{"id":22678,"date":"2025-04-09T10:22:20","date_gmt":"2025-04-09T01:22:20","guid":{"rendered":"https:\/\/www.sanctionlab.com\/?p=22678"},"modified":"2025-04-10T11:06:11","modified_gmt":"2025-04-10T02:06:11","slug":"%eb%8c%80%eb%8c%80%ec%a0%81-%ec%86%90%ec%a7%88%eb%aa%a8%ed%97%98%ec%9e%90%eb%b3%b8-%ed%99%95%eb%8c%80%c2%b7%ea%b1%b4%ec%a0%84%ec%84%b1-%ea%b0%95%ed%99%94-%eb%b0%a9%ec%a0%90","status":"publish","type":"post","link":"https:\/\/www.sanctionlab.com\/?p=22678","title":{"rendered":"\ub300\ub300\uc801 \uc190\uc9c8\u2026\ubaa8\ud5d8\uc790\ubcf8 \ud655\ub300\u00b7\uac74\uc804\uc131 \uac15\ud654 &#8216;\ubc29\uc810&#8217;"},"content":{"rendered":"<h3>|\ub808\uace0\ub79c\ub4dc \uc0ac\ud0dc\ub85c &#8216;\ubd80\ub3d9\uc0b0 \uc3e0\ub9bc&#8217; \ubb38\uc81c\uc758\uc2dd\u2026\uac1c\ud3b8 \ud3ec\uc778\ud2b8 &#8216;4\uac00\uc9c0&#8217;<\/h3>\n<p>\u201c\uc790\ubcf8\uc2dc\uc7a5\uc758 \uc870\uc131\uacfc \ubc1c\uc804\uc5d0 \uc788\uc5b4 \ud575\uc2ec\uc744 \ub2f4\ub2f9\ud558\ub294 \uc99d\uad8c\uc5c5\uc758 \uc601\uc5ed\uc774 \ud655\uc7a5\ub418\ub294 \ub9cc\ud07c, \uc885\ud569\uae08\uc735\ud22c\uc790\uc0ac\uc5c5\uc790\ub97c \uc911\uc2ec\uc73c\ub85c \uadf8\uc5d0 \uac78\ub9de\ub294 \ud601\uc2e0\uc744 \ubcf4\uc5ec\uc8fc\uae30 \ubc14\ub780\ub2e4.\u201d<\/p>\n<p>\uae40\ubcd1\ud658 \uae08\uc735\uc704\uc6d0\uc7a5\uc774 9\uc77c \uc11c\uc6b8 \uc5ec\uc758\ub3c4 \uae08\uc735\ud22c\uc790\ud611\ud68c\uc5d0\uc11c \uc885\ud569\uae08\uc735\ud22c\uc790\uc0ac\uc5c5\uc790 \ucd5c\uace0\uacbd\uc601\uc790(CEO) \uac04\ub2f4\ud68c\ub97c \uc5f4\uace0 \uc774\uac19\uc774 \ub2f9\ubd80\ud588\ub2e4. \uae40 \uc704\uc6d0\uc7a5\uc740 \uc774\ub0a0 \uac04\ub2f4\ud68c\uc5d0\uc11c \u2018\uc99d\uad8c\uc5c5 \uae30\uc5c5\uae08\uc735 \uacbd\uc7c1\ub825 \uc81c\uace0\ubc29\uc548\u2019\uc744 \ucd94\uc9c4\ud55c\ub2e4\uace0 \ubc1d\ud614\ub2e4. \uacbd\uc7c1\ub825 \uc81c\uace0\ubc29\uc548\uc740 \u25b3\uc885\ud22c\uc0ac \uc6b4\uc6a9\uaddc\uc81c \uac1c\ud3b8 \u25b3\uc885\ud22c\uc0ac \uc9c0\uc815 \u25b3\uc99d\uad8c\uc0ac \uc81c\ub3c4\uc815\ube44 \u25b3\uac74\uc804\uc131\u00b7\uc720\ub3d9\uc131 \uad00\ub9ac \uac15\ud654 \ub4f1 4\uac00\uc9c0 \ud3ec\uc778\ud2b8\ub97c \uace8\uc790\ub85c \ud55c\ub2e4.