{"id":26958,"date":"2025-05-14T07:49:30","date_gmt":"2025-05-13T22:49:30","guid":{"rendered":"https:\/\/www.sanctionlab.com\/?p=26958"},"modified":"2025-05-15T16:10:39","modified_gmt":"2025-05-15T07:10:39","slug":"%ec%a0%81%ec%9e%90-%ec%9b%90%ec%9d%b8%eb%90%9c-%ec%b1%84%ea%b6%8c-%eb%b6%80%ec%8b%a4%ed%99%94-%ec%98%ac%ed%95%b4%eb%8f%84-%ec%a4%91%ec%a0%90-%ea%b4%80%eb%a6%ac-%eb%a6%ac%ec%8a%a4%ed%81%ac%eb%8a%94","status":"publish","type":"post","link":"https:\/\/www.sanctionlab.com\/?p=26958","title":{"rendered":"\uc801\uc790 \uc6d0\uc778\ub41c \ucc44\uad8c \ubd80\uc2e4\ud654, \uc62c\ud574\ub3c4 \uc911\uc810 \uad00\ub9ac \ub9ac\uc2a4\ud06c\ub294 ‘\uac74\uc804\uc131’"},"content":{"rendered":"

|[\ucd1d\ub860] \uc2e0\uc6a9\ub300\ucd9c \ud655\ub300\uc5d0 \uc5f0\uccb4 \uc6b0\ub824 \uace0\uc870\u2026\ubd80\uc2e4\uc790\uc0b0 \uc815\ub9ac\ub85c \uac74\uc804\uc131 \uc81c\uace0 \uc720\ub3c4<\/h3>\n

\uc800\ucd95\uc740\ud589 \uc5c5\uacc4\uac00 2\ub144 \uc5f0\uc18d \uc801\uc790\ub97c \uc2dc\ud604\ud588\ub2e4. \ubd80\ub3d9\uc0b0PF \ubd80\uc2e4\uacfc \uae30\uc5c5\uc5ec\uc2e0 \uc5f0\uccb4 \ub4f1\uc73c\ub85c \ub300\uc190\ube44\uc6a9\uc774 \uae09\uc99d\ud55c \uc5ec\ud30c\ub2e4. \ubd80\uc2e4\ucc44\uad8c \uc815\ub9ac\uc5d0 \uc18d\ub3c4\ub97c \ub0b4\uc9c0 \ubabb\ud558\uba74\uc11c \uace0\uc815\uc774\ud558\uc5ec\uc2e0(NPL)\ube44\uc728\uc740 \uc0ac\uc0c1 \ucd5c\uace0\uce58\ub97c \uae30\ub85d\ud588\ub2e4. \uac74\uc804\uc131 \uc9c0\ud45c\uac00 \uc9c0\uc18d \uc800\ud558\ub418\uba74\uc11c \uc62c\ud574\ub3c4 \ub9ac\uc2a4\ud06c \uad00\ub9ac\uac00 \uc8fc\uc694 \ud604\uc548 \uacfc\uc81c\ub85c \uaf3d\ud788\uace0 \uc788\ub2e4.<\/p>\n

\uc8fc\uc694 \uc800\ucd95\uc740\ud589\ub4e4\uc740 \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uc7ac\ud3b8\uc744 \ud1b5\ud55c \uacbd\uc601 \uc815\uc0c1\ud654\ub97c \ucd94\uc9c4\ud558\uace0 \uc788\ub2e4. \uac00\uacc4\ub300\ucd9c\uc758 \uacf5\uae09\uc744 \ub298\ub9ac\uba70 \uc0c8\ub85c\uc6b4 \ud65c\ub85c\ub97c \ubaa8\uc0c9\ud558\uace0 \uc788\ub2e4. \ub2e4\ub9cc \ucc28\uc8fc\uc758 \uc0c1\ud658 \ub2a5\ub825\uc774 \ub5a8\uc5b4\uc9c0\uba74\uc11c \uc2e0\uc6a9 \ub9ac\uc2a4\ud06c\uc5d0 \ub300\ud55c \uc6b0\ub824\uac00 \uace0\uc870\ub418\ub294 \uc0c1\ud669\uc774\ub2e4. \uc800\ucd95\uc740\ud589\ub4e4\uc740 \uae08\uc735\ub2f9\uad6d\uc758 \uc8fc\ubb38\uc5d0 \ub530\ub77c \uc790\uccb4 \uc2dc\uc2a4\ud15c\uc744 \uace0\ub3c4\ud654\ud558\uba70 \uad00\ub9ac \uccb4\uacc4\ub97c \uc9c0\uc18d \uac15\ud654\ud558\uace0 \uc788\ub2e4.<\/p>\n

\u25c72\ub144 \uc5f0\uc18d \uc5c5\uacc4 \uc801\uc790, \ubd80\uc2e4 \uac10\ub0b4 \uac00\ub2a5\ud55c \uc7ac\ubb34 \uad6c\uc870 \ud655\ubcf4<\/strong><\/p>\n

