{"id":29425,"date":"2025-06-05T15:55:35","date_gmt":"2025-06-05T06:55:35","guid":{"rendered":"https:\/\/www.sanctionlab.com\/?p=29425"},"modified":"2025-06-09T09:42:04","modified_gmt":"2025-06-09T00:42:04","slug":"%ed%95%9c%ea%b5%ad%eb%a6%ac%ec%b8%a0%ed%98%91%ed%9a%8c-%ec%b7%a8%eb%93%9d%ec%84%b8-%ec%99%84%ed%99%94%c2%b7%ec%96%91%eb%8f%84%ec%86%8c%eb%93%9d%ec%84%b8-%ea%b3%bc%ec%84%b8-%ec%9d%b4%ec%97%b0","status":"publish","type":"post","link":"https:\/\/www.sanctionlab.com\/?p=29425","title":{"rendered":"\ud55c\uad6d\ub9ac\uce20\ud611\ud68c &#8220;\ucde8\ub4dd\uc138 \uc644\ud654\u00b7\uc591\ub3c4\uc18c\ub4dd\uc138 \uacfc\uc138 \uc774\uc5f0 \ud544\uc694&#8221;"},"content":{"rendered":"<h3>|\u2461\ub300\uc120 \uacfc\uc815\uc11c \uc815\ucc45 \uac74\uc758\uc11c \uc804\ub2ec, &#8220;\ub9ac\uce20 \ud65c\uc131\ud654, \uad6d\ubbfc \uc18c\ub4dd \uc99d\ub300\u00b7\uc8fc\ud0dd \uc2dc\uc7a5 \uc548\uc815 \ub3c4\uc6c0&#8221;<\/h3>\n<p>\ud55c\uad6d\ub9ac\uce20\ud611\ud68c\ub294 2010\ub144 \ucc3d\ub9bd \uc774\ub798 \uafb8\uc900\ud788 \uad6d\ud1a0\uad50\ud1b5\ubd80 \ub4f1 \uc815\ucc45 \ub2f9\uad6d\uc5d0 \uc801\uadf9\uc801\uc73c\ub85c \uc81c\ub3c4 \uac1c\uc120\uc744 \uc81c\uc5b8\ud588\ub2e4. 21\ub300 \ub300\uc120\uc5d0\uc11c\ub3c4 \uc815\ucc45 \uac74\uc758\uc11c\ub97c \uac01 \ucea0\ud504\uc5d0 \uc804\ub2ec\ud588\ub2e4. \ucde8\ub4dd\uc138 \uac10\uba74\uc774\ub098 \uaddc\uc81c \uc644\ud654, \uc591\ub3c4\uc18c\ub4dd\uc138 \uacfc\uc138\uc774\uc5f0 \uc801\uc6a9 \ub4f1 \uc138\uc81c \ud61c\ud0dd\uc744 \ud1b5\ud55c \ub9ac\uce20 \ud65c\uc131\ud654\uac00 \uace8\uc790\ub2e4.<\/p>\n<p>\ud55c\uad6d\ub9ac\uce20\ud611\ud68c\ub294 \ub9ac\uce20\ub97c \ud1b5\ud574 \uad6d\ubbfc \uc18c\ub4dd \uc99d\ub300\uac00 \uac00\ub2a5\ud558\ub2e4\uace0 \ubcf8\ub2e4. \uac1c\uc778\uc5f0\uae08\uc744 \ud1b5\ud55c \ub9ac\uce20 \ud22c\uc790\uac00 \ud65c\uc131\ud654\ub418\uba74 \uc800\ucd9c\uc0b0\u00b7\uace0\ub839\ud654 \uc0ac\ud68c \ubb38\uc81c\uc758 \ub300\ucc45 \uc911 \ud558\ub098\ub85c \uc790\ub9ac \uc7a1\uc744 \uc218 \uc788\ub2e4\ub294 \uc124\uba85\uc774\ub2e4. \ub9ac\uce20\ub97c \ud1b5\ud55c \uc8fc\ud0dd \uc2dc\uc7a5 \uc548\uc815 \ud6a8\uacfc\ub3c4 \uae30\ub300\ud558\uace0 \uc788\ub2e4. \uc784\ub300\uc8fc\ud0dd\ub9ac\uce20\uc5d0 \ub300\ud55c \uaddc\uc81c \uc644\ud654 \ud544\uc694\uc131\ub3c4 \uac15\uc870\ud588\ub2e4.