<\/p>\n<p>\uc6b0\uc120 \uc885\ud22c\uc0ac\uac00 \ubcf4\ub2e4 \uc801\uadf9\uc801\uc73c\ub85c \uae30\uc5c5\uae08\uc735\uacfc \ubaa8\ud5d8\uc790\ubcf8\uc744 \uacf5\uae09\ud560 \uc218 \uc788\ub3c4\ub85d \uc6b4\uc6a9\uaddc\uc81c\ub97c \uac1c\ud3b8\ud55c\ub2e4. \uc885\ud22c\uc0ac\ub294 \uc790\uae30\uc790\ubcf8 3\uc870\uc6d0 \uc774\uc0c1 \uc99d\uad8c\uc0ac\ub97c \ub300\uc0c1\uc73c\ub85c \uc9c0\uc815\ud574 \uae30\uc5c5\uc2e0\uc6a9\uacf5\uc5ec, \uc804\ub2f4\uc911\uac1c\uc5c5\ubb34, \uc8fc\uc2dd\uc758 \ub0b4\ubd80\uc8fc\ubb38\uc9d1\ud589\uc744 \ud5c8\uc6a9\ud558\ub294 \uc81c\ub3c4\ub2e4. \ud604\ud589 \uc885\ud22c\uc0ac \uae30\uc5c5\uc2e0\uc6a9\uacf5\uc5ec \uaddc\ubaa8\ub294 \u2018\uc790\uae30\uc790\ubcf8\uc758 100%\u2019\ub85c, \ud22c\uc790\uc740\ud589(IB)\u00b7\uc911\uc18c\uae30\uc5c5 \uc2e0\uc6a9\uacf5\uc5ec\uc5d0 \ud55c\uc815\ud574 \u2018\ucd94\uac00 100%\u2019\uac00 \ud5c8\uc6a9\ub410\ub2e4.<\/p>\n<p>\uc55e\uc73c\ub85c\ub294 \uae08\uc735\ud68c\uc0ac \ub300\uc0c1 \uc2e0\uc6a9\uacf5\uc5ec\uac00 \uc81c\uc678\ub41c\ub2e4. \ucd94\uac00 \uc2e0\uc6a9\uacf5\uc5ec\ud55c\ub3c4 100%\uc758 \uacbd\uc6b0 IB \ud575\uc2ec \ubd84\uc57c\uc778 \uc778\uc218\ud569\ubcd1(M&amp;A), \uc911\uacac\u00b7\uc911\uc18c\uae30\uc5c5 \uc9c0\uc6d0 \uae30\ub2a5\uc5d0 \ud65c\uc6a9\ub420 \uc218 \uc788\ub3c4\ub85d \uc720\ub3c4\ud55c\ub2e4. M&amp;A \uc911\uac1c\u00b7\uc8fc\uc120\u00b7\uc790\ubb38 \uc218\ud589 \ud6c4 \ub9ac\ud30c\uc774\ub0b8\uc2f1\uacfc M&amp;A \ub300\uc8fc\ub2e8 \ub4f1 \ucc38\uc5ec \uc2dc\uc5d0\ub3c4 \ucd94\uac00\ud55c\ub3c4\ub97c \ud65c\uc6a9\ud560 \uc218 \uc788\uac8c \ub41c\ub2e4. \uc911\uacac\uae30\uc5c5 \ub300\uc0c1 \uc2e0\uc6a9\uacf5\uc5ec\ub97c \ube44\ub86f\ud574 \uc7ac\ubb34\uad6c\uc870 \uac1c\uc120\uae30\uc5c5, \uc0c1\uc0dd\uacb0\uc81c \uad00\ub828 \uc2e0\uc6a9\uacf5\uc5ec\ub3c4 \ucd94\uac00 \uc2e0\uc6a9\uacf5\uc5ec\ud55c\ub3c4 \ub300\uc0c1\uc5d0 \ud3ec\ud568\ub41c\ub2e4.<\/p>\n<p>\ubc1c\ud589\uc5b4\uc74c \uc870\ub2ec\uc790\uae08\ub3c4 \ubd80\ub3d9\uc0b0 \ube44\uc911\uc744 \ub0ae\ucd94\uace0 \ubaa8\ud5d8\uc790\ubcf8 \ube44\uc911\uc744 \ub192\uc778\ub2e4. \ud604\uc7ac \ubc1c\ud589\uc5b4\uc74c \uc870\ub2ec\uc790\uae08\uc740 \u2018\uae30\uc5c5\uae08\uc735 \uad00\ub828 \uc790\uc0b0 50% \uc774\uc0c1, \ubd80\ub3d9\uc0b0 30% \uc774\ud558\u2019 \ub4f1\uc73c\ub85c \uaddc\uc815\ub3fc \uc788\ub2e4. \uc55e\uc73c\ub85c\ub294 \ubd80\ub3d9\uc0b0 \uad00\ub828 \uc790\uc0b0 \uc6b4\uc6a9\ud55c\ub3c4\ub97c 2026\ub144 15%, 2027\ub144 10%\ub85c \ub2e8\uacc4\uc801 \ud558\ud5a5\ud55c\ub2e4. \ubc18\uba74 \ubaa8\ud5d8\uc790\ubcf8 \uc6b4\uc6a9\ud55c\ub3c4\ub294 2026\ub144 10%, 2027\ub144 20%, 2028\ub144 25%\ub85c \ub192\uc778\ub2e4. \ubaa8\ud5d8\uc790\ubcf8\uc740 \u25b3\uc911\uc18c\u00b7\uc911\uacac\uae30\uc5c5\uc5d0 \ub300\ud55c \uc790\uae08\uacf5\uae09 \u25b3A\ub4f1\uae09 \uc774\ud558 \ucc44\ubb34\uc99d\uad8c \u25b3P-CBO \ub9e4\uc785 \u25b3\uc0c1\uc0dd\uacb0\uc81c\u00b7VC\u00b7\uc2e0\uae30\uc0ac\u00b7\ud558\uc774\uc77c\ub4dc\ud380\ub4dc \ud22c\uc790 \ub4f1\uc774 \ud574\ub2f9\ub41c\ub2e4.<\/p>\n<figure id=\"attachment_22680\" aria-describedby=\"caption-attachment-22680\" style=\"width: 640px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-22680\" src=\"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/04\/20250409101037876_n_w.jpg\" alt=\"\" width=\"640\" height=\"480\" srcset=\"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/04\/20250409101037876_n_w.jpg 640w, https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/04\/20250409101037876_n_w-300x225.jpg 300w, https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/04\/20250409101037876_n_w-150x113.jpg 150w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/><figcaption id=\"caption-attachment-22680\" class=\"wp-caption-text\">*\uae40\ubcd1\ud658 \uae08\uc735\uc704\uc6d0\uc7a5(\uc67c\ucabd \uc138\ubc88\uc9f8)\uc774 \uc11c\uc6b8 \uc5ec\uc758\ub3c4 \uae08\uc735\ud22c\uc790\ud611\ud68c\uc5d0\uc11c &#8216;\uc885\ud569\uae08\uc735\ud22c\uc790\uc0ac\uc5c5\uc790 CEO \uac04\ub2f4\ud68c&#8217;\ub97c \uc5f4\uace0 \ubaa8\ub450\ubc1c\uc5b8\uc744 \ud558\uace0 \uc788\ub2e4. \uc774\ub0a0 \uac04\ub2f4\ud68c\uc5d0\ub294 \ubbf8\ub798\uc5d0\uc14b\uc99d\uad8c, \ud55c\uad6d\ud22c\uc790\uc99d\uad8c, NH\ud22c\uc790\uc99d\uad8c, KB\uc99d\uad8c, \uc0bc\uc131\uc99d\uad8c, \uba54\ub9ac\uce20\uc99d\uad8c, \ud558\ub098\uc99d\uad8c, \uc2e0\ud55c\ud22c\uc790\uc99d\uad8c, \ud0a4\uc6c0\uc99d\uad8c, \ub300\uc2e0\uc99d\uad8c \ub4f1 10\uac1c \uc885\ud22c\uc0ac CEO\uac00 \ucc38\uc11d\ud588\ub2e4.