\uc800\ucd95\uc740\ud589\uc774 \uc911\uc810\uc801\uc73c\ub85c \uad00\ub9ac\ud558\ub294 \ub9ac\uc2a4\ud06c\ub85c\ub294 \uc2e0\uc6a9, \uc2dc\uc7a5, \uc720\ub3d9\uc131, \uae08\ub9ac, \uc6b4\uc601 \ub4f1\uc774 \uc788\ub2e4. \uc601\uc5c5 \uad6c\uc870\uc0c1 \uc2e0\uc6a9 \ub9ac\uc2a4\ud06c\uc5d0 \uac00\uc7a5 \ucde8\uc57d\ud55c \ud3b8\uc774\ub2e4. \uc2dc\uc911\uc740\ud589 \ub300\ube44 \ucc28\uc8fc\ub4e4\uc758 \uc2e0\uc6a9\ub3c4\uac00 \ub5a8\uc5b4\uc9c8 \uc218\ubc16\uc5d0 \uc5c6\uc5b4 \ub192\uc740 \ubd80\uc2e4 \uc704\ud5d8\uc744 \uc548\uace0 \uc788\uae30 \ub54c\ubb38\uc774\ub2e4. \ucd5c\uadfc \ubd80\ub3d9\uc0b0PF \ubd80\uc2e4\uae4c\uc9c0 \uc9d1\uc911\ub418\uba74\uc11c \uc5c5\uacc4 \uc804\ubc18\uc801\uc73c\ub85c \uacbd\uc601\uc0c1 \uc5b4\ub824\uc6c0\uc774 \uac00\uc911\ub41c \ubaa8\uc2b5\uc774\ub2e4.<\/p>\n

\uc5c5\uacc4 \uc801\uc790\ub294 2023\ub144\ubd80\ud130 \uc774\uc5b4\uc9c0\uace0 \uc788\ub2e4. \ubd80\ub3d9\uc0b0PF \ub300\ucd9c \ubd80\uc2e4\ud654 \ub4f1\uc73c\ub85c \ub300\uc190\ucda9\ub2f9\uae08\uc774 \ub298\uc5b4\ub098\uba74\uc11c \uacbd\uc601\uc2e4\uc801\uc774 \ubd80\uc9c4\ud558\ub2e4. \ub300\uc190\ube44\uc6a9\uc73c\ub85c\ub294 2\ub144 \uc5f0\uc18d 3\uc870\uc6d0 \ub118\uac8c \ubc1c\uc0dd\ud588\ub2e4. \uc190\uc2e4\uc740 \uc9c0\uc18d\ub410\uc9c0\ub9cc \ub9ac\uc2a4\ud06c \uad00\ub9ac\uc5d0 \ub9e4\uc9c4\ud558\uba70 \uc2e4\uc801 \uac1c\uc120\uc744 \uc774\ub904\ub0c8\ub2e4. \uc9c0\ub09c\ud574\ubd80\ud130 \ubd80\uc2e4\uc790\uc0b0\uc744 \uc801\uadf9 \uc815\ub9ac\ud558\uba70 5758\uc5b5\uc6d0\uc774\uc5c8\ub358 \uc21c\uc190\uc2e4 \uaddc\ubaa8\ub97c 3974\uc5b5\uc6d0\uc73c\ub85c \uc904\uc774\ub294 \uc131\uacfc\ub97c \uac70\ub480\ub2e4.<\/p>\n

\uc120\uc81c\uc801\uc73c\ub85c \ub300\uc190\ucda9\ub2f9\uae08\uc744 \ud655\ubcf4\ud55c \ub355\ubd84\uc5d0 \uc704\uae30 \ub300\uc751 \ub2a5\ub825\uc740 \uc81c\uace0\ub41c \ubaa8\uc2b5\uc774\ub2e4. \uc9c0\ub09c\ud574 BIS\ube44\uc728\uc740 15.02%\ub85c \uc804\ub144 \ub300\ube44 0.67%\ud3ec\uc778\ud2b8 \uc0c1\uc2b9\ud588\ub2e4. \uc2e0\uaddc \uc601\uc5c5\uc744 \ucd95\uc18c\ud558\uba74\uc11c \uc704\ud5d8\uac00\uc911\uc790\uc0b0(RWA)\uc774 \uc904\uc5b4 \uc190\uc2e4 \uc644\ucda9\ub825\uc744 \ub192\uc77c \uc218 \uc788\uc5c8\ub2e4. \ub300\uc190\ucda9\ub2f9\uae08\uc801\ub9bd\ub960\uc740 113.2% \uc218\uc900\uc744 \ubcf4\uc774\uba70 \ubd80\uc2e4\ud654\ub97c \ucda9\ubd84\ud788 \uac10\ub0b4\ud560 \ub9cc\ud55c \uc7ac\ubb34 \uad6c\uc870\ub97c \uac16\ucd94\uace0 \uc788\ub2e4.<\/p>\n

\"\"<\/div>\n

\ub2e4\ub9cc \uc804\ubc18\uc801\uc778 \uac74\uc804\uc131 \uad00\ub9ac\uc5d0 \ub300\ud55c \uace0\ubbfc\uc740 \ub354\uc6b1 \uae4a\uc5b4\uc9c0\uace0 \uc788\ub2e4. \uae08\uc735\uac10\ub3c5\uc6d0\uc5d0 \ub530\ub974\uba74 \uc9c0\ub09c\ud574 \uc800\ucd95\uc740\ud589\uc758 \uc5f0\uccb4\uc728\uc740 8.52%\ub97c \uae30\ub85d\ud558\uba70 9\ub144 \ub9cc\uc5d0 \uac00\uc7a5 \ub192\uc740 \uc218\uc900\uc744 \ubcf4\uc600\ub2e4. NPL\ube44\uc728\uc740 10.66%\ub85c \uce58\uc19f\uc544 \uc0ac\uc0c1 \ucd5c\uace0\uce58\ub97c \uae30\ub85d\ud588\ub2e4. \uc774\uc911 PF\uc131 \ub300\ucd9c\uc758 NPL\ube44\uc728\uc740 27.3%\ub85c \uc0c1\uc2b9\ud588\ub2e4. \uac74\uc804\uc131 \uc9c0\ud45c\uc758 \uc0c1\uc2b9 \ud3ed\uc740 \ub2e4\uc18c \ub454\ud654\ub410\uc73c\ub098 \ub9ac\uc2a4\ud06c \uad00\ub9ac\uc5d0 \ub300\ud55c \uacfc\uc81c\ub97c \uc5ec\uc804\ud788 \uc548\uace0 \uc788\ub2e4.<\/p>\n

