{"id":26622,"date":"2025-05-12T14:32:11","date_gmt":"2025-05-12T05:32:11","guid":{"rendered":"https:\/\/www.sanctionlab.com\/?p=26622"},"modified":"2025-05-13T09:38:49","modified_gmt":"2025-05-13T00:38:49","slug":"%ec%a4%91%ea%b8%88%eb%a6%ac-%ed%9e%98%ec%a4%80-%eb%8b%a4%ec%98%ac%ec%a0%80%ec%b6%95-%eb%b9%85%ed%85%8c%ed%81%ac-%ec%86%90%ec%9e%a1%ea%b3%a0-%ec%98%81%ec%97%85%ec%b1%84%eb%84%90-%ed%99%95%ec%9e%a5","status":"publish","type":"post","link":"https:\/\/www.sanctionlab.com\/?p=26622","title":{"rendered":"‘\uc911\uae08\ub9ac’ \ud798\uc900 \ub2e4\uc62c\uc800\ucd95, \ube45\ud14c\ud06c \uc190\uc7a1\uace0 \uc601\uc5c5\ucc44\ub110 \ud655\uc7a5"},"content":{"rendered":"

|\u24621\ubd84\uae30 \ud310\ub9e4\uc561 2240\uc5b5, \uc62c\ud574 \uac1c\uc778 \uc2e0\uc6a9\ub300\ucd9c \uc911 80% \uc774\uc0c1 17.1% \ubbf8\ub9cc \uae08\ub9ac\ub85c \ucde8\uae09 \ubaa9\ud45c<\/h3>\n

\ub2e4\uc62c\uc800\ucd95\uc740\ud589\uc740 \uc62c\ud574 \uac1c\uc778\uc2e0\uc6a9\ub300\ucd9c\uc758 80% \uc774\uc0c1\uc744 \uc911\uae08\ub9ac\ub300\ucd9c\ub85c \uacf5\uae09\ud558\uaca0\ub2e4\ub294 \ubaa9\ud45c\ub97c \uc81c\uc2dc\ud588\ub2e4. \uc800\uc2e0\uc6a9\uc790\ub4e4\uc758 \uae08\uc735 \uc0ac\uac01\uc9c0\ub300\ub97c \ud574\uc18c\ud558\uace0 \uae08\uc735 \ud3ec\uc6a9\uc131\uc744 \ud655\ub300\ud558\uaca0\ub2e8 \uacc4\ud68d\uc774\ub2e4. \ubd80\ub3d9\uc0b0 \uc2dc\uc7a5 \uce68\uccb4\ub85c \uae30\uc5c5\uae08\uc735 \uc5c5\ud669\uc774 \uc88b\uc9c0 \uc54a\uc740 \ub9cc\ud07c \ud558\ubc18\uae30 \uc911\uae08\ub9ac\ub300\ucd9c \ucde8\uae09\uc744 \ub298\ub9ac\uba70 \uac00\uacc4\ub300\ucd9c \uc911\uc2ec\uc758 \uccb4\uc9c8\uac1c\uc120\uc744 \uaf80\ud558\uace0 \uc788\ub294 \uac83\uc73c\ub85c \ubcf4\uc778\ub2e4.<\/p>\n

\ub2e4\uc62c\uc800\ucd95\uc740\ud589\uc740 \uc62c\ud574 \ub514\uc9c0\ud138\ubc45\ud06c \ube0c\ub79c\ub4dc \u2018\ub514\uc9c0\ud138\ubc45\ud06c Fi(\ud30c\uc774)\u2019\uc640 \ube45\ud14c\ud06c \ud50c\ub7ab\ud3fc\uc0ac\uc640\uc758 \ud611\uc5c5\uc744 \ud1b5\ud574 \uc911\uae08\ub9ac\ub300\ucd9c \ud655\ub300 \ubc29\uc548\uc744 \ubaa8\uc0c9\ud558\uace0 \uc788\ub2e4. \uc791\ub144 \ud558\ubc18\uae30 \ub124\uc774\ubc84\ud398\uc774\uc640 \ud1a0\uc2a4\uc758 \ub300\uc548\uc815\ubcf4 \ub370\uc774\ud130\ub97c \ubc18\uc601\ud55c \uc2e0\uc6a9\ud3c9\uac00\uc2dc\uc2a4\ud15c(CSS)\ub97c \uad6c\ucd95\ud55c \ub9cc\ud07c, \uc9c0\uc18d\uc801\uc778 \uace0\ub3c4\ud654 \uc791\uc5c5\uc5d0 \ub098\uc11c\uba70 \uc11c\ubbfc\uae08\uc735 \uacf5\uae09\uc744 \ud655\ub300\ud55c\ub2e4\ub294 \uc804\ub7b5\uc774\ub2e4.<\/p>\n

