{"id":26767,"date":"2025-05-13T15:59:16","date_gmt":"2025-05-13T06:59:16","guid":{"rendered":"https:\/\/www.sanctionlab.com\/?p=26767"},"modified":"2025-05-14T10:21:42","modified_gmt":"2025-05-14T01:21:42","slug":"%ec%a0%9c%eb%8f%84%c2%b7%ea%b7%9c%ec%a0%9c-%eb%b3%80%ed%99%94-%eb%a7%8c%eb%82%9c-%eb%b3%b4%ed%97%98%ec%a3%bc-%eb%b0%b8%eb%a5%98%ed%8a%b8%eb%9e%a9-%ec%98%a4%eb%aa%85-%eb%b2%97%ec%9d%84%ea%b9%8c","status":"publish","type":"post","link":"https:\/\/www.sanctionlab.com\/?p=26767","title":{"rendered":"\uc81c\ub3c4\u00b7\uaddc\uc81c \ubcc0\ud654’ \ub9cc\ub09c \ubcf4\ud5d8\uc8fc, \ubc38\ub958\ud2b8\ub7a9 \uc624\uba85 \ubc97\uc744\uae4c"},"content":{"rendered":"

|’\ubc38\ub958\uc5c5 \uac00\uc138’ \uc0bc\uc131\ud654\uc7ac PBR>1 \ub3cc\ud30c\u2026\uc790\ubcf8\ud655\ucda9 \ub2c8\uc988 \ub0a8\uc740 \uacf3\uc740 \ubcc0\uc218\u2191<\/h3>\n

\ubcf4\ud5d8\uc8fc\ub294 \uc790\ubcf8\uc2dc\uc7a5\uc5d0\uc11c \ub300\ud45c\uc801\uc778 \uc800\ud3c9\uac00\uc8fc\ub85c \uaf3d\ud600\uc654\ub2e4. \uae00\ub85c\ubc8c \ubcf4\ud5d8\uc0ac \ub300\ube44 \uc800\uc870\ud55c \uc218\uc775\uc131\uacfc \ubc30\ub2f9\uc131\ud5a5\uc744 \ubcf4\uc600\uace0 \uae08\uc735\ub2f9\uad6d \uac1c\uc785\uc774 \uc7a6\uc740 \uaddc\uc81c\uc0b0\uc5c5\uc758 \ud2b9\uc131\uae4c\uc9c0 \uc5bd\ud78c \uacb0\uacfc\ub2e4. \ucf54\ub85c\ub09819 \uc9c1\uc804\ub9cc\ud574\ub3c4 \uc0c1\uc7a5 \ubcf4\ud5d8\uc0ac\uc758 \uc808\ubc18 \uc774\uc0c1\uc774 PBR 0.3\ubc30 \ubbf8\ub9cc\uc744 \uac00\ub9ac\ud0a4\uae30\ub3c4 \ud588\ub2e4.<\/p>\n

\uc81c\ub85c\uae08\ub9ac\uac00 \uc885\uc2dd\ub41c \ud6c4 \uace0\uae08\ub9ac \ucd94\uc774\uac00 \uae38\uc5b4\uc9c0\uace0 \uc788\uace0 2022\ub144 \uc0c8 \ubcf4\ud5d8\ud68c\uacc4 \ubc0f \uac74\uc804\uc131 \uae30\uc900(IFRS17\u00b7K-ICS) \ub3c4\uc785\uc744 \uae30\uc810\uc73c\ub85c \uc5ec\ub7ec \ubcf4\ud5d8\uc0ac\ub4e4\uc774 \ubc18\ub4f1\uc758 \uc6c0\uc9c1\uc784\uc744 \ubcf4\uc778\ub2e4. \ubc38\ub958\uc5c5\uc5d0 \uc801\uadf9 \ub3d9\ucc38\ud55c \uc0bc\uc131\ud654\uc7ac\ub294 \uc8fc\uac00\uc21c\uc790\uc0b0\ube44\uc728(PBR)\uc774 1\ubc30\ub97c \ub118\ub294 \uc758\ubbf8 \uc788\ub294 \uc131\uacfc\ub97c \ub098\ud0c0\ub0c8\ub2e4. \ub2e4\ub9cc \uc774 \uc120\ub840\ub97c \uc77c\ubc18\ud654\ud558\uae30\uc5d4 \uc544\uc9c1 \uac01 \uc0ac\ubcc4 \uc790\ubcf8\ud655\ucda9 \uad6d\uba74\uc5d0\uc11c \ub0a8\uc740 \ubcc0\uc218\uac00 \ud06c\ub2e4.<\/p>\n

\u25c7’\uc800PBR \ub300\ud45c’ \ubcf4\ud5d8\uc8fc\u2026\uae08\ub9ac\uc0c1\uc2b9\u00b7IFRS17 \uc5f0\ucc29\ub959 \ud6c4 \ubc18\uc804<\/strong><\/p>\n

\ub354\ubca8 SR(\uc11c\uce58\uc564\ub9ac\uc11c\uce58)\ubcf8\ubd80\uac00 \ucf54\uc2a4\ud53c \uc0c1\uc7a5\uc0ac 808\uacf3\uacfc \ucf54\uc2a4\ub2e5 \uc0c1\uc7a5\uc0ac 1675\uacf3 \ub4f1 \ud569\uacc4 2483\uacf3 \uc0c1\uc7a5\uc0ac\ub97c \uc804\uc218\uc870\uc0ac\ud55c \uacb0\uacfc, \uc9c0\ub09c\ud574 \ub9d0 \uc5f0\uacb0 \uae30\uc900 PBR\uc774 0.3\ubc30 \ubbf8\ub9cc\uc778 \uacf3\uc740 \ucd1d 225\uacf3\uc73c\ub85c \uc9d1\uacc4\ub410\ub2e4. \uc774 \uc911 \uad6d\ub0b4 11\uac1c \uc0c1\uc7a5 \ubcf4\ud5d8\uc0ac \uac00\uc6b4\ub370\uc11c \ucd1d 3\uacf3(\ud55c\ud654\uc0dd\uba85\u00b7\ubbf8\ub798\uc5d0\uc14b\uc0dd\uba85\u00b7\ud55c\ud654\uc190\ud574\ubcf4\ud5d8)\uc774 \uc774\uc5d0 \ud574\ub2f9\ud588\ub2e4.<\/p>\n