\uc77c\ubd80 \uc800\ucd95\uc740\ud589\uc740 \uc801\uae30\uc2dc\uc815\uc870\uce58\ub97c \ubc1b\uae30\ub3c4 \ud588\ub2e4. \uc9c0\ub09c\ud574 \uc548\uad6d\uc800\ucd95\uc740\ud589\uacfc \ub77c\uc628\uc800\ucd95\uc740\ud589\uc5d0, \uc9c0\ub09c 3\uc6d4\uc5d0\ub294 \uc0c1\uc0c1\uc778\uc800\ucd95\uc740\ud589\uc5d0 \uacbd\uc601\uac1c\uc120\uad8c\uace0\uac00 \ubd80\uacfc\ub410\ub2e4. \uae08\uc735\ub2f9\uad6d\uc740 PF \uc815\uc0c1\ud654 \uacfc\uc815\uc5d0\uc11c \uc77c\uc2dc\uc801\uc73c\ub85c \uc800\ud558\ub41c \uac74\uc804\uc131\uc744 \uac1c\uc120\ud558\ub3c4\ub85d \uad8c\uace0\ud588\ub2e4. \uc774\ub4e4\uc740 6\uac1c\uc6d4 \uc774\ub0b4 \ubd80\uc2e4\uc790\uc0b0\uc758 \ucc98\ubd84, \uc790\ubcf8\uae08\uc758 \uc99d\uc561, \uc774\uc775\ubc30\ub2f9\uc758 \uc81c\ud55c \ub4f1\uc758 \uc870\uce58\ub97c \uc774\ud589\ud574\uc57c \ud55c\ub2e4.<\/p>\n

\"\"<\/div>\n

\u25c7\ub300\ud615\uc0ac \uc911\uc2ec CSS \uace0\ub3c4\ud654 \uc9c0\uc18d, \uc608\uae08\uc790\ubcf4\ud638\ud55c\ub3c4 \uc0c1\ud5a5 \uc601\ud5a5\uc740<\/strong><\/p>\n

\uc62c\ud574 \uc800\ucd95\uc740\ud589 \uc5c5\uad8c\uc758 \uc8fc\uc694 \uacfc\uc81c\ub294 \ubd80\uc2e4\uc790\uc0b0 \uc815\ub9ac\ub97c \ud1b5\ud55c \uac74\uc804\uc131 \uc81c\uace0\ub2e4. \uc9c0\ub09c\ud574 \ub9d0 \uae30\uc900 \uc800\ucd95\uc740\ud589\uc758 PF \uc720\uc758\u00b7\ubd80\uc2e4\uc6b0\ub824 \uc0ac\uc5c5\uc7a5 \uaddc\ubaa8\ub294 3\uc8706000\uc5b5\uc6d0\uc744 \uae30\ub85d\ud588\ub2e4. \uacbd\u00b7\uacf5\ub9e4 \ub4f1\uc73c\ub85c \ubd80\uc2e4 PF\ub97c \uc815\ub9ac\ud558\uace0 \uc788\uc73c\ub098 \uc804\uccb4 PF\uc758 26%\ub85c \ub192\uc740 \ube44\uc911\uc744 \ucc28\uc9c0\ud558\uace0 \uc788\ub2e4. \ub0ae\uc740 \uc0ac\uc5c5\uc131 \ub4f1\uc73c\ub85c \uc815\ub9ac, \uc7ac\uad6c\uc870\ud654 \uc18d\ub3c4\uac00 \ub354\ub518 \ud3b8\uc774\ub2e4. \ub2e4\ub9cc \uc62c\ud574\ub294 \uae08\uc735\ub2f9\uad6d\uc774 \ubd80\uc2e4 \uc815\ub9ac\uc5d0 \ub300\ud55c \uc555\ubc15 \uc218\uc704\ub97c \uc5ec\ub290 \ub54c\ubcf4\ub2e4 \ub192\uc774\uace0 \uc788\uc5b4 \uc18d\ub3c4\uac00 \ub354 \ubd99\uc744 \uac83\uc73c\ub85c \uc608\uc0c1\ub41c\ub2e4.<\/p>\n

\ub2ec\ub77c\uc9c4 \uc601\uc5c5 \uae30\uc870\uc5d0 \ub530\ub978 \ub9ac\uc2a4\ud06c \uad00\ub9ac\ub3c4 \uc694\uad6c\ub41c\ub2e4. \ucd5c\uadfc \ubd80\ub3d9\uc0b0PF\uc640 \uae30\uc5c5\uc5ec\uc2e0\uc5d0 \ubd80\uc2e4\ud654\uac00 \uc9c0\uc18d\ub418\uba74\uc11c \uac1c\uc778\uc2e0\uc6a9\ub300\ucd9c\uc5d0 \ub300\ud55c \ucde8\uae09\uc774 \ub298\uc5b4\ub098\uace0 \uc788\ub2e4. \uc9c0\ub09c\ud574 \uc800\ucd95\uc740\ud589\uc758 \uc2e0\uc6a9\ub300\ucd9c \uc2e0\uaddc \ucde8\uae09\uc561\uc740 14\uc8703000\uc5b5\uc6d0\uc73c\ub85c \uc804\ub144\ubcf4\ub2e4 2\uc8707000\uc5b5\uc6d0 \ud655\ub300\ub410\ub2e4.<\/p>\n

