{"id":17327,"date":"2025-03-07T15:50:32","date_gmt":"2025-03-07T06:50:32","guid":{"rendered":"https:\/\/www.sanctionlab.com\/?p=17327"},"modified":"2025-03-10T09:45:44","modified_gmt":"2025-03-10T00:45:44","slug":"8000%ec%96%b5%ec%96%b4%ec%b9%98-%eb%a7%a4%eb%ac%bc-%ea%b3%b5%ea%b0%9c%ed%95%9c-ok%ec%a0%80%ec%b6%95-npl-%eb%a7%a4%ea%b0%81-%ea%b3%a0%ec%82%90","status":"publish","type":"post","link":"https:\/\/www.sanctionlab.com\/?p=17327","title":{"rendered":"8000\uc5b5\uc5b4\uce58 \ub9e4\ubb3c \uacf5\uac1c\ud55c OK\uc800\ucd95, NPL \ub9e4\uac01 ‘\uace0\uc090’"},"content":{"rendered":"

| \u246013\uacf3 ‘\uc120\uc21c\uc704’ \uc0ac\uc5c5\uc7a5 \uc911 \uc785\ucc30 6\uacf3 \uc9c4\ud589\u2026\uae30\uc5c5\uc5ec\uc2e0\uad00\ub9ac\ubd80, \ubd80\uc2e4\ucc44\uad8c \uc815\ub9ac ‘\uc804\ub2f4’<\/h3>\n

OK\uc800\ucd95\uc740\ud589\uc774 \ubd80\ub3d9\uc0b0 \ud504\ub85c\uc81d\ud2b8\ud30c\uc774\ub0b8\uc2f1(PF) \uc0ac\uc5c5\uc7a5 \uc815\ub9ac\uc5d0 \ucd1d\ub825\uc744 \uae30\uc6b8\uc774\uace0 \uc788\ub2e4. \ub2f9\uad6d\uc758 PF \uc0ac\uc5c5\uc7a5 \uc555\ubc15\uc774 \uac70\uc138\uc9c0\uba74\uc11c \uc9c0\ub09c\ub2ec ‘PF \uc0ac\uc5c5\uc7a5 \uc815\ubcf4\uacf5\uac1c \ud50c\ub7ab\ud3fc’\uc5d0 7\uac1c \uc0ac\uc5c5\uc7a5\uc744 \ucd94\uac00\ub85c \uacf5\uac1c\ud588\ub2e4. \uacbd\u00b7\uacf5\ub9e4 \ubc29\uc2dd\uc744 \ud1b5\ud574 \uc2e0\uc18d\ud558\uac8c \uc0ac\uc5c5\uc7a5\uc744 \uc815\ub9ac\ud558\uaca0\ub2e4\ub294 \uc758\uc9c0\ub97c \ubcf4\uc778 \uc148\uc774\ub2e4.<\/p>\n

OK\uc800\ucd95\uc740\ud589\uc774 \ub300\ud45c \uc8fc\uad00\uc0ac\ub85c \ucc38\uc5ec\ud55c \uc0ac\uc5c5\uc7a5 \ub300\ubd80\ubd84\uc740 \uc8fc\uac70\uc2dc\uc124\ub85c \ud0c0 \uc800\ucd95\uc740\ud589 \ub300\ube44 \uaddc\ubaa8\uac00 \ud070 \ud3b8\uc774\ub2e4. \ub9e4\uac01 \uc0c1\ud669\uc740 \ub179\ub85d\uc9c0 \uc54a\ub2e4. \ud2b9\uc815 \uc0ac\uc5c5\uc7a5\uc758 \uacbd\uc6b0 2\ubc88\uc758 \uacf5\ub9e4 \ub3d9\uc548 \ucd5c\uc800\uc785\ucc30\uac00\uac00 \uac10\uc815\ud3c9\uac00\uc561 \ub300\ube44 30% \uc218\uc900\uc5d0 \uadf8\ucce4\ub2e4. OK\uc800\ucd95\uc740\ud589\uc740 \ubd80\ub3d9\uc0b0PF \ub300\ucd9c \ub300\ubd80\ubd84\uc774 \uc120\uc21c\uc704\ub85c \uad6c\uc131\ub410\ub2e4\ub294 \uc785\uc7a5\uc774\uc9c0\ub9cc, \uc720\ucc30\uc774 \uc9c0\uc18d\ub420 \uc218\ub85d \uc6d0\uae08 \uc190\uc2e4\ub3c4 \ud655\ub300\ub420 \uc804\ub9dd\uc774\ub2e4.<\/p>\n