<\/figcaption><\/figure>\n<p>\ub0b4\ub144\ubd80\ud130 \uc885\ud22c\uc0ac \uc9c0\uc815\uc694\uac74\ub3c4 \uac15\ud654\ud55c\ub2e4. \uc885\ud22c\uc0ac \ud575\uc2ec \uc694\uac74\uc778 \uc790\uae30\uc790\ubcf8\uc740 \u2018\uc5f0\ub9d0 \uacb0\uc0b0\u2019 \uae30\uc900\uc73c\ub85c \u2018\uc5f0\uc18d 2\uae30\uac04\u2019 \ucda9\uc871\ud574\uc57c \ud55c\ub2e4. \uc790\uae30\uc790\ubcf8 8\uc870\uc6d0 \uc774\uc0c1 \uc885\ud22c\uc0ac\uc5d0\uac8c \ud5c8\uc6a9\ub418\ub294 \uc885\ud569\ud22c\uc790\uacc4\uc88c(IMA) \uc0ac\uc5c5 \uc9c0\uc815\uc744 \ubc1b\uae30 \uc704\ud574\uc11c\ub294 \ubcc0\uacbd\uc778\uac00 \uc218\uc900\uc758 \ub300\uc8fc\uc8fc \uc694\uac74\ub3c4 \ub3c4\uc785\ub41c\ub2e4. \uc790\uae30\uc790\ubcf8 3\uc870\uc6d0 \uc774\uc0c1\uc758 \uc885\ud22c\uc0ac\uac00 \u2018\ubc1c\ud589\uc5b4\uc74c(4\uc870\uc6d0)\u2019, \u2018IMA(8\uc870\uc6d0)\u2019 \ub4f1 \uac01 \ub2e8\uacc4\ub97c 2\ub144 \uc774\uc0c1 \uc601\uc704\ud55c \uc774\ud6c4 \ub2e4\uc74c \ub2e8\uacc4\ub85c \ub118\uc5b4\uac08 \uc218 \uc788\ub2e4. \ub2e4\ub9cc \uc62c\ud574\uae4c\uc9c0\ub294 \ud604\ud589 \uc694\uac74\uc5d0 \ub530\ub77c \u2018\ubc1c\ud589\uc5b4\uc74c\u2019, \u2018IMA\u2019 \uc885\ud22c\uc0ac\ub97c \uc9c0\uc815\ud55c\ub2e4.<\/p>\n<p>\uc99d\uad8c\uc0ac \uc81c\ub3c4\uc815\ube44\ub294 \ud574\uc678\uc9c4\ucd9c \uc9c0\uc6d0, \ud30c\uc0dd\uacb0\ud569\uc99d\uad8c\u00b7\uc0ac\ucc44 \uac74\uc804\uc131 \uac15\ud654 \ub4f1\uc744 \uc911\uc2ec\uc73c\ub85c \ucd94\uc9c4\ub41c\ub2e4. \uc99d\uad8c\uc0ac 3\uac1c\uc6d4 \uc720\ub3d9\uc131\ube44\uc728(\uc720\ub3d9\uc131\uc790\uc0b0\/\uc720\ub3d9\ubd80\ucc44) \uc0b0\ucd9c \uc2dc \ud574\uc678 \uc790\ud68c\uc0ac\uc758 \ud604\uae08\uc131 \uc774\uc775\uc789\uc5ec\uae08\uc774 \uc720\ub3d9\uc790\uc0b0\uc73c\ub85c \uc778\uc815\ub41c\ub2e4. \ud574\uc678 \ud604\uc9c0\ubc95\uc778\uc774 \ud22c\uc790\uc801\uaca9\ub4f1\uae09(BBB- \uc774\uc0c1) \uad6d\uac00\uc758 \ub300\ud45c\uc9c0\uc218\uc5d0 \ud3b8\uc785\ub41c \uc8fc\uc2dd\uc5d0 \ud22c\uc790\ud560 \uacbd\uc6b0\uc5d0\ub294 \uc21c\uc790\ubcf8\ube44\uc728(NCR) \uac1c\ubcc4\uc704\ud5d8\uac12\uc744 \ud604\ud589 12%\uc5d0\uc11c 8%\ub85c \uc778\ud558\ud55c\ub2e4. \ud30c\uc0dd\uacb0\ud569\uc99d\uad8c\u00b7\uc0ac\ucc44 \ub0b4\ubd80\ub300\uc5ec \ud55c\ub3c4\ub3c4 2027\ub144 10%\ub85c \ub2e8\uacc4\uc801 \uc81c\ud55c\ud574 \uace0\uc720 \uc790\uc0b0\uacfc\uc758 \ud63c\uc6a9\uc744 \ucd5c\uc18c\ud654\ud55c\ub2e4.