\uac1c\uc778\uc2e0\uc6a9\ub300\ucd9c\uc740 \uc2e0\uc6a9\ud3c9\uac00\uc2dc\uc2a4\ud15c(CSS)\uc774 \uad6c\ucd95\ub41c \ub300\ud615 \uc800\ucd95\uc740\ud589 \uc704\uc8fc\ub85c \ucde8\uae09\ub418\uace0 \uc788\ub2e4. \uc790\uc0b0 \uae30\uc900 \uc0c1\uc704 10\uac1c\uc0ac\uac00 \uc804\uccb4 \uc2e0\uc6a9\ub300\ucd9c\uc758 80% \uc218\uc900\uc744 \ucc28\uc9c0\ud558\uace0 \uc788\ub2e4. \ub300\ud615\uc0ac\ub4e4\uc740 \uc9c0\uc18d\uc801\uc778 CSS \uace0\ub3c4\ud654\ub97c \ud1b5\ud574 \uc2e0\uc6a9\ud3c9\uac00\uc758 \uc815\uad50\uc131\uc744 \ub192\uc774\uace0 \uc788\ub2e4. \ucc28\uc8fc \ubcc0\ubcc4\ub825\ub3c4 \uc81c\uace0\ud558\uba74\uc11c \uc5c5\uad8c \ub0b4 \uc0c1\ub300\uc801\uc73c\ub85c \uc6b0\ub7c9\ud55c \ucc28\uc8fc\ub97c \ud655\ubcf4\ud558\uae30 \uc704\ud55c \uacbd\uc7c1\uc774 \uce58\uc5f4\ud574\uc9c0\uace0 \uc788\ub2e4.<\/p>\n

\uae08\uc735\ub2f9\uad6d\uc5d0\uc11c\ub294 \uc608\uae08\uc790\ubcf4\ud638\ud55c\ub3c4 \uc0c1\ud5a5\uc5d0 \ub530\ub978 \ub9ac\uc2a4\ud06c \uc694\uc778 \uc810\uac80\uc5d0 \ub098\uc124 \uacc4\ud68d\uc774\ub2e4. \uc815\ubd80\ub294 9\uc6d4 \uc2dc\ud589\uc744 \ubaa9\ud45c\ub85c \uc608\uae08\uc790\ubcf4\ud638\ud55c\ub3c4\ub97c 5000\ub9cc\uc6d0\uc5d0\uc11c 1\uc5b5\uc6d0\uc73c\ub85c \uc0c1\ud5a5\ud558\ub294 \uc548\uc744 \ucd94\uc9c4\ud558\uace0 \uc788\ub2e4. \uc2dc\uc7a5\uc5d0\uc11c\ub294 \uae08\ub9ac\uac00 \ub192\uc740 \uc800\ucd95\uc740\ud589\uc5d0 \ub300\ud55c \uc218\uc694\uac00 \uc9d1\uc911\ub420 \uac83\uc73c\ub85c \ub0b4\ub2e4\ubcf4\uace0 \uc788\ub2e4. \uae08\uc735\ub2f9\uad6d\uc774 \ubc1c\ud45c\ud55c \uc5f0\uad6c \uc6a9\uc5ed\uc5d0 \ub530\ub974\uba74 \uc800\ucd95\uc740\ud589 \uc608\uae08 \uaddc\ubaa8\uac00 16~25% \uc99d\uac00\ud560 \uac83\uc73c\ub85c \ucd94\uc0b0\ub41c\ub2e4.<\/p>\n

\/ \uae40\uacbd\ucc2c \ub354\ubca8 \uae30\uc790<\/p>\n","protected":false},"excerpt":{"rendered":"