\ucd5c\uadfc \uc774\uc7ac\uba85 \ub354\ubd88\uc5b4\ubbfc\uc8fc\ub2f9 \ub300\uc120 \ud6c4\ubcf4\ub294 \uad6d\ub0b4 \uc99d\uc2dc \ubd80\uc9c4\uc758 \uc6d0\uc778\uc73c\ub85c \uc800\ud3c9\uac00 \uae30\uc5c5\ub4e4\uc744 \uaf3d\uc73c\uba70 “PBR\uc774 0.3\ubc30 \ubbf8\ub9cc\uc778 \ud68c\uc0ac\ub294 \uc801\ub300\uc801 \uc778\uc218\ud569\ubcd1(M&A) \ub4f1\uc73c\ub85c \uccad\uc0b0\ud560 \ud544\uc694\uac00 \uc788\ub2e4”\ub294 \uc758\uacac\uc744 \ub0b4\ub193\uc73c\uba70 \uc2dc\uc7a5\uc5d0 \ubc18\ud5a5\uc744 \uc77c\uc73c\ucf30\ub2e4.<\/p>\n

\"\"<\/div>\n

\ubcf4\ud5d8\uc0ac\uc758 \uacbd\uc6b0 \uc18c\ube44\uc790 \ubcf4\ud638\uc640 \uaddc\uc81c\uc0b0\uc5c5\uc758 \ud2b9\uc131\uc774 \uc5bd\ud788\uba70 \uac70\uad6d\uc801\uc778 \uc801\ub300\uc801 M&A\uac00 \ud604\uc2e4\ud654\ub420 \uac00\ub2a5\uc131\uc740 \ub192\uc9c0 \uc54a\ub2e4. \uadf8\ub7fc\uc5d0\ub3c4 \uc0c1\uc7a5 \ubcf4\ud5d8\uc0ac \uac00\uc6b4\ub370 \uc11c\ub108\uacf3\uc774 \uc7a5\uae30\uac04 PBR 0.3\ubc30 \ubbf8\ub9cc\uc744 \uac00\ub9ac\ud0a4\ub294 \uc810\uc740 \uc8fc\ubaa9\ud560 \ud544\uc694\uac00 \uc788\ub2e4. \ubcf4\ud5d8\uc8fc\uac00 \uc804\ubc18\uc801\uc73c\ub85c \uc2ec\uac01\ud55c \uc800\ud3c9\uac00\ub97c \ubc1b\uace0 \uc788\uc73c\uba70 \ud2b9\uc815 \uae30\uc5c5\uc758 \uacbd\uc6b0 \ubc38\ub958\uc5c5\uc744 \uc704\ud55c \ub300\uc751\ubc29\uc548\uc744 \ub9c8\ub828\ud574\uc57c \ud55c\ub2e4\ub294 \ubaa9\uc18c\ub9ac\uac00 \ub192\uc740 \ubc30\uacbd\uc774\ub2e4.<\/p>\n

\ubcf4\ud5d8\uc0ac\uac00 \uc624\ub7ab\ub3d9\uc548 \uc800\ud3c9\uac00\ub97c \ubc1b\uc544\uc628 \ubc30\uacbd\uc73c\ub860 \uaddc\uc81c\uac00 \uc0b0\uc5c5\uc744 \uc6c0\uc9c1\uc774\ub294 \uc810\uacfc \uc815\ubd80\uc640 \uae08\uc735\ub2f9\uad6d\uc774 \ubc38\ub958\uc5c5\ubcf4\ub2e4 \uc790\ubcf8\uc548\uc815\uc131\uacfc \uc18c\ube44\uc790 \ubcf4\ud638\ub97c \uac15\uc870\ud55c \uc601\ud5a5\uc774 \ud06c\ub2e4. \ud2b9\ud788 \ud22c\uc790\uc5d0 \uc4f8 \uc790\ubcf8\uc744 \uc313\uc544\ub193\ub294 \ub370 \uc8fc\ub825\ud574\uc57c \ud55c \uc810\uc740 \ud22c\uc790\uc790\ub4e4\uc774 \ubcf4\ud5d8\uc8fc \ud22c\uc790\ub97c \uaebc\ub9ac\uac8c \ud55c \ub300\ud45c\uc801 \uc6d0\uc778\uc774\ub2e4.<\/p>\n

\uc5ec\uae30\uc5d0 IT\u00b7\ubc14\uc774\uc624\uc640\ub294 \ub2ec\ub9ac \ubcf4\ud5d8\uc0b0\uc5c5\uc740 \uc778\uad6c\uc131\uc7a5 \uc815\uccb4 \ub4f1\uc73c\ub85c \uad6d\ub0b4\uc5d0\uc11c \ub300\ud45c\uc801\uc778 \uc0ac\uc591 \uc0b0\uc5c5\uc73c\ub85c \uc190\uaf3d\ud788\ub294 \uc810\ub3c4 \uace0\ub824\ud574\uc57c \ud55c\ub2e4. \uc774 \uac19\uc740 \uc5ec\ub7ec \uae30\uc81c\uac00 \uc735\ud569\ub418\uba74\uc11c \uc560\ucd08\uc5d0 \uc2dc\uc7a5\uc758 \ubc18\ub4f1\uc744 \uae30\ub300\uac10\uc744 \uaebe\uc740 \uac83\ub4e4\uc774 \uc800\ud3c9\uac00\uc758 \ubc30\uacbd\uc73c\ub85c \uc790\ub9ac\ud588\ub2e4.<\/p>\n

\u25c7\uc81c\ub3c4\ubcc0\ud654 \uaddc\uc81c \ud30c\uace0 ‘\ubc38\ub958\uc5c5’\uc73c\ub85c \ub118\uc740 \uc0bc\uc131\ud654\uc7ac, 2024\ub144 \uccab PBR>1<\/strong><\/p>\n

\ubcf4\ud5d8\uc0ac\ub4e4\uc758 PBR\uc774 \uc624\ub974\uae30 \uc2dc\uc791\ud55c \uac74 \uc624\ub798 \uc804\uc758 \uc77c\uc774 \uc544\ub2c8\ub2e4. 2021\ub144 0%\ub300 \uae08\ub9ac\uac00 \ub9c9\uc744 \ub0b4\ub9ac\uace0 \uc774\ub4ec\ud574 \ubcf4\ud5d8\uc5c5\uacc4\ub97c \uad34\ub86d\ud788\ub358 IFRS17\uc758 \uc548\uac1c\uac00 \uac77\ud788\uba74\uc11c \uc0c8 \uc81c\ub3c4 \uc544\ub798\uc5d0\uc11c \ubcf4\ud5d8\uc0ac \uc218\uc775\uc131\uc774 \ub300\ud3ed \uac1c\uc120\ub410\ub2e4. \uc774\ub97c \uae30\uc810\uc73c\ub85c \ucc28\uce30 \uac15\uc138\ub97c \ubcf4\uc774\uae30 \uc2dc\uc791\ud588\ub2e4.<\/p>\n

