{"id":33845,"date":"2025-07-16T03:37:42","date_gmt":"2025-07-15T18:37:42","guid":{"rendered":"https:\/\/www.sanctionlab.com\/?p=33845"},"modified":"2025-08-06T07:29:13","modified_gmt":"2025-08-05T22:29:13","slug":"%ec%bc%80%eb%83%90-%ec%a4%91%ec%95%99%e9%8a%80-%ea%b8%88%ec%9c%b5%ea%b8%b0%ea%b4%80-%ec%a0%9c%ec%9e%ac-%ec%9d%b4%ed%96%89-%ec%97%ac%eb%b6%80-%ec%84%a4%eb%ac%b8-%ea%b2%b0%ea%b3%bc-%ec%8a%a4%ed%81%ac","status":"publish","type":"post","link":"https:\/\/www.sanctionlab.com\/?p=33845","title":{"rendered":"\ucf00\ub0d0 \uc911\uc559\u9280, \uae08\uc735\uae30\uad00 \uc81c\uc7ac \uc774\ud589 \uc5ec\ubd80 \uc124\ubb38 \uacb0\uacfc &#8220;\uc2a4\ud06c\ub9ac\ub2dd \uc2dc\uc2a4\ud15c \ubd80\uc871&#8221;"},"content":{"rendered":"<h3>| \uace0\uac1d \uc2e0\uc6d0 \uc790\ub3d9 \uac80\uc0ac \uc2dc\uc2a4\ud15c \ubc0f AI \ub3c4\uc785 \ud655\ub300\u00b7\uc704\ud5d8 \ud3c9\uac00 \uac15\ud654 \ub4f1 \uad8c\uace0<\/h3>\n<p><strong>&lt;\uac1c\uc694&gt;<\/strong><br \/>\n\ucf00\ub0d0 \uc911\uc559\uc740\ud589(CBK)\uc740 2\uc77c(\ud604\uc9c0\uc2dc\uac01) \uc9c0\ub09c\ud574 \uc790\uad6d \uae08\uc735\uae30\uad00\uc744 \ub300\uc0c1\uc73c\ub85c \ud55c \uae08\uc735\uc81c\uc7ac \uc774\ud589 \ud604\ud669\uc5d0 \ub300\ud55c \uc124\ubb38\uc870\uc0ac \uacb0\uacfc\ub97c <a href=\"https:\/\/www.centralbank.go.ke\/2025\/07\/02\/11433\/\">\ubc1c\ud45c<\/a>\ud588\uc74c. \ud574\ub2f9 \uc870\uc0ac\ub294 UN \uc548\ubcf4\ub9ac \uc81c\uc7ac \uc774\ud589\uacfc \ud14c\ub7ec \uc790\uae08\uc870\ub2ec \ubc29\uc9c0\ub97c \uc704\ud55c \ucf00\ub0d0 \uae08\uc735\uae30\uad00\ub4e4\uc758 \ub300\uc751 \uc218\uc900\uc744 \uc810\uac80\ud55c \uac83\uc73c\ub85c, \ub300\uccb4\ub85c \ub192\uc740 \uc900\uc218 \uc218\uc900\uc774 \ud655\uc778\ub418\uc5c8\uc74c. \ub2e4\ub9cc \ub514\uc9c0\ud138\uc2e0\uc6a9\uc81c\uacf5\uc5c5\uccb4(DCPs)\uc758 \uc778\uc2dd \ubd80\uc871, \uc81c\uc7ac \ub300\uc0c1\uc790 \uc5ec\ubd80 \ud655\uc778\uc744 \uc704\ud55c \uc790\ub3d9 \uac80\uc0ac \uc2dc\uc2a4\ud15c \uc774\uc6a9 \ubbf8\ud761 \ub4f1 \uc77c\ubd80 \ucde8\uc57d\uc810\ub3c4 \ub4dc\ub7ec\ub0ac\uc74c.