<\/p>\n<p><strong>\u25c7\ucde8\ub4dd\uc138 \uac10\uba74, \ud604\ubb3c\ucd9c\uc790\uc790 \uc591\ub3c4\uc18c\ub4dd\uc138 \uacfc\uc138 \uc774\uc5f0 \uc801\uc6a9<\/strong><\/p>\n<p>\ud55c\uad6d\ub9ac\uce20\ud611\ud68c\ub294 \uccab \ubc88\uc9f8 \uacfc\uc81c\ub85c \ub9ac\uce20 \ucde8\ub4dd\uc138 \uac10\uba74\uc744 \uaf3d\uc558\ub2e4. \uacfc\uac70 \uc77c\ubab0 \uc801\uc6a9\ub41c \ucde8\ub4dd\uc138 30% \uac10\uba74 \ud61c\ud0dd\uc744 \ubd80\ud65c\uc2dc\ucf1c\uc57c \ud55c\ub2e4\ub294 \ucde8\uc9c0\ub2e4. \ud604\uc7ac\ub294 \uacf5\uacf5\uc9c0\uc6d0 \ubbfc\uac04\uc784\ub300\ub9ac\uce20\ub9cc \uc81c\ud55c\uc801\uc73c\ub85c \ucde8\ub4dd\uc138 \uac10\uba74\uc744 \uc9c0\uc6d0\ud558\uace0 \uc788\ub2e4.<\/p>\n<p>\ucde8\ub4dd\uc138 \uac10\uba74\uc740 \ub9ac\uce20 \uc790\uc0b0\uad00\ub9ac\ud68c\uc0ac(AMC)\uac00 \uc544\ub2cc \ud22c\uc790\uc790\uc5d0\uac8c \ub3c4\uc6c0\uc774 \ub418\ub294 \uc815\ucc45\uc774\ub2e4. \ub9ac\uce20\ub294 \ubc30\ub2f9\uac00\ub2a5\uc774\uc775\uc758 90% \uc774\uc0c1\uc744 \ubc30\ub2f9\ud574\uc57c \ubc95\uc778\uc138 \ud61c\ud0dd\uc744 \ubc1b\uc744 \uc218 \uc788\ub2e4. \ucde8\ub4dd\uc138 \ubd80\ub2f4\uc774 \uc904\uc5b4 \ubc30\ub2f9\uac00\ub2a5\uc774\uc775\uc774 \ub298\uc5b4\ub098\uba74 \uc624\ud788\ub824 \ud22c\uc790\uc790\ub4e4\uc758 \ubc30\ub2f9 \uc18c\ub4dd\uc774 \uc99d\uac00\ud558\uac8c \ub41c\ub2e4\ub294 \uc758\ubbf8\ub2e4.<\/p>\n<p>\ud55c\uad6d\ub9ac\uce20\ud611\ud68c \uad00\uacc4\uc790\ub294 &#8220;\uc77c\ubcf8\uc758 \uacbd\uc6b0 \ub9ac\uce20\uac00 \ucde8\ub4dd\ud558\ub294 \ubd80\ub3d9\uc0b0\uc5d0 \ub300\ud55c \ucde8\ub4dd\uc138\uc640 \ub4f1\ub85d\uba74\ud5c8\uc138\ub97c \uac10\uba74\ud558\uace0 \uc788\ub2e4&#8221;\uba70 &#8220;\ubc30\ub2f9\uc774 \uc548\uc815\ud654\ub418\uba74 \uc77c\ubc18 \ud22c\uc790\uc790\uc758 \uac00\ucc98\ubd84 \uc18c\ub4dd\uc774 \uc99d\ub300\ub3fc \uacbd\uc81c \ud65c\uc131\ud654\uc5d0 \uae30\uc5ec\ud560 \uc218 \uc788\ub2e4&#8221;\uace0 \uac15\uc870\ud588\ub2e4. \uc774\uc5b4 \ub300\uc548\uc73c\ub85c &#8220;\ub9ac\uce20\uac00 \uc790\uc0b0\uc744 \ucde8\ub4dd\ud574 \uc601\uc18d\ud615\uc73c\ub85c \ud3b8\uc785\ud558\ub294 \uacbd\uc6b0 \ucde8\ub4dd\uc138 \uac10\uba74\uc774 \uc774\ub904\uc9c0\ub3c4\ub85d \uc9c0\ubc29\uc138\ud2b9\ub840\uc81c\ud55c\ubc95\uc744 \uc2e0\uc124\ud574\uc57c \ud55c\ub2e4&#8221;\uace0 \uc124\uba85\ud588\ub2e4.