\"\"<\/div>\n

‘\ubc38\ub958\uc5c5 \uacf5\uc2dc’\uc5d0 \ucc38\uc5ec\ud55c \uacf3\uc740 \ucd94\uac00 \uc8fc\uac00 \uc0c1\uc2b9\uc758 \ubaa8\uba58\ud140\ub3c4 \ud655\ubcf4\ud588\ub2e4. \uc0bc\uc131\ud654\uc7ac\uac00 \ub300\ud45c\uc801\uc774\ub2e4. \ubc38\ub958\uc5c5 \ud6c8\ud48d\uc744 \uae30\ud68c\ub85c \uc8fc\uc8fc\ud658\uc6d0\ucc45\uc744 \uc81c\uc2dc\ud558\uba74\uc11c \uae30\ub098\uae34 \uc800\ud3c9\uac00\uc5d0\uc11c \ud0c8\ucd9c\ud558\ub294 \ub370 \uc131\uacf5\ud588\ub2e4.<\/p>\n

\uc0bc\uc131\ud654\uc7ac\ub294 \uc62c\ud574 1\uc6d4 \uc0bc\uc131\uadf8\ub8f9 \uacc4\uc5f4\uc0ac \uac00\uc6b4\ub370 \uc720\uc77c\ud558\uac8c \ud55c\uad6d\uac70\ub798\uc18c\uc758 \uc120\uc815\uae30\uc900\uc5d0 \ub9de\ucdb0 \ubc38\ub958\uc5c5 \uacc4\ud68d\uc744 \uacf5\uc2dc\ud588\ub2e4. \uc774\ud6c4 \uc8fc\uac00\ub294 \ub4f1\ub77d\uc744 \ubcf4\uc774\uae34 \ud588\uc73c\ub098 \uc62c\ud574 5\uc6d4\uc744 \uae30\uc900\uc73c\ub85c PBR\uc774 1\ubc30\ub97c \ub118\uc5b4\uc130\ub2e4. \ubcf4\ud5d8\uc8fc\uac00 \ubb34\uc870\uac74 \uc800\ud3c9\uac00\ub97c \ubc1b\ub294 \uac74 \uc544\ub2c8\ub780 \uc778\uc2dd \ubcc0\ud654\ub97c \uc774\ub04c \uc815\ub3c4\uc758 \uc131\uacfc\ub2e4.<\/p>\n

\uc0bc\uc131\ud654\uc7ac\ub97c \ud3ec\ud568\ud55c \uad6d\ub0b4 \ubcf4\ud5d8\uc0ac\ub4e4\uc740 \uc624\ub79c \uc2dc\uac04 \uc800\ud3c9\uac00\uc8fc \ub099\uc778\uc774 \ucc0d\ud600 \uc788\uc5c8\ub2e4. \uc9c1\uc804 10\ub144 \uac04 \ubcf4\ud5d8\uc8fc \uc911\uc5d0\uc120 \uba54\ub9ac\uce20\ud654\uc7ac(2024\ub144 \uc790\uc9c4 \uc0c1\uc7a5\ud3d0\uc9c0)\uc640 \ud568\uaed8 \uac00\uc7a5 \uc591\ud638\ud55c PBR\uc744 \ub098\ud0c0\ub0b8 \uac83\uc73c\ub85c \uaf3d\ud788\ub358 \uc0bc\uc131\ud654\uc7ac\ub3c4 PBR\uc774 \uc7a5\uae30\uac04 1\ubc30\ub97c \ud558\ud68c\ud588\ub2e4. 2024\ub144\uc5d0\ub3c4 \uc0bc\uc131\ud654\uc7ac \uc5f0\ub9d0 PBR\uc740 0.98\ubc30\uc600\ub2e4.<\/p>\n

\uc0bc\uc131\ud654\uc7ac\uc5d0 \uc774\uc5b4 \ub86f\ub370\uc190\ud574\ubcf4\ud5d8(0.78\ubc30), DB\uc190\ud574\ubcf4\ud5d8(0.66\ubc30)\uc774 \uc790\ub9ac\ud558\uace0 \uc0dd\uba85\ubcf4\ud5d8\uc0ac \uac00\uc6b4\ub370\uc120 \uc0bc\uc131\uc0dd\uba85(0.55\ubc30)\uac00 \uac00\uc7a5 \uc591\ud638\ud55c \uc9c0\ud45c\ub97c \ub098\ud0c0\ub0c8\ub2e4. \ub3d9\uc591\uc0dd\uba85\u00b7\ud765\uad6d\ud654\uc7ac\ub294 \ubaa8\ub450 \ucd5c\uc800\uc810\uc744 \uae30\ub85d\ud55c 2022\ub144 \ub300\ube44 \ubc18\ub4f1\uc5d0 \uc131\uacf5\ud588\uc9c0\ub9cc \uac01\uac01 0.37\ubc30\uc640 0.31\ubc30\ub97c \uae30\ub85d\ud558\uba74\uc11c \uc544\uc2ac\uc544\uc2ac\ud558\uac8c \uae30\uc900\uc120\uc744 \ub118\uc5c8\ub2e4.<\/p>\n

\u25c7\ub05d\uc5c6\ub294 \uc790\ubcf8\ud655\ucda9 \ub2c8\uc988, \ubcf4\ud5d8\uc8fc PBR \uc9d3\ub204\ub974\ub294 \ucd94\uac00 \ubcc0\uc218<\/strong><\/p>\n

