{"id":28524,"date":"2025-05-28T14:02:22","date_gmt":"2025-05-28T05:02:22","guid":{"rendered":"https:\/\/www.sanctionlab.com\/?p=28524"},"modified":"2025-05-29T12:59:49","modified_gmt":"2025-05-29T03:59:49","slug":"%ed%95%98%eb%82%98%ec%a0%80%ec%b6%95-%eb%8c%80%ec%86%90%ec%b6%a9%eb%8b%b9%ea%b8%88%ec%97%90-%eb%98%90-%eb%b0%9c%eb%aa%a9%ec%9c%a0%eb%8f%85-%ea%b8%b4-%ec%a0%81%ec%9e%90-%ed%84%b0%eb%84%90","status":"publish","type":"post","link":"https:\/\/www.sanctionlab.com\/?p=28524","title":{"rendered":"\ud558\ub098\uc800\ucd95, \ub300\uc190\ucda9\ub2f9\uae08\uc5d0 \ub610 ‘\ubc1c\ubaa9’\u2026\uc720\ub3c5 \uae34 \uc801\uc790 \ud130\ub110"},"content":{"rendered":"

|6\ubd84\uae30 \uc5f0\uc18d \uc21c\uc190\uc2e4, ‘\ud751\uc790’ KB\u00b7\uc6b0\ub9ac\uae08\uc735\uc800\ucd95\uacfc \ub300\ube44\u2026\ubd80\uc2e4\ucc44\uad8c \uc810\uc9c4\uc801 \uc0c1\u00b7\ub9e4\uac01 ‘\uc8fc\ub825’<\/h3>\n

\ud558\ub098\uc800\ucd95\uc740\ud589\uc758 \uc801\uc790 \ud589\uc9c4\uc774 \uae38\uc5b4\uc9c0\uace0 \uc788\ub2e4. 6\ubd84\uae30 \uc5f0\uc18d \uc801\uc790\ub2e4. \uacfc\uac70 \ucde8\uae09\ud55c \ubd80\ub3d9\uc0b0 \ub300\ucd9c\uc5d0\uc11c \ubd80\uc2e4 \uc6b0\ub824\uac00 \ucee4\uc9c0\uba70 \uc774\ubc88\uc5d0\ub3c4 \ub300\uc190\ucda9\ub2f9\uae08\uc774 \ubc1c\ubaa9\uc744 \uc7a1\uc558\ub2e4. \ub2e4\ub978 4\ub300 \uae08\uc735\uc9c0\uc8fc \uacc4\uc5f4\uc778 KB\uc800\ucd95\uc740\ud589\uacfc \uc6b0\ub9ac\uc800\ucd95\uc740\ud589\uc774 \uc55e\uc11c \ube45\ubc30\uc2a4(Big bath, \ub300\uaddc\ubaa8 \uc190\uc2e4\ucc98\ub9ac)\ub97c \ub2e8\ud589\ud558\uba70 \uc62c \ub4e4\uc5b4 \ud751\uc790\ub85c \ub3cc\uc544\uc120 \uac83\uacfc \ub300\ube44\ub418\ub294 \ud589\ubcf4\ub2e4.<\/p>\n

\uc791\ub144 \ub9d0 \uc9c4\uc815\uc138\ub97c \ubcf4\uc600\ub358 \uace0\uc815\uc774\ud558\uc5ec\uc2e0(NPL)\ube44\uc728\uacfc \uc5f0\uccb4\uc728 \ub4f1 \uc8fc\uc694 \uc790\uc0b0\uac74\uc804\uc131 \uc9c0\ud45c\ub3c4 \uc545\ud654\ud588\ub2e4. \ud558\ub098\uc800\ucd95\uc740\ud589\uc740 \uc62c\ud574 \ubd80\ub3d9\uc0b0 \uad00\ub828 \uc775\uc2a4\ud3ec\uc800\ub97c \ucd95\uc18c\ud558\uace0, \uc5ec\uc2e0 \uc2ec\uc0ac\u00b7\uc2b9\uc778 \uc804\ub7b5\uc744 \uace0\ub3c4\ud654\ud558\ub294 \uc2dd\uc73c\ub85c \ub9ac\uc2a4\ud06c \uad00\ub9ac\uc5d0 \ub098\uc120\ub2e8 \uacc4\ud68d\uc774\ub2e4. \uc774\uc640 \ub3d9\uc2dc\uc5d0 \uc548\uc804\uc790\uc0b0\uc73c\ub85c \uaf3d\ud788\ub294 \uc815\ucc45\uc790\uae08\ub300\ucd9c\uc744 \ud655\ub300\ud574 \uc218\uc775\uc131\uc744 \ud68c\ubcf5\ud558\uaca0\ub2e8 \ubaa9\ud45c\ub97c \uc138\uc6e0\ub2e4.<\/p>\n

\u25c7\ubd80\ub3d9\uc0b0 \ub300\ucd9c\uc11c \ubd80\uc2e4 \uc9c0\uc18d, \ub300\uc190\ucda9\ub2f9\uae08\ub9cc 1714\uc5b5<\/strong><\/p>\n