<\/p>\n<p>\uc99d\uad8c\uc0ac \uac74\uc804\uc131\u00b7\uc720\ub3d9\uc131 \uad00\ub9ac \uccb4\uacc4\ub3c4 \uc804\uba74\uc801\uc73c\ub85c \uac1c\ud3b8\ud55c\ub2e4. \uc0c1\uc138\ub0b4\uc6a9\uc740 \uc624\ub294 6\uc6d4\uaed8 \ud655\uc815\ub420 \uc608\uc815\uc774\ub2e4. \uc790\ubcf8\uc801\uc815\uc131 \ud575\uc2ec \uc9c0\ud45c\uc778 NCR \uc0b0\uc2dd\uc774 \u2018\uc704\ud5d8\uc561 \ub300\ube44 \uc601\uc5c5\uc6a9\uc21c\uc790\ubcf8\u2019\uc73c\ub85c \uac1c\ud3b8\ub420 \uc804\ub9dd\uc774\ub2e4. \ubd80\ub3d9\uc0b0 \ucc44\ubb34\ubcf4\uc99d \ud55c\ub3c4(\uc790\uae30\uc790\ubcf8 100%) \uaddc\uc81c\ub97c \ud655\ub300\ud55c \u2018\ubd80\ub3d9\uc0b0 \ucd1d \uc775\uc2a4\ud3ec\uc800 \ud55c\ub3c4\uaddc\uc81c\u2019\ub3c4 \uc2e0\uc124\ud55c\ub2e4. \uc720\ub3d9\ubd80\ucc44 \ub300\ube44 \uc720\ub3d9\uc790\uc0b0 \ube44\uc728\uc744 100% \uc774\uc0c1 \ucda9\uc871\ud558\ub3c4\ub85d \ud558\ub294 \uc720\ub3d9\uc131 \ube44\uc728 \uaddc\uc81c\ub3c4 \uc801\uc6a9 \ub300\uc0c1\uc744 \ubaa8\ub4e0 \uc99d\uad8c\uc0ac\ub85c \ub113\ud790 \uc608\uc815\uc774\ub2e4.<\/p>\n<p>\uae08\uc735\ub2f9\uad6d \uad00\uacc4\uc790\ub294 \u201c\uc885\ud22c\uc0ac\ub97c \uc911\uc2ec\uc73c\ub85c \ub300\ud615\ud654 \ub4f1\uc758 \uc131\uacfc\uac00 \uc788\uc5c8\uc9c0\ub9cc \uae30\uc5c5\uae08\uc735\uc758 \uc9c8\uc801 \uac1c\uc120\uc740 \uc5ec\uc804\ud788 \ubbf8\ud761\ud558\ub2e4\ub294 \ud3c9\uac00\uac00 \uc788\uc5c8\ub2e4\u201d\uba70 \u201c\ud2b9\ud788 2022\ub144 \ub808\uace0\ub79c\ub4dc \uc0ac\ud0dc \ub2f9\uc2dc \ucc44\uad8c\uc2dc\uc7a5\uc758 \ubd88\ud655\uc2e4\uc131 \ud655\ub300\ub294 \uc99d\uad8c\uc0ac\ub4e4\uc774 \ub2e8\uae30 \uc218\uc775\uc744 \ucd94\uac00\ud558\uba74\uc11c \ubd80\ub3d9\uc0b0 \ud3b8\uc911 \ud604\uc0c1\uacfc \ub9ac\uc2a4\ud06c \uad00\ub9ac \ubb38\uc81c\uac00 \uc218\uba74 \uc704\ub85c \ub178\ucd9c\ub41c \uac83\u201d\uc774\ub77c\uace0 \ub9d0\ud588\ub2e4. \uc774\uc5b4 \u201c\uc99d\uad8c\uc5c5\uc774 \uc885\ud569 \uae30\uc5c5\uae08\uc735 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\ub294 \uacbd\uc7c1\ub825\uc744 \uac16\ucd94\uace0 \uc6b0\ub9ac \uacbd\uc81c\uc758 \uc131\uc7a5\uc744 \ub4b7\ubc1b\uce68\ud560 \uc218 \uc788\ub3c4\ub85d \uc720\ub3c4\ud574 \ub098\uac08 \uacc4\ud68d\u201d\uc774\ub77c\uace0 \ub367\ubd99\uc600\ub2e4.