  {"id":14587,"date":"2025-02-18T07:06:03","date_gmt":"2025-02-17T22:06:03","guid":{"rendered":"https:\/\/www.sanctionlab.com\/?p=14587"},"modified":"2025-02-18T09:48:24","modified_gmt":"2025-02-18T00:48:24","slug":"%ec%9d%b8%eb%8f%84-%ec%99%b8%ea%b5%ad%ea%b3%84-%ec%98%a5%ec%a3%84%eb%8a%94-%ea%b7%9c%ec%a0%9c%ec%9e%a5%eb%b2%bd%ea%b3%bc-%ec%b9%b4%ec%8a%a4%ed%8a%b8-%ec%9e%94%ec%9e%ac","status":"publish","type":"post","link":"https:\/\/www.sanctionlab.com\/?p=14587","title":{"rendered":"\uc778\ub3c4, \uc678\uad6d\uacc4 \uc625\uc8c4\ub294 \uaddc\uc81c\uc7a5\ubcbd\uacfc &#8216;\uce74\uc2a4\ud2b8&#8217; \uc794\uc7ac"},"content":{"rendered":"<h3>|\ub3c5\ud2b9\ud55c \uaddc\uc81c \uc874\uc7ac\u2026\uad8c\uc704\uc758\uc2dd \uc788\ub294 \uc815\ubd80\u00b7\ub2f9\uad6d \ud589\ud0dc\ub3c4 \uc0ac\uc5c5 \ub9ac\uc2a4\ud06c \uc694\uc778<\/h3>\n<p>\uc778\ub3c4 \uae08\uc735\uc2dc\uc7a5\uc740 \uc804\uc138\uacc4\uc801\uc73c\ub85c\ub3c4 \uae4c\ub2e4\ub85c\uc6b4 \ud3b8\uc5d0 \uc18d\ud55c\ub2e4. \ub2f9\uc88c\uacc4\uc88c(Current Account) \uaddc\uc81c \ub4f1 \ub2e4\ub978 \ub098\ub77c\uc5d0\uc120 \ucc3e\uc544\ubcf4\uae30 \ud798\ub4e0 \uc778\ub3c4\ub9cc\uc758 \ub3c5\ud2b9\ud55c \uaddc\uc81c \uc7a5\ubcbd\uc774 \uc874\uc7ac\ud55c\ub2e4. \uc774 \uc678 \uc815\ucc45\uc790\uae08\ub300\ucd9c(Priority Sector Lending) \uc758\ubb34 \ube44\uc728 \ub4f1 \ud6c4\ubc1c\uc8fc\uc790\ub85c \uc601\uc5c5 \uae30\ubc18\uc774 \uc57d\ud55c \uc678\uad6d\uacc4 \uae08\uc735\uc0ac\uc5d4 \ubd88\ub9ac\ud55c \uba74\uc774 \ub9ce\ub2e4.<\/p>\n<p>\uba85\ubb38\ud654\ub41c \uaddc\uc81c\uc640 \ud568\uaed8 \uce74\uc2a4\ud2b8(Caste)\uc758 \uc794\uc7ac\ub97c \uae30\ubc18\uc73c\ub85c \ud55c \uc815\ubd80\u00b7\uaddc\uc81c\ub2f9\uad6d\uc758 \uad8c\uc704\uc801\uc778 \ud0dc\ub3c4\ub3c4 \uc601\uc5c5\uc744 \uc5b4\ub835\uac8c \ud558\ub294 \uc694\uc778\uc774\ub2e4. \uc678\uad6d\uacc4 \uae08\uc735\uc0ac\ub97c \ud558\ub300\ud558\ub294\uac00 \ud558\uba74 \uc218\ub144\uac04 \uacf5\ub4e4\uc778 \uc0ac\uc5c5\uc744 \ud55c\uc21c\uac04\uc758 \ubcc0\ub355\uc73c\ub85c \uc5ce\uc5b4\ubc84\ub9b0\ub2e4. \uc774\ub807\ub2e4 \ubcf4\ub2c8 \ub2e4\ub978 \uc2dc\uc7a5 \ub300\ube44 \uc778\uc801\u00b7\ubb3c\uc801 \ub9ac\uc18c\uc2a4\uac00 \ub9ce\uc774 \ud544\uc694\ud55c \uacf3\uc73c\ub85c \uaf3d\ud78c\ub2e4.