{"id":15722,"date":"2025-02-25T15:14:43","date_gmt":"2025-02-25T06:14:43","guid":{"rendered":"https:\/\/www.sanctionlab.com\/?p=15722"},"modified":"2025-02-26T09:41:50","modified_gmt":"2025-02-26T00:41:50","slug":"%ec%82%ac%ec%99%b8%ec%9d%b4%ec%82%ac-1%eb%aa%85%eb%8b%b9-%ec%9c%84%ec%9b%90%ed%9a%8c-4%ea%b3%b3-%eb%8b%b4%eb%8b%b9-%eb%82%b4%eb%b6%80%ed%86%b5%ec%a0%9c%ec%9c%84-%ec%8b%a4%ed%9a%a8%ec%84%b1%ec%9d%80","status":"publish","type":"post","link":"https:\/\/www.sanctionlab.com\/?p=15722","title":{"rendered":"\uc0ac\uc678\uc774\uc0ac 1\uba85\ub2f9 \uc704\uc6d0\ud68c 4\uacf3 \ub2f4\ub2f9, \ub0b4\ubd80\ud1b5\uc81c\uc704 \uc2e4\ud6a8\uc131\uc740"},"content":{"rendered":"<h3>|\u24614\ub300 \uae08\uc735, \ucda9\uc6d0 \uc5c6\uc744\uc2dc \uc704\uc6d0\ud68c\u00b7\uc0ac\uc678\uc774\uc0ac \uc218 \ub3d9\ub960\u2026\uc5c5\ubb34\ubd80\ub2f4 \uac00\uc911\u00b7\uc804\ubb38\uc131 \uc800\ud558 \ubd88\uac00\ud53c<\/h3>\n<p>4\ub300 \uae08\uc735\uc9c0\uc8fc \uc0ac\uc678\uc774\uc0ac\ub4e4\uc774 \uc778\ub2f9 \ud3c9\uade0 4\uacf3\uc758 \uc774\uc0ac\ud68c \uc18c\uc704\uc6d0\ud68c \uc5c5\ubb34\ub97c \ub2f4\ub2f9\ud558\uace0 \uc788\ub294 \uac83\uc73c\ub85c \ud655\uc778\ub410\ub2e4. \uc778\ub2f9 \ucd5c\uc18c 2\uacf3, \ucd5c\ub300 6\uacf3\uc758 \uc18c\uc704\uc6d0\ud68c\uc5d0 \uc18c\uc18d\ub3fc \uc788\ub2e4. \uae00\ub85c\ubc8c \uc740\ud589 \uc0ac\uc678\uc774\uc0ac 1\uc778\ub2f9 \uc18c\uad00 \uc704\uc6d0\ud68c \uc218\uac00 1~3\uac1c \uc218\uc900\uc774\ub77c\ub294 \uc810\uc744 \uac10\uc548\ud558\uba74 \uc5c5\ubb34 \ubd80\ub2f4\uc774 \uacfc\ub3c4\ud558\ub2e4\ub294 \uc9c0\uc801\uc774 \uc81c\uae30\ub41c\ub2e4.<\/p>\n<p>\ub2e4\uc74c\ub2ec \uc815\uae30 \uc8fc\uc8fc\ucd1d\ud68c\uc5d0\uc11c \ub0b4\ubd80\ud1b5\uc81c\uc704\uc6d0\ud68c\uac00 \uc124\uce58\ub41c\ub2e4\ub294 \uac83\uc744 \uac10\uc548\ud558\uba74 \uc0ac\uc678\uc774\uc0ac 1\uc778\uc774 \ub2f4\ub2f9\ud558\ub294 \uc704\uc6d0\ud68c \uc218\uac00 \ub298\uc5b4\ub0a0 \uac00\ub2a5\uc131\uc774 \ub192\ub2e4. \uc0ac\uc678\uc774\uc0ac \uc22b\uc790\ub97c \ub298\ub9ac\uc9c0 \uc54a\uc744 \uacbd\uc6b0 \uc5c5\ubb34 \ubd80\ub2f4 \uac00\uc911\uc774 \ubd88\uac00\ud53c\ud558\ub2e4. \uae30\uc874 \uc18c\uad00 \uc704\uc6d0\ud68c \uc5c5\ubb34 \ubd80\ub2f4\uc73c\ub85c \uc0c8\ub86d\uac8c \uc2e0\uc124\ub418\ub294 \ub0b4\ubd80\ud1b5\uc81c\uc704\uc5d0 \uc3df\uc744 \uc5ec\ub825\uc774 \ubd80\uc871\ud560 \uac83\uc774\ub780 \uc6b0\ub824\ub3c4 \uc788\ub2e4.