{"id":19992,"date":"2025-03-25T12:22:30","date_gmt":"2025-03-25T03:22:30","guid":{"rendered":"https:\/\/www.sanctionlab.com\/?p=19992"},"modified":"2025-03-26T10:01:43","modified_gmt":"2025-03-26T01:01:43","slug":"%ec%b2%a0%ea%b0%95%ec%9d%b4-%ec%9d%b4%eb%81%84%eb%8a%94-%ec%83%9d%ed%83%9c%ea%b3%84%ed%98%84%eb%8c%80%ec%a0%9c%ec%b2%a0-%ec%a1%b0%ec%97%b0-%ec%95%84%eb%8b%8c-%ec%a3%bc%ec%97%b0","status":"publish","type":"post","link":"https:\/\/www.sanctionlab.com\/?p=19992","title":{"rendered":"&#8216;\ucca0\uac15&#8217;\uc774 \uc774\ub044\ub294 \uc0dd\ud0dc\uacc4\u2026\ud604\ub300\uc81c\ucca0, \uc870\uc5f0 \uc544\ub2cc &#8216;\uc8fc\uc5f0\uc73c\ub85c&#8217;"},"content":{"rendered":"<h3>|\u2461\ud22c\uc790\uc561 30% \ud604\ub300\uc81c\ucca0 \ud560\ub2f9, \ubbf8\uad6d \uc790\ub3d9\ucc28 \uc0dd\ud0dc\uacc4 \ucd9c\ubc1c\uc810\u2026\uae00\ub85c\ubc8c \ucca0\uac15\uc0ac \ub3c4\uc57d \uac00\ub2a5\uc131<\/h3>\n<p>\ud604\ub300\ucc28\uadf8\ub8f9\uc758 \u2018\uc1f3\ubb3c\uc5d0\uc11c \uc790\ub3d9\ucc28\uae4c\uc9c0\u2019\ub294 \uadf8\ub8f9 \uc815\uccb4\uc131\uc758 \ud575\uc2ec\uc774\ub2e4. \ucca0\uac15\uc5d0\uc11c \uc2dc\uc791\ud574 \uc644\uc131\ucc28\ub85c \uc774\uc5b4\uc9c0\ub294 \uc218\uc9c1\uacc4\uc5f4\ud654 \ubaa8\ub378\uc740 \uad6d\ub0b4\uc5d0\uc11c \uc774\ubbf8 \uc644\uc131\ub41c \uad6c\uc870\ub2e4.<\/p>\n<p>\uc2e4\uc81c \ud604\ub300\uc81c\ucca0\uc740 \uad6d\ub0b4\uc5d0 \uace0\ub85c\uc640 \uc804\uae30\ub85c\ub97c \ud569\uccd0 10\uae30\ub97c \ubcf4\uc720\ud558\uace0 \uc788\ub2e4. \uc774 \uc911 \ub2f9\uc9c4\uc81c\ucca0\uc18c\uc640 \uc21c\ucc9c\uacf5\uc7a5\uc758 \ucca8\ub2e8 \uc124\ube44\ub97c \ud1b5\ud574 \uc5f0\uac04 600\ub9cc\ud1a4 \uc774\uc0c1\uc758 \ub0c9\uc5f0\uac15\ud310\uc774 \uc0dd\uc0b0\ub41c\ub2e4. \uc774 \uac00\uc6b4\ub370 \ud604\ub300\ucc28\uc640 \uae30\uc544\uc5d0 \uacf5\uae09\ub418\ub294 \ubb3c\ub7c9\ub9cc \uc57d 500\ub9cc\ud1a4 \uc774\uc0c1\uc5d0 \uc774\ub974\ub294 \uac83\uc73c\ub85c \ucd94\uc815\ub41c\ub2e4.<\/p>\n<p>\uc5f0\uac04 2400\ub9cc\ud1a4 \uaddc\ubaa8\uc758 \ucca0\uac15\uc7ac\ub97c \uc0dd\uc0b0\ud558\ub294 \ud604\ub300\uc81c\ucca0\uc5d0\uc11c \uc57d 20%\uac00 \uadf8\ub8f9 \uc644\uc131\ucc28 \ubd80\ubb38\uc73c\ub85c \ud22c\uc785\ub418\ub294 \uc148\uc774\ub2e4. \uc774 \uc22b\uc790\uac00 \uac16\ub294 \uc758\ubbf8\ub294 \uc791\uc9c0 \uc54a\ub2e4. \uc644\uc131\ucc28 \uc785\uc7a5\uc5d0\uc120 \uc678\ubd80 \uc870\ub2ec\ubcf4\ub2e4 \ud604\ub300\uc81c\ucca0\uc5d0\uc11c \uc9c1\uc811 \uacf5\uae09\ubc1b\ub294 \uac83\uc774 \ube44\uc6a9\u00b7\ud488\uc9c8\u00b7\ub0a9\uae30 \uba74\uc5d0\uc11c \ud6e8\uc52c \uc720\ub9ac\ud558\ub2e4. \ubc18\ub300\ub85c \ud604\ub300\uc81c\ucca0 \uc785\uc7a5\uc5d0\uc11c\ub294 \uace0\ubd80\uac00 \uc81c\ud488\uc744 \uc124\uacc4 \ucd08\uae30\ubd80\ud130 \ud611\uc5c5\ud574\uc57c \ud558\uae30\uc5d0 \uacc4\uc5f4\uc0ac \uccb4\uc81c\uac00 \uac15\uc810\uc73c\ub85c \uc791\uc6a9\ud560 \uc218 \uc788\ub2e4.<\/p>\n<p>\uc774 \uac19\uc740 \uc5f0\uacc4\ub294 \uc218\uc2ed \ub144\uac04 \uc774\uc5b4\uc838 \uc654\ub2e4. \uadf8\ub7f0\ub370 \uc774\uc81c\ub294 \uc774 \ubaa8\ub378 \uc790\uccb4\ub97c \ubbf8\uad6d\uc5d0 \ubcf5\uc81c\ud574 \uc62e\uae30\uaca0\ub2e4\ub294 \uacc4\ud68d\uc774 \ubcf8\uaca9\ud654\ub410\ub2e4. \uc815\uc758\uc120 \ud604\ub300\ucc28\uadf8\ub8f9 \ud68c\uc7a5\uc740 \uc9c0\ub09c 24\uc77c(\ubbf8\uad6d \ud604\uc9c0 \uc2dc\uac04) \ubc31\uc545\uad00\uc5d0\uc11c \ub8e8\uc774\uc9c0\uc560\ub098\uc8fc\uc5d0 \uc5f0\uac04 270\ub9cc\ud1a4 \uaddc\ubaa8\uc758 \uc804\uae30\ub85c \uc81c\ucca0\uc18c\ub97c \uc9d3\ub294 \ub4f1 2028\ub144\uae4c\uc9c0 \ubbf8\uad6d\uc5d0 \ucd1d 210\uc5b5\ub2ec\ub7ec(\uc57d 30\uc870\uc6d0)\ub97c \ud22c\uc790\ud558\uaca0\ub2e4\uace0 \ubc1c\ud45c\ud588\ub2e4.<\/p>\n<p>\uc81c\ucca0\uc18c \uac74\uc124 \uacc4\ud68d\uacfc \ud568\uaed8 \uc8fc\ubaa9\ubc1b\uc740 \uac74 26\uc77c \uc900\uacf5\uc2dd\uc744 \uac16\ub294 \uc870\uc9c0\uc544\uc8fc \uc11c\ubc30\ub108 \uc804\uae30\ucc28 \uacf5\uc7a5(HMGMA)\uc774\ub2e4. \uc815 \ud68c\uc7a5\uc740 \uc774 \uacf5\uc7a5\uc758 \uc0dd\uc0b0 \ub2a5\ub825\uc744 \uae30\uc874 30\ub9cc\ub300\uc5d0\uc11c 50\ub9cc\ub300\ub85c \ud655\ub300\ud574 \ubbf8\uad6d \ub0b4 \uc0dd\uc0b0 \ub2a5\ub825\uc744 120\ub9cc\ub300\uae4c\uc9c0 \ub298\ub9b4 \uacc4\ud68d\uc774\ub2e4. \ud604\uc7ac \ud604\ub300\ucc28\ub294 \uc568\ub77c\ubc30\ub9c8 \ud604\ub300\ucc28 \uacf5\uc7a5, \uc870\uc9c0\uc544 \uae30\uc544 \uacf5\uc7a5, \uadf8\ub9ac\uace0 HMGMA\ub97c \uac00\ub3d9 \uc911\uc774\ub2e4.