{"id":32901,"date":"2025-07-07T08:13:42","date_gmt":"2025-07-06T23:13:42","guid":{"rendered":"https:\/\/www.sanctionlab.com\/?p=32901"},"modified":"2025-07-07T09:50:50","modified_gmt":"2025-07-07T00:50:50","slug":"%ec%9d%b4%ec%b0%bd%ed%99%98-%eb%8c%80%ed%91%9c-%ec%9d%b4%ec%82%ac%ed%9a%8c-%eb%b0%94%eb%80%8c%eb%a9%b4-%ec%a0%84%eb%9e%b5%eb%8f%84-%eb%b0%94%eb%80%90%eb%8b%a4","status":"publish","type":"post","link":"https:\/\/www.sanctionlab.com\/?p=32901","title":{"rendered":"\uc774\ucc3d\ud658 \ub300\ud45c “\uc774\uc0ac\ud68c \ubc14\ub00c\uba74 \uc804\ub7b5\ub3c4 \ubc14\ub010\ub2e4”"},"content":{"rendered":"

|\u2466\uc5bc\ub77c\uc778\ud30c\ud2b8\ub108\uc2a4 \ub300\ud45c\uc774\uc0ac, \uc8fc\ucd1d \ud45c\ub300\uacb0 \ub300\uc2e0 \ube44\uacf5\uac1c \uc124\ub4dd\uc73c\ub85c \uc804\ud658 \uac00\ub2a5\uc131<\/h3>\n

\uc5bc\ub77c\uc778\ud30c\ud2b8\ub108\uc2a4\uc790\uc0b0\uc6b4\uc6a9(\uc774\ud558 \uc5bc\ub77c\uc778\ud30c\ud2b8\ub108\uc2a4)\uc740 \uad6d\ub0b4 \uc8fc\uc8fc \ud589\ub3d9\uc8fc\uc758 \ud380\ub4dc\ub97c \ub17c\ud560 \ub54c \ube60\uc9c0\uc9c0 \uc54a\ub294 \uc774\ub984\uc774\ub2e4. 2020\ub144 \uac10\uc0ac\uc704\uc6d0 \ubd84\ub9ac\uc120\ucd9c\uacfc 3%\ub8f0 \ub3c4\uc785\uc744 \uacc4\uae30\ub85c \ud65c\ub3d9 \ubc94\uc704\uac00 \ub113\uc5b4\uc84c\ub2e4. \ub300\ud45c \uc0ac\ub840\ub85c\ub294 SM\uc5d4\ud130\ud14c\uc778\uba3c\ud2b8, JB\uae08\uc735\uc9c0\uc8fc, \ucf54\uc6e8\uc774 \ub4f1\uc774 \uc788\ub2e4.<\/p>\n

\uc774\ubc88 \uc0c1\ubc95 \uac1c\uc815\uc548\uc774 \uad6d\ud68c \ubcf8\ud68c\uc758\ub97c \ud1b5\uacfc\ud558\uba74\uc11c \uc5bc\ub77c\uc778\ud30c\ud2b8\ub108\uc2a4\ub97c \ud3ec\ud568\ud55c \ud589\ub3d9\uc8fc\uc758 \ud380\ub4dc\uc5d0 \ub2e4\uc2dc \uc774\ubaa9\uc774 \uc9d1\uc911\ub418\uace0 \uc788\ub2e4. \u25b3\uc774\uc0ac\uc758 \uc8fc\uc8fc\ucda9\uc2e4 \uc758\ubb34 \uba85\ubb38\ud654, \u25b3\uac10\uc0ac\uc704\uc6d0 \ubd84\ub9ac\uc120\ucd9c \ud655\ub300 \ubc0f 3%\ub8f0 \ub4f1\uc774 \ub2f4\uaca8 \ud589\ub3d9\uc8fc\uc758 \ud380\ub4dc \ud65c\ub3d9\uc774 \ub208\uc5d0 \ub744\uac8c \uc99d\uac00\ud560 \uac83\uc774\ub77c\ub294 \uad00\uce21\uc774 \ub098\uc628\ub2e4.<\/p>\n