<\/p>\n<p><strong>&lt;\uad6c\uccb4\uc801 \ub0b4\uc6a9&gt;<\/strong><br \/>\n\ucf00\ub0d0\ub294 \ud604\uc7ac \ub3c5\uc790 \uc81c\uc7ac\ub294 \uc2dc\ud589\ud558\uace0 \uc788\uc9c0 \uc54a\uc9c0\ub9cc \uc720\uc5d4 \uc81c\uc7ac\ub97c \u2018\ud14c\ub7ec\ubc29\uc9c0\ubc95(Prevention of Terrorism Act)\u2019\uc744 \ud1b5\ud574 \uad6d\ub0b4\uc5d0 \uc2dc\ud589\ud558\uace0 \uc788\uc74c. \ud574\ub2f9 \ubc95\ub839\uc5d0 \ub530\ub77c \uc790\ub3d9\uc801\uc73c\ub85c UN\uc758 \uc790\uc0b0\ub3d9\uacb0 \uc870\uce58\uac00 \ubc1c\ud6a8\ub428. \uc774\uc5d0 \ucf00\ub0d0 \uc911\uc559\uc740\ud589\uc740 \uc81c\uc7ac \uad00\ub828 \uc81c\ub3c4 \uc774\ud589 \ud604\ud669\uc744 \uc810\uac80\ud558\uae30 \uc704\ud574 \uc9c0\ub09c\ud574 \ub9d0 \uae30\uc900 \uc740\ud589, \uc1a1\uae08\uc5c5\uccb4, \uc678\ud658\uac70\ub798\uc18c, \ub514\uc9c0\ud138\uc2e0\uc6a9\uae30\uad00 \ub4f1 291\uac1c \uae30\uad00\uc744 \ub300\uc0c1\uc73c\ub85c \uc124\ubb38\uc744 \uc2e4\uc2dc\ud588\uc74c.<\/p>\n<p data-start=\"621\" data-end=\"831\">\uc870\uc0ac \uacb0\uacfc \uc0c1\uc5c5\uc740\ud589\ub4e4\uc740 \uc790\ub3d9\ud654\ub41c \uc81c\uc7ac \ub9ac\uc2a4\ud2b8 \uc870\ud68c \uc2dc\uc2a4\ud15c\uc744 \ud65c\uc6a9\ud574 \uace0\uac1d\uc744 \uc2e4\uc2dc\uac04\uc73c\ub85c \uc810\uac80\ud558\uace0 \uc788\uace0, \ub300\ubd80\ubd84 \uac15\ud654\ub41c \uace0\uac1d \uc2e4\uc0ac(EDD) \uc808\ucc28\uc640 \ub0b4\ubd80 \uc900\ubc95 \uccb4\uacc4\ub97c \uac16\ucd94\uace0 \uc788\uc74c. \uadf8\ub7ec\ub098 \ube48\ubc88\ud788 \ubcc0\uacbd\ub418\ub294 \uc81c\uc7ac \ub9ac\uc2a4\ud2b8\uc5d0 \ub300\ud55c \ub300\uc751(65%), \ubcf5\uc7a1\ud55c \uaddc\uc81c \uccb4\uacc4(50%), \uc778\ub825\u00b7\uae30\uc220 \uc790\uc6d0\uc758 \ubd80\uc871(40%) \ub4f1\uc774 \uc8fc\uc694 \uacfc\uc81c\ub85c \uc9c0\uc801\ub428.