\ud558\ub098\uc800\ucd95\uc740\ud589\uc774 27\uc77c \uacf5\uac1c\ud55c \ud1b5\uc77c\uacbd\uc601\uacf5\uc2dc\uc5d0 \ub530\ub974\uba74 \uc62c\ud574 1\ubd84\uae30 \ub2f9\uae30\uc21c\uc190\uc2e4\uc740 \uc77c\ubc18\ud68c\uacc4\uae30\uc900(GAAP)\uc73c\ub85c 107\uc5b5\uc6d0\uc774\ub2e4. \uc9c0\ub09c 2023\ub144 4\ubd84\uae30\ubd80\ud130 6\ubd84\uae30 \uc5f0\uc18d \uc801\uc790\uac00 \uc774\uc5b4\uc84c\ub2e4. \uc8fc\uc694 \uc6d0\uc778\uc740 \uacfc\uac70 \ucde8\uae09\ud55c \ubd80\ub3d9\uc0b0 \ub300\ucd9c\uc774\ub2e4. \ubd80\ub3d9\uc0b0 \uc2dc\uc7a5 \uce68\uccb4\ub85c \ud1a0\uc9c0\ub2f4\ubcf4\ub300\ucd9c, \ubd80\ub3d9\uc0b0PF \ub4f1 \ub300\ucd9c\ucc44\uad8c\uc774 \ubd80\uc2e4\ud654\ub418\uba74\uc11c \uafb8\uc900\ud788 \ub300\uc190\ucda9\ub2f9\uae08\uc744 \uc313\uace0 \uc788\ub2e4.<\/p>\n

\"\"<\/div>\n

\ub300\uc190\ucda9\ub2f9\uae08\uc740 \uc9c0\ub09c\ud574 \ub9d0 1644\uc5b5\uc6d0\uc5d0\uc11c \uc62c 3\uc6d4 \ub9d0 1714\uc5b5\uc6d0\uc73c\ub85c \uc99d\uac00\ud588\ub2e4. \uc57d 186\uc5b5\uc6d0\uc5b4\uce58 \ubd80\uc2e4\ucc44\uad8c\uc744 \uc0c1\u00b7\ub9e4\uac01\ud588\uc9c0\ub9cc, \ucd94\uac00 \ubd80\uc2e4\uc774 \ubc1c\uc0dd\ud558\uba74\uc11c 251\uc5b5\uc6d0\uc744 \uc0c8\ub85c \uc313\uc558\ub2e4. \ud558\ub098\uc800\ucd95\uc740\ud589\uc740 \uc62c 1\ubd84\uae30 \ud1b5\uc77c\uacbd\uc601\uacf5\uc2dc\uc5d0 \ubd80\ub3d9\uc0b0PF, \ud1a0\uc9c0\ub2f4\ubcf4\ub300\ucd9c(\ube0c\ub9bf\uc9c0\ub860) \ub4f1 4\uac74\uc758 \ub300\ucd9c\uc5d0\uc11c \uc62c\ud574 \uc2e0\uaddc \ubd80\uc2e4 154\uc5b5\uc6d0\uc774 \ubc1c\uc0dd\ud55c \uc0ac\uc2e4\uc744 \uba85\uc2dc\ud588\ub2e4.<\/p>\n

\ud558\ub098\uc800\ucd95\uc740\ud589\uc740 4\ub300 \uae08\uc735\uc9c0\uc8fc \uacc4\uc5f4 \uc800\ucd95\uc740\ud589 \uc911 \uc720\uc77c\ud55c \uc801\uc790\ub2e4. \uae08\uc735\uc9c0\uc8fc\uac00 \ubc1c\ud45c\ud55c \ud558\ub098\uc800\ucd95\uc740\ud589\uc758 \ud55c\uad6d\ucc44\ud0dd\uad6d\uc81c\ud68c\uacc4\uae30\uc900(K-IFRS) 1\ubd84\uae30 \uc21c\uc190\uc2e4\uc740 152\uc5b5\uc6d0\uc774\ub2e4. \ubc18\uba74 \uc2e0\ud55c\uc800\ucd95\uc740\ud589(68\uc5b5\uc6d0), KB\uc800\ucd95\uc740\ud589(62\uc5b5\uc6d0), \uc6b0\ub9ac\uae08\uc735\uc800\ucd95\uc740\ud589(37\uc5b5\uc6d0) \ub4f1\uc740 \ud751\uc790\ub97c \ub0c8\ub2e4.<\/p>\n

\ucc28\uc774\ub294 \ubd80\uc2e4\uc790\uc0b0 \uc815\ub9ac \uc18d\ub3c4\ub2e4. KB\uc800\ucd95\uc740\ud589\uc740 \uc9c0\ub09c 2023\ub144 \ubd80\uc2e4\uc790\uc0b0\uc744 \ud138\uc5b4\ub0b4\ub294 \uacfc\uc815\uc5d0\uc11c 936\uc5b5\uc6d0\uc758 \uc21c\uc190\uc2e4\uc744 \ub0c8\uace0, \uc6b0\ub9ac\uae08\uc735\uc800\ucd95\uc740\ud589\uc740 \uc791\ub144 748\uc5b5\uc6d0 \uc801\uc790\ub97c \ub0c8\ub2e4. \ub2e4\ub9cc \ud558\ub098\uc800\ucd95\uc740\ud589\uc740 \ub300\uc2e0 \uc810\uc9c4\uc801\uc73c\ub85c \ubd80\uc2e4\uc790\uc0b0\uc744 \uac10\ucd95\ud558\uace0 \uc788\uc5b4 \uc801\uc790\uac00 \ubcf4\ub2e4 \uae38\uac8c \uc774\uc5b4\uc9c0\ub294 \ubaa8\uc2b5\uc774\ub2e4.<\/p>\n

