{"id":31363,"date":"2025-06-25T05:13:09","date_gmt":"2025-06-24T20:13:09","guid":{"rendered":"https:\/\/www.sanctionlab.com\/?p=31363"},"modified":"2025-07-10T07:05:53","modified_gmt":"2025-07-09T22:05:53","slug":"%ec%9d%bc%eb%b3%b8%ec%9d%80%ed%96%89-%ea%b8%88%ec%9c%b5%ea%b8%b0%ea%b4%80-ai-%eb%8f%84%ec%9e%85%ec%97%90-%eb%94%b0%eb%a5%b8-%eb%b2%95%ec%a0%81-%eb%a6%ac%ec%8a%a4%ed%81%ac-%eb%b3%b4%ea%b3%a0","status":"publish","type":"post","link":"https:\/\/www.sanctionlab.com\/?p=31363","title":{"rendered":"\uc77c\ubcf8\uc740\ud589, &#8216;\uae08\uc735\uae30\uad00 AI \ub3c4\uc785\uc5d0 \ub530\ub978 \ubc95\uc801 \ub9ac\uc2a4\ud06c&#8217; \ubcf4\uace0\uc11c \ubc1c\ud45c"},"content":{"rendered":"<h3>| &#8220;AI \ud310\ub2e8\uc5d0\ub3c4 \uae08\uc735\uae30\uad00\uc774 \ucc45\uc784\uc9c8 \uc218 \uc788\ub2e4&#8221;<br \/>\n| \uacc4\uc57d\u00b7\uad00\ub9ac \uccb4\uacc4 \uc815\ube44 \ucd09\uad6c<\/h3>\n<p><strong>&lt;\uac1c\uc694&gt;<\/strong><br \/>\n\uc77c\ubcf8\uc740\ud589 \uae08\uc735\uc5f0\uad6c\uc18c\ub294 \uc9c0\ub09c 19\uc77c, \uae08\uc735\uae30\uad00\uc758 \uc778\uacf5\uc9c0\ub2a5(AI) \ud65c\uc6a9\uacfc \uad00\ub828\ub41c \ubc95\uc801 \ub9ac\uc2a4\ud06c\uc640 \uadf8 \uad00\ub9ac \ubc29\uc548\uc744 \ub2e4\ub8ec <a href=\"https:\/\/www.imes.boj.or.jp\/research\/papers\/japanese\/ken2506.pdf\">\ubcf4\uace0\uc11c<\/a>\ub97c \ubc1c\ud45c\ud588\uc74c. \ubcf4\uace0\uc11c\ub294 AI \uae30\uc220\uc758 \uae09\uc18d\ud55c \ud655\uc0b0\uacfc \ud568\uaed8, \uae08\uc735\uae30\uad00\uc774 \uc9c1\uba74\ud560 \uc218 \uc788\ub294 \ubc95\uc801 \ucc45\uc784 \ubb38\uc81c\ub97c \uc870\ub9dd\ud558\uace0, \ud2b9\ud788 \uacc4\uc57d \ub2e8\uacc4, \uace0\uac1d \uc11c\ube44\uc2a4, \uc870\uc9c1 \ub0b4\ubd80\uc758 \uac70\ubc84\ub10c\uc2a4\ub77c\ub294 \uc138 \uac00\uc9c0 \ucd95\uc5d0\uc11c \ubbfc\uc0ac\ubc95\uc0c1\uc758 \ub9ac\uc2a4\ud06c\ub97c \uccb4\uacc4\uc801\uc73c\ub85c \ubd84\uc11d\ud558\uace0 \uc788\uc74c.<\/p>\n<p><strong>&lt;\uad6c\uccb4\uc801 \ub0b4\uc6a9&gt;<\/strong><br \/>\n\uc774\ubc88 \ubcf4\uace0\uc11c\ub294 \uae08\uc735\uae30\uad00\uc774 AI\ub97c \ub3c4\uc785\ud558\ub294 \uc804 \uacfc\uc815\uc5d0\uc11c \ubc1c\uc0dd\ud560 \uc218 \uc788\ub294 \ubbfc\uc0ac\ubc95\uc801 \ucc45\uc784\uacfc \ub9ac\uc2a4\ud06c \uad00\ub9ac\uc758 \ubc29\ud5a5\uc131\uc744 \uad6c\uccb4\uc801\uc73c\ub85c \uc81c\uc2dc\ud558\uace0 \uc788\uc74c. \ubcf4\uace0\uc11c\ub294 AI \uae30\uc220\uc744 \ud65c\uc6a9\ud55c \uae08\uc735 \uc11c\ube44\uc2a4\uac00 \ud655\uc0b0\ub428\uc5d0 \ub530\ub77c \ub192\uc544\uc9c0\ub294 \ubc95\uc801 \ubb38\uc81c \ubc1c\uc0dd \ub9ac\uc2a4\ud06c\uc5d0 \uc8fc\ubaa9\ud558\uace0 \uc788\uc74c. \ud2b9\ud788 AI\uac00 \uc0dd\uc131\ud55c \ubd80\uc815\ud655\ud55c \uc815\ubcf4\uac00 \uae08\uc735\uae30\uad00 \uace0\uac1d\uc5d0\uac8c \uc190\ud574\ub97c \uc785\ud614\uc744 \uacbd\uc6b0, \ud574\ub2f9 \uc190\ud574\uc5d0 \ub300\ud55c \ubc95\uc801 \ucc45\uc784\uc758 \uc18c\uc7ac\uc640 \ub300\uc751 \ubc29\uc2dd\uc5d0 \ucd08\uc810\uc744 \ub9de\ucd94\uace0 \uc788\uc74c.<\/p>\n<p>\ubcf4\uace0\uc11c\ub294 AI \ud65c\uc6a9\uc744 \uc138 \uac00\uc9c0 \uc720\ud615\uc73c\ub85c \uad6c\ubd84\ud558\uace0 \uc788\uc74c.<\/p>\n<p>\uccab\uc9f8\ub294 <strong>\ubc94\uc6a9\ud615 AI \uc11c\ube44\uc2a4 \uc774\uc6a9\ud615<\/strong>\uc73c\ub85c, \uae08\uc735\uae30\uad00\uc774 \uc678\ubd80 \uc5c5\uccb4\uc758 \ubc94\uc6a9 AI\ub97c \ub2e8\uc21c \ud65c\uc6a9\ud558\ub294 \ud615\ud0dc\uc784. \ub458\uc9f8\ub294 <strong>\ucee4\uc2a4\ud130\ub9c8\uc774\uc988\ud615<\/strong>\uc73c\ub85c, \uc678\ubd80 AI \uc11c\ube44\uc2a4\uc5d0 \uae08\uc735\uae30\uad00\uc758 \uc694\uad6c\uc5d0 \ub9de\ucd98 \ub9de\ucda4\ud615 \uc870\uc815\uc744 \uac70\uccd0 \uc0ac\uc6a9\ud558\ub294 \ubc29\uc2dd\uc784. \uc14b\uc9f8\ub294 <strong>\uc2e0\uaddc \uac1c\ubc1c\ud615<\/strong>\uc73c\ub85c, \uae08\uc735\uae30\uad00\uc774 \uc678\ubd80 AI \uc5c5\uccb4\uc640 \uacf5\ub3d9\uc73c\ub85c \ub3c5\uc790\uc801 \ubaa8\ub378\uc744 \uac1c\ubc1c\ud558\ub294 \ud615\ud0dc\uc784.<\/p>\n<p>\ubcf4\uace0\uc11c\ub294 \uc774 \uc138 \uac00\uc9c0 \uc720\ud615 \uac01\uac01\uc5d0 \ub530\ub77c <strong>\uacc4\uc57d \ucc45\uc784\uc758 \ubc94\uc704, \uc131\ub2a5 \ubcf4\uc7a5\uc758 \uac00\ub2a5\uc131, \ucc45\uc784 \uc81c\ud55c \uc870\ud56d\uc758 \ud6a8\ub825 \ub4f1\uc774 \ub2ec\ub77c\uc9c8 \uc218 \uc788\ub2e4<\/strong>\uace0 \uc9c0\uc801\ud568. \ubc94\uc6a9\ud615\uc758 \uacbd\uc6b0, \uc77c\ubc18\uc801\uc73c\ub85c \uc81c\uacf5\uc790\uc758 \uc774\uc6a9\uc57d\uad00\uc5d0 \uae30\ubc18\ud574 \uc11c\ube44\uc2a4\uac00 \uc81c\uacf5\ub418\ubbc0\ub85c, \uae08\uc735\uae30\uad00\uc5d0 AI\uc758 \uc624\uc791\ub3d9\uc5d0 \ub300\ud574 \ucc45\uc784\uc744 \ubb3b\uae30 \uc5b4\ub824\uc6b8 \uc218 \uc788\uc74c. \ubc18\uba74, \ucee4\uc2a4\ud130\ub9c8\uc774\uc988\ud615\uc774\ub098 \uc2e0\uaddc \uac1c\ubc1c\ud615\uc5d0\uc11c\ub294 \uacc4\uc57d \ub0b4\uc6a9\uc744 \ud1b5\ud574 <strong>\uc131\ub2a5\ubcf4\uc7a5 \uc5ec\ubd80, \ud611\ub825 \uc758\ubb34, \uc720\uc9c0\ubcf4\uc218 \ubc94\uc704 \ub4f1\uc744 \uc0ac\uc804\uc5d0 \uba85\ud655\ud788 \ud574\ub450\ub294 \uac83<\/strong>\uc774 \ubc14\ub78c\uc9c1\ud558\ub2e4\uace0 \uc81c\uc2dc\ud568.<\/p>\n<p>\ub610, \uae08\uc735\uae30\uad00\uc774 AI\ub97c \ud1b5\ud574 \uace0\uac1d\uc5d0\uac8c \uc9c1\uc811 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\ub294 \uacbd\uc6b0\uc5d0\ub3c4 \ubc95\uc801 \uc7c1\uc810\uc774 \ubc1c\uc0dd\ud560 \uc218 \uc788\uc74c. AI\uc758 \ud65c\uc6a9 \ubc29\uc2dd\uc740 \uc0ac\ub78c\uc758 \ud310\ub2e8\uc744 \ubcf4\uc870\ud558\ub294 &#8216;\uc9c0\uc6d0\ud615&#8217;\uacfc AI\uac00 \ub3c5\ub9bd\uc801\uc73c\ub85c \ud310\ub2e8\ud558\ub294 &#8216;\uc790\uc728\ud615&#8217;\uc73c\ub85c \ub098\ub268. \uc9c0\uc6d0\ud615\uc758 \uacbd\uc6b0 \uae30\uc874\uc758 \ubc95\uc801 \ucc45\uc784 \uccb4\uacc4\uac00 \uc720\uc9c0\ub418\uc9c0\ub9cc, <strong>\uc790\uc728\ud615\uc740 \ud310\ub2e8\uc758 \uc815\ub2f9\uc131\uacfc \ub9ac\uc2a4\ud06c \uc124\uba85 \ucc45\uc784\uae4c\uc9c0 \uae08\uc735\uae30\uad00\uc774 \ubd80\ub2f4<\/strong>\ud558\uac8c \ub420 \uc218 \uc788\uc74c. \uc989, \uc790\uc728\ud615 \uc11c\ube44\uc2a4\uc5d0\uc11c \uace0\uac1d \ud53c\ud574\uac00 \ubc1c\uc0dd\ud588\uc744 \uacbd\uc6b0, \uae08\uc735\uae30\uad00\uc774 \uadf8 \ud310\ub2e8\uc758 \uacfc\uc815\uc744 \uba85\ud655\ud788 \uc124\uba85\ud560 \uc218 \uc788\uc5b4\uc57c \ud558\ub294 \uac83\uc784. \ubcf4\uace0\uc11c\ub294 \uc774\ub97c \uc704\ud574 <strong>\uc0ac\uc804 \uacc4\uc57d\uc5d0\uc11c AI \uc11c\ube44\uc2a4\uc5d0 \ub300\ud55c \ub9ac\uc2a4\ud06c\ub97c \uba85\uc2dc\ud558\uace0, \uace0\uac1d\uc758 \ub3d9\uc758\ub97c \ubc1b\ub294 \uc808\ucc28<\/strong>\uac00 \ud544\uc694\ud558\ub2e4\uace0 \uac15\uc870\ud568. \uc124\uba85 \uc5c6\uc774 AI \ud310\ub2e8\uc5d0 \uc758\uc874\ud558\ub294 \uac83\uc740 \ucc45\uc784\uc18c\uc7ac\uc758 \ud63c\ub780\uc744 \uc57c\uae30\ud560 \uc218 \uc788\uae30 \ub54c\ubb38\uc5d0, \uace0\uac1d \ubcf4\ud638 \ucc28\uc6d0\uc5d0\uc11c\ub3c4 \uc801\uc808\ud55c \uc870\uce58\uac00 \ud544\uc694\ud568.