\uc804\ubc18\uc801\uc73c\ub85c \uc5c5\uad8c\uc5d0 PBR \ubc18\ub4f1\uc758 \uae30\ubbf8\uac00 \ubcf4\uc774\uae34 \ud558\uc9c0\ub9cc \uc77c\ubd80 \uae30\uc5c5\uc740 \uc544\uc9c1 \uac08 \uae38\uc774 \uba40\ub2e4. \ud55c\ud654\uc190\ud574\ubcf4\ud5d8\u00b7\ud765\uad6d\ud654\uc7ac\ub294 \uc218\ub144 \uac04 PBR 0.3\ubc30\ub97c \ud558\ud68c\ud558\uac70\ub098 \uacbd\uacc4\uc120\uc5d0 \uba38\ubb3c\ub7ec \uc788\ub2e4. \ubbf8\ub798\uc5d0\uc14b\uc0dd\uba85 \ub610\ud55c \ucd5c\uadfc \uc591\ud638\ud55c \uc8fc\uac00\ud750\ub984\uc744 \ubcf4\uc774\uba70 \uc77c\uc2dc\uc801\uc73c\ub85c \ucef7\uc624\ud504\ub294 \uba74\ud588\ub2e4. \uadf8\ub7ec\ub098 \uacf5\ubaa8\uac00 \ub300\ube44 \uc5ec\uc804\ud788 \ubd80\uc9c4\ud55c \uc8fc\uac00\ub97c \ub098\ud0c0\ub0b4\ub294 \ub4f1 \uce68\uccb4\uc758 \ud754\uc801\uc774 \ub0a8\uc544 \uc788\ub2e4.<\/p>\n

\ub354\ubd88\uc5b4 \uc0bc\uc131\ud654\uc7ac \ub4f1\uc740 \uc0c8 \uc81c\ub3c4 \ubcc0\ud654\ub97c \uc804\ud6c4\ub85c \uc77c\ucc0c\uac10\uce58 \uccb4\uae09\uc744 \uc644\uc131\ud588\uc9c0\ub9cc \uc77c\ubd80 \ub300\ud615 \ubcf4\ud5d8\uc0ac\uc640 \uc911\uc18c\ud615 \ubcf4\ud5d8\uc0ac\ub4e4\uc740 \uc5ec\uc804\ud788 \uc790\ubcf8\ud655\ucda9 \ub2c8\uc988\uac00 \ub0a8\uc544 \uc788\ub2e4. \uc774 \uc810\ub3c4 \ubcf4\ud5d8\uc8fc PBR \uc804\ub9dd\uc744 \ub099\uad00\ud0a4 \uc5b4\ub835\uac8c \ud558\ub294 \ubcc0\uc218\ub2e4. \ubcf4\ud5d8\uc0ac\ub4e4\uc774 \uc9c0\uae09\uc5ec\ub825(K-ICS)\ube44\uc728\uc744 \uc720\uc9c0\ud558\uae30 \uc704\ud574 \uc790\ubcf8\ud655\ucda9\uc5d0 \ub098\uc11c\uba74 \uc790\ubcf8\uc758 \uc0c9\ucc44\ub098 \uc6b0\uc5f4\uacfc \uad00\uacc4 \uc5c6\uc774 \uc21c\uc790\uc0b0\uc744 \uc99d\ub300\uc2dc\ud0a8\ub2e4. \uc774\ub294 \uace7 \uc8fc\uac00 \ubc18\ub4f1\uc774 \uc5c6\uc73c\uba74 PBR\uc774 \ud558\ub77d\ud55c\ub2e4\ub294 \uc810\uc744 \uc758\ubbf8\ud55c\ub2e4.<\/p>\n

\ub2f9\uc7a5 PBR\uc744 \uae30\uc900\uc73c\ub860 \uacbd\uacc4\uc120 \uc704\uc5d0 \uc788\ub294 \ud604\ub300\ud574\uc0c1\uacfc \ub86f\ub370\uc190\ud574\ubcf4\ud5d8\ub3c4 \uc790\ubcf8\ud655\ucda9\uc758 \uae30\ub85c\uc5d0 \uc11c \uc788\ub2e4. 2024\ub144 \ub9d0 \uae30\uc900 \ud604\ub300\ud574\uc0c1\uc758 K-ICS \ube44\uc728\uc740 157%, \ub86f\ub370\uc190\ud574\ubcf4\ud5d8\uc758 \uacbd\uc6b0 154.6%\uc600\ub2e4. \uc62c\ud574 1\ubd84\uae30 \ub9d0\uc5d4 \ub86f\ub370\uc190\ud574\ubcf4\ud5d8\uc774 150%\ub97c \ud558\ud68c\ud560 \uac83\uc774\ub780 \uc804\ub9dd\ub3c4 \ub098\uc628\ub2e4.<\/p>\n

\ucd5c\uadfc \uac10\ub3c5\ub2f9\uad6d\uc774 K-ICS \uad8c\uace0\ube44\uc728\uc744 20%\ud3ec\uc778\ud2b8 \ud558\ud5a5\ud558\ub294 \ub4f1 \ubcf4\ud5d8\uc0ac\ub4e4\uc5d0\uac8c \ub2e5\uce5c \ubd80\ub2f4\uc744 \uc644\ud654\ud558\ub294 \ud615\ud0dc\uc758 \uaddc\uc81c \uc644\ud654 \ud750\ub984\uc774 \ubcf4\uc774\uace0 \uc788\ub2e4. \uadf8\ub7ec\ub098 \ub2f9\uad6d\uc758 \uacb0\uc815\uacfc \ubcc4\uac1c\ub85c \uae30\uc5c5 \uc790\uccb4\uc801\uc73c\ub85c \ubc38\ub958\ub97c \ub04c\uc5b4\uc62c\ub9ac\uae30 \uc704\ud55c \ub300\ucc45\uc774 \uc788\uc5b4\uc57c\ub9cc \uc774 \ub09c\uad6d\uc744 \ud480\uc5b4\ub098\uac08 \ub3d9\ub825\uc774 \ub9c8\ub828\ub420 \uac83\uc73c\ub85c \ubcf4\uc778\ub2e4.<\/p>\n

\uc5c5\uacc4 \uad00\uacc4\uc790\ub294 “\ub2f9\uad6d\uc774 \uc804\ubc18\uc801\uc73c\ub860 \ubcf4\ud5d8\uc0ac\uc5d0 \ub300\ud55c \uc790\ubcf8\uaddc\uc81c\uc758 \ud5c8\ub4e4\uc744 \ub0ae\ucd94\ub824\ub294 \uc6c0\uc9c1\uc784\uc744 \ubcf4\uc774\uc9c0\ub9cc \ucf5c\uc635\uc158 \uc0c1\ud658\uc744 \ub450\uace0 \ub86f\ub370\uc190\ud574\ubcf4\ud5d8 \uce21\uacfc \uc774\uacac\uc744 \ubcf4\uc774\ub294 \uc0ac\ub840\ub97c \ubcf4\uba74 \uc55e\uc11c \ubd84\uc704\uae30\ub97c \ud1a0\ub300\ub85c \uc9c0\ub098\uce58\uac8c \ub099\uad00\uc801\uc73c\ub85c \uc804\ub9dd\ud558\uac70\ub098 \ub2f9\uad6d\uc774 \ud638\ud61c\uc801\uc73c\ub85c \uc6c0\uc9c1\uc774\ub77c \ubcf4\ub294 \uac74 \ubb34\ub9ac\uac00 \uc788\ub2e4”\uace0 \ub9d0\ud588\ub2e4.<\/p>\n