<\/p>\n<p><strong>\u25c7KB\u00b7\uc6b0\ub9ac \uc778\ub2f9 &#8216;4.7\uacf3&#8217;, \uc5c5\ubb34 \ubd80\ub2f4 \ucd5c\uace0\u2026\uc2e0\ud55c &#8216;2.8\uacf3&#8217; \ucd5c\uc800<\/strong><\/p>\n<p>4\ub300 \uae08\uc735 \uc774\uc0ac\ud68c\ub294 \ud604\uc7ac \uc0b0\ud558\uc5d0 29\uac1c \uc18c\uc704\uc6d0\ud68c\ub97c \uc6b4\uc601\ud558\uace0 \uc788\ub2e4. \ud558\ub098\uae08\uc735\uc774 9\uac1c \uc18c\uc704\uc6d0\ud68c\ub97c \uc6b4\uc601\ud574 \uc22b\uc790\uac00 \uac00\uc7a5 \ub9ce\ub2e4. KB\uae08\uc735\uacfc \uc2e0\ud55c\uae08\uc735\uc740 \uac01\uac01 7\uacf3\uc73c\ub85c \ub4a4\ub97c \uc774\uc5c8\ub2e4. \uc6b0\ub9ac\uae08\uc735\uc774 6\uac1c \uc18c\uc704\uc6d0\ud68c\ub97c \uc6b4\uc601\ud574 \uac00\uc7a5 \uc801\uc5c8\ub2e4.<\/p>\n<p>4\ub300 \uae08\uc735 \uc774\uc0ac\ud68c\uc5d0 \uc18c\uc18d\ub3fc \uc788\ub294 \uc0ac\uc678\uc774\uc0ac\ub294 \ucd1d 32\uba85\uc774\ub2e4. \uc0ac\uc678\uc774\uc0ac \uc22b\uc790\uac00 \uc18c\uad00 \uc704\uc6d0\ud68c \uc218\ub97c \uc18c\ud3ed \uc6c3\ub3c8\ub2e4.<\/p>\n<div><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-15724\" src=\"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/02\/20250225141051804_n.jpg\" alt=\"\" width=\"640\" height=\"381\" srcset=\"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/02\/20250225141051804_n.jpg 640w, https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/02\/20250225141051804_n-300x179.jpg 300w, https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/02\/20250225141051804_n-150x89.jpg 150w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/><\/div>\n<p>\ub2e4\uc74c\ub2ec \uc815\uae30 \uc8fc\ucd1d\uc744 \uae30\uc810\uc73c\ub85c 4\ub300 \uae08\uc735 \uc0b0\ud558 \uc18c\uc704\uc6d0\ud68c \uc22b\uc790\ub294 \ub298\uc5b4\ub0a0 \uc608\uc815\uc774\ub2e4. \uae08\uc735\uc0ac \uc9c0\ubc30\uad6c\uc870\ubc95 \uac1c\uc815\uc5d0 \ub530\ub77c \ub0b4\ubd80\ud1b5\uc81c\uc704 \uc2e0\uc124\uc774 \uc608\uc815\ub3fc \uc788\uae30 \ub54c\ubb38\uc774\ub2e4. \ud558\ub098\uae08\uc735\uc774 \uc774\uc0ac\ud68c\uc6b4\uc601\uc704\uc6d0\ud68c\ub97c \ud3d0\uc9c0\ud560 \uc608\uc815\uc774\ub77c\ub294 \uc810\uc744 \uace0\ub824\ud558\uba74 \uc18c\uc704\uc6d0\ud68c \uc218\ub294 \ucd1d 32\uac1c\uac00 \ub41c\ub2e4. \uc0ac\uc678\uc774\uc0ac \uc22b\uc790\uac00 \ub298\uc5b4\ub098\uc9c0 \uc54a\uc744 \uacbd\uc6b0 \uc18c\uc704\uc6d0\ud68c \uc218\uc640 \ub3d9\ub960\uc774 \ub418\ub294 \uc148\uc774\ub2e4.