\ud558\uc9c0\ub9cc \uc5bc\ub77c\uc778\ud30c\ud2b8\ub108\uc2a4 \uce21\uc758 \ud3c9\uac00\ub294 \uc815\uc791 \ub2e4\ub974\ub2e4. \uc774\ucc3d\ud658 \uc5bc\ub77c\uc778\ud30c\ud2b8\ub108\uc2a4 \ub300\ud45c\ub294 \u201c\ud589\ub3d9\uc8fc\uc758 \ud380\ub4dc\uc758 \uacf5\uac1c\uc801 \ud65c\ub3d9\uc774 \uc904\uc5b4\ub4e4 \uc218 \uc788\ub2e4\u201d\uace0 \ub9d0\ud588\ub2e4. \uae30\uc5c5 \uc774\uc0ac\ud68c\uc758 \uc790\uc815\uc791\uc6a9\uc73c\ub85c \uacf5\uac1c\uc801 \ucea0\ud398\uc778\uc744 \ubc8c\uc774\uc9c0 \uc54a\uace0\ub3c4 \uc870\uc6a9\ud788, \ubb3c\ubc11\uc5d0\uc11c \uc8fc\uc8fc\uac00\uce58 \uc81c\uace0\ub97c \uc720\ub3c4\ud560 \uc218 \uc788\ub2e4\ub294 \ubd84\uc11d\uc774\ub2e4.<\/p>\n

\u25c7”\uc774\uc0ac\ud68c \uc790\uc815\uc791\uc6a9 \uae30\ub300, \uc8fc\uc8fc \uc18c\ud1b5 \ud655\ub300\ub85c \ube44\uacf5\uac1c \ub300\ud654 \uc120\ud68c \uac00\ub2a5\uc131”<\/strong><\/p>\n

\uc774\ucc3d\ud658 \ub300\ud45c(\uc0ac\uc9c4<\/strong>)\ub294 \uc0c1\ubc95 \uac1c\uc815\uc548\uc744 \ub450\uace0 “\uc774\uc0ac\uc758 \uc8fc\uc8fc\ucda9\uc2e4 \uc758\ubb34\uac00 \uba85\ubb38\ud654\ud558\uba74 \uc9c0\ubc30\uc8fc\uc8fc\uc758 \uc0ac\uc775 \ucd94\uad6c \ud589\uc704\uac00 \uac10\uc18c\ud560 \uac83”\uc774\ub77c\uba70 “\uacf5\uac1c\uc801 \uc8fc\uc8fc \ud589\ub3d9\uc8fc\uc758 \ucea0\ud398\uc778\ub3c4 \uc0c1\ubc95 \uac1c\uc815 \uc774\ud6c4 \uc624\ud788\ub824 \uc904\uc5b4\ub4e4 \uc218 \uc788\ub2e4”\uace0 \ub9d0\ud588\ub2e4. \uc5c5\uacc4\uc758 \uc608\uc0c1\uc744 \ub2e4\uc18c \ube44\uaef4\uac00\ub294 \ub300\ub2f5\uc774\ub2e4.<\/p>\n

\"\"<\/div>\n

\uc774\uc0ac\uc758 \uc8fc\uc8fc\ucda9\uc2e4 \uc758\ubb34 \uba85\ubb38\ud654\ub294 \uc774\uc0ac\uac00 \uc9c1\ubb34 \uc218\ud589\uc73c\ub85c \uc704\ud558\ub294 \ub300\uc0c1\uc744 \uc885\uc804 \u2018\ud68c\uc0ac\u2019\uc5d0\uc11c \u2018\uc804\uccb4 \uc8fc\uc8fc\u2019\ub85c \ud655\uc7a5\ud558\ub294 \uac83\uc744 \uace8\uc790\ub85c \ud55c\ub2e4.<\/p>\n

\ub610 \uc9c0\ubc30\uc8fc\uc8fc\uc640 \uc77c\ubc18\uc8fc\uc8fc \ub4f1 \uc804\uccb4\uc8fc\uc8fc\uc758 \uc774\uc775\uc744 \uacf5\ud3c9\ud558\uac8c \ub300\uc6b0\ud574\uc57c \ud55c\ub2e4\ub294 \ub0b4\uc6a9\uc744 \ub2f4\uace0 \uc788\ub2e4. \ub9cc\uc77c \uc774\uc0ac\uac00 \uc774\ub7f0 \uc758\ubb34\ub97c \uc774\ud589\ud558\uc9c0 \uc54a\uc558\ub2e4\uace0 \ud310\ub2e8\ub418\uba74 \uc8fc\uc8fc\uac00 \uc18c\uc1a1\uc744 \uc81c\uae30\ud560 \uac00\ub2a5\uc131\uc774 \uc5f4\ub838\ub2e4.<\/p>\n

