{"id":18716,"date":"2025-03-17T15:26:28","date_gmt":"2025-03-17T06:26:28","guid":{"rendered":"https:\/\/www.sanctionlab.com\/?p=18716"},"modified":"2025-03-18T09:30:07","modified_gmt":"2025-03-18T00:30:07","slug":"%ec%a0%81%ec%9e%90%ed%8f%ad-%ed%99%95%eb%8c%80%eb%90%9c-kb%eb%b1%85%ed%81%ac-%ec%9d%b8%eb%8f%84%eb%84%a4%ec%8b%9c%ec%95%84-%ec%a0%95%ec%83%81%ed%99%94-%ec%9e%90%ec%8b%a0%ed%95%98%eb%8a%94","status":"publish","type":"post","link":"https:\/\/www.sanctionlab.com\/?p=18716","title":{"rendered":"\uc801\uc790\ud3ed \ud655\ub300\ub41c KB\ubc45\ud06c \uc778\ub3c4\ub124\uc2dc\uc544, &#8216;\uc815\uc0c1\ud654&#8217; \uc790\uc2e0\ud558\ub294 \uc774\uc720"},"content":{"rendered":"<h3>|NIM \uc0c1\uc2b9\ud558\uace0 \uc774\uc790\uc774\uc775 \ub298\uc5b4\u2026\ucc28\uc138\ub300 \ubc45\ud0b9\uc2dc\uc2a4\ud15c\ub3c4 \uc870\ub9cc\uac04 \uc804\uba74 \ub3c4\uc785<\/h3>\n<p>KB\ubc45\ud06c \uc778\ub3c4\ub124\uc2dc\uc544(\uc61b \ubd80\ucf54\ud540\uc740\ud589)\uc758 \uc801\uc790 \ud3ed\uc774 \uc9c0\ub09c\ud574 \ub2e4\uc2dc \ud655\ub300\ub410\ub2e4. \uc21c\uc190\uc2e4 \uaddc\ubaa8\uac00 2022\ub144\uc5d0 \uc774\uc5b4 \uc5ed\ub300 \ub450 \ubc88\uc9f8\ub85c \ud06c\ub2e4. \ub2e4\ub9cc \uc77c\ud68c\uc131 \ube44\uc6a9\uc774 \uc6d0\uc778\uc778 \ub9cc\ud07c KB\uad6d\ubbfc\uc740\ud589\uc740 &#8216;\uc815\uc0c1\ud654 \ud0c0\uc784\ub77c\uc778&#8217;\uc5d0 \ubb38\uc81c\uac00 \uc5c6\ub2e4\ub294 \uc785\uc7a5\uc774\ub2e4. \uc2e4\uc81c \uc601\uc5c5 \uc0c1\ud0dc\ub97c \ubcf4\uc5ec\uc8fc\ub294 \uc9c0\ud45c\ub294 \ub208\uc5d0 \ub744\uac8c \uac1c\uc120\ub418\uace0 \uc788\ub2e4.<\/p>\n<p>KB\ubc45\ud06c\ub294 \uc62c\ud574 \uc790\uae08 \uc870\ub2ec\uad6c\uc870 \uac1c\uc120\uacfc \uc815\uc0c1\uc5ec\uc2e0 \uc99d\ub300, \uc5ec\uc2e0 \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \ub2e4\uc591\ud654\ub97c \ud1b5\ud55c \uc21c\uc774\uc775 \ud751\uc790 \uc804\ud658\uc744 \uaca8\ub0e5\ud558\uace0 \uc788\ub2e4. \uc9c0\ub09c\ud574 \ucda9\ub2f9\uae08\uc801\ub9bd\uc804\uc601\uc5c5\uc774\uc775\uc774 \ucd5c\ucd08 \ud751\uc790 \uc804\ud658\ud558\ub294 \ub4f1 \ubaa9\ud45c \ub2ec\uc131\uc5d0 \ud55c\uac78\uc74c\uc529 \ub2e4\uac00\uac00\ub294 \uc911\uc774\ub2e4.<\/p>\n<p><strong>\u25c7\uc21c\uc190\uc2e4 \ub298\uc5c8\uc9c0\ub9cc \uc601\uc5c5\uc740 \uc815\uc0c1\uc801<\/strong><\/p>\n<p>17\uc77c \uad6d\ubbfc\uc740\ud589\uc5d0 \ub530\ub974\uba74 KB\ubc45\ud06c\ub294 \uc9c0\ub09c\ud574 3606\uc5b5\uc6d0\uc758 \uc21c\uc190\uc2e4\uc744 \ub0c8\ub2e4. \uc804\ub144 2613\uc5b5\uc6d0\ubcf4\ub2e4 38% \ub298\uc5b4\ub09c \uc218\uce58\ub2e4. \uc678\ud615\ub3c4 \uc18c\ud3ed \uc791\uc544\uc84c\ub2e4. \uc601\uc5c5\uc218\uc775\uc774 2023\ub144 5456\uc5b5\uc6d0\uc5d0\uc11c \uc9c0\ub09c\ud574 5231\uc5b5\uc6d0\uc73c\ub85c 4%\uac00\ub7c9 \uac10\uc18c\ud588\ub2e4.