<\/p>\n<div><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-29427\" src=\"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/06\/20250605151420232.png\" alt=\"\" width=\"567\" height=\"332\" srcset=\"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/06\/20250605151420232.png 567w, https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/06\/20250605151420232-300x176.png 300w, https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/06\/20250605151420232-150x88.png 150w\" sizes=\"auto, (max-width: 567px) 100vw, 567px\" \/><\/div>\n<p>\ud604\ubb3c\ucd9c\uc790\uc790\uc5d0 \ub300\ud55c \uc591\ub3c4\uc18c\ub4dd\uc138 \uacfc\uc138 \uc774\uc5f0 \uc801\uc6a9\ub3c4 \ud544\uc694\ud558\ub2e4. \ubaa8\ub4e0 \ub9ac\uce20\ub97c \ub300\uc0c1\uc73c\ub85c \ubc95\uc778\ubfd0\ub9cc \uc544\ub2c8\ub77c \uac1c\uc778\uae4c\uc9c0 \ud604\ubb3c \ucd9c\uc790\uc5d0 \ub300\ud55c \uc591\ub3c4\uc18c\ub4dd\uc138\ub97c \ucde8\ub4dd\ud55c \uc8fc\uc2dd\uc744 \ucc98\ubd84\ud560 \ub54c\uae4c\uc9c0 \uacfc\uc138 \uc774\uc5f0\uc744 \uc801\uc6a9\ud574\uc57c \ud55c\ub2e4\ub294 \uc124\uba85\uc774\ub2e4. \uc774\uc775\uc774 \ubc1c\uc0dd\ud588\uc744 \ub54c \uc138\uae08\uc744 \ub0a9\ubd80\ud558\uac8c \ud574\uc57c \ud604\ubb3c\ucd9c\uc790\ub97c \ud65c\uc131\ud654\ud560 \uc218 \uc788\ub2e4\ub294 \ucde8\uc9c0\ub2e4.<\/p>\n<p>\uc591\ub3c4\uc18c\ub4dd\uc138 \uacfc\uc138 \uc774\uc5f0\uc744 \ud1b5\ud574 \uc815\ucc45 \uc0ac\uc5c5\ub3c4 \ud798\uc744 \ubc1b\uc744 \uc218 \uc788\uac8c \ub41c\ub2e4. \ub178\ud6c4\uacc4\ud68d\ub3c4\uc2dc\uc815\ube44\uc0ac\uc5c5, \ubcf5\ud569\uac1c\ubc1c\uc0ac\uc5c5, \ub3c4\uc2dc\uc7ac\uc0dd\uc0ac\uc5c5, \ub300\ud1a0\ubcf4\uc0c1\uc0ac\uc5c5 \ub4f1\uc774 \ub9ac\uce20\ub97c \ud1b5\ud574 \ucd94\uc9c4\ub420 \ub54c \uc591\ub3c4\uc18c\ub4dd\uc138\ub3c4 \uacfc\uc138\uc774\uc5f0\ub418\uba74 \uc6b0\ub7c9 \uc790\uc0b0\uc758 \ud3b8\uc785\uc774 \uadf8\ub9cc\ud07c \uc6a9\uc774\ud574\uc9c4\ub2e4.<\/p>\n<p>\ub354\ubd88\uc5b4 \ucd94\uac00\uc801\uc778 \uc138\uc218 \ud655\ubcf4 \uc774\uc810\ub3c4 \uc124\uba85\ud588\ub2e4. \ud55c\uad6d\ub9ac\uce20\ud611\ud68c \uad00\uacc4\uc790\ub294 &#8220;\uc138\uae08\uc744 \uac10\uba74 \ub610\ub294 \uba74\uc81c\ud558\ub294 \uac8c \uc544\ub2c8\ub77c \uc9d5\uc218 \uc2dc\uc810\uc744 \uc870\uc815\ud558\ub294 \uac83\uc73c\ub85c \uad81\uadf9\uc801\uc73c\ub85c\ub294 \uc138\uc218 \uc99d\uac00 \ud6a8\uacfc\ub97c \uae30\ub300\ud560 \uc218 \uc788\ub2e4&#8221;\uace0 \ub9d0\ud588\ub2e4.