|[\ucd1d\ub860] \uc2e0\uc6a9\ub300\ucd9c \ud655\ub300\uc5d0 \uc5f0\uccb4 \uc6b0\ub824 \uace0\uc870\u2026\ubd80\uc2e4\uc790\uc0b0 \uc815\ub9ac\ub85c \uac74\uc804\uc131 \uc81c\uace0 \uc720\ub3c4 \uc800\ucd95\uc740\ud589 \uc5c5\uacc4\uac00 2\ub144 \uc5f0\uc18d \uc801\uc790\ub97c \uc2dc\ud604\ud588\ub2e4. \ubd80\ub3d9\uc0b0PF \ubd80\uc2e4\uacfc \uae30\uc5c5\uc5ec\uc2e0 \uc5f0\uccb4 \ub4f1\uc73c\ub85c \ub300\uc190\ube44\uc6a9\uc774 \uae09\uc99d\ud55c \uc5ec\ud30c\ub2e4. \ubd80\uc2e4\ucc44\uad8c \uc815\ub9ac\uc5d0 \uc18d\ub3c4\ub97c \ub0b4\uc9c0 \ubabb\ud558\uba74\uc11c \uace0\uc815\uc774\ud558\uc5ec\uc2e0(NPL)\ube44\uc728\uc740 \uc0ac\uc0c1 \ucd5c\uace0\uce58\ub97c \uae30\ub85d\ud588\ub2e4. \uac74\uc804\uc131 \uc9c0\ud45c\uac00 \uc9c0\uc18d \uc800\ud558\ub418\uba74\uc11c \uc62c\ud574\ub3c4 \ub9ac\uc2a4\ud06c \uad00\ub9ac\uac00 \uc8fc\uc694 \ud604\uc548 \uacfc\uc81c\ub85c \uaf3d\ud788\uace0 \uc788\ub2e4. \uc8fc\uc694 \uc800\ucd95\uc740\ud589\ub4e4\uc740 \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uc7ac\ud3b8\uc744 \ud1b5\ud55c \uacbd\uc601 \uc815\uc0c1\ud654\ub97c \ucd94\uc9c4\ud558\uace0 \uc788\ub2e4. \uac00\uacc4\ub300\ucd9c\uc758 […]<\/p>\n","protected":false},"author":44,"featured_media":26960,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[922,8,611],"tags":[4836,4281,2442,4837,1229],"class_list":{"0":"post-26958","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-thebell","8":"category-compliance","9":"category-korea","10":"tag-4836","11":"tag-4281","12":"tag-pf","13":"tag-4837","14":"tag-1229"},"yoast_head":"\n\uc801\uc790 \uc6d0\uc778\ub41c \ucc44\uad8c \ubd80\uc2e4\ud654, \uc62c\ud574\ub3c4 \uc911\uc810 \uad00\ub9ac \ub9ac\uc2a4\ud06c\ub294 '\uac74\uc804\uc131' SanctionLab<\/title>\n<meta name=\"description\" content=\"\uc800\ucd95\uc740\ud589 \uc5c5\uacc4\uac00 2\ub144 \uc5f0\uc18d \uc801\uc790\ub97c \uc2dc\ud604\ud588\ub2e4. \ubd80\ub3d9\uc0b0PF \ubd80\uc2e4\uacfc \uae30\uc5c5\uc5ec\uc2e0 \uc5f0\uccb4 \ub4f1\uc73c\ub85c \ub300\uc190\ube44\uc6a9\uc774 \uae09\uc99d\ud55c \uc5ec\ud30c\ub2e4. \ubd80\uc2e4\ucc44\uad8c \uc815\ub9ac\uc5d0 \uc18d\ub3c4\ub97c \ub0b4\uc9c0 \ubabb\ud558\uba74\uc11c \uace0\uc815\uc774\ud558\uc5ec\uc2e0(NPL)\ube44\uc728\uc740 \uc0ac\uc0c1 \ucd5c\uace0\uce58\ub97c \uae30\ub85d\ud588\ub2e4.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.sanctionlab.com\/?p=26958\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\uc801\uc790 \uc6d0\uc778\ub41c \ucc44\uad8c \ubd80\uc2e4\ud654, \uc62c\ud574\ub3c4 \uc911\uc810 \uad00\ub9ac \ub9ac\uc2a4\ud06c\ub294 '\uac74\uc804\uc131' SanctionLab\" \/>\n<meta property=\"og:description\" content=\"\uc800\ucd95\uc740\ud589 \uc5c5\uacc4\uac00 2\ub144 \uc5f0\uc18d \uc801\uc790\ub97c \uc2dc\ud604\ud588\ub2e4. \ubd80\ub3d9\uc0b0PF \ubd80\uc2e4\uacfc \uae30\uc5c5\uc5ec\uc2e0 \uc5f0\uccb4 \ub4f1\uc73c\ub85c \ub300\uc190\ube44\uc6a9\uc774 \uae09\uc99d\ud55c \uc5ec\ud30c\ub2e4. \ubd80\uc2e4\ucc44\uad8c \uc815\ub9ac\uc5d0 \uc18d\ub3c4\ub97c \ub0b4\uc9c0 \ubabb\ud558\uba74\uc11c \uace0\uc815\uc774\ud558\uc5ec\uc2e0(NPL)\ube44\uc728\uc740 \uc0ac\uc0c1 \ucd5c\uace0\uce58\ub97c \uae30\ub85d\ud588\ub2e4.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.sanctionlab.com\/?p=26958\" \/>\n<meta property=\"og:site_name\" content=\"SanctionLab\" \/>\n<meta property=\"article:published_time\" content=\"2025-05-13T22:49:30+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-05-15T07:10:39+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/05\/20250513183115928_n.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"640\" \/>\n\t<meta property=\"og:image:height\" content=\"417\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"the bell\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\uae00\uc4f4\uc774\" \/>\n\t<meta name=\"twitter:data1\" content=\"the bell\" \/>\n\t<meta name=\"twitter:label2\" content=\"\uc608\uc0c1 \ub418\ub294 \ud310\ub3c5 \uc2dc\uac04\" \/>\n\t<meta name=\"twitter:data2\" content=\"3\ubd84\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.sanctionlab.com\/?p=26958#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.sanctionlab.com\/?p=26958\"},\"author\":{\"name\":\"the bell\",\"@id\":\"https:\/\/www.sanctionlab.com\/#\/schema\/person\/17d7f03620d8d417748dab41644ff547\"},\"headline\":\"\uc801\uc790 \uc6d0\uc778\ub41c \ucc44\uad8c \ubd80\uc2e4\ud654, \uc62c\ud574\ub3c4 \uc911\uc810 \uad00\ub9ac \ub9ac\uc2a4\ud06c\ub294 ‘\uac74\uc804\uc131’\",\"datePublished\":\"2025-05-13T22:49:30+00:00\",\"dateModified\":\"2025-05-15T07:10:39+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.sanctionlab.com\/?p=26958\"},\"wordCount\":17,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.sanctionlab.com\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.sanctionlab.com\/?p=26958#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/05\/20250513183115928_n.jpg\",\"keywords\":[\"\uac74\uc804\uc131\",\"\ub9ac\uc2a4\ud06c \uad00\ub9ac\",\"\ubd80\ub3d9\uc0b0PF\",\"\uc2e0\uc6a9\ub300\ucd9c\",\"\uc800\ucd95\uc740\ud589\"],\"articleSection\":[\"\ub354\ubca8\",\"\ucef4\ud50c\ub77c\uc774\uc5b8\uc2a4\",\"\ud55c\uad6d\"],\"inLanguage\":\"ko-KR\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.sanctionlab.com\/?p=26958#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.sanctionlab.com\/?p=26958\",\"url\":\"https:\/\/www.sanctionlab.com\/?p=26958\",\"name\":\"\uc801\uc790 \uc6d0\uc778\ub41c \ucc44\uad8c \ubd80\uc2e4\ud654, \uc62c\ud574\ub3c4 \uc911\uc810 \uad00\ub9ac \ub9ac\uc2a4\ud06c\ub294 '\uac74\uc804\uc131' SanctionLab\",\"isPartOf\":{\"@id\":\"https:\/\/www.sanctionlab.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.sanctionlab.com\/?p=26958#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.sanctionlab.com\/?p=26958#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/05\/20250513183115928_n.jpg\",\"datePublished\":\"2025-05-13T22:49:30+00:00\",\"dateModified\":\"2025-05-15T07:10:39+00:00\",\"description\":\"\uc800\ucd95\uc740\ud589 \uc5c5\uacc4\uac00 2\ub144 \uc5f0\uc18d \uc801\uc790\ub97c \uc2dc\ud604\ud588\ub2e4. \ubd80\ub3d9\uc0b0PF \ubd80\uc2e4\uacfc \uae30\uc5c5\uc5ec\uc2e0 \uc5f0\uccb4 \ub4f1\uc73c\ub85c \ub300\uc190\ube44\uc6a9\uc774 \uae09\uc99d\ud55c \uc5ec\ud30c\ub2e4. \ubd80\uc2e4\ucc44\uad8c \uc815\ub9ac\uc5d0 \uc18d\ub3c4\ub97c \ub0b4\uc9c0 \ubabb\ud558\uba74\uc11c \uace0\uc815\uc774\ud558\uc5ec\uc2e0(NPL)\ube44\uc728\uc740 \uc0ac\uc0c1 \ucd5c\uace0\uce58\ub97c \uae30\ub85d\ud588\ub2e4.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.sanctionlab.com\/?p=26958#breadcrumb\"},\"inLanguage\":\"ko-KR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.sanctionlab.com\/?p=26958\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"ko-KR\",\"@id\":\"https:\/\/www.sanctionlab.com\/?p=26958#primaryimage\",\"url\":\"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/05\/20250513183115928_n.jpg\",\"contentUrl\":\"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/05\/20250513183115928_n.jpg\",\"width\":640,\"height\":417},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.sanctionlab.com\/?p=26958#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"\ud648\",\"item\":\"https:\/\/www.sanctionlab.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\uc801\uc790 \uc6d0\uc778\ub41c \ucc44\uad8c \ubd80\uc2e4\ud654, \uc62c\ud574\ub3c4 \uc911\uc810 \uad00\ub9ac \ub9ac\uc2a4\ud06c\ub294 ‘\uac74\uc804\uc131’\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.sanctionlab.com\/#website\",\"url\":\"https:\/\/www.sanctionlab.com\/\",\"name\":\"SanctionLab\",\"description\":\"\uc0dd\ud06c\uc158\ub7a9\uc740 '\uacbd\uc81c \uc548\ubcf4' \uc815\ubcf4 \uc81c\uacf5 \uc2a4\ud0c0\ud2b8\uc5c5\uc785\ub2c8\ub2e4.\",\"publisher\":{\"@id\":\"https:\/\/www.sanctionlab.com\/#organization\"},\"alternateName\":\"\uc0dd\ud06c\uc158\ub7a9, \uc0dd\uc158\ub7a9, \uc81c\uc7ac\uc5f0\uad6c\uc18c\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.sanctionlab.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"ko-KR\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.sanctionlab.com\/#organization\",\"name\":\"SanctionLab\",\"alternateName\":\"\uc0dd\ud06c\uc158\ub7a9\",\"url\":\"https:\/\/www.sanctionlab.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"ko-KR\",\"@id\":\"https:\/\/www.sanctionlab.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2024\/05\/cropped-san-fav.png\",\"contentUrl\":\"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2024\/05\/cropped-san-fav.png\",\"width\":512,\"height\":512,\"caption\":\"SanctionLab\"},\"image\":{\"@id\":\"https:\/\/www.sanctionlab.com\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.sanctionlab.com\/#\/schema\/person\/17d7f03620d8d417748dab41644ff547\",\"name\":\"the bell\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"ko-KR\",\"@id\":\"https:\/\/www.sanctionlab.