<\/p>\n<p>\uc5b8\ub73b \uc0c1\ud669\uc774 \ub098\ube60\uc9c4 \uac83\ucc98\ub7fc \ubcf4\uc774\uc9c0\ub9cc \ub2e4\ub978 \uc218\uce58\ub97c \ubcf4\uba74 \uadf8\ub807\uc9c0 \uc54a\ub2e4. \ubd80\uc2e4\uc5ec\uc2e0\uc774 \uafb8\uc900\ud788 \uc904\uace0 \uc6b0\ub7c9\uc5ec\uc2e0\uc758 \uc2e0\uaddc\ucde8\uae09\uc740 \ub298\uc5b4\ub098\uba74\uc11c \uc21c\uc774\uc790\ub9c8\uc9c4(NIM)\uc774 2023\ub144 0.78%\uc5d0\uc11c \uc9c0\ub09c\ud574 1.32%\ub85c \ud070 \ud3ed\uc73c\ub85c \uac1c\uc120\ub410\ub2e4. \uc9c0\ub09c\ud574 \uc21c\uc774\uc790\uc774\uc775\ub3c4 \uc804\ub144 \ub300\ube44 40%\ub098 \uc99d\uac00\ud588\ub2e4.<\/p>\n<p>\uadf8\ub7fc\uc5d0\ub3c4 \uc21c\uc190\uc2e4\uc774 \ud655\ub300\ub41c \uc774\uc720\ub294 \ucda9\ub2f9\uae08 \ub54c\ubb38\uc774\ub2e4. \uc9c0\ub09c\ud574 \uc778\ub3c4\ub124\uc2dc\uc544 \uae08\uc735\ub2f9\uad6d\uc758 \ucf54\ub85c\ub09819 \uad00\ub828 \uc815\ucc45 \uc9c0\uc6d0\uc774 \ub05d\ub098\uba74\uc11c \ubd80\uc2e4\ucc44\uad8c\uc5d0 \ub300\ud574 \ucda9\ub2f9\uae08\uc744 \ucd94\uac00\ub85c \uc313\uc544\uc57c \ud588\ub2e4. \uc778\ub3c4\ub124\uc2dc\uc544 \uae08\uc735\ub2f9\uad6d\uc740 \ucf54\ub85c\ub09819\ub85c \uc77c\uc2dc\uc801\uc778 \uc5b4\ub824\uc6c0\uc744 \uacaa\ub294 \ucc28\uc8fc\ub4e4\uc744 \uc704\ud574 \uc77c\uc815 \uae30\uac04 \uc6d0\ub9ac\uae08 \uc0c1\ud658\uc744 \uc720\uc608\ud558\uace0 \uc774\ub97c \uc815\uc0c1\uc5ec\uc2e0\uc73c\ub85c \uad6c\ubd84\ud558\ub294 \uc81c\ub3c4\ub97c \uc2dc\ud589\ud574\uc654\ub294\ub370 \uc9c0\ub09c\ud574 \ud504\ub85c\uadf8\ub7a8\uc744 \uc885\ub8cc\ud588\ub2e4.<\/p>\n<p>\uad6d\ubbfc\uc740\ud589 \uad00\uacc4\uc790\ub294 &#8220;\uc774\uc790\uc774\uc775\uc774 \ub298\uc5b4\ub098\uace0 \uc815\uc0c1\uc5ec\uc2e0\uc774 \uc99d\uac00\ud558\ub294 \ub4f1 \uc601\uc5c5\uc774 \ub9e4\uc6b0 \uc815\uc0c1\uc801\uc73c\ub85c \uc774\ub904\uc9c0\uace0 \uc788\ub2e4&#8221;\uba70 &#8220;\uc870\ub2ec\ube44\uc6a9 \uc5ed\uc2dc \uc904\uc5b4\ub4e4\uace0 \uc788\ub2e4&#8221;\uace0 \uc124\uba85\ud588\ub2e4. \ud604\uc7ac \ucda9\ub2f9\uae08\uc744 \uc313\ub294 \ubd80\uc2e4\ucc44\uad8c \uc5ed\uc2dc \uad6d\ubbfc\uc740\ud589\uc774 KB\ubc45\ud06c\ub97c \uc778\uc218\ud558\uae30 \uc804\uc5d0 \uc313\uc778 \uc5ec\uc2e0\uc73c\ub85c \ub0b4\ubd80\uc5d0\uc11c \ucda9\ubd84\ud788 \uacc4\uc0b0\ud558\uace0 \uc788\ub358 \uc0c1\ud669\uc774\ub77c\uace0\ub3c4 \ub367\ubd99\uc600\ub2e4.