\uc774 \ub300\ud45c\ub294 \u201c\uc774 \uc81c\ub3c4\uac00 \ub3c4\uc785\ub3fc\ub3c4 \ubc95\uc801 \uc808\ucc28\uac00 \ub9ce\uc544 \uc8fc\uc8fc\ub4e4\uc774 \uc18c\uc1a1\uc744 \ud1b5\ud574 \ubc95\uc801\uc73c\ub85c \uad6c\uc81c\ub97c \ubc1b\uae30\ub294 \uc0ac\uc2e4\uc0c1 \uc5b4\ub835\ub2e4\u201d\uba74\uc11c\ub3c4 \uc774\uc0ac\ud68c\uac00 \uc2a4\uc2a4\ub85c \uc9c0\ubc30\uc8fc\uc8fc\ub97c \uacac\uc81c\ud558\ub824\ub294 \uc790\uc815\uc791\uc6a9\uc774 \ub098\ud0c0\ub0a0 \uac83\uc73c\ub85c \uc608\uc0c1\ud588\ub2e4.<\/p>\n

\uc9c0\ubc30\uc8fc\uc8fc\uc758 \uc0ac\uc775 \ucd94\uad6c\ub97c \uc704\ud55c \ubaa9\uc801\uc758 \uae30\uc5c5 \ubd84\ud560, \ud569\ubcd1 \ub4f1 \uad6c\uc870 \uc7ac\ud3b8\uacfc \uc8fc\uc2dd \uc5f0\uacc4\uc99d\uad8c \ubc1c\ud589, \uc790\uc0ac\uc8fc \ucc98\ubd84, \ud2b9\uc218 \uad00\uacc4\uc790 \uac70\ub798\uac00 \uc774\uc0ac\ud68c\uc5d0\uc11c \uac78\ub7ec\uc9c8 \uc218 \uc788\ub2e4\ub294 \uc598\uae30\ub2e4.<\/p>\n

\uc774\uc5d0 \ub530\ub77c \uc5bc\ub77c\uc778\ud30c\ud2b8\ub108\uc2a4 \ub4f1 \uc8fc\uc8fc \ud589\ub3d9\uc8fc\uc758 \ud380\ub4dc\ub3c4 \ube44\uacf5\uac1c \ub300\ud654 \uc911\uc2ec \uc804\ub7b5\uc73c\ub85c \uc120\ud68c\ud560 \uc218 \uc788\ub2e4\uace0 \uc124\uba85\ud588\ub2e4.<\/p>\n

\uc774 \ub300\ud45c\ub294 \u201c\uacfc\uac70\uc5d0\ub294 \uae30\uc5c5\ub4e4\uc774 \ube44\uacf5\uac1c\uc801 \uc8fc\uc8fc \uad00\uc5ec\ub97c \ubb34\uc2dc\ud588\uae30 \ub54c\ubb38\uc5d0 \uacf5\uac1c\uc801 \uc8fc\uc8fc \ucea0\ud398\uc778\uc774\ub098 \uc8fc\uc8fc\ucd1d\ud68c \ud45c\ub300\uacb0\uc744 \ud3bc\uce5c \uac83\u201d\uc774\ub77c\uba70 \u201c\uae30\uc5c5\ub4e4\uc774 \ud3c9\uc0c1\uc2dc \uc8fc\uc8fc\ub85c\ubd80\ud130 \uc9c0\uc9c0\ubc1b\uace0\uc790 \uc560\uc4f0\ub294 \ub4f1 \ube44\uacf5\uac1c \uc8fc\uc8fc \uad00\uc5ec \ub2e8\uacc4\uc5d0\uc11c \uc801\uadf9\uc801\uc73c\ub85c \uc18c\ud1b5\uc5d0 \ub098\uc120\ub2e4\uba74 \uc8fc\uc8fc \ud589\ub3d9\uc8fc\uc758 \ud380\ub4dc\ub3c4 \uac74\uc124\uc801\uc778 \ube44\uacf5\uac1c \ub300\ud654\ub85c \uae30\uc5c5\uc758 \ubcc0\ud654\ub97c \uc720\ub3c4\ud560 \uac83\u201d\uc774\ub77c\uace0 \ub9d0\ud588\ub2e4.<\/p>\n

