4\uc740 \ud2b8\ub7fc\ud504 \ub300\ud1b5\ub839\uc758 CFPB \ud3d0\uc1c4\uc5d0 \ud06c\uac8c \ubc18\ubc1c\ud568.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.sanctionlab.com\/?p=13710\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"'\uc624\ubc14\ub9c8 \uc124\uce58' \uc18c\ube44\uc790\uae08\uc735\ubcf4\ud638\uad6d \ud3d0\uc9c0\ud55c \ud2b8\ub7fc\ud504... \uc989\uc2dc \uc5c5\ubb34 \uc911\ub2e8 \uba85\ub839 \ub0b4\ub824\uc838 SanctionLab\" \/>\n<meta property=\"og:description\" content=\"\ubbf8\uad6d 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