<\/p>\n<div><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-18717\" src=\"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/03\/20250317145137696.png\" alt=\"\" width=\"598\" height=\"442\" srcset=\"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/03\/20250317145137696.png 598w, https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/03\/20250317145137696-300x222.png 300w, https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/03\/20250317145137696-150x111.png 150w\" sizes=\"auto, (max-width: 598px) 100vw, 598px\" \/><\/div>\n<p>\uc55e\uc11c \uad6d\ubbfc\uc740\ud589\uc740 2020\ub144 KB\ubc45\ud06c\uc758 \ucd5c\ub300\uc8fc\uc8fc\ub85c \uc62c\ub77c \uacbd\uc601\uad8c\uc744 \ud655\ubcf4\ud588\ub2e4. \uc774\ub54c\ubd80\ud130 \ubcf8\uaca9\uc801\uc73c\ub85c \uad6d\ubbfc\uc740\ud589 \uc8fc\ub3c4\uc758 \uacbd\uc601 \uc815\uc0c1\ud654\uac00 \uc2dc\uc791\ub410\ub2e4. \uc720\ub3d9\uc131 \uacf5\uae09\uc740 \ubb3c\ub860 \uc790\uc0b0 \uc815\uc0c1\ud654, \ub099\ud6c4\ub41c \ud504\ub85c\uc138\uc2a4 \uac1c\uc120 \ub4f1 \uc804\ubc18\uc5d0 \uac78\uccd0 \ucd1d\ub825\uc744 \uae30\uc6b8\uc600\uc73c\ub098 \uba87 \ub144\uc774 \uc9c0\ub098\ub3c4\ub85d \uc815\uc0c1 \uada4\ub3c4\uc5d0 \uc9c4\uc785\ud558\uc9c0 \ubabb\ud558\uba74\uc11c \uadf8\ub8f9 \ucc28\uc6d0\uc758 \uace8\uba38\ub9ac\ub85c \ub5a0\uc62c\ub790\ub2e4. \uc9c0\ub09c\ud574\uc5d4 \uad6d\uc815\uac10\uc0ac\uc5d0\uc11c \uad6d\ubbfc\uc740\ud589\uc758 \ub300\uaddc\ubaa8 \uc9c0\uc6d0\uacfc \uc774\uc5d0 \ub300\ube44\ub418\ub294 \ub290\ub9b0 \uc815\uc0c1\ud654\uac00 \ub3c4\ub9c8 \uc704\uc5d0 \uc624\ub974\uae30\ub3c4 \ud588\ub2e4.<\/p>\n<p><strong>\u25c7\ucc28\uc138\ub300 \ubc45\ud0b9\uc2dc\uc2a4\ud15c, \ub2f9\uad6d \ud5c8\uac00\ub9cc \ub0a8\uc544<\/strong><\/p>\n<p>\uc870\ub9cc\uac04 \ucc28\uc138\ub300 \ubc45\ud0b9\uc2dc\uc2a4\ud15c\ub3c4 \ub3c4\uc785\ub41c\ub2e4. KB\ubc45\ud06c \ucc28\uc138\ub300 \ubc45\ud0b9\uc2dc\uc2a4\ud15c \ub3c4\uc785\uc740 2021\ub144\ubd80\ud130 4\ub144\uac04 \ucd94\uc9c4\ud574\uc628 \ud504\ub85c\uc81d\ud2b8\ub2e4. \uc2dc\uc2a4\ud15c \uac1c\ubc1c\uc5d0 \ud22c\uc785\ud55c \uc790\uae08\ub9cc 1000\uc5b5\uc6d0\uc5d0 \uc774\ub978\ub2e4.