<\/p>\n<p>\ud604 \uc774\uc0ac\ud68c \uc18c\uc704\uc6d0\ud68c \uad6c\uc870\uac00 \uc0ac\uc678\uc774\uc0ac\uc5d0\uac8c \uacfc\ub3c4\ud55c \uc5c5\ubb34\ub97c \ubd80\ub2f4\uc2dc\ud0a4\uace0 \uc788\ub2e4\ub294 \uc9c0\uc801\uc774 \ub098\uc628\ub2e4. \uc9c0\ubc30\uad6c\uc870\ubc95 \uac1c\uc815 \ub4f1 \uc774\uc0ac\ud68c \uc5ed\ud560 \uac15\ud654\uc5d0 \ubc1c\ub9de\ucdb0 \uc18c\uc704\uc6d0\ud68c \uc218\uac00 \ub298\uc5b4\ub0ac\uc73c\ub098 \uc774\uc5d0 \uac78\ub9de\ub294 \uc0ac\uc678\uc774\uc0ac \ucda9\uc6d0\uc774 \uc774\ub904\uc9c0\uc9c0 \uc54a\uc558\ub2e4\ub294 \uac83\uc774\ub2e4.<\/p>\n<p>\uac1c\ubcc4 \uc0ac\uc678\uc774\uc0ac\uac00 \ub2f4\ub2f9\ud558\uace0 \uc788\ub294 \uc18c\uad00 \uc704\uc6d0\ud68c\ub97c \uace0\ub824\ud560 \ub54c \uc815\uc0c1\uc801\uc778 \uc774\uc0ac\ud68c \uc6b4\uc601\uc5d0 \ud55c\uacc4\uac00 \uc788\ub2e4\ub294 \ud3c9\uac00\ub3c4 \ub098\uc628\ub2e4. 4\ub300 \uae08\uc735 \uc0ac\uc678\uc774\uc0ac\ub4e4\uc740 \uc778\ub2f9 \ud3c9\uade0 4.1\uacf3\uc758 \uc18c\uad00 \uc704\uc6d0\ud68c\ub97c \ub9e1\uace0 \uc788\ub2e4. \uc801\uac8c\ub294 2\uacf3, \ub9ce\uac8c\ub294 6\uacf3\uc758 \uc18c\uad00 \uc704\uc6d0\ud68c\uc5d0 \uc18c\uc18d\ub3fc \uc788\ub2e4. \uc6b0\ub9ac\uae08\uc735\uc758 \uc724\uc778\uc12d \uc0ac\uc678\uc774\uc0ac\uac00 6\uacf3\uc758 \uc18c\uc704\uc6d0\ud68c\ub97c \ub2f4\ub2f9\ud574 \uc5c5\ubb34 \ubd80\ub2f4\uc774 \uac00\uc7a5 \ucef8\ub2e4. \uc2e0\ud55c\uae08\uc735\uc758 \uc1a1\uc131\uc8fc\u00b7\uc9c4\ud604\ub355 \uc0ac\uc678\uc774\uc0ac\ub294 2\uacf3\uc73c\ub85c \uac00\uc7a5 \uc801\uc740 \uc18c\uc704\uc6d0\ud68c\ub97c \ub9e1\uc558\ub2e4.<\/p>\n<p>\uc0ac\ubcc4\ub85c \ubcf4\uba74 KB\uae08\uc735\uacfc \uc6b0\ub9ac\uae08\uc735\uc758 \uc0ac\uc678\uc774\uc0ac\ub4e4\uc774 \uc778\ub2f9 4.7\uacf3\uc758 \uc18c\uc704\uc6d0\ud68c\ub97c \ub2f4\ub2f9\ud558\uace0 \uc788\ub294 \uac83\uc73c\ub85c \uc9d1\uacc4\ub410\ub2e4. \ub450 \uae08\uc735\uc9c0\uc8fc\uc758 \uc0ac\uc678\uc774\uc0ac\ub4e4\uc774 4\ub300 \uae08\uc735 \ub0b4\uc5d0\uc11c \uac00\uc7a5 \ud070 \uc5c5\ubb34 \ubd80\ub2f4\uc744 \uc9c0\uace0 \uc788\ub294 \uac83\uc774\ub2e4.