\uc800\ucd95\uc740\ud589 \ud55c \uad00\uacc4\uc790\ub294 “KB\uc800\ucd95\uc740\ud589\uacfc \uc6b0\ub9ac\uae08\uc735\uc800\ucd95\uc740\ud589\uc774 \ud55c \ubc88\uc5d0 \ubd80\uc2e4\ucc44\uad8c\uc744 \uc190\uc2e4\ub85c \ucc98\ub9ac\ud558\uba74\uc11c \uc815\ub9ac\ud588\ub2e4\uba74, \ud558\ub098\uc800\ucd95\uc740\ud589\uc740 \uc810\uc9c4\uc801\uc73c\ub85c \uc0c1\u00b7\ub9e4\uac01\ud558\ub294 \ubc29\uc2dd”\uc774\ub77c\uba70 “\ud558\ub098\uc800\ucd95\uc740\ud589\uc758 \ubc29\uc2dd\uc740 \uc801\uc790 \uae30\uac04\uc740 \uc7a5\uae30\ud654\ub420 \uc218 \uc788\uc9c0\ub9cc, \uc2dc\uc7a5\uc774 \ud68c\ubcf5\ub420 \uacbd\uc6b0 \ucd1d \uc190\uc2e4 \uaddc\ubaa8\uac00 \ud655 \uc904\uc5b4\ub4e4 \uc218 \uc788\ub2e4”\uace0 \uc124\uba85\ud588\ub2e4.<\/p>\n

\u25c7\uc5f0\uccb4\uc728\u00b7NPL\ube44\uc728 \uc545\ud654\u2026\uc815\ucc45\uc790\uae08\ub300\ucd9c \ud655\ub300\ub85c BIS\ube44\uc728 \uad00\ub9ac<\/strong><\/p>\n

\ubb38\uc81c\ub294 \uac74\uc804\uc131 \uc9c0\ud45c\ub2e4. \ud558\ub098\uc800\ucd95\uc740\ud589\uc758 1\ubd84\uae30 \uc5f0\uccb4\uc728\uc740 9.41%\ub85c, \uc804\ubd84\uae30 \ub300\ube44 1.05%p \uc545\ud654\ud588\ub2e4. \uc5f0\uccb4\uc728\uc740 2023\ub144 3\uc6d4 \ub9d0 3.22%\uc5d0\uc11c \uc9c0\ub09c\ud574 9\uc6d4 \ub9d0 8.81%\ub85c \uce58\uc19f\uc558\ub2e4\uac00 \uc791\ub144 \ub9d0 8.36%\ub85c \uc9c4\uc815\uc138\ub97c \ubcf4\uc600\uc73c\ub098 \ub2e4\uc2dc \uc0c1\uc2b9\uc138\ub85c \uc804\ud658\ud588\ub2e4. \ud2b9\ud788 \uac74\uc124\uc5c5\uc885 \uc2e0\uc6a9\uacf5\uc5ec\uc561\uc740 1266\uc5b5\uc6d0\uc778\ub370, \uc5f0\uccb4\uc728\uc774 38.83%\uc5d0 \uc774\ub978\ub2e4.<\/p>\n

\"\"<\/div>\n

\uac19\uc740 \uae30\uac04 NPL\ube44\uc728\ub3c4 12.53%\ub85c, \uc804\ubd84\uae30 \ub300\ube44 0.88%p \uc545\ud654\ud588\ub2e4. \uc9c0\ub09c\ud574 6\uc6d4 \uccab 10%\ub97c \ub118\uc5b4\uc120 \ub4a4 11~12% \uc218\uc900\uc5d0\uc11c \uad00\ub9ac\ub418\uace0 \uc788\ub2e4. \ucd1d\uc5ec\uc2e0 2\uc8703685\uc5b5\uc6d0 \uac00\uc6b4\ub370 \uace0\uc815\uc774\ud558\uc5ec\uc2e0\uc740 2967\uc5b5\uc6d0\uc774\ub2e4. \uace0\uc815\uc774\ud558\uc5ec\uc2e0\uc740 \u25b3\uace0\uc815 \u25b3\ud68c\uc218\uc758\ubb38 \u25b3\ucd94\uc815\uc190\uc2e4 \uc5ec\uc2e0\uc758 \ud569\uacc4\ub2e4. \uc5ec\uae30\uc11c \ucda9\ub2f9\uae08\uc744 \ucc28\uac10\ud55c \uc21c\uace0\uc815\uc774\ud558\uc5ec\uc2e0\uc740 1738\uc5b5\uc6d0 \uc218\uc900\uc774\ub2e4.<\/p>\n

\ub2e4\ub9cc BIS\ube44\uc728\uc740 \uc591\ud638\ud55c \uc218\uc900\uc5d0\uc11c \uad00\ub9ac\ub418\uace0 \uc788\ub2e4. \uc62c 1\ubd84\uae30 BIS\ube44\uc728\uc740 14.14%\ub85c \uae08\uc735\ub2f9\uad6d\uc774 \uc790\uc0b0 1\uc870\uc6d0 \uc774\uc0c1 \uc800\ucd95\uc740\ud589\uc5d0 \uad8c\uace0\ud558\ub294 11%\ub97c \ud6cc\uca4d \uc6c3\ub3cc\uc558\ub2e4. \ud2b9\ud788 BIS\ube44\uc728 \uc0b0\ucd9c\uc2dd\uc758 \ubd84\uc790\uac00 \ub418\ub294 \uc704\ud5d8\uac00\uc911\uc790\uc0b0(RWA)\uc740 \uc9c0\ub09c\ud574 \ub9d0 1\uc8709772\uc5b5\uc6d0\uc5d0\uc11c \uc62c 3\uc6d4 \ub9d0 1\uc8709554\uc5b5\uc6d0\uc73c\ub85c \uc18c\ud3ed \uac10\uc18c\ud588\ub2e4.<\/p>\n