<\/p>\n<p>\uad6d\ubbfc \uc18c\ub4dd \uc99d\ub300\ub97c \uc704\ud55c \ub9ac\uce20 \uc81c\ub3c4 \uac1c\uc120 \uc0ac\ud56d\ub3c4 \uc81c\uc2dc\ud588\ub2e4. \ub9ac\uce20 \ud22c\uc790\uc790\uc5d0 \ub300\ud55c \uc138\uc81c \ud61c\ud0dd, \ub9ac\uce20 \uc8fc\uac00 \uc548\uc815\ud654\ub97c \uc704\ud55c \ub300\ucc45, \uac1c\uc778\uc5f0\uae08\uc744 \ud1b5\ud55c \ub9ac\uce20 \ud22c\uc790 \ud65c\uc131\ud654 \ub4f1 \ub0b4\uc6a9\uc73c\ub85c \ud55c\ub2e4. \uc55e\uc11c \ub9ac\uce20 \uc218\uae09 \ubb38\uc81c\ub97c \uc77c\uc73c\ucf30\ub358 \uc694\uc778\ub4e4\uc744 \ud574\uc18c\ud574\uc57c \ud55c\ub2e4\ub294 \ucde8\uc9c0\ub2e4.<\/p>\n<p>\ud06c\uac8c 5\uac00\uc9c0 \uc81c\uc548 \uc0ac\ud56d\uc744 \ub2f4\uc558\ub2e4. \uac01\uac01 \u25b3\uacf5\ubaa8\uc0c1\uc7a5\ub9ac\uce20 \ubc30\ub2f9 \uc18c\ub4dd \ubd84\ub9ac\uacfc\uc138 \uae30\uc900\uae08\uc561 \uc0c1\ud5a5 \u25b3\uc0c1\uc7a5\ub9ac\uce20 \uc720\uc0c1\uc99d\uc790 \uc808\ucc28 \uad00\ub828 \uc81c\ub3c4 \uac1c\uc120 \u25b3\uc5f0\uae08\uc800\ucd95 \ubc0f IRP \uacc4\uc88c\ub97c \ud1b5\ud55c \uc720\uc0c1\uc99d\uc790 \uccad\uc57d \ucc38\uc5ec \uc790\uc728\ud654 \u25b3\uc9c0\uc5ed \ud65c\uc131\ud654 \ud22c\uc790\ud380\ub4dc\uc758 \uacf5\ubaa8\uc608\uc678\uae30\uad00 \uc778\uc815\uc744 \ud1b5\ud55c \ub9ac\uce20 \ud22c\uc790 \uae30\ud68c \ud655\ub300 \u25b3\uc0c1\uc7a5\ub9ac\uce20 \uc7a5\ub0b4\ub9e4\ub9e4 \ud65c\uc131\ud654\ub97c \uc704\ud55c \uae30\uae08 \uc9c0\uc6d0 \ub4f1\uc774\ub2e4.<\/p>\n<p><strong>\u25c7\uc784\ub300\uc8fc\ud0dd\ub9ac\uce20, \ucde8\ub4dd\uc138\u00b7\uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c \uaddc\uc81c \uc644\ud654<\/strong><\/p>\n<p>\uc784\ub300\uc8fc\ud0dd\ub9ac\uce20 \uc81c\ub3c4 \uac1c\uc120\uc744 \ud1b5\ud55c \uc8fc\ud0dd \uacf5\uae09 \ud65c\uc131\ud654\ub294 \uc774\uc7ac\uba85 \uc815\ubd80\uc758 \uc815\ucc45 \ubc29\ud5a5\uacfc\ub3c4 \ub9de\ub2ff\uc544 \uc788\ub2e4. \uc774\uc7ac\uba85 \ub300\ud1b5\ub839\uc740 \ub300\uc120 \uacf5\uc57d\uc73c\ub85c \uacf5\uacf5 \ubc0f \ubbfc\uac04 \uc784\ub300 \uacf5\uae09 \ud655\ub300 \ub4f1\uc744 \ub2f4\uc558\ub2e4. \uc2e0\ub3c4\uc2dc \uacf5\uae09\uc744 \ub298\ub9ac\uace0 \ubcf5\ud569\uac1c\ubc1c \ub4f1 \uc0ac\uc5c5\uc744 \ud655\ub300\ud558\uaca0\ub2e4\ub294 \ubc29\uce68\ub3c4 \uc138\uc6e0\ub2e4.