\u25c7\uc791\ub144 CSS \uace0\ub3c4\ud654 \uc791\uc5c5 “\uc911\uae08\ub9ac\ub300\ucd9c \ub300\uc0c1 \ud655\ub300”<\/strong><\/p>\n

\uc800\ucd95\uc740\ud589\uc911\uc559\ud68c\uc5d0 \ub530\ub974\uba74 \ub2e4\uc62c\uc800\ucd95\uc740\ud589\uc740 \uc62c\ud574 1\ubd84\uae30 2240\uc5b5\uc6d0 \uaddc\ubaa8\uc758 \uc911\uae08\ub9ac\ub300\ucd9c\uc744 \ucde8\uae09\ud588\ub2e4. \uc774\ub294 \uc804\ub144 \ub3d9\uae30(707\uc5b5\uc6d0)\uacfc \ube44\uad50\ud574 3\ubc30 \uc774\uc0c1 \uc99d\uac00\ud55c \uc218\uce58\ub2e4. \uc774\uc911 2234\uc5b5\uc6d0\uc740 \ubbfc\uac04 \uc911\uae08\ub9ac\ub300\ucd9c, \ub098\uba38\uc9c0 6\uc5b5\uc6d0\uc740 \uc0ac\uc787\ub3cc2 \ub300\ucd9c\ub85c \ucde8\uae09\ud588\ub2e4. \ucde8\uae09\uc561 \uaddc\ubaa8\ub294 SBI\uc800\ucd95\uc740\ud589(7275\uc5b5\uc6d0), OK\uc800\ucd95\uc740\ud589(2853\uc5b5\uc6d0)\uc5d0 \uc774\uc740 3\uc704 \uc218\uc900\uc774\ub2e4.<\/p>\n

\"\"<\/div>\n

\ub2e4\uc62c\uc800\ucd95\uc740\ud589\uc740 \uafb8\uc900\ud788 \uc911\uae08\ub9ac\ub300\ucd9c\uc744 \ucde8\uae09\ud574 \uc628 \uc800\ucd95\uc740\ud589 \uc911 \ud558\ub098\ub2e4. 2023\ub144\ubd80\ud130 \ubcf4\ub354\ub77c\ub3c4 \ub9e4\ubd84\uae30 600\uc5b5\uc6d0 \uc774\uc0c1\uc529 \uafb8\uc900\ud788 \ucde8\uae09\ud574\uc654\ub2e4. \uadf8\ub7ec\ub2e4 \uc9c0\ub09c\ud574 4\ubd84\uae30\ub97c \uae30\uc810\uc73c\ub85c \ucde8\uae09\uc561\uc774 \uae09\uc99d\ud588\ub294\ub370, \ubc30\uacbd\uc5d4 \uc9c0\ub09c\ud574 \ud558\ubc18\uae30 \uc9c4\ud589\ub41c CSS \uace0\ub3c4\ud654 \uc791\uc5c5\uc774 \uc788\ub2e4.<\/p>\n

\ub2e4\uc62c\uc800\ucd95\uc740\ud589 \ud55c \uad00\uacc4\uc790\ub294 “\ucd5c\uadfc \uc911\uae08\ub9ac\ub300\ucd9c \ucde8\uae09\uc774 \uc99d\uac00\ud558\uace0 \uc788\ub294 \uc8fc\uc694 \ubc30\uacbd\uc740 \uc791\ub144 \ud558\ubc18\uae30\uc5d0 \uc9c4\ud589\ub41c CSS \uace0\ub3c4\ud654\uac00 \ud06c\uac8c \uc791\uc6a9\ud588\ub2e4”\ub77c\uba70 “\uace0\uae08\ub9ac \uc0c1\ud488\uc5d0 \uc758\uc874\ud558\ub358 \uae08\uc735 \uc18c\uc678 \uacc4\uce35\uc758 \ubd80\ub2f4\uc744 \uc644\ud654\ud558\uae30 \uc704\ud574 \uc9c0\uc18d\uc801\uc778 CSS \uace0\ub3c4\ud654 \uc791\uc5c5\uc744 \uc9c4\ud589\ud574 \uc654\ub2e4”\ub77c\uace0 \uc124\uba85\ud588\ub2e4.<\/p>\n