\/ \ucd5c\uc740\uc218 \ub354\ubca8 \uae30\uc790<\/p>\n","protected":false},"excerpt":{"rendered":"

|’\ubc38\ub958\uc5c5 \uac00\uc138’ \uc0bc\uc131\ud654\uc7ac PBR>1 \ub3cc\ud30c\u2026\uc790\ubcf8\ud655\ucda9 \ub2c8\uc988 \ub0a8\uc740 \uacf3\uc740 \ubcc0\uc218\u2191 \ubcf4\ud5d8\uc8fc\ub294 \uc790\ubcf8\uc2dc\uc7a5\uc5d0\uc11c \ub300\ud45c\uc801\uc778 \uc800\ud3c9\uac00\uc8fc\ub85c \uaf3d\ud600\uc654\ub2e4. \uae00\ub85c\ubc8c \ubcf4\ud5d8\uc0ac \ub300\ube44 \uc800\uc870\ud55c \uc218\uc775\uc131\uacfc \ubc30\ub2f9\uc131\ud5a5\uc744 \ubcf4\uc600\uace0 \uae08\uc735\ub2f9\uad6d \uac1c\uc785\uc774 \uc7a6\uc740 \uaddc\uc81c\uc0b0\uc5c5\uc758 \ud2b9\uc131\uae4c\uc9c0 \uc5bd\ud78c \uacb0\uacfc\ub2e4. \ucf54\ub85c\ub09819 \uc9c1\uc804\ub9cc\ud574\ub3c4 \uc0c1\uc7a5 \ubcf4\ud5d8\uc0ac\uc758 \uc808\ubc18 \uc774\uc0c1\uc774 PBR 0.3\ubc30 \ubbf8\ub9cc\uc744 \uac00\ub9ac\ud0a4\uae30\ub3c4 \ud588\ub2e4. \uc81c\ub85c\uae08\ub9ac\uac00 \uc885\uc2dd\ub41c \ud6c4 \uace0\uae08\ub9ac \ucd94\uc774\uac00 \uae38\uc5b4\uc9c0\uace0 \uc788\uace0 2022\ub144 \uc0c8 \ubcf4\ud5d8\ud68c\uacc4 \ubc0f \uac74\uc804\uc131 \uae30\uc900(IFRS17\u00b7K-ICS) \ub3c4\uc785\uc744 \uae30\uc810\uc73c\ub85c \uc5ec\ub7ec […]<\/p>\n","protected":false},"author":44,"featured_media":26769,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[922,8,611],"tags":[988,989,4792,251,1063,1064,4791,4790],"class_list":{"0":"post-26767","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-thebell","8":"category-compliance","9":"category-korea","10":"tag-ifrs17","11":"tag-k-ics","12":"tag-4792","13":"tag-251","14":"tag-1063","15":"tag-1064","16":"tag--pbr-0-3","17":"tag-4790"},"yoast_head":"\n\uc81c\ub3c4\u00b7\uaddc\uc81c \ubcc0\ud654' \ub9cc\ub09c \ubcf4\ud5d8\uc8fc, \ubc38\ub958\ud2b8\ub7a9 \uc624\uba85 \ubc97\uc744\uae4c SanctionLab<\/title>\n<meta name=\"description\" content=\"\ubcf4\ud5d8\uc8fc\ub294 \uc790\ubcf8\uc2dc\uc7a5\uc5d0\uc11c \ub300\ud45c\uc801\uc778 \uc800\ud3c9\uac00\uc8fc\ub85c \uaf3d\ud600\uc654\ub2e4. \uae00\ub85c\ubc8c \ubcf4\ud5d8\uc0ac \ub300\ube44 \uc800\uc870\ud55c \uc218\uc775\uc131\uacfc \ubc30\ub2f9\uc131\ud5a5\uc744 \ubcf4\uc600\uace0 \uae08\uc735\ub2f9\uad6d \uac1c\uc785\uc774 \uc7a6\uc740 \uaddc\uc81c\uc0b0\uc5c5\uc758 \ud2b9\uc131\uae4c\uc9c0 \uc5bd\ud78c \uacb0\uacfc\ub2e4. \ucf54\ub85c\ub09819 \uc9c1\uc804\ub9cc\ud574\ub3c4 \uc0c1\uc7a5 \ubcf4\ud5d8\uc0ac\uc758 \uc808\ubc18 \uc774\uc0c1\uc774 PBR 0.3\ubc30 \ubbf8\ub9cc\uc744 \uac00\ub9ac\ud0a4\uae30\ub3c4 \ud588\ub2e4.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.sanctionlab.com\/?p=26767\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\uc81c\ub3c4\u00b7\uaddc\uc81c \ubcc0\ud654' \ub9cc\ub09c \ubcf4\ud5d8\uc8fc, \ubc38\ub958\ud2b8\ub7a9 \uc624\uba85 \ubc97\uc744\uae4c SanctionLab\" \/>\n<meta property=\"og:description\" content=\"\ubcf4\ud5d8\uc8fc\ub294 \uc790\ubcf8\uc2dc\uc7a5\uc5d0\uc11c \ub300\ud45c\uc801\uc778 \uc800\ud3c9\uac00\uc8fc\ub85c \uaf3d\ud600\uc654\ub2e4. \uae00\ub85c\ubc8c \ubcf4\ud5d8\uc0ac \ub300\ube44 \uc800\uc870\ud55c \uc218\uc775\uc131\uacfc \ubc30\ub2f9\uc131\ud5a5\uc744 \ubcf4\uc600\uace0 \uae08\uc735\ub2f9\uad6d \uac1c\uc785\uc774 \uc7a6\uc740 \uaddc\uc81c\uc0b0\uc5c5\uc758 \ud2b9\uc131\uae4c\uc9c0 \uc5bd\ud78c \uacb0\uacfc\ub2e4. \ucf54\ub85c\ub09819 \uc9c1\uc804\ub9cc\ud574\ub3c4 \uc0c1\uc7a5 \ubcf4\ud5d8\uc0ac\uc758 \uc808\ubc18 \uc774\uc0c1\uc774 PBR 0.3\ubc30 \ubbf8\ub9cc\uc744 \uac00\ub9ac\ud0a4\uae30\ub3c4 \ud588\ub2e4.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.sanctionlab.com\/?p=26767\" \/>\n<meta property=\"og:site_name\" content=\"SanctionLab\" \/>\n<meta property=\"article:published_time\" content=\"2025-05-13T06:59:16+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-05-14T01:21:42+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/05\/20250513150304164_n.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"640\" \/>\n\t<meta property=\"og:image:height\" content=\"495\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"the bell\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\uae00\uc4f4\uc774\" \/>\n\t<meta name=\"twitter:data1\" content=\"the bell\" \/>\n\t<meta name=\"twitter:label2\" content=\"\uc608\uc0c1 \ub418\ub294 \ud310\ub3c5 \uc2dc\uac04\" \/>\n\t<meta name=\"twitter:data2\" content=\"5\ubd84\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.sanctionlab.com\/?p=26767#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.sanctionlab.com\/?p=26767\"},\"author\":{\"name\":\"the