\uc774\ub294 \ud558\ub098\uc800\ucd95\uc740\ud589\uc758 \uc8fc\uc694 \uc601\uc5c5 \uc804\ub7b5\uacfc\ub3c4 \ub9de\ubb3c\ub824 \uc788\ub2e4. \ud558\ub098\uc800\ucd95\uc740\ud589\uc740 \uc791\ub144\ubd80\ud130 \uc704\ud5d8\uac00\uc911\uce58\uac00 \ub0ae\uc740 \uc815\ucc45\uc790\uae08\ub300\ucd9c \uacf5\uae09\uc744 \ud655\ub300\ud574 \uc654\ub2e4. \uc62c\ud574 1\ubd84\uae30 \ucde8\uae09\ud55c \uc0ac\uc787\ub3cc2 \ub300\ucd9c \uaddc\ubaa8\ub294 1032\uc5b5\uc6d0\uc73c\ub85c \ud574\ub2f9 \ub300\ucd9c\uc744 \ucde8\uae09\ud55c 17\uac1c \uc800\ucd95\uc740\ud589 \uac00\uc6b4\ub370 \uac00\uc7a5 \ub9ce\uc558\ub2e4. \uc815\ucc45\uc790\uae08\ub300\ucd9c\uc740 \ub300\ucd9c\uc561\uc758 30%\ub9cc RWA\ub85c \uc801\ub9bd\ud558\uba74 \ub41c\ub2e4.<\/p>\n

\ud558\ub098\uc800\ucd95\uc740\ud589\uc740 \uc62c\ud574 \ucd5c\uc6b0\uc120 \uacbd\uc601\ubaa9\ud45c\ub85c \ub9ac\uc2a4\ud06c \uad00\ub9ac\ub97c \uc81c\uc2dc\ud588\ub2e4. \ubd80\ub3d9\uc0b0 \uad00\ub828 \uc775\uc2a4\ud3ec\uc800\ub97c \ucd95\uc18c\ud558\uace0 \uc5ec\uc2e0 \uc2ec\uc0ac\u00b7\uc2b9\uc778 \uc804\ub7b5\uc744 \uace0\ub3c4\ud654\ud574 \uac74\uc804\uc131\uc740 \ubb3c\ub860 \uc218\uc775\uc131 \ud68c\ubcf5\uc5d0 \ub098\uc120\ub2e8 \uacc4\ud68d\uc774\ub2e4. \ud558\ub098\uc800\ucd95\uc740\ud589 \ud55c \uad00\uacc4\uc790\ub294 “\uc548\uc804\uc790\uc0b0\uc73c\ub85c \uaf3d\ud788\ub294 \uc815\ucc45\uc790\uae08\ub300\ucd9c\uc5d0 \uc8fc\ub825\ud574 \uc548\uc815\uc801\uc778 \uc218\uc775\uc744 \ucc3d\ucd9c\ud558\uaca0\ub2e4”\uace0 \ub9d0\ud588\ub2e4.<\/p>\n

\/ \uc720\uc815\ud654 \ub354\ubca8 \uae30\uc790<\/p>\n","protected":false},"excerpt":{"rendered":"