<\/p>\n<p>\uc0ac\uc678\uc774\uc0ac \uc5c5\ubb34 \ubd80\ub2f4\uc744 \ucd5c\uc18c\ud654\ud55c \uacf3\uc740 \uc2e0\ud55c\uae08\uc735\uc774\ub2e4. \uc2e0\ud55c\uae08\uc735\uc740 \uc0ac\uc678\uc774\uc0ac\ubcc4 \uc18c\uad00 \uc704\uc6d0\ud68c\uac00 3\uacf3\uc744 \ub118\uc9c0 \ubabb\ud558\uac8c \uad00\ub9ac\ud558\uace0 \uc788\ub2e4. \uc778\ub2f9 2~3\uacf3\uc744 \ub2f4\ub2f9\ud55c\ub2e4. \uc778\ub2f9 \uc18c\uad00 \uc704\uc6d0\ud68c\ub294 2.8\uacf3\uc774\ub2e4.<\/p>\n<div><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-15723\" src=\"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/02\/20250225140813840_n.jpg\" alt=\"\" width=\"640\" height=\"825\" srcset=\"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/02\/20250225140813840_n.jpg 640w, https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/02\/20250225140813840_n-233x300.jpg 233w, https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/02\/20250225140813840_n-150x193.jpg 150w, https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/02\/20250225140813840_n-300x387.jpg 300w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/><\/div>\n<p><strong>\u25c7\uae00\ub85c\ubc8c \uc2a4\ud0e0\ub2e4\ub4dc \ubc11\ub3c4\ub294 &#8216;\uc778\ub2f9 \uc18c\uad00 \uc704\uc6d0\ud68c&#8217; \uc218<\/strong><\/p>\n<p>\uae08\uc735 \ub2f9\uad6d\uc740 \uad6d\ub0b4 \uae08\uc735\uc9c0\uc8fc \uc0ac\uc678\uc774\uc0ac \uc5c5\ubb34 \ubd80\ub2f4\uc774 \uae00\ub85c\ubc8c \uc740\ud589\uc5d0 \ube44\ud574 \uacfc\ub3c4\ud558\ub2e4\uace0 \ubcf4\uace0 \uc788\ub2e4. \uae08\uc735\uac10\ub3c5\uc6d0\uc740 \uc9c0\ubc30\uad6c\uc870 \ubaa8\ubc94\uad00\ud589 \uc6d0\uce59\uc744 \ubc1c\ud45c\ud558\uba74\uc11c 2023\ub144 \uae30\uc900 \uae00\ub85c\ubc8c \uc740\ud589 \uc0ac\uc678\uc774\uc0ac\ub294 \uc18c\uad00 \uc704\uc6d0\ud68c\uac00 1~3\uacf3 \uc218\uc900\uc774\ub77c\uace0 \uac15\uc870\ud588\ub2e4. BoA(Bank of America) 2\uacf3, \uc6f0\uc2a4\ud30c\uace0 1~3\uacf3, CITI 1~4\uacf3 \ub4f1\uc774\ub2e4.<\/p>\n<p>\uc0ac\uc678\uc774\uc0ac \uc778\ub2f9 \uc18c\uad00 \uc704\uc6d0\ud68c \uc218\uac00 \ub192\uc740 \uc218\uc900\uc744 \uc720\uc9c0\ud558\uba74\uc11c \uc774\uc0ac\ud68c \uc804\ubb38\uc131 \uc800\ud558\uac00 \uc6b0\ub824\ub41c\ub2e4. \uc0ac\uc678\uc774\uc0ac\uac00 \ubcf8\uc778\uc758 \uc804\ubb38\uc131\uacfc \uad00\uacc4 \uc5c6\ub294 \uc18c\uc704\uc6d0\ud68c\uc5d0 \ubc30\uce58\ub420 \uac00\ub2a5\uc131\uc774 \ub192\uc544\uc9c0\uae30 \ub54c\ubb38\uc774\ub2e4. \uacfc\uc911\ud55c \uc5c5\ubb34 \ubd80\ub2f4 \ud0d3\uc5d0 \uac01 \uc18c\uc704\uc6d0\ud68c \uc5c5\ubb34\ub97c \uba74\ubc00\ud558\uac8c \uc0b4\ud53c\ub294 \ub370 \ud55c\uacc4\uac00 \uc788\ub2e4\ub294 \uacac\ud574\ub3c4 \uc788\ub2e4.