<\/p>\n<p>\ub9c8\uc9c0\ub9c9\uc73c\ub85c \ubcf4\uace0\uc11c\ub294 <strong>\uae08\uc735\uae30\uad00 \ub0b4\ubd80\uc758 AI \uac70\ubc84\ub10c\uc2a4\uc640 \ub9ac\uc2a4\ud06c \uad00\ub9ac \uccb4\uacc4 \ud655\ub9bd<\/strong>\uc744 \uc911\uc694\ud55c \uacfc\uc81c\ub85c \uc5b8\uae09\ud568. \ud2b9\ud788 <strong>&#8216;\ubaa8\ub378 \ub9ac\uc2a4\ud06c \uad00\ub9ac(MRM) \uc6d0\uce59&#8217;<\/strong>\uc5d0 \uae30\ubc18\ud574 <strong>3\uc911 \ubc29\uc5b4\uc120 \uccb4\uacc4<\/strong>\ub97c \ub9c8\ub828\ud560 \uac83\uc744 \uad8c\uc7a5\ud568. &#8216;\ubaa8\ub378 \ub9ac\uc2a4\ud06c \uad00\ub9ac(MRM) \uc6d0\uce59&#8217;\uc774\ub780 \uae08\uc735\uae30\uad00\uc774 \uc0ac\uc6a9\ud558\ub294 AI \ubaa8\ub378\uc758 \uc624\uc791\ub3d9 \ub610\ub294 \ubd80\uc801\uc808\ud55c \uc0ac\uc6a9\uc73c\ub85c \uc778\ud574 \ubc1c\uc0dd\ud560 \uc218 \uc788\ub294 \ub9ac\uc2a4\ud06c\ub97c \uccb4\uacc4\uc801\uc73c\ub85c \uc2dd\ubcc4, \ud3c9\uac00, \ud1b5\uc81c, \uac10\uc2dc\ud558\ub294 \uc6d0\uce59\uc784. \ubbf8\uad6d \uc5f0\uc900(Fed)\uc774 2011\ub144 \ucc98\uc74c\uc73c\ub85c \uad00\ub828 \uac00\uc774\ub4dc\ub77c\uc778\uc744 \ubc1c\ud589\ud588\uace0, \uc77c\ubcf8\uc740 \uc774\ub97c \ucc38\uace0\ud574 <a href=\"https:\/\/www.fsa.go.jp\/news\/r3\/ginkou\/20211112\/pdf_02.pdf\">2021\ub144 \uc77c\ubcf8\ud310 \uae30\uc900<\/a>\uc744 \ubc1c\ud45c\ud588\uc74c.<\/p>\n<p>\uc774 \uc6d0\uce59\uc5d0 \ub530\ub974\uba74 \uae08\uc735\uae30\uad00\uc740 AI \ubaa8\ub378\uc758 \ubd88\ud655\uc2e4\uc131, \ubc14\uc774\uc5b4\uc2a4, \ud5c8\uc704 \uc0dd\uc131 \ub4f1\uc5d0 \ub300\uc751\ud558\uae30 \uc704\ud574 <strong>\uc124\uacc4\u00b7\uac1c\ubc1c \ubd80\uc11c, \ucef4\ud50c\ub77c\uc774\uc5b8\uc2a4 \ubd80\uc11c, \ub0b4\ubd80 \uac10\uc0ac \ubd80\uc11c<\/strong>\uc5d0\uc11c \uac01\uac01 \ub9ac\uc2a4\ud06c\ub97c \ud1b5\uc81c\ud574\uc57c \ud568. \ub610 \uc815\uae30\uc801 \uc131\ub2a5 \ud3c9\uac00, \ubaa8\ub2c8\ud130\ub9c1, \uc5c5\ub370\uc774\ud2b8\uac00 \uc694\uad6c\ub418\uace0, \uace0\uac1d\uc758 \uc774\uc758\uc81c\uae30 \uae30\ud68c\ub3c4 \ubcf4\uc7a5\ud574\uc57c \ud568.