bell\",\"@id\":\"https:\/\/www.sanctionlab.com\/#\/schema\/person\/17d7f03620d8d417748dab41644ff547\"},\"headline\":\"\uc81c\ub3c4\u00b7\uaddc\uc81c \ubcc0\ud654’ \ub9cc\ub09c \ubcf4\ud5d8\uc8fc, \ubc38\ub958\ud2b8\ub7a9 \uc624\uba85 \ubc97\uc744\uae4c\",\"datePublished\":\"2025-05-13T06:59:16+00:00\",\"dateModified\":\"2025-05-14T01:21:42+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.sanctionlab.com\/?p=26767\"},\"wordCount\":37,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.sanctionlab.com\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.sanctionlab.com\/?p=26767#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/05\/20250513150304164_n.jpg\",\"keywords\":[\"IFRS17\",\"K-ICS\",\"\ubc38\ub958\ud2b8\ub7a9\",\"\ubcf4\ud5d8\uc0ac\",\"\uc0bc\uc131\uc0dd\uba85\",\"\uc0bc\uc131\ud654\uc7ac\",\"\uc2dc\uadf8\ub110: PBR 0.3\",\"\uc800\ud3c9\uac00\"],\"articleSection\":[\"\ub354\ubca8\",\"\ucef4\ud50c\ub77c\uc774\uc5b8\uc2a4\",\"\ud55c\uad6d\"],\"inLanguage\":\"ko-KR\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.sanctionlab.com\/?p=26767#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.sanctionlab.com\/?p=26767\",\"url\":\"https:\/\/www.sanctionlab.com\/?p=26767\",\"name\":\"\uc81c\ub3c4\u00b7\uaddc\uc81c \ubcc0\ud654' \ub9cc\ub09c \ubcf4\ud5d8\uc8fc, \ubc38\ub958\ud2b8\ub7a9 \uc624\uba85 \ubc97\uc744\uae4c SanctionLab\",\"isPartOf\":{\"@id\":\"https:\/\/www.sanctionlab.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.sanctionlab.com\/?p=26767#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.sanctionlab.com\/?p=26767#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/05\/20250513150304164_n.jpg\",\"datePublished\":\"2025-05-13T06:59:16+00:00\",\"dateModified\":\"2025-05-14T01:21:42+00:00\",\"description\":\"\ubcf4\ud5d8\uc8fc\ub294 \uc790\ubcf8\uc2dc\uc7a5\uc5d0\uc11c \ub300\ud45c\uc801\uc778 \uc800\ud3c9\uac00\uc8fc\ub85c \uaf3d\ud600\uc654\ub2e4. \uae00\ub85c\ubc8c \ubcf4\ud5d8\uc0ac \ub300\ube44 \uc800\uc870\ud55c \uc218\uc775\uc131\uacfc \ubc30\ub2f9\uc131\ud5a5\uc744 \ubcf4\uc600\uace0 \uae08\uc735\ub2f9\uad6d \uac1c\uc785\uc774 \uc7a6\uc740 \uaddc\uc81c\uc0b0\uc5c5\uc758 \ud2b9\uc131\uae4c\uc9c0 \uc5bd\ud78c \uacb0\uacfc\ub2e4. \ucf54\ub85c\ub09819 \uc9c1\uc804\ub9cc\ud574\ub3c4 \uc0c1\uc7a5 \ubcf4\ud5d8\uc0ac\uc758 \uc808\ubc18 \uc774\uc0c1\uc774 PBR 0.3\ubc30 \ubbf8\ub9cc\uc744 \uac00\ub9ac\ud0a4\uae30\ub3c4 \ud588\ub2e4.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.sanctionlab.com\/?p=26767#breadcrumb\"},\"inLanguage\":\"ko-KR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.sanctionlab.com\/?p=26767\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"ko-KR\",\"@id\":\"https:\/\/www.sanctionlab.com\/?p=26767#primaryimage\",\"url\":\"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/05\/20250513150304164_n.jpg\",\"contentUrl\":\"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/05\/20250513150304164_n.jpg\",\"width\":640,\"height\":495},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.sanctionlab.com\/?p=26767#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"\ud648\",\"item\":\"https:\/\/www.sanctionlab.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\uc81c\ub3c4\u00b7\uaddc\uc81c \ubcc0\ud654’ \ub9cc\ub09c \ubcf4\ud5d8\uc8fc, \ubc38\ub958\ud2b8\ub7a9 \uc624\uba85 \ubc97\uc744\uae4c\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.sanctionlab.com\/#website\",\"url\":\"https:\/\/www.sanctionlab.com\/\",\"name\":\"SanctionLab\",\"description\":\"\uc0dd\ud06c\uc158\ub7a9\uc740 '\uacbd\uc81c \uc548\ubcf4' \uc815\ubcf4 \uc81c\uacf5 \uc2a4\ud0c0\ud2b8\uc5c5\uc785\ub2c8\ub2e4.\",\"publisher\":{\"@id\":\"https:\/\/www.sanctionlab.com\/#organization\"},\"alternateName\":\"\uc0dd\ud06c\uc158\ub7a9, \uc0dd\uc158\ub7a9, \uc81c\uc7ac\uc5f0\uad6c\uc18c\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.sanctionlab.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"ko-KR\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.sanctionlab.com\/#organization\",\"name\":\"SanctionLab\",\"alternateName\":\"\uc0dd\ud06c\uc158\ub7a9\",\"url\":\"https:\/\/www.sanctionlab.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"ko-KR\",\"@id\":\"https:\/\/www.sanctionlab.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2024\/05\/cropped-san-fav.png\",\"contentUrl\":\"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2024\/05\/cropped-san-fav.png\",\"width\":512,\"height\":512,\"caption\":\"SanctionLab\"},\"image\":{\"@id\":\"https:\/\/www.sanctionlab.com\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.sanctionlab.com\/#\/schema\/person\/17d7f03620d8d417748dab41644ff547\",\"name\":\"the bell\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"ko-KR\",\"@id\":\"https:\/\/www.sanctionlab.