<\/p>\n<p>KB\ubc45\ud06c\ub294 \ud604\uc7ac \ub300\ucd9c \uc2ec\uc0ac \uc2b9\uc778, \ub300\ucd9c \uc2e4\ud589\uc77c\uacfc \ub9cc\uae30\uc77c \ucc45\uc815, \uae08\ub9ac \uacc4\uc0b0 \ub4f1 \uc5ec\uc2e0 \uad00\ub828 \ub300\ubd80\ubd84 \uc791\uc5c5\uc774 \uc218\uae30\ub85c \uc9c4\ud589\ub418\uace0 \uc788\ub2e4. \uad00\ub828 \ub370\uc774\ud130\uac00 \ubd80\uc2e4\ud560 \uc218\ubc16\uc5d0 \uc5c6\uace0 \ubd88\uc644\uc804\uc131\ub3c4 \ub192\uae30 \ub54c\ubb38\uc5d0 \uc77c\ucc0c\uac10\uce58 \ucc28\uc138\ub300 \ubc45\ud0b9\uc2dc\uc2a4\ud15c \uad6c\ucd95\uc5d0 \ucc29\uc218\ud588\uc9c0\ub9cc \ub3c4\uc785\uc774 \uc608\uc0c1\ubcf4\ub2e4 \ub2a6\uc5b4\uc9c0\uace0 \uc788\ub2e4. \ub2f9\ucd08 \uc9c0\ub09c\ud574 \ud558\ubc18\uae30 \ub3c4\uc785\uc774 \ubaa9\ud45c\uc600\uc73c\ub098 \ud604\uc7ac 3\uc6d4 \uc624\ud508 \uc608\uc815\uc73c\ub85c \uacc4\ud68d\uc774 \ubcc0\uacbd\ub41c \uc0c1\ud0dc\ub2e4.<\/p>\n<p>\uc9c0\uae08 \uc778\ub3c4\ub124\uc2dc\uc544 \uae08\uc735\ub2f9\uad6d\uc758 \ucd5c\uc885 \uc778\ud5c8\uac00\ub97c \uae30\ub2e4\ub9ac\uace0 \uc788\ub294 \uc911\uc73c\ub85c \uc2b9\uc778\ub9cc \ub5a8\uc5b4\uc9c0\uba74 \ubc14\ub85c \ub3c4\uc785\uc774 \uac00\ub2a5\ud558\ub2e4. KB\ubc45\ud06c\ub294 \uc774\ubc88 \uc2dc\uc2a4\ud15c \ub3c4\uc785\uc73c\ub85c \ubaa8\ubc14\uc77c\ubc45\ud0b9\uacfc \uc778\ud130\ub137\ubc45\ud0b9, \uc624\ud504\ub77c\uc778 \uc9c0\uc810 \ub4f1 \ub2e4\uc591\ud55c \uc601\uc5c5\ucc44\ub110\uc744 \ud558\ub098\uc758 \ud50c\ub7ab\ud3fc\uc73c\ub85c \ud1b5\ud569\ud55c\ub2e4\ub294 \uacc4\ud68d\uc774\ub2e4. \uc5c5\ubb34 \ud6a8\uc728\uc131\uc740 \ubb3c\ub860 \uace0\uac1d \ud3b8\uc758\uc131 \uc5ed\uc2dc \uae30\uc874\uacfc \ube44\uad50\ud560 \uc218 \uc5c6\ub294 \uc218\uc900\uc73c\ub85c \ud5a5\uc0c1\ub420 \uac83\uc73c\ub85c \uc608\uc0c1\ub41c\ub2e4.<\/p>\n<p>\uad6d\ubbfc\uc740\ud589 \uad00\uacc4\uc790\ub294 &#8220;\uc9c0\ub09c\ud574 \uc6b0\ub7c9\uc790\uc0b0\uc740 \ub298\ub9ac\uace0 \ubd80\uc2e4\uc790\uc0b0\uc740 \uac10\ucd95\ud558\uba74\uc11c \uc218\uc775 \ucc3d\ucd9c\ub825\uc744 \uac1c\uc120\ud588\uace0, \ucc44\ub110 \ubc0f \uc778\ub825 \ud6a8\uc728\ud654\ub3c4 \uc9c4\ud589\ud588\ub2e4&#8221;\uba70 &#8220;\uadf8\uac04 \uc815\uc0c1\ud654\ub97c \uc704\ud55c \uae30\ubc18\uc744 \ub2e4\uc84c\ub2e4\uba74 \uc62c\ud574\ub294 \ucc28\uc138\ub300 \ubc45\ud0b9\uc2dc\uc2a4\ud15c \uc804\uba74 \ub3c4\uc785\uc744 \ubaa8\uba58\ud140\uc73c\ub85c \ud65c\uc6a9\ud574 \ubcf8\uaca9\uc801\uc73c\ub85c \uc218\uc775\uc131\uc774 \ub192\uc740 \ub9ac\ud14c\uc77c \uc2dc\uc7a5\uc744 \uacf5\ub7b5\ud560 \uacc4\ud68d&#8221;\uc774\ub77c\uace0 \ub9d0\ud588\ub2e4.