<\/p>\n<p>\ub2e4\uc74c\ub2ec \uc2e0\uc124\ub420 \ub0b4\ubd80\ud1b5\uc81c\uc704 \uc2e4\ud6a8\uc131\ub3c4 \uc6b0\ub824\ub418\ub294 \ub300\ubaa9\uc774\ub2e4. \ud604\uc7ac 4\ub300 \uae08\uc735 \uae30\uc874 \uc0ac\uc678\uc774\uc0ac \uc911\uc5d0\ub294 \ucef4\ud50c\ub77c\uc774\uc5b8\uc2a4(\uc900\ubc95) \uc804\ubb38\uac00\ub85c \ubd84\ub958\ub418\ub294 \uc778\ubb3c\uc774 \uc804\ubb34\ud55c \uc2e4\uc815\uc774\ub2e4. \ub2f4\ub2f9 \uc18c\uad00 \uc704\uc6d0\ud68c \uc22b\uc790\uac00 \ucd94\uac00\ub85c \ub298\uc5b4\ub098\uba74 \uc774\uc0ac\ud68c \ub0b4\ubd80\ud1b5\uc81c \uae30\ub2a5\uc744 \uac15\ud654\ud558\ub294 \ub370 \ud55c\uacc4\uac00 \uc788\ub2e4.<\/p>\n<p>\uc0ac\uc678\uc774\uc0ac \uc22b\uc790 \ud655\ub300\uac00 \ub300\uc548\uc73c\ub85c \uac70\ub860\ub41c\ub2e4. BoA, \uc6f0\uc2a4\ud30c\uace0, CITI\ub294 \uac01\uac01 13~14\uba85\uc758 \uc0ac\uc678\uc774\uc0ac\ub97c \ud655\ubcf4\ud574 \uc778\ub2f9 \uc18c\uad00 \uc704\uc6d0\ud68c \uc218\ub97c \uc801\uc815 \uc218\uc900\uc73c\ub85c \uc720\uc9c0\ud558\uace0 \uc788\ub2e4. KB\uae08\uc735\uc774 7\uba85, \uc2e0\ud55c\uae08\uc735\uc774 9\uba85, \ud558\ub098\uae08\uc735\uc774 9\uba85, \uc6b0\ub9ac\uae08\uc735\uc774 7\uba85\uc758 \uc0ac\uc678\uc774\uc0ac\ub97c \ub450\uace0 \uc788\ub2e4\ub294 \uc810\uc744 \uace0\ub824\ud558\uba74 \ucd94\uac00 \ucda9\uc6d0\uc774 \uc788\uc5b4\uc57c \uae00\ub85c\ubc8c \uc2a4\ud0e0\ub2e4\ub4dc\uc5d0 \ubd80\ud569\ud560 \uc218 \uc788\ub2e4.<\/p>\n<p>KB\uae08\uc735\uc740 \ub2e4\uc74c\ub2ec \uc815\uae30 \uc8fc\ucd1d\uc5d0\uc11c 6\uba85\uc758 \uc0ac\uc678\uc774\uc0ac \uc784\uae30\uac00 \ub9cc\ub8cc\ub41c\ub2e4. \uc774\uc911 4\uba85\uc744 \uc911\uc784\ud558\uace0 2\uba85\uc744 \uad50\uccb4\ud558\uae30\ub85c \ud588\ub2e4. \uc804\uccb4 \uc0ac\uc678\uc774\uc0ac \uc22b\uc790\ub294 7\uba85\uc73c\ub85c \uc720\uc9c0\ud55c\ub2e4. \ub2e4\ub978 \uae08\uc735\uc9c0\uc8fc\ub294 \uc0ac\uc678\uc774\uc0ac \ucda9\uc6d0 \uc5ec\ubd80\ub97c \ub17c\uc758 \uc911\uc5d0 \uc788\ub2e4.<\/p>\n<p>\/ \ucd5c\ud544\uc6b0 \ub354\ubca8 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