<\/p>\n<p>\ud55c\uad6d\ub9ac\uce20\ud611\ud68c\ub294 \ub9e4\uc785\ud615 \uc784\ub300\uc8fc\ud0dd\ub9ac\uce20\uc758 \ucde8\ub4dd\uc138 \uaddc\uc81c \uc644\ud654\ub97c \uc81c\uc548\ud588\ub2e4. \ub9e4\uc785\ud615 \uc784\ub300\uc8fc\ud0dd\ub9ac\uce20\ub294 \ucd5c\uc18c 10\ub144 \uc774\uc0c1 \uc758\ubb34 \uc784\ub300\uc6b4\uc601\ud558\ub3c4\ub85d \ub3fc \uc788\ub2e4. \ub2e8\uae30 \ucc28\uc775 \ubaa9\uc801\uc758 \ud22c\uae30\uc131 \ubc95\uc778\uacfc \ub2e4\ub974\ub2e4. \ud558\uc9c0\ub9cc \ud22c\uae30\uc131 \ubc95\uc778\uacfc \ub3d9\uc77c\ud558\uac8c \ucde8\uae09\ub3fc \uc885\ubd80\uc138\uc728\uacfc \ucde8\ub4dd\uc138\uc728\uc774 \uc801\uc6a9\ub418\uba74\uc11c \uc2e0\uaddc \uc0ac\uc5c5 \ucd94\uc9c4\uc774 \ubd88\uac00\ub2a5\ud55c \uc0c1\ud0dc\uc600\ub2e4.<\/p>\n<p>\ud55c\uad6d\ub9ac\uce20\ud611\ud68c\ub294 \uac1c\uc120\uc744 \uc704\ud574 \ub9e4\uc785\ud615 \uc784\ub300\uc8fc\ud0dd\ub9ac\uce20\uc5d0 \ub300\ud574 \ucde8\ub4dd\uc138 \uc911\uacfc \ubc30\uc81c\uac00 \ud544\uc694\ud558\ub2e4\ub294 \uc785\uc7a5\uc774\ub2e4. \ud604\uc7ac\ub294 \ucde8\ub4dd\uc138 4\ubc30 \uc911\uacfc \ud328\ub110\ud2f0\ub97c \ubd80\uacfc\ud558\uace0 \uc788\ub2e4. \ud55c\uad6d\ub9ac\uce20\ud611\ud68c \uad00\uacc4\uc790\ub294 &#8220;\uc9c0\ubc29\uc138\ubc95\uc5d0 \ub2e8\uc11c \uc870\ud56d \uc2e0\uc124 \ub4f1\uc744 \ud1b5\ud574 \uac1c\uc815\uc774 \uac00\ub2a5\ud558\ub2e4&#8221;\uace0 \uc124\uba85\ud588\ub2e4.<\/p>\n<div><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-29426\" src=\"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/06\/20250605151438588.png\" alt=\"\" width=\"561\" height=\"243\" srcset=\"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/06\/20250605151438588.png 561w, https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/06\/20250605151438588-300x130.png 300w, https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/06\/20250605151438588-150x65.png 150w\" sizes=\"auto, (max-width: 561px) 100vw, 561px\" \/><\/div>\n<p>\uc784\ub300\uc8fc\ud0dd\ub9ac\uce20\uc758 \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c \uaddc\uc81c \uc644\ud654 \ud544\uc694\uc131\uc5d0 \ub300\ud574\uc11c\ub3c4 \uc5b8\uae09\ud588\ub2e4. \uc740\ud589\uc5c5 \uac10\ub3c5 \uaddc\uc815\uc5d0 \ub530\ub77c \uac74\uc124 \uc784\ub300\ub9ac\uce20\ub294 \ucd5c\ucd08\ub85c \ucde8\uae09\ud558\ub294 \ub300\ucd9c\uc5d0 \ub300\ud574\uc11c\ub294 \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c\ube44\uc728(LTV) \uae30\uc900\uc774 \uc801\uc6a9\ub418\uc9c0 \uc54a\ub294\ub2e4. \ud558\uc9c0\ub9cc \ud0c0 \uae08\uc735\uae30\uad00\uc73c\ub85c \ucc28\ud658\uc744 \ud560 \uacbd\uc6b0\uc5d0\ub294 \uc2e0\uaddc \ub300\ucd9c\ub85c \ubcf4\uace0 LTV\ub97c \ucd95\uc18c\ud558\uace0 \uc788\ub2e4. \uae30\uc874 \ub300\uc8fc\uac00 \ub300\ud658 \uc57d\uc815 \uc2dc \ub9ac\uce20\uc5d0 \ubd88\ud569\ub9ac\ud55c \uc870\uac74\uc744 \uc694\uad6c\ud558\ub294 \uc774\uc288\uac00 \ubc1c\uc0dd\ud558\uace0 \uc788\ub294 \uc0c1\ud0dc\ub2e4.<\/p>\n<p>\ud0c0 \uae08\uc735\uae30\uad00\uc73c\ub85c \ucc28\ud658\uc2dc\uc5d0\ub3c4 \uae30\uc874 LTV\ub97c \uc801\uc6a9\ud560 \uc218 \uc788\ub3c4\ub85d \uac1c\uc120\ud574\uc57c \ud55c\ub2e4\ub294 \uc785\uc7a5\uc774\ub2e4. \uc774\ub97c \ud1b5\ud574 \uc2e0\uaddc\ub85c \uc784\ub300\uc8fc\ud0dd \uc0ac\uc5c5\uc744 \ucd94\uc9c4\ud558\ub294 \ub9ac\uce20\uac00 \uc99d\uac00\ud558\uac8c \ub418\uace0 \ub610 \uc55e\uc11c \uc5b8\uae09\ud55c \ud3d0\ub2e8\uc73c\ub85c \uc778\ud574 \uc784\ub300\uc8fc\ud0dd \uc0ac\uc5c5 \uc601\uc704\ub97c \uc911\ub2e8\ud558\ub294 \ub9ac\uce20\ub97c \uc904\uc77c \uc218 \uc788\uac8c \ub41c\ub2e4.<\/p>\n<p>\ud55c\uad6d\ub9ac\uce20\ud611\ud68c\ub294 \uc774 \uc678\uc5d0\ub3c4 \uacf5\uacf5\uc9c0\uc6d0 \ubbfc\uac04\uc784\ub300\uc8fc\ud0dd \ub9ac\uce20\uc5d0 \ub300\ud55c \ubbfc\uac04 \ucd9c\uc790 \ube44\uc728\uacfc \ub300\ucd9c\uae08\ub9ac \uc644\ud654 \ub4f1\uc744 \uc81c\uc5b8\ud588\ub2e4. \uc8fc\ud0dd\ub3c4\uc2dc\uae30\uae08 \uc7ac\uc6d0 \ub9c8\ub828\uc744 \ud1b5\ud574 \ucd9c\uc790 \ubc0f \ub300\ucd9c \uc9c0\uc6d0\uc744 \ud574\uc57c \ud55c\ub2e4\ub294 \uc124\uba85\uc774\ub2e4.<\/p>\n<p>\ud55c\uad6d\ub9ac\uce20\ud611\ud68c\ub294 \uc62c\ud574 \uc6b4\uc601 \ubaa9\ud45c\ub3c4 \uc81c\uc2dc\ud588\ub2e4. \ud504\ub85c\uc81d\ud2b8\ub9ac\uce20\uc640 \uc9c0\uc5ed\uc0c1\uc0dd\ub9ac\uce20 \ub4f1 \uc2e0\uc720\ud615 \ub9ac\uce20 \ud65c\uc131\ud654\ub97c \ud1b5\ud574 \ubd80\ub3d9\uc0b0 \uac1c\ubc1c\u00b7\uc6b4\uc601\uc758 \uc120\uc9c4\ud654\ub97c \uc774\ub8e8\uaca0\ub2e4\ub294 \ubaa9\ud45c\ub2e4. \ub9ac\uce20\ub97c \ud1b5\ud574 \uc7a5\uae30\uc801\uc774\uace0 \uc548\uc815\uc801\uc778 \ubd80\ub3d9\uc0b0 \ud22c\uc790 \uc0dd\ud0dc\uacc4\ub97c 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