<\/p>\n<p>\ubbf8\uad6d\uc740 \ub3c4\ub110\ub4dc \ud2b8\ub7fc\ud504 \ub300\ud1b5\ub839\uc758 \uc7ac\uc9d1\uad8c \uc774\ud6c4 \uc0ac\uc2e4\uc0c1 \ubcf4\ud638\ubb34\uc5ed\uc8fc\uc758 \uae30\uc870\ub85c \ud68c\uadc0\ud558\uace0 \uc788\ub2e4. \uc218\uc785 \ucca0\uac15\uc7ac\uc640 \uc54c\ub8e8\ubbf8\ub284\uc5d0 25% \ucd94\uac00 \uad00\uc138\ub97c \ubd80\uacfc\ud588\uace0 \ud1b5\uc0c1 \ud658\uacbd \ubcc0\ud654\ub85c \ubb3c\ub958\ube44\uc640 \uc6d0\uc790\uc7ac \uac00\uaca9\uc758 \ubd88\ud655\uc2e4\uc131\ub3c4 \ucee4\uc9c8 \uc218\ubc16\uc5d0 \uc5c6\ub2e4. \uc5ec\uae30\uc5d0 \ud0c4\uc18c \uaddc\uc81c\uc640 \uc778\ud50c\ub808\uc774\uc158 \uac10\ucd95\ubc95(IRA) \uc5ed\uc2dc \ud604\ub300\ucc28\uadf8\ub8f9\uc5d0 \ubd80\ub2f4\uc73c\ub85c \uc791\uc6a9\ud55c\ub2e4.<\/p>\n<p>\uc774 \ub54c\ubb38\uc5d0 \uc774\ubc88 \ud589\ubcf4\ub294 \ub2e8\uc21c\ud55c \uc790\ub3d9\ucc28\u00b7\ucca0\uac15 \ubd80\ubb38 \ud22c\uc790\uc5d0 \uadf8\uce58\uc9c0 \uc54a\ub294\ub2e4. \ud604\uc9c0 \uc790\ub3d9\ucc28 \uc0dd\uc0b0\ub2a5\ub825 \ud655\ub300\ub97c \ub118\uc5b4 \ub8e8\uc774\uc9c0\uc560\ub098\uc5d0 \uc81c\ucca0\uc18c\ub97c \uc138\uc6b0\ub294 \uac74 \uad00\uc138 \ud68c\ud53c \ucc28\uc6d0\uc744 \ub118\ub294 \uacb0\uc815\uc774\ub2e4. \uc0dd\uc0b0 \uac70\uc810\uc744 \ub098\ub204\ub294 \uac1c\ub150\uc774 \uc544\ub2c8\ub77c \ud55c\uad6d\uacfc \ubbf8\uad6d \uac01\uac01\uc5d0 &#8216;\uc1f3\ubb3c\ubd80\ud130 \uc790\ub3d9\ucc28\uae4c\uc9c0&#8217; \uc774\uc5b4\uc9c0\ub294 \uc774\uc911 \uc0dd\ud0dc\uacc4\ub97c \uc870\uc131\ud558\ub824\ub294 \uc804\ub7b5\uc774\ub77c\ub294 \ud3c9\uac00\ub2e4.<\/p>\n<p>\ud2b9\ud788 \uc774\ubc88 \ud22c\uc790\ub294 \ud604\ub300\ucc28\u00b7\uae30\uc544\uc5d0\ub3c4 \uc548\uc815\uc801 \ud604\uc9c0 \uc870\ub2ec \uae30\ubc18\uc744 \ub9c8\ub828\ud574\uc900\ub2e4\ub294 \uc810\uc5d0\uc11c \ubd84\uba85\ud55c \uc7a5\uc810\uc774 \uc788\uc9c0\ub9cc \uac00\uc7a5 \ub69c\ub837\ud55c \uc774\uc775\uc744 \ub204\ub9ac\ub294 \ucabd\uc740 \ud604\ub300\uc81c\ucca0\uc774\ub2e4. \uc804\uccb4 210\uc5b5\ub2ec\ub7ec \ud22c\uc790 \uc911 \uc57d 61\uc5b5\ub2ec\ub7ec(8\uc8709700\uc5b5\uc6d0), \uc989 30%\uac00 \uc81c\ucca0\uc18c \uac74\uc124\uc5d0 \ud560\ub2f9\ub410\ub2e4. \ud604\ub300\uc81c\ucca0\uc774 \uc774\ub97c \ub2e8\ub3c5\uc73c\ub85c \ucd94\uc9c4\ud558\uae34 \uc5b4\ub824\uc6b4 \ub9cc\ud07c \uadf8\ub8f9 \uacc4\uc5f4\uc0ac\ub4e4\uacfc\uc758 \uacf5\ub3d9 \ud22c\uc790\uac00 \uc720\ub825\ud558\ub2e4.