\u25c7”\uc77c\ubc18\uc8fc\uc8fc \uc774\uc0ac \uc120\uc784 \uac00\ub2a5\uc131\ub9cc\uc73c\ub85c \uc774\uc0ac\ud68c \uac1c\uc120 \ud6a8\uacfc \ud06c\ub2e4”<\/strong><\/p>\n

\ubb3c\ub860 \uc774\uc0ac\uc758 \uc8fc\uc8fc\ucda9\uc2e4 \uc758\ubb34 \uba85\ubb38\ud654\ub9cc\uc73c\ub85c \uc774\ub7f0 \ud6a8\uacfc\uac00 \ub098\ud0c0\ub0a0 \uac83\uc73c\ub85c \ub0b4\ub2e4\ubcf4\ub294 \uac83\uc740 \uc544\ub2c8\ub2e4. \uadf8\ubcf4\ub2e4 \ub354 \uc2e4\uc9c8\uc801 \ud6a8\uacfc\uac00 \ub098\ud0c0\ub0a0 \uac83\uc73c\ub85c \uc608\uc0c1\ub418\ub294 \ubc95\uc548\uc740 \u25b3\uac10\uc0ac\uc704\uc6d0 \ubd84\ub9ac\uc120\ucd9c\uc81c \ud655\ub300\uc640 3%\ub8f0, \uadf8\ub9ac\uace0 \u25b3\uc9d1\uc911\ud22c\ud45c\uc81c\ub3c4\ub2e4.<\/p>\n

\ub2e4\ub9cc \uac10\uc0ac\uc704\uc6d0 \ubd84\ub9ac\uc120\ucd9c \uc81c\ub3c4 \ud655\ub300\uc640 \uc9d1\uc911\ud22c\ud45c\uc81c\ub3c4\ub294 \uc774\ubc88 \uac1c\uc815\uc5d0\uc11c \uc81c\uc678\ud558\ub418 \ub17c\uc758\ub97c \uc774\uc5b4\uac00\uae30\ub85c \ud588\ub2e4.<\/p>\n

\uac10\uc0ac\uc704\uc6d0 \ubd84\ub9ac\uc120\ucd9c\uc81c\uc640 3%\ub8f0\uc740 \uac10\uc0ac\uc704\uc6d0\uc774 \ub418\ub294 \uc774\uc0ac\uc758 \uacbd\uc6b0 \ub2e4\ub978 \uc774\uc0ac\uc640 \ubcc4\ub3c4\ub85c \uc120\ucd9c\ud558\ub418 \uc774\ub54c \ucd5c\ub300\uc8fc\uc8fc \ubc0f \ud2b9\uc218\uad00\uacc4\uc778\uc758 \uc758\uacb0\uad8c\uc744 3%\ub85c \uc81c\ud55c\ud558\ub294 \uac83\uc744 \ub9d0\ud55c\ub2e4. \uc9d1\uc911\ud22c\ud45c\uc81c\ub3c4\ub294 \uc8fc\uc8fc\ucd1d\ud68c\uc5d0\uc11c \uc774\uc0ac\ub97c \uc5ec\ub7ec \uba85 \uc120\ucd9c\ud560 \ub54c \uc8fc\uc8fc\uac00 \uc790\uc2e0\uc774 \uac00\uc9c4 \uc8fc\uc2dd \uc218\uc5d0 \uc120\ucd9c\ub418\ub294 \uc774\uc0ac \uc218\ub97c \uacf1\ud55c \ub9cc\ud07c \uc758\uacb0\uad8c\uc744 \ud589\uc0ac\ud560 \uc218 \uc788\ub3c4\ub85d \ud5c8\uc6a9\ud558\ub294 \uc81c\ub3c4\ub2e4.<\/p>\n