<\/p>\n<p><strong>\u25c7\uc0c8\ub85c\uc6b4 \uae08\uc735\ud5c8\ube0c \uc778\ub3c4, \ud6c4\ubc1c\uc8fc\uc790\uc5d4 \ubb38\ud131 \ub192\uc544<\/strong><\/p>\n<p>\uae08\uc735\uac10\ub3c5\uc6d0 \uad6d\uc81c\uc5c5\ubb34\uad6d\uc5d0 \ub530\ub974\uba74 \uc9c0\ub09c\ud574 9\uc6d4 \ub9d0 \uae30\uc900 \ud55c\uad6d\uacc4 \uae08\uc735\uc0ac\uc758 \uc778\ub3c4 \ud604\uc9c0 \uc810\ud3ec\ub294 \ubaa8\ub450 27\uacf3(\ud604\uc9c0\ubc95\uc778 \uc0b0\ud558 \uc810\ud3ec \uc81c\uc678)\uc774\ub2e4. \uc740\ud589, \uc99d\uad8c\uc0ac, \uc790\uc0b0\uc6b4\uc6a9\uc0ac, \ubcf4\ud5d8\uc0ac, \uc5ec\uc804\uc0ac \ub4f1 \uae08\uc735 \uc804 \uc5c5\uad8c\uc5d0 \uac78\uccd0 12\uac1c \ud68c\uc0ac\uc758 \ud604\uc9c0\ubc95\uc778\uacfc \uc9c0\uc810\u00b7\uc0ac\ubb34\uc18c\uac00 \uc9c4\ucd9c\ud574 \uc788\ub2e4. \uc8fc\uc694 \uc18c\uc7ac\uc9c0\ub294 \ub274\ub378\ub9ac\uc640 \ubb44\ubc14\uc774\ub2e4.<\/p>\n<div><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/image.thebell.co.kr\/news\/photo\/2025\/02\/17\/20250217165942328.png\" alt=\"\" width=\"515\" height=\"646\" \/><\/div>\n<p>\uc778\ub3c4\ub294 \uc5f0 7%\uc758 \ub192\uc740 \uacbd\uc81c \uc131\uc7a5\uc5d0 \ub3d9\ubc18\ud558\ub294 \uae30\uc5c5\uc758 \uc790\uae08 \uc218\uc694, \uc911\uc0b0\uce35 \uc131\uc7a5\uacfc \uae08\uc735\ub2c8\uc988 \uc99d\uac00, \uae08\uc735\uc2dc\uc2a4\ud15c \uac1c\ubc29\ud654 \ub4f1\uc73c\ub85c \ub9e4\ub825\ub3c4\uac00 \ubd80\uac01\ub418\uba70 \uc0c8\ub85c\uc6b4 \uae08\uc735 \ud5c8\ube0c\ub85c \ub5a0\uc62c\ub790\ub2e4. \ud2b9\ud788 \uad6d\ub0b4\ucd1d\uc0dd\uc0b0(GDP)\uc5d0\uc11c \ucc28\uc9c0\ud558\ub294 \ubbfc\uac04 \ub300\ucd9c \ube44\uc911\uc774 50%\uc5d0 \ubd88\uacfc\ud574 \uc131\uc7a5 \uc5ec\ub825\uc774 \ucda9\ubd84\ud55c \ube14\ub8e8\uc624\uc158\uc73c\ub85c \ud3c9\uac00\ub41c\ub2e4.<\/p>\n<p>\uc131\uc7a5 \uc7a0\uc7ac\ub825\uc5d0 \ub192\uc740 \uae30\ub300\ub97c \uac78\uace0 \uc740\ud589 \ub4f1 \ud55c\uad6d\uacc4 \uae08\uc735\uc0ac\ub4e4\ub3c4 \uc778\ub3c4 \uae08\uc735\uc2dc\uc7a5\uc5d0 \uc9c4\ucd9c\ud55c \uc0c1\ud0dc\ub2e4. \ud604\uc9c0 \uc9c4\ucd9c \ud55c\uc778 \uc740\ud589\ub9cc \ubaa8\ub450 8\uacf3\uc5d0 \uc774\ub978\ub2e4. \uc544\uc9c1 \uc9c4\ucd9c \ucd08\uae30 \ub2e8\uacc4\ub85c \uc218\uc775\uc131\uc774 \ud655\ubcf4\ub41c \uc0c1\ud669\uc740 \uc544\ub2c8\uc9c0\ub9cc \ud5a5\ud6c4 \uc131\uc7a5\uc744 \uace0\ub824\ud574 \ud604\uc9c0 \uae30\ubc18\uc744 \uad6c\ucd95\ud558\ub294 \ub370 \uacf5\uc744 \ub4e4\uc774\uace0 \uc788\ub2e4.