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2024\/12\/675a8e6a8ed88.png\",\"contentUrl\":\"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2024\/12\/675a8e6a8ed88.png\",\"caption\":\"the bell\"},\"url\":\"https:\/\/www.sanctionlab.com\/?author=44\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"\uc801\uc790 \uc6d0\uc778\ub41c \ucc44\uad8c \ubd80\uc2e4\ud654, \uc62c\ud574\ub3c4 \uc911\uc810 \uad00\ub9ac \ub9ac\uc2a4\ud06c\ub294 '\uac74\uc804\uc131' SanctionLab","description":"\uc800\ucd95\uc740\ud589 \uc5c5\uacc4\uac00 2\ub144 \uc5f0\uc18d \uc801\uc790\ub97c \uc2dc\ud604\ud588\ub2e4. \ubd80\ub3d9\uc0b0PF \ubd80\uc2e4\uacfc \uae30\uc5c5\uc5ec\uc2e0 \uc5f0\uccb4 \ub4f1\uc73c\ub85c \ub300\uc190\ube44\uc6a9\uc774 \uae09\uc99d\ud55c \uc5ec\ud30c\ub2e4. \ubd80\uc2e4\ucc44\uad8c \uc815\ub9ac\uc5d0 \uc18d\ub3c4\ub97c \ub0b4\uc9c0 \ubabb\ud558\uba74\uc11c \uace0\uc815\uc774\ud558\uc5ec\uc2e0(NPL)\ube44\uc728\uc740 \uc0ac\uc0c1 \ucd5c\uace0\uce58\ub97c \uae30\ub85d\ud588\ub2e4.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.sanctionlab.com\/?p=26958","og_locale":"ko_KR","og_type":"article","og_title":"\uc801\uc790 \uc6d0\uc778\ub41c \ucc44\uad8c \ubd80\uc2e4\ud654, \uc62c\ud574\ub3c4 \uc911\uc810 \uad00\ub9ac \ub9ac\uc2a4\ud06c\ub294 '\uac74\uc804\uc131' SanctionLab","og_description":"\uc800\ucd95\uc740\ud589 \uc5c5\uacc4\uac00 2\ub144 \uc5f0\uc18d \uc801\uc790\ub97c \uc2dc\ud604\ud588\ub2e4. \ubd80\ub3d9\uc0b0PF \ubd80\uc2e4\uacfc \uae30\uc5c5\uc5ec\uc2e0 \uc5f0\uccb4 \ub4f1\uc73c\ub85c \ub300\uc190\ube44\uc6a9\uc774 \uae09\uc99d\ud55c \uc5ec\ud30c\ub2e4. \ubd80\uc2e4\ucc44\uad8c \uc815\ub9ac\uc5d0 \uc18d\ub3c4\ub97c \ub0b4\uc9c0 \ubabb\ud558\uba74\uc11c \uace0\uc815\uc774\ud558\uc5ec\uc2e0(NPL)\ube44\uc728\uc740 \uc0ac\uc0c1 \ucd5c\uace0\uce58\ub97c \uae30\ub85d\ud588\ub2e4.","og_url":"https:\/\/www.sanctionlab.com\/?p=26958","og_site_name":"SanctionLab","article_published_time":"2025-05-13T22:49:30+00:00","article_modified_time":"2025-05-15T07:10:39+00:00","og_image":[{"width":640,"height":417,"url":"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/05\/20250513183115928_n.jpg","type":"image\/jpeg"}],"author":"the bell","twitter_card":"summary_large_image","twitter_misc":{"\uae00\uc4f4\uc774":"the bell","\uc608\uc0c1 \ub418\ub294 \ud310\ub3c5 \uc2dc\uac04":"3\ubd84"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.sanctionlab.com\/?p=26958#article","isPartOf":{"@id":"https:\/\/www.sanctionlab.com\/?p=26958"},"author":{"name":"the bell","@id":"https:\/\/www.sanctionlab.com\/#\/schema\/person\/17d7f03620d8d417748dab41644ff547"},"headline":"\uc801\uc790 \uc6d0\uc778\ub41c \ucc44\uad8c \ubd80\uc2e4\ud654, \uc62c\ud574\ub3c4 \uc911\uc810 \uad00\ub9ac \ub9ac\uc2a4\ud06c\ub294 ‘\uac74\uc804\uc131’","datePublished":"2025-05-13T22:49:30+00:00","dateModified":"2025-05-15T07:10:39+00:00","mainEntityOfPage":{"@id":"https:\/\/www.sanctionlab.com\/?p=26958"},"wordCount":17,"commentCount":0,"publisher":{"@id":"https:\/\/www.sanctionlab.com\/#organization"},"image":{"@id":"https:\/\/www.sanctionlab.com\/?p=26958#primaryimage"},"thumbnailUrl":"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/05\/20250513183115928_n.jpg","keywords":["\uac74\uc804\uc131","\ub9ac\uc2a4\ud06c \uad00\ub9ac","\ubd80\ub3d9\uc0b0PF","\uc2e0\uc6a9\ub300\ucd9c","\uc800\ucd95\uc740\ud589"],"articleSection":["\ub354\ubca8","\ucef4\ud50c\ub77c\uc774\uc5b8\uc2a4","\ud55c\uad6d"],"inLanguage":"ko-KR","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.sanctionlab.com\/?p=26958#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.sanctionlab.com\/?p=26958","url":"https:\/\/www.sanctionlab.com\/?p=26958","name":"\uc801\uc790 \uc6d0\uc778\ub41c \ucc44\uad8c \ubd80\uc2e4\ud654, \uc62c\ud574\ub3c4 \uc911\uc810 \uad00\ub9ac \ub9ac\uc2a4\ud06c\ub294 '\uac74\uc804\uc131' SanctionLab","isPartOf":{"@id":"https:\/\/www.sanctionlab.