<\/p>\n<p data-start=\"833\" data-end=\"1039\">\ub9c8\uc774\ud06c\ub85c\ud30c\uc774\ub0b8\uc2a4 \uc740\ud589(MFBs)\uc740 \uc81c\uc7ac \ub300\uc0c1\uc790 \uc5ec\ubd80 \ud655\uc778\uc744 \uc704\ud55c \uc790\ub3d9 \uac80\uc0ac \uc2dc\uc2a4\ud15c\uc758 \ud65c\uc6a9\ub960\uc774 \ub192\uc558\uace0, \ub300\uccb4\ub85c \uc790\uae08\uc138\ud0c1\ubc29\uc9c0\uc640 \uace0\uac1d \uc2e0\ubd84 \ud655\uc778 \uc808\ucc28\ub97c \uc900\uc218\ud558\uace0 \uc788\uc5c8\uc74c. \uadf8\ub7ec\ub098 \uc81c\uc7ac \uc810\uac80 \ube48\ub3c4\uc758 \ubd88\uade0\ud615, \ub0ae\uc740 \uac10\uc0ac \ube44\uc728, \ub0b4\ubd80 \uc704\ud5d8 \ud3c9\uac00 \uccb4\uacc4 \ubd80\uc871 \ub4f1\uc774 \uac1c\uc120\uc810\uc73c\ub85c \uc9c0\ubaa9\ub428. \uc774\ub4e4\uc740 AI \uae30\ubc18 \uae30\uc220 \ub3c4\uc785\uacfc \uad50\uc721 \uac15\ud654\ub97c \uc8fc\uc694 \uac1c\uc120 \uacfc\uc81c\ub85c \uc81c\uc2dc\ud568.<\/p>\n<p data-start=\"1041\" data-end=\"1225\">\uc1a1\uae08\uc5c5\uccb4(MRPs)\ub294 \uc81c\uc7ac \ub9ac\uc2a4\ud2b8\ub97c \uc815\uae30\uc801\uc73c\ub85c \uc5c5\ub370\uc774\ud2b8\ud558\uace0 \ub300\ubd80\ubd84 \uc81c\uc7ac \ub300\uc0c1\uc790 \uc5ec\ubd80 \ud655\uc778\uc744 \uc704\ud55c \uc790\ub3d9 \uac80\uc0ac \uc2dc\uc2a4\ud15c\uc744 \uc0ac\uc6a9\ud558\uace0 \uc788\uc74c. \ub2e4\ub9cc \uc81c\uc7ac \uba85\ub2e8 \uc5c5\ub370\uc774\ud2b8 \uc18d\ub3c4, \ubcf5\uc7a1\ud55c \uaddc\uc81c \ud658\uacbd, \uc778\ub825 \ubd80\uc871 \ub4f1\uc758 \uacfc\uc81c\ub97c \uc548\uace0 \uc788\uc5c8\uace0, \ud2b9\ud788 \uad50\uc721\uacfc AI \ub3c4\uad6c\uc5d0 \ub300\ud55c \ud22c\uc790\ub97c \uc694\uad6c\ud568. \ub9cc\uc871\ub3c4\ub294 \ub9e4\uc6b0 \ub192\uc740 \uc218\uc900\uc73c\ub85c \ub098\ud0c0\ub0a8.<\/p>\n<p data-start=\"1227\" data-end=\"1398\">\uc678\ud658\uac70\ub798\uc18c(FXBs)\ub294 \uc81c\uc7ac \uc778\uc2dd\ub960\uc774 \ub192\uc558\uace0 \uae30\ubcf8 \ud1b5\uc81c \uc218\ub2e8\uc744 \uc798 \uac16\ucd94\uace0 \uc788\uc5c8\uc74c. \uadf8\ub7ec\ub098 \ub300\ub2e4\uc218\uac00 \ud544\uc694 \uc2dc\uc5d0\ub9cc \ube44\uc815\uae30\uc801\uc73c\ub85c \uc810\uac80\uc744 \uc2e4\uc2dc\ud558\uace0 \uc788\uc74c. \uc774\ub294 \uc9c0\uc18d\uc801\uc778 \ubaa8\ub2c8\ud130\ub9c1 \ubd80\uc871\uc73c\ub85c \uc774\uc5b4\uc9c8 \uc218 \uc788\uc74c. \uc774\ub4e4 \ub2e4\uc218\ub294 \uc81c\uc7ac \uad00\ub828 \uad50\uc721\uacfc \uae30\uc220 \uac1c\uc120\uc774 \ud544\uc694\ud558\ub2e4\uace0 \uc751\ub2f5\ud568.