\ud2b9\ud788 CSS\ub97c \uace0\ub3c4\ud654\ud558\uba74\uc11c \uc720\uc785 \uace0\uac1d \ud2b9\uc131\uc744 \ud65c\uc6a9\ud55c \uc2ec\uc0ac \uc804\ub7b5\uc744 \uc0c8\ub86d\uac8c \ubc18\uc601\ud588\uace0, \uc774\uc5d0 \ub530\ub77c \uc911\uae08\ub9ac \ub300\ucd9c \ub300\uc0c1\uc774 \ud655\ub300\ub410\ub2e4\ub294 \uac8c \ub2e4\uc62c\uc800\ucd95\uc740\ud589\uc758 \uc124\uba85\uc774\ub2e4. \ub2e4\uc62c\uc800\ucd95\uc740\ud589\uc740 \uc77c\ucc0d\uc774 \uba38\uc2e0\ub7ec\ub2dd \ubaa8\ud615 \uae30\ubc18 CSS\ub97c \uad6c\ucd95\ud588\uace0, \uc5c5\uad8c \ucd5c\ucd08\ub85c \uac1c\uc778\ud68c\uc0dd\uc608\uce21\ubaa8\ud615\uc744 \uac1c\ubc1c\ud558\uae30\ub3c4 \ud588\ub2e4.<\/p>\n

\ub2e4\uc62c\uc800\ucd95\uc740\ud589\uc740 \uc55e\uc11c \uae30\uc5c5\ub300\ucd9c\uacfc \uac00\uacc4\ub300\ucd9c\uc744 \uade0\ud615\uc788\ub294 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uad6c\ucd95\ud574\uc654\ub2e4. \uadf8\ub7ec\ub098 \ubd80\ub3d9\uc0b0 \uc2dc\uc7a5 \uacbd\uae30 \uce68\uccb4\uac00 \uc9c0\uc18d\ub418\uc790 \uac00\uacc4\ub300\ucd9c \uc911\uc2ec\uc73c\ub85c \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \ud655\ub300\ud558\ub294 \ubaa8\uc2b5\uc774\ub2e4. 2022\ub144 \ub9d0 \ub2e4\uc62c\uc800\ucd95\uc740\ud589\uc758 \uac00\uacc4\ub300\ucd9c \ube44\uc911\uc740 45.9% \uc218\uc900\uc774\uc5c8\uc73c\ub098 \uc810\ucc28 \ub298\uc5b4\ub098 \uc9c0\ub09c\ud574 \ub9d0 \uae30\uc900 59.7%\uae4c\uc9c0 \ud655\ub300\ub410\ub2e4.<\/p>\n

\u25c7\ub124\uc774\ubc84\ud398\uc774\u00b7\ud1a0\uc2a4 \ud611\uc5c5, \ub9de\ucda4\ud615 \uc0c1\ud488 \uac1c\ubc1c \ubaa9\ud45c<\/strong><\/p>\n

\uc62c\ud574 \ub2e4\uc62c\uc800\ucd95\uc740\ud589\uc740 \uc2e0\uaddc \uac1c\uc778\uc2e0\uc6a9\ub300\ucd9c\uc758 80% \uc774\uc0c1\uc744 \uae08\ub9ac 17.14% \ubbf8\ub9cc \uc911\uae08\ub9ac\ub300\ucd9c\ub85c \uacf5\uae09\ud55c\ub2e4\ub294 \uacc4\ud68d\uc744 \uc138\uc6e0\ub2e4. \uae08\uc735\ub2f9\uad6d\uc774 \uc800\ucd95\uc740\ud589\uc5c5\uad8c\uc5d0 \uc911\uae08\ub9ac\ub300\ucd9c \ud655\ub300\ub97c \uc8fc\ubb38\ud558\uace0 \uc788\ub294 \ub9cc\ud07c, \uae08\uc735 \ud3ec\uc6a9\uc131\uc744 \ud655\ub300\ud55c\ub2e4\ub294 \ubaa9\ud45c\ub2e4. \uc774\ub97c \uc704\ud574 \ub124\uc774\ubc84\ud30c\uc774\ub0b8\uc15c\uc774\ub098 \ud1a0\uc2a4\uc640 \uac19\uc740 \ube45\ud14c\ud06c \ud50c\ub7ab\ud3fc\uacfc\uc758 \ud611\uc5c5\uc744 \ucd94\uc9c4\ud558\uace0 \uc788\ub2e4.<\/p>\n