\"\"<\/div>\n

\ud2b9\ud788 \uc774 \ub300\ud45c\ub294 \uc9d1\uc911\ud22c\ud45c\uc81c\ub97c \uac15\uc870\ud588\ub2e4. \uc774\ub860\uc0c1 \uc8fc\uc8fc\ub4e4\uc774 \uc9c0\ubd84\uc728\uc5d0 \ub530\ub77c \ube44\ub840\uc801\uc73c\ub85c \uc774\uc0ac\ud68c\uc5d0 \ucc38\uc5ec\ud560 \uc218 \uc788\uc5b4\uc57c \uc774\uc0c1\uc801\uc778\ub370 \uc5ec\uae30\uc5d0 \uac00\uc7a5 \uac00\uae4c\uc6b4 \uc81c\ub3c4\uac00 \uc9d1\uc911\ud22c\ud45c\uc81c\ub77c\uace0 \ud588\ub2e4. \ub300\ud45c\uc801 \uc0ac\ub840\ub85c JB\uae08\uc735\uc9c0\uc8fc\ub97c \uaf3d\uc558\ub2e4. \uc9c0\ub09c\ud574 \uc8fc\ucd1d\uc5d0\uc11c \uc9d1\uc911\ud22c\ud45c\uc81c\ub85c \uc8fc\uc8fc \ucd94\ucc9c \uc0ac\uc678\uc774\uc0ac 2\uc778\uc774 \uc774\uc0ac\ud68c\uc5d0 \uc9c4\uc785\ud55c \uc774\ud6c4 JB\uae08\uc735\uc9c0\uc8fc\uac00 \ucd5c\uc0c1\uc704\uc758 \uc8fc\uac00 \uc218\uc775\ub960\uc744 \ub2ec\uc131\ud558\uace0 \uc788\uc5b4\uc11c\ub2e4.<\/p>\n

\uadf8\ub294 \u201c\uc6b0\ub9ac\ub098\ub77c \uae30\uc5c5\ub4e4\uc774 \ubaa8\ub4e0 \uc218\ub2e8\ub4e4\uc744 \uc801\uadf9\uc801\uc73c\ub85c \ud65c\uc6a9\ud574 \uc9d1\uc911\ud22c\ud45c\uc81c \ubb34\ub825\ud654\ub97c \uc2dc\ub3c4\ud560 \uac83\u201d\uc774\ub77c\uba70 \u201c\uadf8\ub7ec\ub098 \uc774 \uc81c\ub3c4\uac00 \ub3c4\uc785\ub3fc \uc77c\ubc18\uc8fc\uc8fc\uac00 \uc9c0\ubc30\uc8fc\uc8fc\ub85c\ubd80\ud130 \ub3c5\ub9bd\uc801 \uc774\uc0ac\ub97c \ub2e8 \ud55c \uba85\uc774\ub77c\ub3c4 \uc120\uc784\ud560 \uc218 \uc788\uac8c \ub418\uba74 \uc808\ucc28\uc758 \ucca0\uc800\ud55c \uc900\uc218, \uc804\uccb4 \uc8fc\uc8fc \uad00\uc810\uc5d0\uc11c \uc548\uac74 \uac80\ud1a0, \ud1a0\ub860, \uc758\uc0ac\ub85d\uc758 \ub0b4\uc2e4\ud654 \ub4f1 \uc774\uc0ac\ud68c \uc6b4\uc601\uc758 \uc804\ubb38\uc131\uacfc \ud22c\uba85\uc131\uc774 \ud06c\uac8c \uc81c\uace0\ub420 \uac83\u201d\uc73c\ub85c \ub0b4\ub2e4\ubd24\ub2e4.<\/p>\n

\uc124\uc0ac \uc9d1\uc911\ud22c\ud45c\uc81c\uac00 \uc758\ubb34\ud654\ub9cc \ud558\uace0 \uc2e4\uc81c \uc8fc\ucd1d\uc5d0\uc11c \ub9ce\uc774 \ud65c\uc6a9\ub418\uc9c0 \uc54a\ub294\ub2e4\uace0 \ud574\ub3c4 \uc758\ubbf8\uac00 \ud074 \uac83\uc73c\ub85c \ubd84\uc11d\ud588\ub2e4. \uc774 \ub300\ud45c\ub294 \u201c\uc77c\ubc18\uc8fc\uc8fc\uc5d0 \uc758\ud55c \uc18c\uc218 \uc774\uc0ac \uc120\uc784 \uac00\ub2a5\uc131\uc774 \uc0dd\uae30\ub294 \uac83\ub9cc\uc73c\ub85c\ub3c4 \uc774\uc0ac\ud68c\uac00 \uc804\uccb4 \uc8fc\uc8fc\uc758 \uc774\uc775\uc744 \uace0\ub824\ud574 \uc77c\ud558\ub3c4\ub85d \ub9cc\ub4dc\ub294 \uc720\uc778\uc774 \ub420 \uac83\u201d\uc774\ub77c\uace0 \ub9d0\ud588\ub2e4.<\/p>\n