\u25c7\uc9c0\ub09c\ub2ec 7\uac1c \uc0ac\uc5c5\uc7a5 \ucd94\uac00 \ub4f1\ub85d, OK\uc800\ucd95 “\uc815\ubcf4 \uc81c\uacf5 \ucc28\uc6d0”<\/strong><\/p>\n

\"\"<\/div>\n

\uae08\uc735\uac10\ub3c5\uc6d0\uacfc \uc5c5\uad8c\ubcc4 9\uac1c \uae08\uc735\ud611\ud68c\uac00 \uc9c0\ub09c 1\uc6d4 \uad6c\ucd95\ud55c ‘PF \uc0ac\uc5c5\uc7a5 \uc815\ubcf4\uacf5\uac1c \ud50c\ub7ab\ud3fc’\uc5d0 \ub530\ub974\uba74 OK\uc800\ucd95\uc740\ud589\uc774 \ub300\ub9ac\uae08\uc735\uae30\uad00\uc73c\ub85c \ucc38\uc5ec\ud55c \uc0ac\uc5c5\uc7a5\uc740 \ucd1d 13\uacf3\uc774\ub2e4. \ub300\ub9ac\uae08\uc735\uae30\uad00\uc740 PF\uc0ac\uc5c5\uc7a5\uc5d0\uc11c \ub300\uc8fc\ub2e8\uc744 \ub300\ud45c\ud558\ub294 \uae08\uc735\uc0ac\ub2e4. OK\uc800\ucd95\uc740\ud589\uc740 \uc9c0\ub09c 1\uc6d4 \ub9d0 6\uacf3\uc758 \uc0ac\uc5c5\uc7a5\uc744 \ub9e4\ubb3c\ub85c \uc62c\ub838\uace0 \uc9c0\ub09c\ub2ec \ub9d0 \uc0ac\uc5c5\uc7a5 7\uacf3\uc744 \ucd94\uac00\ub85c \ub4f1\ub85d\ud588\ub2e4.<\/p>\n

\uae08\uc735\ub2f9\uad6d\uc740 PF \uc0ac\uc5c5\uc7a5 \ub9e4\ub9e4 \ud65c\uc131\ud654\ub97c \ubaa9\ud45c\ub85c \ud50c\ub7ab\ud3fc\uc5d0 \uc815\ubcf4\uacf5\uac1c \ub300\uc0c1 \uc0ac\uc5c5\uc7a5\uc744 \ub9e4\uc6d4 \uc5c5\ub370\uc774\ud2b8\ud558\uace0 \uc788\ub2e4. \uc774\ub2ec \ub9d0\uc5d0\ub294 \uc9c0\ub09c\ud574 9\uc6d4 \ub9d0 \uc0ac\uc5c5\uc131 \ud3c9\uac00\uacb0\uacfc\uc5d0\uc11c \ubd80\uc2e4 \uc6b0\ub824 \uc0ac\uc5c5\uc7a5\uc73c\ub85c \uaf3d\ud78c \uacf3\ub4e4 \uc911 \ub204\ub77d\ub41c 70\uc5ec\uac1c \uc0ac\uc5c5\uc7a5\uc5d0 \ub300\ud55c \ub4f1\ub85d\uc744 \ub3c5\ub824\ud560 \uacc4\ud68d\uc774\ub2e4.<\/p>\n

\"\"<\/div>\n

OK\uc800\ucd95\uc740\ud589 \ud55c \uad00\uacc4\uc790\ub294 “\uae08\uc735\ub2f9\uad6d\uc758 \ubaa8\ubc94 \uaddc\uc900\uc5d0 \ub530\ub77c \uacbd\u00b7\uacf5\ub9e4 \ub300\uc0c1\uc774 \ub41c \uc0ac\uc5c5\uc7a5 \uc678\uc5d0\ub3c4 \uc815\ubcf4 \uc81c\uacf5 \ucc28\uc6d0\uc5d0\uc11c \uc5ec\ub7ec \uc0ac\uc5c5\uc7a5\uc744 \ucd94\uac00\ub85c \uacf5\uac1c\ud588\ub2e4”\ub77c\uba70 “\uc9c0\uc18d\uc801\uc778 \uacbd\u00b7\uacf5\ub9e4\ub85c PF \uc815\uc0c1\ud654\ub97c \ucd94\uc9c4\ud558\uace0 \uc788\ub294 \uc0c1\ud669”\uc774\ub77c\uace0 \uc124\uba85\ud588\ub2e4. \uc774\uc5b4 “PF \ub300\ucd9c \ub300\ubd80\ubd84\uc774 \uc120\uc21c\uc704\ub85c \uad6c\uc131\ub3fc \uc788\uc5b4 \uc704\ud5d8\ub3c4\uac00 \ub0ae\uc740 \ud3b8”\uc774\ub77c\uace0 \ub367\ubd99\uc600\ub2e4.<\/p>\n