\uac01 \ud50c\ub7ab\ud3fc \ud2b9\uc131\uc5d0 \ub9de\ub294 \ub9de\ucda4\ud615 \uc0c1\ud488\uc744 \uac1c\ubc1c\ud574, \ucd94\uac00\uc801\uc778 \uc911\uae08\ub9ac\ub300\ucd9c \ud655\ub300 \ubc29\uc548\uc744 \uac15\uad6c\ud558\ub294 \ubaa8\uc2b5\uc774\ub2e4. \uc55e\uc11c \ub124\uc774\ubc84\ud398\uc774(Npay)\uc640 \uc190\uc7a1\uace0 \ucd9c\uc2dc\ud55c \uc9c1\uc7a5\uc778\u00b7\uc0ac\uc5c5\uc790 \ub300\ucd9c\uc0c1\ud488 ‘Fi \ub2e4\uc62c\uc800\ucd95\uc740\ud589 X Npay’\ub3c4 \uc774\uac19\uc740 \uacc4\ud68d\uc758 \uc77c\ud658\uc774\ub2e4. \ube44\uae08\uc735 \uc815\ubcf4\ub97c \ud65c\uc6a9\ud55c \ub300\uc548\uc2e0\uc6a9\ud3c9\uac00\ub97c \ud1b5\ud574 \uc804\ud1b5\uc801 \uc2e0\uc6a9\ud3c9\uac00\ubaa8\ub378\uc758 \ud55c\uacc4\ub97c \uadf9\ubcf5\ud558\uace0\uc790 \ub9cc\ub4e0 \ub300\ucd9c\uc0c1\ud488\uc774\ub2e4.<\/p>\n

\uc774 \uc0c1\ud488\uc758 \ud2b9\uc9d5\uc740 \uace0\uac1d\uc774 \uc720\ub9ac\ud55c \uc870\uac74\uc73c\ub85c \ub300\ucd9c\uc744 \uc774\uc6a9\ud560 \uc218 \uc788\ub3c4\ub85d \uc18c\ube44 \ud328\ud134\uacfc \uae08\uc735 \uc774\ub825 \ub4f1\uc758 \ub370\uc774\ud130 \ud56d\ubaa9\uacfc \ucd5c\uc2e0 \uc778\uacf5\uc9c0\ub2a5(AI), \ube45\ub370\uc774\ud130 \ucc98\ub9ac \uae30\uc220 \ub4f1\uc744 \ud65c\uc6a9\ud574 \ub300\ucd9c \uc2ec\uc0ac\uc758 \ubcc0\ubcc4\ub825\uc744 \ub192\uc600\ub2e4\ub294 \uc810\uc774\ub2e4. \ub300\ucd9c\uc5d0 \uc5b4\ub824\uc6c0\uc744 \uacaa\ub294 \uace0\uac1d\ub4e4\uc5d0\uac8c \uc9c1\uc7a5\uc778 \ucd5c\ub300 \uc5f0 0.3% \uae08\ub9ac \uc6b0\ub300\ub97c \uc81c\uacf5\ud55c\ub2e4.<\/p>\n

\uadf8\uac04 \ub2e4\uc62c\uc800\ucd95\uc740\ud589\uc740 \uc790\uc0ac \ub514\uc9c0\ud138\ubc45\ud06c Fi(\ud30c\uc774) \ud50c\ub7ab\ud3fc \uace0\ub3c4\ud654\uc5d0 \uacf5\uc744 \ub4e4\uc5ec\uc654\ub294\ub370, \uc774 \ud50c\ub7ab\ud3fc\uc744 \uae30\ubc18\uc73c\ub85c \ube45\ud14c\ud06c\uc640\uc758 \ud611\uc5c5\uc73c\ub85c \uc601\uc5c5 \ucc44\ub110\uc744 \ud655\ub300\ud574\ub098\uac08 \uac83\uc73c\ub85c \ubcf4\uc778\ub2e4. \ub2e4\uc62c\uc800\ucd95\uc740\ud589 \ud55c \uad00\uacc4\uc790\ub294 “\ucd5c\uadfc \ub124\uc774\ubc84\ud398\uc774, \ud1a0\uc2a4\uc758 \ub300\uc548\uc815\ubcf4 \ub370\uc774\ud130 \uc218\uc9d1\uc744 \ud1b5\ud574 CSS\ub97c \uace0\ub3c4\ud654 \ud588\uace0, \ud604\uc7ac \uc57d 6000\uc5ec\uac1c\uc758 \ub370\uc774\ud130 \ud56d\ubaa9\uc744 \ud65c\uc6a9\ud558\uace0 \uc788\ub2e4”\ub77c\uace0 \uc124\uba85\ud588\ub2e4.<\/p>\n