<\/p>\n<p>\uc678\ud615\uc0c1\uc73c\ub860 \ud604\ub300\uc81c\ucca0\ub3c4 \uacc4\uc5f4\uc0ac \uc911 \ud558\ub098\uc774\uc9c0\ub9cc \ud68c\uc0ac\uc758 \uc5ed\ud560\uc740 \ub2e8\uc21c\ud55c \ucc38\uc5ec\ub97c \ub118\uc5b4 \uc0ac\uc2e4\uc0c1 \u2018\ud0a4\u2019\uc5d0 \uac00\uae5d\ub2e4\ub294 \ud3c9\uac00\uac00 \ub098\uc628\ub2e4. \uadf8\ub8f9 \ub0b4 \ubb3c\ub7c9\uc5d0 \uae30\ub300\ub294 \ub2e8\uacc4\ub97c \ub118\uc5b4 \ubbf8\uad6d \uc644\uc131\ucc28 \uc0dd\ud0dc\uacc4\uc758 \uc2dc\uc791\uc810 \uc5ed\ud560\uc744 \ub9e1\uac8c \ub410\uae30 \ub54c\ubb38\uc774\ub2e4. \ud55c\uad6d\uc5d0 \ub2f9\uc9c4\uc81c\ucca0\uc18c\uac00 \uc788\uc5c8\ub2e4\uba74 \ubbf8\uad6d\uc5d0\ub294 \ub8e8\uc774\uc9c0\uc560\ub098 \uc81c\ucca0\uc18c\uac00 \uadf8 \uc790\ub9ac\ub97c \ub300\uc2e0\ud558\uac8c \ub41c\ub2e4.<\/p>\n<p>\uc55e\uc73c\ub85c \uce5c\ud658\uacbd \uc774\uc288\uac00 \ucee4\uc9c8\uc218\ub85d \ub354\uc6b1 \uc8fc\ubaa9\ubc1b\uc744 \uac00\ub2a5\uc131\uc774 \ud06c\ub2e4. \ubbf8\uad6d\uc5d0 \uc9d3\ub294 \uc81c\ucca0\uc18c\ub294 \uce5c\ud658\uacbd \uc804\uae30\ub85c \uc81c\ucca0 \ubc29\uc2dd\uc774 \uc911\uc2ec\uc774\ub2e4. \ud604\uc9c0\uc5d0\uc11c \uce5c\ud658\uacbd \ucca0\uac15\uc744 \uc548\uc815\uc801\uc73c\ub85c \uacf5\uae09\ud560 \uc218 \uc788\ub294 \ub2a5\ub825\uc740 \uae00\ub85c\ubc8c \uc644\uc131\ucc28\uc0ac\uc5d0 \uc911\uc694\ud55c \ud310\ub2e8 \uae30\uc900\uc774 \ub41c\ub2e4. \uae00\ub85c\ubc8c \ucca0\uac15 \ubc38\ub958\uccb4\uc778\uc758 \uc8fc\uccb4\ub85c \uc62c\ub77c\uc11c\ub294 \uc804\ud658\uc810\uc774\ub77c\ub294 \ubd84\uc11d\ub3c4 \ub098\uc628\ub2e4.<\/p>\n<p>\ubb3c\ub860 \ub8e8\uc774\uc9c0\uc560\ub098 \uc81c\ucca0\uc18c\ub294 \uc544\uc9c1 \uc5f0\uac04 270\ub9cc\ud1a4\uc758 \uc0dd\uc0b0 \uaddc\ubaa8\ub9cc \uacf5\uac1c\ub410\uc744 \ubfd0 \uad6c\uccb4\uc801\uc778 \uc0dd\uc0b0 \ud488\ubaa9\uc740 \uc54c\ub824\uc9c0\uc9c0 \uc54a\uc558\ub2e4. \ud558\uc9c0\ub9cc \uc5c5\uacc4\uc5d0\uc120 \uc790\ub3d9\ucc28\uc6a9 \uac15\ud310\uc744 \uc8fc\ub825\uc73c\ub85c \ud55c \uc81c\ucca0\uc18c\uac00 \ub420 \uac00\ub2a5\uc131\uc5d0 \ubb34\uac8c\ub97c \ub450\uace0 \uc788\ub2e4. \uc774\uc5d0 \ub530\ub77c \ub0c9\uc5f0 \uc81c\ud488 \uc911\uc2ec\uc758 \uc0dd\uc0b0\uc774 \uc774\ub904\uc9c8 \uac83\uc774\ub77c\ub294 \uad00\uce21\uc774 \uc6b0\uc138\ud558\ub2e4.