<\/p>\n<p>\ub2e4\ub9cc \uc778\ub3c4 \uad6d\uc601\u00b7\ubbfc\uc601 \uae08\uc735\uc0ac\uac00 \uc2dc\uc7a5\uc744 \uc120\uc810\ud558\uace0 \uc788\uc5b4 \ud6c4\ubc1c\uc8fc\uc790\ub85c\uc11c \ud655\ubcf4\ud560 \uc218 \uc788\ub294 \uc7a0\uc7ac\uace0\uac1d\uacfc \ub124\ud2b8\uc6cc\ud06c \ud55c\uacc4\uac00 \uc874\uc7ac\ud55c\ub2e4. \uc740\ud589\uad8c\uc758 \uacbd\uc6b0 \ub300\ucd9c \uc794\uc561 \uae30\uc900\uc73c\ub85c SBI, HDFC, ICICI\uc740\ud589 \ub4f1\uc774 \uc810\uc720\uc728\uc758 80%\uac00\ub7c9\uc744 \ucc28\uc9c0\ud55c\ub2e4. \ubb34\uc5c7\ubcf4\ub2e4 \uc678\uad6d\uacc4 \uae08\uc735\uc0ac\uc5d0 \ub300\ud55c \ub192\uc740 \uaddc\uc81c \uc7a5\ubcbd\uc740 \ubd80\ub2f4 \uc694\uc778\uc774\ub2e4.<\/p>\n<p>\uc720\uc77c\ud558\uac8c \ub2f9\uc88c\uacc4\uc88c \uaddc\uc81c\ub97c \uc801\uc6a9\ud574 \uc5ec\uc2e0 \ube44\uc911\uc774 10%\ub97c \ub118\ub294 \uc740\ud589\uc5d0\uc11c\ub9cc \uc5d0\uc2a4\ud06c\ub85c(Escrow) \uacc4\uc88c\ub97c \ubcf4\uc720\ud560 \uc218 \uc788\uac8c \ud558\ub294 \ub4f1 \ub2e4\ub978 \ub098\ub77c\uc5d0\ub294 \uc5c6\ub294 \uc7a5\ubcbd\uc774 \uc788\ub2e4. \ubaa8\ub4e0 \uc0c1\uc5c5\uc740\ud589\uc740 \uc911\uc559\uc740\ud589(RBI)\uc774 \uc9c0\uc815\ud558\ub294 \uc815\ucc45\uae08\uc735(\ub18d\uc5c5, \uc885\uc18c\uae30\uc5c5 \ub4f1) \uc9c0\uc6d0\ubd84\uc57c\uc5d0 \ub300\ud55c \ub300\ucd9c \uc794\uc561 \ube44\uc728\uc744 \uc720\uc9c0\ud574\uc57c \ud558\ub294 \uc758\ubb34\ub3c4 \uc8fc\uc5b4\uc9c4\ub2e4.<\/p>\n<p>\uc804\ub144\ub3c4 3\uc6d4 \ub9d0 \uacb0\uc0b0 \uae30\uc900\uc73c\ub85c \ub300\ucd9c \uc794\uc561\uacfc \ub09c\uc678 \uc775\uc2a4\ud3ec\uc838 \uae08\uc561 \uc911 \ud070 \uae08\uc561\uc744 \uae30\uc900\uc73c\ub85c \uc815\ucc45\uae08\uc735\uc9c0\uc6d0 \uae30\uc900\uae08\uc561\uc774 \uc0b0\uc815\ub41c\ub2e4. \uc758\ubb34\ube44\uc728\uc740 \uae30\uc900\uae08\uc561\uc758 40%\uc774\uba70 \uc815\ucc45\uae08\uc735 \uc758\ubb34 \ube44\uc728 \ubbf8\uc900\uc218 \uc2dc RBI\uac00 \uc9c0\uc815 \uace0\uc2dc\ud558\ub294 &#8216;\ub18d\ucd0c\uc0ac\ud68c\uac04\uc811\uc790\ubcf8\uac1c\ubc1c\ud380\ub4dc(RIDF)&#8217; \ub4f1\uc5d0 \ud544\uc218\uc801\uc73c\ub85c \ubd80\uc871\uc561\ub9cc\ud07c \uc608\uce58\ud574\uc57c \ud55c\ub2e4.