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2024\/12\/675a8e6a8ed88.png\",\"contentUrl\":\"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2024\/12\/675a8e6a8ed88.png\",\"caption\":\"the bell\"},\"url\":\"https:\/\/www.sanctionlab.com\/?author=44\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"\uc81c\ub3c4\u00b7\uaddc\uc81c \ubcc0\ud654' \ub9cc\ub09c \ubcf4\ud5d8\uc8fc, \ubc38\ub958\ud2b8\ub7a9 \uc624\uba85 \ubc97\uc744\uae4c SanctionLab","description":"\ubcf4\ud5d8\uc8fc\ub294 \uc790\ubcf8\uc2dc\uc7a5\uc5d0\uc11c \ub300\ud45c\uc801\uc778 \uc800\ud3c9\uac00\uc8fc\ub85c \uaf3d\ud600\uc654\ub2e4. \uae00\ub85c\ubc8c \ubcf4\ud5d8\uc0ac \ub300\ube44 \uc800\uc870\ud55c \uc218\uc775\uc131\uacfc \ubc30\ub2f9\uc131\ud5a5\uc744 \ubcf4\uc600\uace0 \uae08\uc735\ub2f9\uad6d \uac1c\uc785\uc774 \uc7a6\uc740 \uaddc\uc81c\uc0b0\uc5c5\uc758 \ud2b9\uc131\uae4c\uc9c0 \uc5bd\ud78c \uacb0\uacfc\ub2e4. \ucf54\ub85c\ub09819 \uc9c1\uc804\ub9cc\ud574\ub3c4 \uc0c1\uc7a5 \ubcf4\ud5d8\uc0ac\uc758 \uc808\ubc18 \uc774\uc0c1\uc774 PBR 0.3\ubc30 \ubbf8\ub9cc\uc744 \uac00\ub9ac\ud0a4\uae30\ub3c4 \ud588\ub2e4.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.sanctionlab.com\/?p=26767","og_locale":"ko_KR","og_type":"article","og_title":"\uc81c\ub3c4\u00b7\uaddc\uc81c \ubcc0\ud654' \ub9cc\ub09c \ubcf4\ud5d8\uc8fc, \ubc38\ub958\ud2b8\ub7a9 \uc624\uba85 \ubc97\uc744\uae4c SanctionLab","og_description":"\ubcf4\ud5d8\uc8fc\ub294 \uc790\ubcf8\uc2dc\uc7a5\uc5d0\uc11c \ub300\ud45c\uc801\uc778 \uc800\ud3c9\uac00\uc8fc\ub85c \uaf3d\ud600\uc654\ub2e4. \uae00\ub85c\ubc8c \ubcf4\ud5d8\uc0ac \ub300\ube44 \uc800\uc870\ud55c \uc218\uc775\uc131\uacfc \ubc30\ub2f9\uc131\ud5a5\uc744 \ubcf4\uc600\uace0 \uae08\uc735\ub2f9\uad6d \uac1c\uc785\uc774 \uc7a6\uc740 \uaddc\uc81c\uc0b0\uc5c5\uc758 \ud2b9\uc131\uae4c\uc9c0 \uc5bd\ud78c \uacb0\uacfc\ub2e4. \ucf54\ub85c\ub09819 \uc9c1\uc804\ub9cc\ud574\ub3c4 \uc0c1\uc7a5 \ubcf4\ud5d8\uc0ac\uc758 \uc808\ubc18 \uc774\uc0c1\uc774 PBR 0.3\ubc30 \ubbf8\ub9cc\uc744 \uac00\ub9ac\ud0a4\uae30\ub3c4 \ud588\ub2e4.","og_url":"https:\/\/www.sanctionlab.com\/?p=26767","og_site_name":"SanctionLab","article_published_time":"2025-05-13T06:59:16+00:00","article_modified_time":"2025-05-14T01:21:42+00:00","og_image":[{"width":640,"height":495,"url":"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/05\/20250513150304164_n.jpg","type":"image\/jpeg"}],"author":"the bell","twitter_card":"summary_large_image","twitter_misc":{"\uae00\uc4f4\uc774":"the bell","\uc608\uc0c1 \ub418\ub294 \ud310\ub3c5 \uc2dc\uac04":"5\ubd84"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.sanctionlab.com\/?p=26767#article","isPartOf":{"@id":"https:\/\/www.sanctionlab.com\/?p=26767"},"author":{"name":"the bell","@id":"https:\/\/www.sanctionlab.com\/#\/schema\/person\/17d7f03620d8d417748dab41644ff547"},"headline":"\uc81c\ub3c4\u00b7\uaddc\uc81c \ubcc0\ud654’ \ub9cc\ub09c \ubcf4\ud5d8\uc8fc, \ubc38\ub958\ud2b8\ub7a9 \uc624\uba85 \ubc97\uc744\uae4c","datePublished":"2025-05-13T06:59:16+00:00","dateModified":"2025-05-14T01:21:42+00:00","mainEntityOfPage":{"@id":"https:\/\/www.sanctionlab.com\/?p=26767"},"wordCount":37,"commentCount":0,"publisher":{"@id":"https:\/\/www.sanctionlab.com\/#organization"},"image":{"@id":"https:\/\/www.sanctionlab.com\/?p=26767#primaryimage"},"thumbnailUrl":"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/05\/20250513150304164_n.jpg","keywords":["IFRS17","K-ICS","\ubc38\ub958\ud2b8\ub7a9","\ubcf4\ud5d8\uc0ac","\uc0bc\uc131\uc0dd\uba85","\uc0bc\uc131\ud654\uc7ac","\uc2dc\uadf8\ub110: PBR 0.3","\uc800\ud3c9\uac00"],"articleSection":["\ub354\ubca8","\ucef4\ud50c\ub77c\uc774\uc5b8\uc2a4","\ud55c\uad6d"],"inLanguage":"ko-KR","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.sanctionlab.com\/?p=26767#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.sanctionlab.com\/?p=26767","url":"https:\/\/www.sanctionlab.com\/?p=26767","name":"\uc81c\ub3c4\u00b7\uaddc\uc81c \ubcc0\ud654' \ub9cc\ub09c \ubcf4\ud5d8\uc8fc, \ubc38\ub958\ud2b8\ub7a9 \uc624\uba85 \ubc97\uc744\uae4c SanctionLab","isPartOf":{"@id":"https:\/\/www.sanctionlab.