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.sanctionlab.com\/?p=26958#primaryimage"},"image":{"@id":"https:\/\/www.sanctionlab.com\/?p=26958#primaryimage"},"thumbnailUrl":"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/05\/20250513183115928_n.jpg","datePublished":"2025-05-13T22:49:30+00:00","dateModified":"2025-05-15T07:10:39+00:00","description":"\uc800\ucd95\uc740\ud589 \uc5c5\uacc4\uac00 2\ub144 \uc5f0\uc18d \uc801\uc790\ub97c \uc2dc\ud604\ud588\ub2e4. \ubd80\ub3d9\uc0b0PF \ubd80\uc2e4\uacfc \uae30\uc5c5\uc5ec\uc2e0 \uc5f0\uccb4 \ub4f1\uc73c\ub85c \ub300\uc190\ube44\uc6a9\uc774 \uae09\uc99d\ud55c \uc5ec\ud30c\ub2e4. \ubd80\uc2e4\ucc44\uad8c \uc815\ub9ac\uc5d0 \uc18d\ub3c4\ub97c \ub0b4\uc9c0 \ubabb\ud558\uba74\uc11c \uace0\uc815\uc774\ud558\uc5ec\uc2e0(NPL)\ube44\uc728\uc740 \uc0ac\uc0c1 \ucd5c\uace0\uce58\ub97c \uae30\ub85d\ud588\ub2e4.","breadcrumb":{"@id":"https:\/\/www.sanctionlab.com\/?p=26958#breadcrumb"},"inLanguage":"ko-KR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.sanctionlab.com\/?p=26958"]}]},{"@type":"ImageObject","inLanguage":"ko-KR","@id":"https:\/\/www.sanctionlab.com\/?p=26958#primaryimage","url":"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/05\/20250513183115928_n.jpg","contentUrl":"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/05\/20250513183115928_n.jpg","width":640,"height":417},{"@type":"BreadcrumbList","@id":"https:\/\/www.sanctionlab.com\/?p=26958#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"\ud648","item":"https:\/\/www.sanctionlab.com\/"},{"@type":"ListItem","position":2,"name":"\uc801\uc790 \uc6d0\uc778\ub41c \ucc44\uad8c \ubd80\uc2e4\ud654, \uc62c\ud574\ub3c4 \uc911\uc810 \uad00\ub9ac \ub9ac\uc2a4\ud06c\ub294 ‘\uac74\uc804\uc131’"}]},{"@type":"WebSite","@id":"https:\/\/www.sanctionlab.com\/#website","url":"https:\/\/www.sanctionlab.com\/","name":"SanctionLab","description":"\uc0dd\ud06c\uc158\ub7a9\uc740 '\uacbd\uc81c \uc548\ubcf4' \uc815\ubcf4 \uc81c\uacf5 \uc2a4\ud0c0\ud2b8\uc5c5\uc785\ub2c8\ub2e4.","publisher":{"@id":"https:\/\/www.sanctionlab.com\/#organization"},"alternateName":"\uc0dd\ud06c\uc158\ub7a9, \uc0dd\uc158\ub7a9, \uc81c\uc7ac\uc5f0\uad6c\uc18c","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.sanctionlab.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"ko-KR"},{"@type":"Organization","@id":"https:\/\/www.sanctionlab.com\/#organization","name":"SanctionLab","alternateName":"\uc0dd\ud06c\uc158\ub7a9","url":"https:\/\/www.sanctionlab.com\/","logo":{"@type":"ImageObject","inLanguage":"ko-KR","@id":"https:\/\/www.sanctionlab.com\/#\/schema\/logo\/image\/","url":"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2024\/05\/cropped-san-fav.png","contentUrl":"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2024\/05\/cropped-san-fav.png","width":512,"height":512,"caption":"SanctionLab"},"image":{"@id":"https:\/\/www.sanctionlab.com\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.sanctionlab.com\/#\/schema\/person\/17d7f03620d8d417748dab41644ff547","name":"the bell","image":{"@type":"ImageObject","inLanguage":"ko-KR","@id":"https:\/\/www.sanctionlab.com\/#\/schema\/person\/image\/","url":"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2024\/12\/675a8e6a8ed88.png","contentUrl":"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2024\/12\/675a8e6a8ed88.png","caption":"the bell"},"url":"https:\/\/www.sanctionlab.com\/?author=44"}]}},"_links":{"self":[{"href":"https:\/\/www.sanctionlab.com\/index.php?rest_route=\/wp\/v2\/posts\/26958","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.sanctionlab.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.sanctionlab.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.sanctionlab.com\/index.php?rest_route=\/wp\/v2\/users\/44"}],"replies":[{"embeddable":true,"href":"https:\/\/www.sanctionlab.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=26958"}],"version-history":[{"count":1,"href":"https:\/\/www.sanctionlab.com\/index.php?rest_route=\/wp\/v2\/posts\/26958\/revisions"}],"predecessor-version":[{"id":26961,"href":"https:\/\/www.sanctionlab.com\/index.php?rest_route=\/wp\/v2\/posts\/26958\/revisions\/26961"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.sanctionlab.com\/index.php?rest_route=\/wp\/v2\/media\/26960"}],"wp:attachment":[{"href":"https:\/\/www.sanctionlab.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=26958"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.sanctionlab.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=26958"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.sanctionlab.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=26958"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}