<\/p>\n<figure id=\"attachment_22679\" aria-describedby=\"caption-attachment-22679\" style=\"width: 640px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-22679\" src=\"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/04\/20250409093349620_n.jpg\" alt=\"\" width=\"640\" height=\"340\" srcset=\"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/04\/20250409093349620_n.jpg 640w, https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/04\/20250409093349620_n-300x159.jpg 300w, https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/04\/20250409093349620_n-150x80.jpg 150w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/><figcaption id=\"caption-attachment-22679\" class=\"wp-caption-text\">*\ucd9c\ucc98=\uae08\uc735\uc704\uc6d0\ud68c<\/figcaption><\/figure>\n<p>\/ \ubc31\uc2b9\ub8e1 \ub354\ubca8 \uae30\uc790<\/p>\n","protected":false},"excerpt":{"rendered":"<p>|\ub808\uace0\ub79c\ub4dc \uc0ac\ud0dc\ub85c &#8216;\ubd80\ub3d9\uc0b0 \uc3e0\ub9bc&#8217; \ubb38\uc81c\uc758\uc2dd\u2026\uac1c\ud3b8 \ud3ec\uc778\ud2b8 &#8216;4\uac00\uc9c0&#8217; \u201c\uc790\ubcf8\uc2dc\uc7a5\uc758 \uc870\uc131\uacfc \ubc1c\uc804\uc5d0 \uc788\uc5b4 \ud575\uc2ec\uc744 \ub2f4\ub2f9\ud558\ub294 \uc99d\uad8c\uc5c5\uc758 \uc601\uc5ed\uc774 \ud655\uc7a5\ub418\ub294 \ub9cc\ud07c, \uc885\ud569\uae08\uc735\ud22c\uc790\uc0ac\uc5c5\uc790\ub97c \uc911\uc2ec\uc73c\ub85c \uadf8\uc5d0 \uac78\ub9de\ub294 \ud601\uc2e0\uc744 \ubcf4\uc5ec\uc8fc\uae30 \ubc14\ub780\ub2e4.\u201d \uae40\ubcd1\ud658 \uae08\uc735\uc704\uc6d0\uc7a5\uc774 9\uc77c \uc11c\uc6b8 \uc5ec\uc758\ub3c4 \uae08\uc735\ud22c\uc790\ud611\ud68c\uc5d0\uc11c \uc885\ud569\uae08\uc735\ud22c\uc790\uc0ac\uc5c5\uc790 \ucd5c\uace0\uacbd\uc601\uc790(CEO) \uac04\ub2f4\ud68c\ub97c \uc5f4\uace0 \uc774\uac19\uc774 \ub2f9\ubd80\ud588\ub2e4. \uae40 \uc704\uc6d0\uc7a5\uc740 \uc774\ub0a0 \uac04\ub2f4\ud68c\uc5d0\uc11c \u2018\uc99d\uad8c\uc5c5 \uae30\uc5c5\uae08\uc735 \uacbd\uc7c1\ub825 \uc81c\uace0\ubc29\uc548\u2019\uc744 \ucd94\uc9c4\ud55c\ub2e4\uace0 \ubc1d\ud614\ub2e4. \uacbd\uc7c1\ub825 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