\uc800\ucd95\uc740\ud589\uc758 PF \uc0ac\uc5c5\uc7a5 \ub3d9\uc77c\uc778 \uc5ec\uc2e0\ud55c\ub3c4\uac00 120\uc5b5\uc6d0\uc778 \uc810\uc744 \uac10\uc548\ud558\uba74 OK\uc800\ucd95\uc740\ud589\uc774 \uc774\ub4e4 \uc0ac\uc5c5\uc7a5\uc5d0 \ub0b4\uc5b4\uc900 PF \ub300\ucd9c\uc740 \ucd5c\ub300 1560\uc5b5\uc6d0 \uc218\uc900\uc774\ub2e4. \ub300\uc8fc\ub2e8\uc73c\ub85c \ucc38\uc5ec\ud558\uc9c0 \uc54a\uc740 PF \uc0ac\uc5c5\uc7a5 \uacf3\uacf3\uc5d0\ub3c4 \ub300\ucd9c\uc744 \ub0b4\uc5b4\uc900 \ub9cc\ud07c, \uac1c\ubcc4 \uc800\ucd95\uc740\ud589\uc758 \ubd80\ub3d9\uc0b0PF \uc704\ud5d8\ub178\ucd9c\uc561(\uc775\uc2a4\ud3ec\uc800)\uc744 \ud30c\uc545\ud558\uae30\ub294 \uc5b4\ub835\ub2e4.<\/p>\n

OK\uc800\ucd95\uc740\ud589\uc774 \ub300\uc8fc\ub2e8\uc73c\ub85c \ucc38\uc5ec\ud55c \uc0ac\uc5c5\uc7a5 13\uacf3\uc758 \uac10\uc815 \ud3c9\uac00\uc561\uc740 7968\uc5b5\uc6d0\uc5d0 \ub2ec\ud55c\ub2e4. \ud55c\uad6d\ud22c\uc790\uc800\ucd95\uc740\ud589\uacfc \uc6f0\ucef4\uc800\ucd95\uc740\ud589\uc774 \ub9e4\ubb3c\ub85c \uc62c\ub9b0 \uc0ac\uc5c5\uc7a5\uc758 \uac10\uc815 \ud3c9\uac00\uc561\uc774 \uac01\uac01 3575\uc5b5\uc6d0(21\uac74), 2435\uc5b5\uc6d0(15\uac74)\uc778 \uc810\uc744 \uace0\ub824\ud558\uba74, \uc0c1\ub300\uc801\uc73c\ub85c OK\uc800\ucd95\uc740\ud589\uc774 \uaddc\ubaa8\uac00 \ud070 \uc0ac\uc5c5\uc7a5\uc5d0 PF \ub300\ucd9c\uc744 \ub0b4\uc900 \uac83\uc73c\ub85c \ucd94\uc815\ub41c\ub2e4.<\/p>\n

OK\uc800\ucd95\uc740\ud589\uc758 \uc0ac\uc5c5\uc7a5 \ub9e4\ubb3c\uc744 \uc0b4\ud3b4\ubcf4\uba74 \uc804\uccb4 13\uacf3 \uc911 4\uacf3\uc774 \uacbd\uae30\ub3c4, \ub098\uba38\uc9c0\ub294 \ubd80\uc0b0\uad11\uc5ed\uc2dc, \ub300\uad6c\uad11\uc5ed\uc2dc \ub4f1 \uc9c0\ubc29\uc5d0 \uc18c\uc7ac\ud55c \uac83\uc73c\ub85c \ub098\ud0c0\ub0ac\ub2e4. \uc6a9\ub3c4\ubcc4\ub85c \ubcf4\uba74 9\uacf3\uc774 \uc8fc\uac70\uc2dc\uc124\uc774\uace0 \uc774\uc678\uc5d0 \uc0c1\uc5c5(2\uacf3), \uc5c5\ubb34(1\uacf3), \uc0b0\uc5c5(1\uacf3), \uae30\ud0c0(1\uacf3) \ub4f1\uc73c\ub85c \uc9d1\uacc4\ub410\ub2e4.<\/p>\n