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.sanctionlab.com\/?p=26767#primaryimage"},"image":{"@id":"https:\/\/www.sanctionlab.com\/?p=26767#primaryimage"},"thumbnailUrl":"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/05\/20250513150304164_n.jpg","datePublished":"2025-05-13T06:59:16+00:00","dateModified":"2025-05-14T01:21:42+00:00","description":"\ubcf4\ud5d8\uc8fc\ub294 \uc790\ubcf8\uc2dc\uc7a5\uc5d0\uc11c \ub300\ud45c\uc801\uc778 \uc800\ud3c9\uac00\uc8fc\ub85c \uaf3d\ud600\uc654\ub2e4. \uae00\ub85c\ubc8c \ubcf4\ud5d8\uc0ac \ub300\ube44 \uc800\uc870\ud55c \uc218\uc775\uc131\uacfc \ubc30\ub2f9\uc131\ud5a5\uc744 \ubcf4\uc600\uace0 \uae08\uc735\ub2f9\uad6d \uac1c\uc785\uc774 \uc7a6\uc740 \uaddc\uc81c\uc0b0\uc5c5\uc758 \ud2b9\uc131\uae4c\uc9c0 \uc5bd\ud78c \uacb0\uacfc\ub2e4. \ucf54\ub85c\ub09819 \uc9c1\uc804\ub9cc\ud574\ub3c4 \uc0c1\uc7a5 \ubcf4\ud5d8\uc0ac\uc758 \uc808\ubc18 \uc774\uc0c1\uc774 PBR 0.3\ubc30 \ubbf8\ub9cc\uc744 \uac00\ub9ac\ud0a4\uae30\ub3c4 \ud588\ub2e4.","breadcrumb":{"@id":"https:\/\/www.sanctionlab.com\/?p=26767#breadcrumb"},"inLanguage":"ko-KR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.sanctionlab.com\/?p=26767"]}]},{"@type":"ImageObject","inLanguage":"ko-KR","@id":"https:\/\/www.sanctionlab.com\/?p=26767#primaryimage","url":"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/05\/20250513150304164_n.jpg","contentUrl":"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/05\/20250513150304164_n.jpg","width":640,"height":495},{"@type":"BreadcrumbList","@id":"https:\/\/www.sanctionlab.com\/?p=26767#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"\ud648","item":"https:\/\/www.sanctionlab.com\/"},{"@type":"ListItem","position":2,"name":"\uc81c\ub3c4\u00b7\uaddc\uc81c \ubcc0\ud654’ \ub9cc\ub09c \ubcf4\ud5d8\uc8fc, \ubc38\ub958\ud2b8\ub7a9 \uc624\uba85 \ubc97\uc744\uae4c"}]},{"@type":"WebSite","@id":"https:\/\/www.sanctionlab.com\/#website","url":"https:\/\/www.sanctionlab.com\/","name":"SanctionLab","description":"\uc0dd\ud06c\uc158\ub7a9\uc740 '\uacbd\uc81c \uc548\ubcf4' \uc815\ubcf4 \uc81c\uacf5 \uc2a4\ud0c0\ud2b8\uc5c5\uc785\ub2c8\ub2e4.","publisher":{"@id":"https:\/\/www.sanctionlab.com\/#organization"},"alternateName":"\uc0dd\ud06c\uc158\ub7a9, \uc0dd\uc158\ub7a9, \uc81c\uc7ac\uc5f0\uad6c\uc18c","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.sanctionlab.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"ko-KR"},{"@type":"Organization","@id":"https:\/\/www.sanctionlab.com\/#organization","name":"SanctionLab","alternateName":"\uc0dd\ud06c\uc158\ub7a9","url":"https:\/\/www.sanctionlab.com\/","logo":{"@type":"ImageObject","inLanguage":"ko-KR","@id":"https:\/\/www.sanctionlab.com\/#\/schema\/logo\/image\/","url":"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2024\/05\/cropped-san-fav.png","contentUrl":"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2024\/05\/cropped-san-fav.png","width":512,"height":512,"caption":"SanctionLab"},"image":{"@id":"https:\/\/www.sanctionlab.com\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.sanctionlab.com\/#\/schema\/person\/17d7f03620d8d417748dab41644ff547","name":"the bell","image":{"@type":"ImageObject","inLanguage":"ko-KR","@id":"https:\/\/www.sanctionlab.com\/#\/schema\/person\/image\/","url":"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2024\/12\/675a8e6a8ed88.png","contentUrl":"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2024\/12\/675a8e6a8ed88.png","caption":"the bell"},"url":"https:\/\/www.sanctionlab.com\/?author=44"}]}},"_links":{"self":[{"href":"https:\/\/www.sanctionlab.com\/index.php?rest_route=\/wp\/v2\/posts\/26767","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.sanctionlab.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.sanctionlab.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.sanctionlab.com\/index.php?rest_route=\/wp\/v2\/users\/44"}],"replies":[{"embeddable":true,"href":"https:\/\/www.sanctionlab.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=26767"}],"version-history":[{"count":1,"href":"https:\/\/www.sanctionlab.com\/index.php?rest_route=\/wp\/v2\/posts\/26767\/revisions"}],"predecessor-version":[{"id":26771,"href":"https:\/\/www.sanctionlab.com\/index.php?rest_route=\/wp\/v2\/posts\/26767\/revisions\/26771"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.sanctionlab.com\/index.php?rest_route=\/wp\/v2\/media\/26769"}],"wp:attachment":[{"href":"https:\/\/www.sanctionlab.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=26767"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.sanctionlab.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=26767"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.sanctionlab.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=26767"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}