|6\ubd84\uae30 \uc5f0\uc18d \uc21c\uc190\uc2e4, ‘\ud751\uc790’ KB\u00b7\uc6b0\ub9ac\uae08\uc735\uc800\ucd95\uacfc \ub300\ube44\u2026\ubd80\uc2e4\ucc44\uad8c \uc810\uc9c4\uc801 \uc0c1\u00b7\ub9e4\uac01 ‘\uc8fc\ub825’ \ud558\ub098\uc800\ucd95\uc740\ud589\uc758 \uc801\uc790 \ud589\uc9c4\uc774 \uae38\uc5b4\uc9c0\uace0 \uc788\ub2e4. 6\ubd84\uae30 \uc5f0\uc18d \uc801\uc790\ub2e4. \uacfc\uac70 \ucde8\uae09\ud55c \ubd80\ub3d9\uc0b0 \ub300\ucd9c\uc5d0\uc11c \ubd80\uc2e4 \uc6b0\ub824\uac00 \ucee4\uc9c0\uba70 \uc774\ubc88\uc5d0\ub3c4 \ub300\uc190\ucda9\ub2f9\uae08\uc774 \ubc1c\ubaa9\uc744 \uc7a1\uc558\ub2e4. \ub2e4\ub978 4\ub300 \uae08\uc735\uc9c0\uc8fc \uacc4\uc5f4\uc778 KB\uc800\ucd95\uc740\ud589\uacfc \uc6b0\ub9ac\uc800\ucd95\uc740\ud589\uc774 \uc55e\uc11c \ube45\ubc30\uc2a4(Big bath, \ub300\uaddc\ubaa8 \uc190\uc2e4\ucc98\ub9ac)\ub97c \ub2e8\ud589\ud558\uba70 \uc62c \ub4e4\uc5b4 \ud751\uc790\ub85c \ub3cc\uc544\uc120 \uac83\uacfc \ub300\ube44\ub418\ub294 \ud589\ubcf4\ub2e4. \uc791\ub144 \ub9d0 \uc9c4\uc815\uc138\ub97c \ubcf4\uc600\ub358 \uace0\uc815\uc774\ud558\uc5ec\uc2e0(NPL)\ube44\uc728\uacfc \uc5f0\uccb4\uc728 \ub4f1 \uc8fc\uc694 […]<\/p>\n","protected":false},"author":44,"featured_media":22875,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[922,8,611],"tags":[5082,3004,2442,4161,4922],"class_list":{"0":"post-28524","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-thebell","8":"category-compliance","9":"category-korea","10":"tag-kb","11":"tag-3004","12":"tag-pf","13":"tag-4161","14":"tag-4922"},"yoast_head":"\n\ud558\ub098\uc800\ucd95, \ub300\uc190\ucda9\ub2f9\uae08\uc5d0 \ub610 '\ubc1c\ubaa9'\u2026\uc720\ub3c5 \uae34 \uc801\uc790 \ud130\ub110 SanctionLab<\/title>\n<meta name=\"description\" content=\"\ud558\ub098\uc800\ucd95\uc740\ud589\uc758 \uc801\uc790 \ud589\uc9c4\uc774 \uae38\uc5b4\uc9c0\uace0 \uc788\ub2e4. 6\ubd84\uae30 \uc5f0\uc18d \uc801\uc790\ub2e4. \uacfc\uac70 \ucde8\uae09\ud55c \ubd80\ub3d9\uc0b0 \ub300\ucd9c\uc5d0\uc11c \ubd80\uc2e4 \uc6b0\ub824\uac00 \ucee4\uc9c0\uba70 \uc774\ubc88\uc5d0\ub3c4 \ub300\uc190\ucda9\ub2f9\uae08\uc774 \ubc1c\ubaa9\uc744 \uc7a1\uc558\ub2e4. \ub2e4\ub978 4\ub300 \uae08\uc735\uc9c0\uc8fc \uacc4\uc5f4\uc778 KB\uc800\ucd95\uc740\ud589\uacfc \uc6b0\ub9ac\uc800\ucd95\uc740\ud589\uc774 \uc55e\uc11c\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.sanctionlab.com\/?p=28524\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\ud558\ub098\uc800\ucd95, \ub300\uc190\ucda9\ub2f9\uae08\uc5d0 \ub610 '\ubc1c\ubaa9'\u2026\uc720\ub3c5 \uae34 \uc801\uc790 \ud130\ub110 SanctionLab\" \/>\n<meta property=\"og:description\" content=\"\ud558\ub098\uc800\ucd95\uc740\ud589\uc758 \uc801\uc790 \ud589\uc9c4\uc774 \uae38\uc5b4\uc9c0\uace0 \uc788\ub2e4. 6\ubd84\uae30 \uc5f0\uc18d \uc801\uc790\ub2e4. \uacfc\uac70 \ucde8\uae09\ud55c \ubd80\ub3d9\uc0b0 \ub300\ucd9c\uc5d0\uc11c \ubd80\uc2e4 \uc6b0\ub824\uac00 \ucee4\uc9c0\uba70 \uc774\ubc88\uc5d0\ub3c4 \ub300\uc190\ucda9\ub2f9\uae08\uc774 \ubc1c\ubaa9\uc744 \uc7a1\uc558\ub2e4. \ub2e4\ub978 4\ub300 \uae08\uc735\uc9c0\uc8fc \uacc4\uc5f4\uc778 KB\uc800\ucd95\uc740\ud589\uacfc \uc6b0\ub9ac\uc800\ucd95\uc740\ud589\uc774 \uc55e\uc11c\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.sanctionlab.com\/?p=28524\" \/>\n<meta property=\"og:site_name\" content=\"SanctionLab\" \/>\n<meta property=\"article:published_time\" content=\"2025-05-28T05:02:22+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-05-29T03:59:49+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/04\/20250108124332664.png\" \/>\n\t<meta property=\"og:image:width\" content=\"353\" \/>\n\t<meta property=\"og:image:height\" content=\"477\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"the bell\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\uae00\uc4f4\uc774\" \/>\n\t<meta name=\"twitter:data1\" content=\"the bell\" \/>\n\t<meta name=\"twitter:label2\" content=\"\uc608\uc0c1 \ub418\ub294 \ud310\ub3c5 \uc2dc\uac04\" \/>\n\t<meta name=\"twitter:data2\" content=\"3\ubd84\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.sanctionlab.com\/?p=28524#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.sanctionlab.com\/?p=28524\"},\"author\":{\"name\":\"the bell\",\"@id\":\"https:\/\/www.sanctionlab.com\/#\/schema\/person\/17d7f03620d8d417748dab41644ff547\"},\"headline\":\"\ud558\ub098\uc800\ucd95, \ub300\uc190\ucda9\ub2f9\uae08\uc5d0 \ub610 ‘\ubc1c\ubaa9’\u2026\uc720\ub3c5 \uae34 \uc801\uc790 \ud130\ub110\",\"datePublished\":\"2025-05-28T05:02:22+00:00\",\"dateModified\":\"2025-05-29T03:59:49+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.sanctionlab.com\/?p=28524\"},\"wordCount\":22,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.sanctionlab.com\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.sanctionlab.com\/?p=28524#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/04\/20250108124332664.png\",\"keywords\":[\"KB\uc800\ucd95\uc740\ud589\",\"\ub300\uc190\ucda9\ub2f9\uae08\",\"\ubd80\ub3d9\uc0b0PF\",\"\uc6b0\ub9ac\uae08\uc735\uc800\ucd95\uc740\ud589\",\"\ud558\ub098\uc800\ucd95\uc740\ud589\"],\"articleSection\":[\"\ub354\ubca8\",\"\ucef4\ud50c\ub77c\uc774\uc5b8\uc2a4\",\"\ud55c\uad6d\"],\"inLanguage\":\"ko-KR\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.sanctionlab.com\/?p=28524#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.sanctionlab.com\/?p=28524\",\"url\":\"https:\/\/www.sanctionlab.com\/?p=28524\",\"name\":\"\ud558\ub098\uc800\ucd95, \ub300\uc190\ucda9\ub2f9\uae08\uc5d0 \ub610 '\ubc1c\ubaa9'\u2026\uc720\ub3c5 \uae34 \uc801\uc790 \ud130\ub110 SanctionLab\",\"isPartOf\":{\"@id\":\"https:\/\/www.sanctionlab.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.sanctionlab.com\/?p=28524#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.sanctionlab.com\/?p=28524#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/04\/20250108124332664.png\",\"datePublished\":\"2025-05-28T05:02:22+00:00\",\"dateModified\":\"2025-05-29T03:59:49+00:00\",\"description\":\"\ud558\ub098\uc800\ucd95\uc740\ud589\uc758 \uc801\uc790 \ud589\uc9c4\uc774 \uae38\uc5b4\uc9c0\uace0 \uc788\ub2e4. 6\ubd84\uae30 \uc5f0\uc18d \uc801\uc790\ub2e4. \uacfc\uac70 \ucde8\uae09\ud55c \ubd80\ub3d9\uc0b0 \ub300\ucd9c\uc5d0\uc11c \ubd80\uc2e4 \uc6b0\ub824\uac00 \ucee4\uc9c0\uba70 \uc774\ubc88\uc5d0\ub3c4 \ub300\uc190\ucda9\ub2f9\uae08\uc774 \ubc1c\ubaa9\uc744 \uc7a1\uc558\ub2e4. \ub2e4\ub978 4\ub300 \uae08\uc735\uc9c0\uc8fc \uacc4\uc5f4\uc778 KB\uc800\ucd95\uc740\ud589\uacfc \uc6b0\ub9ac\uc800\ucd95\uc740\ud589\uc774 \uc55e\uc11c\",\"breadcrumb\":{\"@id\":\"https:\/\/www.sanctionlab.com\/?p=28524#breadcrumb\"},\"inLanguage\":\"ko-KR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.sanctionlab.com\/?p=28524\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"ko-KR\",\"@id\":\"https:\/\/www.sanctionlab.com\/?p=28524#primaryimage\",\"url\":\"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/04\/20250108124332664.png\",\"contentUrl\":\"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/04\/20250108124332664.png\",\"width\":353,\"height\":477},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.sanctionlab.com\/?p=28524#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"\ud648\",\"item\":\"https:\/\/www.sanctionlab.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\ud558\ub098\uc800\ucd95, \ub300\uc190\ucda9\ub2f9\uae08\uc5d0 \ub610 ‘\ubc1c\ubaa9’\u2026\uc720\ub3c5 \uae34 \uc801\uc790 \ud130\ub110\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.sanctionlab.com\/#website\",\"url\":\"https:\/\/www.sanctionlab.com\/\",\"name\":\"SanctionLab\",\"description\":\"\uc0dd\ud06c\uc158\ub7a9\uc740 '\uacbd\uc81c \uc548\ubcf4' \uc815\ubcf4 \uc81c\uacf5 \uc2a4\ud0c0\ud2b8\uc5c5\uc785\ub2c8\ub2e4.\",\"publisher\":{\"@id\":\"https:\/\/www.sanctionlab.com\/#organization\"},\"alternateName\":\"\uc0dd\ud06c\uc158\ub7a9, \uc0dd\uc158\ub7a9, \uc81c\uc7ac\uc5f0\uad6c\uc18c\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.sanctionlab.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"ko-KR\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.sanctionlab.com\/#organization\",\"name\":\"SanctionLab\",\"alternateName\":\"\uc0dd\ud06c\uc158\ub7a9\",\"url\":\"https:\/\/www.sanctionlab.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"ko-KR\",\"@id\":\"https:\/\/www.sanctionlab.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2024\/05\/cropped-san-fav.png\",\"contentUrl\":\"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2024\/05\/cropped-san-fav.png\",\"width\":512,\"height\":512,\"caption\":\"SanctionLab\"},\"image\":{\"@id\":\"https:\/\/www.sanctionlab.com\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.sanctionlab.com\/#\/schema\/person\/17d7f03620d8d417748dab41644ff547\",\"name\":\"the bell\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"ko-KR\",\"@id\":\"https:\/\/www.sanctionlab.