\uc544\uc6b8\ub7ec \uc870\ub2ec\ucc44\ub110\uc758 \ub514\uc9c0\ud138\ud654\ub3c4 \ub2e4\uc62c\uc800\ucd95\uc740\ud589\uc774 \ucd94\uc9c4\ud558\uace0 \uc788\ub294 \uc911\uc810 \uacfc\uc81c \uc911 \ud558\ub098\ub2e4. \ub2e4\uc62c\uc800\ucd95\uc740\ud589\uc740 \ud30c\ud0b9\ud1b5\uc7a5 \uc911\uc2ec\uc73c\ub85c \uc800\uc6d0\uac00\uc131 \uc608\uae08 \uaddc\ubaa8\ub97c \ud655\ub300\ud558\uace0 \uc788\ub2e4. \uc694\uad6c\ubd88\uc608\uae08\uc744 \uc801\uc815 \uc218\uc900\uc73c\ub85c \uc720\uc9c0\ud558\uba70 \uc870\ub2ec\uae08\ub9ac\ub294 \ud0c4\ub825\uc801\uc73c\ub85c \uad00\ub9ac\ud55c\ub2e4\ub294 \ubc29\uce68\uc774\ub2e4. \uc870\ub2ec \ube44\uc6a9\uc774 \ub0ae\uc544\uc9c0\ub294 \ub9cc\ud07c \uc911\uae08\ub9ac\ub300\ucd9c \ud655\ub300 \uc5ec\ub825\uc774 \ucd94\uac00\ub85c \ud655\ubcf4\ub420 \uc804\ub9dd\uc774\ub2e4.<\/p>\n

\/ \uc720\uc815\ud654 \ub354\ubca8 \uae30\uc790<\/p>\n","protected":false},"excerpt":{"rendered":"

|\u24621\ubd84\uae30 \ud310\ub9e4\uc561 2240\uc5b5, \uc62c\ud574 \uac1c\uc778 \uc2e0\uc6a9\ub300\ucd9c \uc911 80% \uc774\uc0c1 17.1% \ubbf8\ub9cc \uae08\ub9ac\ub85c \ucde8\uae09 \ubaa9\ud45c \ub2e4\uc62c\uc800\ucd95\uc740\ud589\uc740 \uc62c\ud574 \uac1c\uc778\uc2e0\uc6a9\ub300\ucd9c\uc758 80% \uc774\uc0c1\uc744 \uc911\uae08\ub9ac\ub300\ucd9c\ub85c \uacf5\uae09\ud558\uaca0\ub2e4\ub294 \ubaa9\ud45c\ub97c \uc81c\uc2dc\ud588\ub2e4. \uc800\uc2e0\uc6a9\uc790\ub4e4\uc758 \uae08\uc735 \uc0ac\uac01\uc9c0\ub300\ub97c \ud574\uc18c\ud558\uace0 \uae08\uc735 \ud3ec\uc6a9\uc131\uc744 \ud655\ub300\ud558\uaca0\ub2e8 \uacc4\ud68d\uc774\ub2e4. \ubd80\ub3d9\uc0b0 \uc2dc\uc7a5 \uce68\uccb4\ub85c \uae30\uc5c5\uae08\uc735 \uc5c5\ud669\uc774 \uc88b\uc9c0 \uc54a\uc740 \ub9cc\ud07c \ud558\ubc18\uae30 \uc911\uae08\ub9ac\ub300\ucd9c \ucde8\uae09\uc744 \ub298\ub9ac\uba70 \uac00\uacc4\ub300\ucd9c \uc911\uc2ec\uc758 \uccb4\uc9c8\uac1c\uc120\uc744 \uaf80\ud558\uace0 \uc788\ub294 \uac83\uc73c\ub85c \ubcf4\uc778\ub2e4. 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