<\/p>\n<p>\ud604\ub300\uc81c\ucca0 \uad00\uacc4\uc790\ub294 \u201c\ud604\ub300\ucc28\uadf8\ub8f9 \uacf5\uae09\uc744 \ub118\uc5b4 \uae00\ub85c\ubc8c \uc644\uc131\ucc28 \uba54\uc774\ucee4 \ub300\uc0c1\uc73c\ub85c\ub3c4 \ud310\ub9e4\ub97c \ud655\ub300\ud558\ub824\uace0 \ud55c\ub2e4\u201d\uace0 \ubc1d\ud614\ub2e4.<\/p>\n<figure id=\"attachment_19993\" aria-describedby=\"caption-attachment-19993\" style=\"width: 600px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-19993\" src=\"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/03\/20250325115647008.jpg\" alt=\"\" width=\"600\" height=\"450\" srcset=\"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/03\/20250325115647008.jpg 600w, https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/03\/20250325115647008-300x225.jpg 300w, https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/03\/20250325115647008-150x113.jpg 150w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><figcaption id=\"caption-attachment-19993\" class=\"wp-caption-text\">(\ud604\ub300\uc81c\ucca0 \ub2f9\uc9c4\uc81c\ucca0\uc18c \uc804\uacbd)<\/figcaption><\/figure>\n<p>\/ \uc774\ud638\uc900 \ub354\ubca8 \uae30\uc790<\/p>\n","protected":false},"excerpt":{"rendered":"<p>|\u2461\ud22c\uc790\uc561 30% \ud604\ub300\uc81c\ucca0 \ud560\ub2f9, \ubbf8\uad6d \uc790\ub3d9\ucc28 \uc0dd\ud0dc\uacc4 \ucd9c\ubc1c\uc810\u2026\uae00\ub85c\ubc8c \ucca0\uac15\uc0ac \ub3c4\uc57d \uac00\ub2a5\uc131 \ud604\ub300\ucc28\uadf8\ub8f9\uc758 \u2018\uc1f3\ubb3c\uc5d0\uc11c \uc790\ub3d9\ucc28\uae4c\uc9c0\u2019\ub294 \uadf8\ub8f9 \uc815\uccb4\uc131\uc758 \ud575\uc2ec\uc774\ub2e4. \ucca0\uac15\uc5d0\uc11c \uc2dc\uc791\ud574 \uc644\uc131\ucc28\ub85c \uc774\uc5b4\uc9c0\ub294 \uc218\uc9c1\uacc4\uc5f4\ud654 \ubaa8\ub378\uc740 \uad6d\ub0b4\uc5d0\uc11c \uc774\ubbf8 \uc644\uc131\ub41c \uad6c\uc870\ub2e4. \uc2e4\uc81c \ud604\ub300\uc81c\ucca0\uc740 \uad6d\ub0b4\uc5d0 \uace0\ub85c\uc640 \uc804\uae30\ub85c\ub97c \ud569\uccd0 10\uae30\ub97c \ubcf4\uc720\ud558\uace0 \uc788\ub2e4. \uc774 \uc911 \ub2f9\uc9c4\uc81c\ucca0\uc18c\uc640 \uc21c\ucc9c\uacf5\uc7a5\uc758 \ucca8\ub2e8 \uc124\ube44\ub97c \ud1b5\ud574 \uc5f0\uac04 600\ub9cc\ud1a4 \uc774\uc0c1\uc758 \ub0c9\uc5f0\uac15\ud310\uc774 \uc0dd\uc0b0\ub41c\ub2e4. \uc774 \uac00\uc6b4\ub370 \ud604\ub300\ucc28\uc640 \uae30\uc544\uc5d0 \uacf5\uae09\ub418\ub294 \ubb3c\ub7c9\ub9cc \uc57d 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