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2024\/12\/675a8e6a8ed88.png\",\"contentUrl\":\"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2024\/12\/675a8e6a8ed88.png\",\"caption\":\"the bell\"},\"url\":\"https:\/\/www.sanctionlab.com\/?author=44\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"\ud558\ub098\uc800\ucd95, \ub300\uc190\ucda9\ub2f9\uae08\uc5d0 \ub610 '\ubc1c\ubaa9'\u2026\uc720\ub3c5 \uae34 \uc801\uc790 \ud130\ub110 SanctionLab","description":"\ud558\ub098\uc800\ucd95\uc740\ud589\uc758 \uc801\uc790 \ud589\uc9c4\uc774 \uae38\uc5b4\uc9c0\uace0 \uc788\ub2e4. 6\ubd84\uae30 \uc5f0\uc18d \uc801\uc790\ub2e4. \uacfc\uac70 \ucde8\uae09\ud55c \ubd80\ub3d9\uc0b0 \ub300\ucd9c\uc5d0\uc11c \ubd80\uc2e4 \uc6b0\ub824\uac00 \ucee4\uc9c0\uba70 \uc774\ubc88\uc5d0\ub3c4 \ub300\uc190\ucda9\ub2f9\uae08\uc774 \ubc1c\ubaa9\uc744 \uc7a1\uc558\ub2e4. \ub2e4\ub978 4\ub300 \uae08\uc735\uc9c0\uc8fc \uacc4\uc5f4\uc778 KB\uc800\ucd95\uc740\ud589\uacfc \uc6b0\ub9ac\uc800\ucd95\uc740\ud589\uc774 \uc55e\uc11c","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.sanctionlab.com\/?p=28524","og_locale":"ko_KR","og_type":"article","og_title":"\ud558\ub098\uc800\ucd95, \ub300\uc190\ucda9\ub2f9\uae08\uc5d0 \ub610 '\ubc1c\ubaa9'\u2026\uc720\ub3c5 \uae34 \uc801\uc790 \ud130\ub110 SanctionLab","og_description":"\ud558\ub098\uc800\ucd95\uc740\ud589\uc758 \uc801\uc790 \ud589\uc9c4\uc774 \uae38\uc5b4\uc9c0\uace0 \uc788\ub2e4. 6\ubd84\uae30 \uc5f0\uc18d \uc801\uc790\ub2e4. \uacfc\uac70 \ucde8\uae09\ud55c \ubd80\ub3d9\uc0b0 \ub300\ucd9c\uc5d0\uc11c \ubd80\uc2e4 \uc6b0\ub824\uac00 \ucee4\uc9c0\uba70 \uc774\ubc88\uc5d0\ub3c4 \ub300\uc190\ucda9\ub2f9\uae08\uc774 \ubc1c\ubaa9\uc744 \uc7a1\uc558\ub2e4. \ub2e4\ub978 4\ub300 \uae08\uc735\uc9c0\uc8fc \uacc4\uc5f4\uc778 KB\uc800\ucd95\uc740\ud589\uacfc \uc6b0\ub9ac\uc800\ucd95\uc740\ud589\uc774 \uc55e\uc11c","og_url":"https:\/\/www.sanctionlab.com\/?p=28524","og_site_name":"SanctionLab","article_published_time":"2025-05-28T05:02:22+00:00","article_modified_time":"2025-05-29T03:59:49+00:00","og_image":[{"width":353,"height":477,"url":"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/04\/20250108124332664.png","type":"image\/png"}],"author":"the bell","twitter_card":"summary_large_image","twitter_misc":{"\uae00\uc4f4\uc774":"the bell","\uc608\uc0c1 \ub418\ub294 \ud310\ub3c5 \uc2dc\uac04":"3\ubd84"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.sanctionlab.com\/?p=28524#article","isPartOf":{"@id":"https:\/\/www.sanctionlab.com\/?p=28524"},"author":{"name":"the bell","@id":"https:\/\/www.sanctionlab.com\/#\/schema\/person\/17d7f03620d8d417748dab41644ff547"},"headline":"\ud558\ub098\uc800\ucd95, \ub300\uc190\ucda9\ub2f9\uae08\uc5d0 \ub610 ‘\ubc1c\ubaa9’\u2026\uc720\ub3c5 \uae34 \uc801\uc790 \ud130\ub110","datePublished":"2025-05-28T05:02:22+00:00","dateModified":"2025-05-29T03:59:49+00:00","mainEntityOfPage":{"@id":"https:\/\/www.sanctionlab.com\/?p=28524"},"wordCount":22,"commentCount":0,"publisher":{"@id":"https:\/\/www.sanctionlab.com\/#organization"},"image":{"@id":"https:\/\/www.sanctionlab.com\/?p=28524#primaryimage"},"thumbnailUrl":"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/04\/20250108124332664.png","keywords":["KB\uc800\ucd95\uc740\ud589","\ub300\uc190\ucda9\ub2f9\uae08","\ubd80\ub3d9\uc0b0PF","\uc6b0\ub9ac\uae08\uc735\uc800\ucd95\uc740\ud589","\ud558\ub098\uc800\ucd95\uc740\ud589"],"articleSection":["\ub354\ubca8","\ucef4\ud50c\ub77c\uc774\uc5b8\uc2a4","\ud55c\uad6d"],"inLanguage":"ko-KR","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.sanctionlab.com\/?p=28524#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.sanctionlab.com\/?p=28524","url":"https:\/\/www.sanctionlab.com\/?p=28524","name":"\ud558\ub098\uc800\ucd95, \ub300\uc190\ucda9\ub2f9\uae08\uc5d0 \ub610 '\ubc1c\ubaa9'\u2026\uc720\ub3c5 \uae34 \uc801\uc790 \ud130\ub110 SanctionLab","isPartOf":{"@id":"https:\/\/www.sanctionlab.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.sanctionlab.com\/?p=28524#primaryimage"},"image":{"@id":"https:\/\/www.sanctionlab.com\/?p=28524#primaryimage"},"thumbnailUrl":"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/04\/20250108124332664.png","datePublished":"2025-05-28T05:02:22+00:00","dateModified":"2025-05-29T03:59:49+00:00","description":"\ud558\ub098\uc800\ucd95\uc740\ud589\uc758 \uc801\uc790 \ud589\uc9c4\uc774 \uae38\uc5b4\uc9c0\uace0 \uc788\ub2e4. 