\u25c76\uacf3 \uc0ac\uc5c5\uc7a5 \ucd5c\uc800\uc785\ucc30\uac00, \uac10\uc815\ud3c9\uac00\uc561 48% \uc218\uc900 ‘\ubd88\uacfc’<\/strong><\/p>\n

\ubb38\uc81c\ub294 \uae08\uc735\ub2f9\uad6d\uc758 \uc555\ubc15\uc774 \uac70\uc138\uc9c4 \uac00\uc6b4\ub370 \ub9e4\uac01 \uc791\uc5c5\uc774 \uc21c\ud0c4\uce58 \uc54a\ub2e4\ub294 \uc810\uc774\ub2e4. \uc9c0\ub09c\ud574 \ub9d0 \uae08\uc735\ub2f9\uad6d\uc774 \ubd80\ub3d9\uc0b0 PF \uace0\uc815\uc774\ud558\uc5ec\uc2e0\uc5d0 \ub300\ud55c \ucda9\ub2f9\uae08 \uc801\ub9bd\ube44\uc728\uc744 50%\ub85c \ud655\ub300\ud588\ub2e4. \uc5ec\uae30\uc5d0 \uae08\uac10\uc6d0\uc774 \ubd80\uc2e4 PF \uc815\ub9ac\uc5d0 \uc18d\ub3c4\ub97c \ub0b4\uae30 \uc704\ud574 \uc800\ucd95\uc740\ud589\uc744 \ub300\uc0c1\uc73c\ub85c \uacf5\ub3d9 \uac80\uc0ac\ub97c \uc9c4\ud589\ud560 \uacc4\ud68d\uc744 \ubc1d\ud788\uba74\uc11c \uc800\ucd95\uc740\ud589\uc5c5\uad8c PF \uc815\ub9ac\ub97c \uc555\ubc15\ud558\uace0 \uc788\ub2e4.<\/p>\n

\uadf8\ub7ec\ub098 OK\uc800\ucd95\uc740\ud589\uc774 \ub300\uc8fc\ub2e8\uc73c\ub85c \ucc38\uc5ec\ud55c 13\uacf3 \uc0ac\uc5c5\uc7a5 \uc911 \uc808\ubc18 \uc774\uc0c1\uc778 7\uacf3\uc758 \uc0ac\uc5c5\uc7a5\uc740 \uc544\uc9c1 \uc785\ucc30 \uc2dc\uc791\ub3c4 \uc774\ub904\uc9c0\uc9c0 \uc54a\uc558\ub2e4. \ud2b9\ud788 \ubd80\uc0b0 \uc0ac\uc0c1\uad6c \uc18c\uc7ac \ud55c PF \uc0ac\uc5c5\uc7a5\uc740 \ud55c \uc790\uc0b0\uc6b4\uc6a9\uc0ac\uac00 \ud22c\uc790\uc790 \uc190\uc2e4 \ub4f1\uc758 \uc774\uc720\ub85c \uacf5\ub9e4\ub97c \ubc18\ub300\ud558\uace0 \uc788\ub294 \uc0c1\ud669\uc774\ub2e4.<\/p>\n

\uc785\ucc30\uc774 \uc2dc\uc791\ub41c \uc0ac\uc5c5\uc7a5\ub3c4 \uac10\uc815\ud3c9\uac00\uc561 \ub300\ube44 \uac00\uaca9\uc774 \uc810\ucc28 \ub5a8\uc5b4\uc9c0\uace0 \uc788\uc5b4 \uc190\uc2e4\uc774 \uc6b0\ub824\ub418\ub294 \uc0c1\ud669\uc774\ub2e4. \ub9e4\ubb3c\ub85c \ub098\uc628 \uc0ac\uc5c5\uc7a5\uc740 \ub9ce\uc9c0\ub9cc \uc774\ub97c \uc0ac\ub824\ub294 \ub9e4\uc218\uc790\ub294 \ud55c\uc815\ub41c \uc0c1\ud669\uc778 \ud0d3\uc774\ub2e4. \ub9e4\uc218\uc790\ub294 \ub354 \uc2f8\uac8c \uc0ac\uc5c5\uc7a5\uc744 \uc0ac\uace0 \uc2f6\uc9c0\ub9cc \uc774\ub97c \ub2f4\ubcf4\ub85c \uc7a1\uc740 \uae08\uc735\uc0ac \uc785\uc7a5\uc5d0\uc120 \uc190\ud574\ub97c \uc904\uc5ec\uc57c \ud55c\ub2e4.<\/p>\n