\u25c7\uc81c\ub3c4 \ubcf4\uc644 \uacfc\uc81c\u2026\uc790\uc0ac\uc8fc \uc18c\uac01\u00b7\uc99d\uac70\uac1c\uc2dc\uc81c \ub3c4\uc785 \ud544\uc694<\/strong><\/p>\n

\uc774 \ub300\ud45c\ub294 \uc0c1\ubc95 \uac1c\uc815\uc774 \uae30\uc5c5\uac00\uce58\ub97c \ub192\uc774\ub294 \uacc4\uae30\uac00 \ub420 \uac83\uc73c\ub85c \uae30\ub300\ud558\uba74\uc11c\ub3c4 \uba87 \uac00\uc9c0 \ubcf4\uc644 \uacfc\uc81c\ub97c \uc81c\uc2dc\ud588\ub2e4. \uadf8\ub294 \u201c\uc9c0\ubc30\uc8fc\uc8fc\uc758 \uc0ac\uc775 \ucd94\uad6c \uacfc\uc815\uc5d0\uc11c \ubc1c\uc0dd\ud558\ub294 \uc8fc\uc8fc\uac00\uce58 \ud6fc\uc190 \ud589\uc704\uac00 \uc904\uc5b4\ub4e4\uace0 ROE(\uc790\uae30\uc790\ubcf8\uc774\uc775\ub960) \uc911\uc2ec \uacbd\uc601\uc774 \ud655\uc0b0\ub418\uba74\uc11c \ucf54\ub9ac\uc544 \ub514\uc2a4\uce74\uc6b4\ud2b8\uac00 \ud574\uc18c\ub420 \uac83\u201d\uc774\ub77c\uace0 \ub9d0\ud588\ub2e4.<\/p>\n

\ud22c\uc790\uc790 \ubc18\uc751\uc5d0 \ub300\ud574\uc11c\ub294 \u201c\uad6d\ub0b4 \ud22c\uc790\uc790\ub4e4\uc758 \uc608\ud0c1\uae08\uc774 \ub298\uc5b4\ub098\ub294 \uac83\uc73c\ub85c \uc0c1\ubc95 \uac1c\uc815\uc5d0 \ub300\ud55c \uad00\uc2ec\uc744 \uac00\ub2a0\ud560 \uc218 \uc788\ub2e4\u201d\uba70 \u201c\uc678\uad6d\uc778 \ud22c\uc790\uc790\ub294 \uc77c\ubcf8, \ub300\ub9cc \uc99d\uc2dc\uc640 \ube44\uad50\ud558\uba70 \ud55c\uad6d \uc99d\uc2dc\uac00 \uae30\uc5c5 \uac70\ubc84\ub10c\uc2a4 \uc815\uc0c1\ud654\uc640 \uc8fc\uc8fc\ubcf4\ud638 \uac1c\uc120\uc744 \ud1b5\ud574 \uc7ac\ud3c9\uac00\ub420 \uac00\ub2a5\uc131\uc5d0 \uc8fc\ubaa9\ud558\uace0 \uc788\ub2e4\u201d\uace0 \ub9d0\ud588\ub2e4.<\/p>\n

\ub05d\uc73c\ub85c \uadf8\ub294 \uc81c\ub3c4 \ubcf4\uc644 \uacfc\uc81c\ub3c4 \uc81c\uc2dc\ud588\ub2e4. \uc774 \ub300\ud45c\ub294 \u201c\uc790\uc0ac\uc8fc\ub97c \ubaa8\ub450 \uc18c\uac01\ud558\ub3c4\ub85d \ud574\uc57c \ud55c\ub2e4\u201d\uba70 \u201c\ud310\ub840\uc0c1 \uc9c0\ubc30\uc8fc\uc8fc\uac00 \ud1b5\uc81c\ud558\ub294 \uc774\uc0ac\ud68c \uacb0\uc758\ub9cc\uc73c\ub85c \uc790\uc0ac\uc8fc\uac00 \uacbd\uc601\uad8c \ubc29\uc5b4 \ubaa9\uc801\uc73c\ub85c \ucc98\ubd84\ub418\ub294 \uac83\uc774 \uc804\uc801\uc73c\ub85c \ud5c8\uc6a9\ub418\uc5b4 \uc788\uc5b4\uc11c \ubb38\uc81c\u201d\ub77c\uace0 \uc9da\uc5c8\ub2e4.<\/p>\n

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