<\/p>\n<p><strong>\u25c7\uce74\uc2a4\ud2b8 \uae30\ubc18 \uad8c\uc704\uc758\uc2dd\u2026\uc0ac\uc5c5 \ub9ac\uc2a4\ud06c \uc694\uc778 \ub418\uae30\ub3c4<\/strong><\/p>\n<p>\uc774\ub7f0 \uaddc\uc81c\uc7a5\ubcbd\uc744 \uc138\uc6b0\uace0 \uad00\ub9ac, \uac10\ub3c5\ud558\ub294 \uae30\uad00\uc740 \uc778\ub3c4\uc911\uc559\uc740\ud589\uc778 RBI\ub2e4. \ud1b5\ud654 \ubc1c\ud589, \uacf5\uae09, \uc720\uc9c0 \ub4f1\uc758 \uc5c5\ubb34\ubfd0 \uc544\ub2c8\ub77c \uad6d\uac00\uc758 \uc8fc\uc694 \uacb0\uc81c \uc2dc\uc2a4\ud15c \uad00\ub9ac, \uacbd\uc81c\ubc1c\uc804 \ucd09\uc9c4, \uc740\ud589\uc5c5 \uc804\ubc18(\uc0c1\uc5c5\uc740\ud589, \ube44\uc740\ud589\uae08\uc735\uc0ac)\uc5d0 \ub300\ud55c \uad00\ub9ac\u00b7\uac10\ub3c5 \ub4f1 \uad6d\ub0b4 \uae08\uc735\uc704\uc6d0\ud68c, \uae08\uc735\uac10\ub3c5\uc6d0, \ud55c\uad6d\uc740\ud589\uc758 \uae30\ub2a5\uc744 \ubaa8\ub450 \uc218\ud589\ud558\ub294 \ub9c9\uac15\ud55c \uacf3\uc774\ub2e4.<\/p>\n<div><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/image.thebell.co.kr\/news\/photo\/2025\/02\/17\/20250217173157008.png\" alt=\"\" width=\"633\" height=\"269\" \/><\/div>\n<p>\ud604\uc9c0 \ud55c\uad6d\uacc4 \uae08\uc735\uc0ac \uad00\uacc4\uc790\ub4e4\uc740 \uba85\ubb38\ud654 \uaddc\uc81c\ubfd0 \uc544\ub2c8\ub77c \uc678\uad6d\uacc4 \uae08\uc735\uc0ac\ub97c \ud558\ub300\ud558\ub294 RBI \ub4f1 \uc815\ubd80\uae30\uad00\uc758 \uad00\ub9ac\u00b7\uac10\ub3c5\ud589\ud0dc\uac00 \uc5b4\ub824\uc6c0\uc744 \uac00\uc911\ud55c\ub2e4\uace0 \uc785\uc744 \ubaa8\uc558\ub2e4. \ud55c\uad6d\uacc4 \ubc45\ucee4\ub294 &#8220;\uc790\uad6d \uc790\uae0d\uc2ec\uc774 \ub192\uace0 \uc790\uc2e0\uc744 \ub192\uac8c \uc0dd\uac01\ud558\ub294 \uce74\uc2a4\ud2b8 \uc601\ud5a5\uc774 \uc788\uc5b4 \ub2f9\uad6d\uc758 \uad8c\uc704\uc758\uc2dd\uc774 \ub290\uaef4\uc9c8 \ub54c\uac00 \ub9ce\ub2e4&#8221;\uace0 \ud1a0\ub85c\ud588\ub2e4.<\/p>\n<p>\ub2e4\ub978 \ud55c\uad6d\uacc4 \ubc45\ucee4\ub294 &#8220;\uae08\uc735\ub2f9\uad6d\uc774 \uacfc\uac70 \uc0ac\ud56d\uc5d0 \ub300\ud574 \ub204\uc801\uc73c\ub85c \ubc8c\uae08\uc744 \ubd80\uacfc\ud558\ub294 \ub4f1 \uc6b0\ub9ac\ub098\ub77c \uad00\ud589\uc73c\ub85c\ub294 \uc0dd\uac01\ud558\uae30 \ud798\ub4e0 \uae30\uc0c1\ucc9c\uc678\ud55c \uc0ac\ub840\ub4e4\uc774 \uc788\ub2e4&#8221;\uba70 &#8220;\uc774\ub807\uac8c\ub3c4 \ud574\uc11d\uc744 \ud560 \uc218 \uc788\uad6c\ub098 \ud558\ub294 \ubd80\ubd84\ub4e4\uc774 \uc788\uc5b4 \uc774\uc5d0 \ub300\uc751\ud558\ub294 \uc778\uc801\u00b7\ubb3c\uc801 \ub9ac\uc18c\uc2a4\uac00 \ub9ce\uc774 \ub4e4\uc5b4\uac04\ub2e4&#8221;\uace0 \ub9d0\ud588\ub2e4. \uad8c\uc704\uc758\uc2dd\uc744 \ubc14\ud0d5\uc73c\ub85c \ud55c \uc815\ubd80\u00b7\ub2f9\uad6d\uc758 \ud589\ud0dc\ub294 \uce58\uba85\uc801\uc778 \ub9ac\uc2a4\ud06c \uc694\uc778\uc774 \ub418\uae30\ub3c4 \ud55c\ub2e4.