\uacbd\u00b7\uacf5\ub9e4\uac00 \uc9c4\ud589\ub41c 6\uacf3 \uc0ac\uc5c5\uc7a5 \uac10\uc815\ud3c9\uac00\uc561\uc740 2400\uc5b5\uc6d0 \uc218\uc900\uc774\uc9c0\ub9cc, \ucd5c\uc800\uc785\ucc30\uac00\ub294 48% \uc218\uc900\uc778 1146\uc5b5\uc6d0 \uc218\uc900\uc5d0 \uadf8\ucce4\ub2e4. \ud2b9\ud788 \ubd80\uc0b0 \uc0ac\ud558\uad6c \uc18c\uc7ac \ud55c \uc0ac\uc5c5\uc7a5\uc740 2\ubc88\uc758 \uc785\ucc30\uc774 \uc9c4\ud589\ub418\uba74\uc11c \ucd5c\uc800\uc785\ucc30\uac00\ub294 \uac10\uc815\uc561(468\uc5b5\uc6d0) \ub300\ube44 30.6% \uc218\uc900\uc778 143\uc5b5\uc6d0\uc73c\ub85c \ub5a8\uc5b4\uc84c\ub2e4. \ubb3c\ub860 \ubaa8\ub4e0 \uc190\uc2e4\uc744 \ub300\uc8fc\ub2e8\uc778 OK\uc800\ucd95\uc740\ud589\uc774 \ub5a0\uc548\ub294 \uac74 \uc544\ub2c8\uc9c0\ub9cc, \uc720\ucc30\uc774 \uc9c0\uc18d\ub41c\ub2e4\uba74 \uc6d0\uae08 \uc190\uc2e4\uc774 \ud655\ub300\ub420 \uc218 \ubc16\uc5d0 \uc5c6\ub2e4.<\/p>\n

OK\uc800\ucd95\uc740\ud589\uc740 \uc62c\ud574 \uc870\uc9c1\uac1c\ud3b8\uc744 \ud1b5\ud574 \uae30\uc5c5\uc5ec\uc2e0\uad00\ub9ac\ubd80\ub97c \uc2e0\uc124\ud574 \ubd80\ub3d9\uc0b0 \uae08\uc735\uc744 \ud3ec\ud568\ud55c \uae30\uc5c5\uc5ec\uc2e0 \uc804\ubc18\uc744 \uc6b4\uc601\u00b7\uad00\ub9ac\ud558\uace0 \uc788\ub2e4. \uc9c0\ub09c\ud574 \ubd80\ub3d9\uc0b0 \ub300\ucd9c \uad00\ub9ac\ub97c \uc704\ud574 \uc2e0\uc124\ud588\ub358 ‘\ubd80\ub3d9\uc0b0\uae08\uc735 \ud0dc\uc2a4\ud06c\ud3ec\uc2a4\ud300(TFT)’ \uc5c5\ubb34\ub97c \ud655\ub300\ud574 \uc815\uaddc \uc870\uc9c1\uc73c\ub85c \ub9cc\ub4e0 \uc148\uc774\ub2e4. \uc5ec\uae30\uc5d0 \uac10\ub9ac\ubd80\uc11c\ub294 \ub9e4\uc6d4 PF \ub300\ucd9c \uc0ac\uc5c5\uc7a5\uc744 \ud604\uc7a5 \uc810\uac80\ud558\ub294 \uc2dd\uc73c\ub85c \uc0ac\uc5c5\uc7a5 \uad00\ub9ac\uc5d0 \ub098\uc130\ub2e4.<\/p>\n