<\/p>\n<p>\/ \uc870\uc740\uc544 \ub354\ubca8 \uae30\uc790<\/p>\n","protected":false},"excerpt":{"rendered":"<p>|NIM \uc0c1\uc2b9\ud558\uace0 \uc774\uc790\uc774\uc775 \ub298\uc5b4\u2026\ucc28\uc138\ub300 \ubc45\ud0b9\uc2dc\uc2a4\ud15c\ub3c4 \uc870\ub9cc\uac04 \uc804\uba74 \ub3c4\uc785 KB\ubc45\ud06c \uc778\ub3c4\ub124\uc2dc\uc544(\uc61b \ubd80\ucf54\ud540\uc740\ud589)\uc758 \uc801\uc790 \ud3ed\uc774 \uc9c0\ub09c\ud574 \ub2e4\uc2dc \ud655\ub300\ub410\ub2e4. \uc21c\uc190\uc2e4 \uaddc\ubaa8\uac00 2022\ub144\uc5d0 \uc774\uc5b4 \uc5ed\ub300 \ub450 \ubc88\uc9f8\ub85c \ud06c\ub2e4. \ub2e4\ub9cc \uc77c\ud68c\uc131 \ube44\uc6a9\uc774 \uc6d0\uc778\uc778 \ub9cc\ud07c KB\uad6d\ubbfc\uc740\ud589\uc740 &#8216;\uc815\uc0c1\ud654 \ud0c0\uc784\ub77c\uc778&#8217;\uc5d0 \ubb38\uc81c\uac00 \uc5c6\ub2e4\ub294 \uc785\uc7a5\uc774\ub2e4. \uc2e4\uc81c \uc601\uc5c5 \uc0c1\ud0dc\ub97c \ubcf4\uc5ec\uc8fc\ub294 \uc9c0\ud45c\ub294 \ub208\uc5d0 \ub744\uac8c \uac1c\uc120\ub418\uace0 \uc788\ub2e4. KB\ubc45\ud06c\ub294 \uc62c\ud574 \uc790\uae08 \uc870\ub2ec\uad6c\uc870 \uac1c\uc120\uacfc \uc815\uc0c1\uc5ec\uc2e0 \uc99d\ub300, \uc5ec\uc2e0 \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \ub2e4\uc591\ud654\ub97c \ud1b5\ud55c [&hellip;]<\/p>\n","protected":false},"author":44,"featured_media":9970,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[922,617,8,611],"tags":[1227,980,3308,427],"class_list":{"0":"post-18716","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-thebell","8":"category-asia","9":"category-compliance","10":"category-korea","11":"tag-kb","12":"tag-980","13":"tag-3308","14":"tag-427"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>\uc801\uc790\ud3ed \ud655\ub300\ub41c KB\ubc45\ud06c \uc778\ub3c4\ub124\uc2dc\uc544, &#039;\uc815\uc0c1\ud654&#039; \uc790\uc2e0\ud558\ub294 \uc774\uc720 SanctionLab<\/title>\n<meta name=\"description\" content=\"KB\ubc45\ud06c \uc778\ub3c4\ub124\uc2dc\uc544(\uc61b \ubd80\ucf54\ud540\uc740\ud589)\uc758 \uc801\uc790 \ud3ed\uc774 \uc9c0\ub09c\ud574 \ub2e4\uc2dc \ud655\ub300\ub410\ub2e4. \uc21c\uc190\uc2e4 \uaddc\ubaa8\uac00 2022\ub144\uc5d0 \uc774\uc5b4 \uc5ed\ub300 \ub450 \ubc88\uc9f8\ub85c \ud06c\ub2e4. \ub2e4\ub9cc \uc77c\ud68c\uc131 \ube44\uc6a9\uc774 \uc6d0\uc778\uc778 \ub9cc\ud07c KB\uad6d\ubbfc\uc740\ud589\uc740 &#039;\uc815\uc0c1\ud654 \ud0c0\uc784\ub77c\uc778&#039;\uc5d0 \ubb38\uc81c\uac00 \uc5c6\ub2e4\ub294 \uc785\uc7a5\uc774\ub2e4.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.sanctionlab.com\/?p=18716\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\uc801\uc790\ud3ed \ud655\ub300\ub41c KB\ubc45\ud06c \uc778\ub3c4\ub124\uc2dc\uc544, &#039;\uc815\uc0c1\ud654&#039; 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