<\/p>\n<p>\uc2e4\uc81c \uc218\uc5b5\ub2ec\ub7ec\uc758 \uc2e4\uc801\uc744 \ub9cc\ub4e4\uc5b4\uc57c \ud558\ub294 \uc0ac\uc5c5\uc774 \ud55c\uc21c\uac04\uc5d0 \ubb34\uc0b0\ub418\ub294 \uacbd\uc6b0\ub3c4 \uc788\uc5c8\ub2e4. \ud55c\uad6d\uacc4 \uae08\uc735\uc0ac \uad00\uacc4\uc790\ub294 &#8220;\uad6d\uc81c \uae08\uc735\uae30\uad00\uc774 \uc778\ub3c4 \uc8fc\uc815\ubd80\uc640 2~3\ub144 \ub3d9\uc548 \uc900\ube44\ud55c \uc0ac\uc5c5\uc774 \uc7ac\ubb34\ubd80 \ucc28\uad00\uc758 \ubcc0\uc2ec\uc73c\ub85c \ubcf4\ub958\ub41c \uc801\uc774 \uc788\ub2e4&#8221;\uba70 &#8220;\uc624\ub798 \uacf5\ub4e4\uc778 \uc0ac\uc5c5\uc774\ub77c\ub3c4 \uc77c\uc21c\uac04 \ud734\uc9c0\ud1b5\uc73c\ub85c \uac08 \uc704\ud5d8\uc774 \uc788\ub2e4\ub294 \uac83&#8221;\uc774\ub77c\uace0 \uc124\uba85\ud588\ub2e4.<\/p>\n<p>\/ \uc774\uc7ac\uc6a9 \ub354\ubca8 \uae30\uc790<\/p>\n","protected":false},"excerpt":{"rendered":"<p>|\ub3c5\ud2b9\ud55c \uaddc\uc81c \uc874\uc7ac\u2026\uad8c\uc704\uc758\uc2dd \uc788\ub294 \uc815\ubd80\u00b7\ub2f9\uad6d \ud589\ud0dc\ub3c4 \uc0ac\uc5c5 \ub9ac\uc2a4\ud06c \uc694\uc778 \uc778\ub3c4 \uae08\uc735\uc2dc\uc7a5\uc740 \uc804\uc138\uacc4\uc801\uc73c\ub85c\ub3c4 \uae4c\ub2e4\ub85c\uc6b4 \ud3b8\uc5d0 \uc18d\ud55c\ub2e4. \ub2f9\uc88c\uacc4\uc88c(Current Account) \uaddc\uc81c \ub4f1 \ub2e4\ub978 \ub098\ub77c\uc5d0\uc120 \ucc3e\uc544\ubcf4\uae30 \ud798\ub4e0 \uc778\ub3c4\ub9cc\uc758 \ub3c5\ud2b9\ud55c \uaddc\uc81c \uc7a5\ubcbd\uc774 \uc874\uc7ac\ud55c\ub2e4. \uc774 \uc678 \uc815\ucc45\uc790\uae08\ub300\ucd9c(Priority Sector Lending) \uc758\ubb34 \ube44\uc728 \ub4f1 \ud6c4\ubc1c\uc8fc\uc790\ub85c \uc601\uc5c5 \uae30\ubc18\uc774 \uc57d\ud55c \uc678\uad6d\uacc4 \uae08\uc735\uc0ac\uc5d4 \ubd88\ub9ac\ud55c \uba74\uc774 \ub9ce\ub2e4. \uba85\ubb38\ud654\ub41c \uaddc\uc81c\uc640 \ud568\uaed8 \uce74\uc2a4\ud2b8(Caste)\uc758 \uc794\uc7ac\ub97c \uae30\ubc18\uc73c\ub85c \ud55c \uc815\ubd80\u00b7\uaddc\uc81c\ub2f9\uad6d\uc758 \uad8c\uc704\uc801\uc778 \ud0dc\ub3c4\ub3c4 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