6\ubd84\uae30 \uc5f0\uc18d \uc801\uc790\ub2e4. \uacfc\uac70 \ucde8\uae09\ud55c \ubd80\ub3d9\uc0b0 \ub300\ucd9c\uc5d0\uc11c \ubd80\uc2e4 \uc6b0\ub824\uac00 \ucee4\uc9c0\uba70 \uc774\ubc88\uc5d0\ub3c4 \ub300\uc190\ucda9\ub2f9\uae08\uc774 \ubc1c\ubaa9\uc744 \uc7a1\uc558\ub2e4. \ub2e4\ub978 4\ub300 \uae08\uc735\uc9c0\uc8fc \uacc4\uc5f4\uc778 KB\uc800\ucd95\uc740\ud589\uacfc \uc6b0\ub9ac\uc800\ucd95\uc740\ud589\uc774 \uc55e\uc11c","breadcrumb":{"@id":"https:\/\/www.sanctionlab.com\/?p=28524#breadcrumb"},"inLanguage":"ko-KR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.sanctionlab.com\/?p=28524"]}]},{"@type":"ImageObject","inLanguage":"ko-KR","@id":"https:\/\/www.sanctionlab.com\/?p=28524#primaryimage","url":"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/04\/20250108124332664.png","contentUrl":"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/04\/20250108124332664.png","width":353,"height":477},{"@type":"BreadcrumbList","@id":"https:\/\/www.sanctionlab.com\/?p=28524#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"\ud648","item":"https:\/\/www.sanctionlab.com\/"},{"@type":"ListItem","position":2,"name":"\ud558\ub098\uc800\ucd95, \ub300\uc190\ucda9\ub2f9\uae08\uc5d0 \ub610 ‘\ubc1c\ubaa9’\u2026\uc720\ub3c5 \uae34 \uc801\uc790 \ud130\ub110"}]},{"@type":"WebSite","@id":"https:\/\/www.sanctionlab.com\/#website","url":"https:\/\/www.sanctionlab.com\/","name":"SanctionLab","description":"\uc0dd\ud06c\uc158\ub7a9\uc740 '\uacbd\uc81c \uc548\ubcf4' \uc815\ubcf4 \uc81c\uacf5 \uc2a4\ud0c0\ud2b8\uc5c5\uc785\ub2c8\ub2e4.","publisher":{"@id":"https:\/\/www.sanctionlab.com\/#organization"},"alternateName":"\uc0dd\ud06c\uc158\ub7a9, \uc0dd\uc158\ub7a9, \uc81c\uc7ac\uc5f0\uad6c\uc18c","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.sanctionlab.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"ko-KR"},{"@type":"Organization","@id":"https:\/\/www.sanctionlab.com\/#organization","name":"SanctionLab","alternateName":"\uc0dd\ud06c\uc158\ub7a9","url":"https:\/\/www.sanctionlab.com\/","logo":{"@type":"ImageObject","inLanguage":"ko-KR","@id":"https:\/\/www.sanctionlab.com\/#\/schema\/logo\/image\/","url":"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2024\/05\/cropped-san-fav.png","contentUrl":"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2024\/05\/cropped-san-fav.png","width":512,"height":512,"caption":"SanctionLab"},"image":{"@id":"https:\/\/www.sanctionlab.com\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.sanctionlab.com\/#\/schema\/person\/17d7f03620d8d417748dab41644ff547","name":"the bell","image":{"@type":"ImageObject","inLanguage":"ko-KR","@id":"https:\/\/www.sanctionlab.com\/#\/schema\/person\/image\/","url":"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2024\/12\/675a8e6a8ed88.png","contentUrl":"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2024\/12\/675a8e6a8ed88.png","caption":"the bell"},"url":"https:\/\/www.sanctionlab.com\/?author=44"}]}},"_links":{"self":[{"href":"https:\/\/www.sanctionlab.com\/index.php?rest_route=\/wp\/v2\/posts\/28524","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.sanctionlab.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.sanctionlab.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.sanctionlab.com\/index.php?rest_route=\/wp\/v2\/users\/44"}],"replies":[{"embeddable":true,"href":"https:\/\/www.sanctionlab.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=28524"}],"version-history":[{"count":1,"href":"https:\/\/www.sanctionlab.com\/index.php?rest_route=\/wp\/v2\/posts\/28524\/revisions"}],"predecessor-version":[{"id":28527,"href":"https:\/\/www.sanctionlab.com\/index.php?rest_route=\/wp\/v2\/posts\/28524\/revisions\/28527"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.sanctionlab.com\/index.php?rest_route=\/wp\/v2\/media\/22875"}],"wp:attachment":[{"href":"https:\/\/www.sanctionlab.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=28524"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.sanctionlab.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=28524"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.sanctionlab.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=28524"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}