<\/p>\n<p>\ubcf4\uace0\uc11c\ub294 AI \uae30\uc220\uc758 \ubc1c\uc804 \uc18d\ub3c4\uac00 \ube60\ub974\uae30 \ub54c\ubb38\uc5d0, \ubc95\uc801 \ud504\ub808\uc784\uc6cc\ud06c\ub3c4 \uc9c0\uc18d\uc801\uc73c\ub85c \uac31\uc2e0\ub3fc\uc57c \ud558\uace0, \ud574\uc678\uc758 AI \uaddc\uc81c \ub3d9\ud5a5, \ud2b9\ud788 EU\uc758 AI\ubc95 \ubc0f \uc81c\ud488\ucc45\uc784\uc9c0\uce68 \uac1c\uc815 \ub4f1\uc744 \uc608\uc758\uc8fc\uc2dc\ud560 \ud544\uc694\uac00 \uc788\ub2e4\uace0 \uacb0\ub860\uc9c0\uc5c8\uc74c.<\/p>\n<p><strong>&lt;\uc2dc\uc0ac\uc810&gt;<\/strong><br \/>\nAI\uac00 \uae08\uc735\uae30\uad00\uc758 \ud575\uc2ec \uc778\ud504\ub77c\ub85c \ube60\ub974\uac8c \uc790\ub9ac \uc7a1\uace0 \uc788\ub294 \uac00\uc6b4\ub370, \ubc95\uc801 \ub9ac\uc2a4\ud06c\uc5d0 \ub300\ud55c \ub300\uc751\uc740 \uae30\uc220 \ub3c4\uc785\uc758 \ud544\uc218 \uc870\uac74\uc774 \ub3fc\uac00\uace0 \uc788\uc74c. \uc77c\ubcf8\uc740\ud589\uc758 \uc774\ubc88 \ubcf4\uace0\uc11c\ub294 \uae30\uc220 \ud601\uc2e0\uacfc \ubc95\uc801 \ucc45\uc784\uc758 \uade0\ud615\uc744 \uc694\uad6c\ud558\uba70, \uacc4\uc57d \ub2e8\uacc4\ubd80\ud130 \ub9ac\uc2a4\ud06c \uad00\ub9ac, \uace0\uac1d \ubcf4\ud638\uc5d0 \uc774\ub974\uae30\uae4c\uc9c0 \uc804\ubc29\uc704\uc801 \ub300\uc751\uc774 \ud544\uc694\ud568\uc744 \uc2dc\uc0ac\ud558\uace0 \uc788\uc74c. \ud55c\uad6d \uae08\uc735\uae30\uad00 \uc5ed\uc2dc AI \uac70\ubc84\ub10c\uc2a4 \uccb4\uacc4 \ub9c8\ub828\uacfc \ubc95\uc801 \ub9ac\uc2a4\ud06c \ub300\uc751 \uc5ed\ub7c9 \uac15\ud654\ub97c \uc11c\ub458\ub7ec\uc57c \ud560 \uc2dc\uc810\uc784.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>| &#8220;AI \ud310\ub2e8\uc5d0\ub3c4 \uae08\uc735\uae30\uad00\uc774 \ucc45\uc784\uc9c8 \uc218 \uc788\ub2e4&#8221; | \uacc4\uc57d\u00b7\uad00\ub9ac \uccb4\uacc4 \uc815\ube44 \ucd09\uad6c &lt;\uac1c\uc694&gt; \uc77c\ubcf8\uc740\ud589 \uae08\uc735\uc5f0\uad6c\uc18c\ub294 \uc9c0\ub09c 19\uc77c, \uae08\uc735\uae30\uad00\uc758 \uc778\uacf5\uc9c0\ub2a5(AI) \ud65c\uc6a9\uacfc \uad00\ub828\ub41c \ubc95\uc801 \ub9ac\uc2a4\ud06c\uc640 \uadf8 \uad00\ub9ac \ubc29\uc548\uc744 \ub2e4\ub8ec \ubcf4\uace0\uc11c\ub97c \ubc1c\ud45c\ud588\uc74c. \ubcf4\uace0\uc11c\ub294 AI \uae30\uc220\uc758 \uae09\uc18d\ud55c \ud655\uc0b0\uacfc \ud568\uaed8, \uae08\uc735\uae30\uad00\uc774 \uc9c1\uba74\ud560 \uc218 \uc788\ub294 \ubc95\uc801 \ucc45\uc784 \ubb38\uc81c\ub97c \uc870\ub9dd\ud558\uace0, \ud2b9\ud788 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