\"\"<\/div>\n

OK\uc800\ucd95\uc740\ud589\uc740 \uc2e0\uc18d\ud558\uac8c \ubd80\ub3d9\uc0b0PF \uc0ac\uc5c5\uc7a5\uc744 \uc815\ub9ac\ud574 \uac74\uc804\uc131 \uad00\ub9ac\uc5d0 \ub098\uc120\ub2e4\ub294 \uacc4\ud68d\uc774\ub2e4. \uc9c0\ub09c\ud574 OK\uc800\ucd95\uc740\ud589\uc740 \ubd80\ub3d9\uc0b0PF \uc0ac\uc5c5\uc7a5 \uc7ac\ud3c9\uac00\ub85c \uc2e0\uaddc \ubd80\uc2e4\uc774 \uc9c0\uc18d \ubc1c\uc0dd\ud558\uba74\uc11c \uace0\uc815\uc774\ud558\uc5ec\uc2e0\ube44\uc728\uc774 \uc545\ud654\ub410\ub2e4. \uc9c0\ub09c\ud574 9\uc6d4 \ub9d0 \uae30\uc900 \uace0\uc815\uc774\ud558\uc5ec\uc2e0(NPL)\ube44\uc728\uc740 11.17%\ub85c \uc804\ub144 \ub300\ube44 4.06%p \uc0c1\uc2b9\ud588\ub2e4.<\/p>\n

\ud2b9\ud788 \ubd80\ub3d9\uc0b0PF \uc5f0\uccb4\uc728\uc740 16.66% \uc218\uc900\uc73c\ub85c, \ubd80\ub3d9\uc0b0PF \uc790\uc0b0 9404\uc5b5\uc6d0 \uc911\uc5d0\uc11c \uc5f0\uccb4\uc561\uc774 1567\uc5b5\uc6d0\uc5d0 \ub2ec\ud55c\ub2e4. \uc5ec\uae30\uc5d0 \uc8fc\uc694 \uace0\uac1d\uce35\uc778 \uc11c\ubbfc, \uc911\u00b7\uc18c\uc0c1\uacf5\uc778 \ub4f1 \ucc28\uc8fc\ub4e4\uc758 \uc0c1\ud658\ub2a5\ub825\uae4c\uc9c0 \uc545\ud654\ub3fc \uc5f0\uccb4\uc728\ub3c4 \uc0c1\uc2b9\ud588\ub2e4. \uac19\uc740 \uae30\uac04 OK\uc800\ucd95\uc740\ud589\uc758 \uc5f0\uccb4\uc728\uc740 2.43%p \ub298\uc5b4\ub09c 9.72%\ub97c \uae30\ub85d\ud588\ub2e4.<\/p>\n

\/ \uc720\uc815\ud654 \ub354\ubca8 \uae30\uc790<\/p>\n","protected":false},"excerpt":{"rendered":"

| \u246013\uacf3 ‘\uc120\uc21c\uc704’ \uc0ac\uc5c5\uc7a5 \uc911 \uc785\ucc30 6\uacf3 \uc9c4\ud589\u2026\uae30\uc5c5\uc5ec\uc2e0\uad00\ub9ac\ubd80, \ubd80\uc2e4\ucc44\uad8c \uc815\ub9ac ‘\uc804\ub2f4’ OK\uc800\ucd95\uc740\ud589\uc774 \ubd80\ub3d9\uc0b0 \ud504\ub85c\uc81d\ud2b8\ud30c\uc774\ub0b8\uc2f1(PF) \uc0ac\uc5c5\uc7a5 \uc815\ub9ac\uc5d0 \ucd1d\ub825\uc744 \uae30\uc6b8\uc774\uace0 \uc788\ub2e4. \ub2f9\uad6d\uc758 PF \uc0ac\uc5c5\uc7a5 \uc555\ubc15\uc774 \uac70\uc138\uc9c0\uba74\uc11c \uc9c0\ub09c\ub2ec ‘PF \uc0ac\uc5c5\uc7a5 \uc815\ubcf4\uacf5\uac1c \ud50c\ub7ab\ud3fc’\uc5d0 7\uac1c \uc0ac\uc5c5\uc7a5\uc744 \ucd94\uac00\ub85c \uacf5\uac1c\ud588\ub2e4. \uacbd\u00b7\uacf5\ub9e4 \ubc29\uc2dd\uc744 \ud1b5\ud574 \uc2e0\uc18d\ud558\uac8c \uc0ac\uc5c5\uc7a5\uc744 \uc815\ub9ac\ud558\uaca0\ub2e4\ub294 \uc758\uc9c0\ub97c \ubcf4\uc778 \uc148\uc774\ub2e4. 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