<\/p>\n<p data-start=\"1400\" data-end=\"1586\">\ub514\uc9c0\ud138\uc2e0\uc6a9\uc81c\uacf5\uc5c5\uccb4(DCPs)\ub294 \uc9c1\uc6d0\uc758 22%\uac00 \uc81c\uc7ac \uc81c\ub3c4\ub97c \uc804\ud600 \uc778\uc2dd\ud558\uc9c0 \ubabb\ud558\uace0 \uc788\uc5c8\uace0, \uace0\uac1d \uc81c\uc7ac \uc810\uac80\ub3c4 \ub300\ubd80\ubd84 \ube44\uc815\uae30\uc801\uc73c\ub85c \uc218\ud589\ud55c \uac83\uc73c\ub85c \ub098\uc654\uc74c. \uc790\ub3d9 \uac80\uc0ac \uc2dc\uc2a4\ud15c\uc758 \ub3c4\uc785\ub960\ub3c4 \ub0ae\uace0, AI \uae30\ubc18 \uc2dc\uc2a4\ud15c\uc5d0 \ub300\ud55c \uc778\uc2dd\uc774 \ubd80\uc871\ud55c \ud3b8\uc784. \uc804\ubc18\uc801\uc73c\ub85c \uae30\uc220 \ub3c4\uc785\uacfc \uad50\uc721\uc774 \uc2dc\uae09\ud55c \uacfc\uc81c\ub85c \ubd80\uac01\ub428.<\/p>\n<p data-start=\"1588\" data-end=\"1782\">\uacb0\uc81c\uc11c\ube44\uc2a4\uc5c5\uccb4(PSPs)\ub294 \uc81c\uc7ac \uad00\ub828 \uc778\uc2dd\uc740 \ub192\uc558\uc73c\ub098, \uc9c1\uc6d0 \uad50\uc721\uacfc \ubaa8\ub2c8\ud130\ub9c1 \ube48\ub3c4\ub294 \ubd80\uc871\ud55c \uac83\uc73c\ub85c \ub098\uc654\uc74c. \uc790\ub3d9 \uac80\uc0ac \uc2dc\uc2a4\ud15c\uad00 AI \uae30\ubc18 \uc810\uac80 \uc2dc\uc2a4\ud15c\uc5d0 \ub300\ud55c \uc218\uc694\uac00 \uc99d\uac00\ud558\uace0 \uc788\ub294 \uac83\uc73c\ub85c \ub098\uc654\uace0, \ud2b9\ud788 \uc77c\ubd80 \uc5c5\uccb4\ub294 \uc81c\uc7ac \ub3c4\uad6c\uc5d0 \ub300\ud55c \uc9c0\uc2dd \uc790\uccb4\uac00 \ubd80\uc871\ud55c \uac83\uc73c\ub85c \ubc1d\ud600\uc84c\uc74c. \uac1c\uc120 \uacfc\uc81c\ub85c\ub294 \uad50\uc721 \uac15\ud654\uc640 \ub0b4\ubd80 \uc815\ucc45 \ud45c\uc900\ud654\uac00 \uc81c\uc2dc\ub428.<\/p>\n<p data-start=\"1784\" data-end=\"1960\">\ucf00\ub0d0 \uc911\uc559\uc740\ud589\uc740 \ubaa8\ub4e0 \ubd80\ubb38\uc5d0 \uace0\uac1d \uc2e0\uc6d0 \uc790\ub3d9 \uac80\uc0ac \uc2dc\uc2a4\ud15c \ubc0f AI \ub3c4\uc785 \ud655\ub300, \uc81c\uc7ac \ub300\uc0c1\uc790 \uac80\uc0ac \uc8fc\uae30 \ud45c\uc900\ud654, \ub0b4\ubd80 \uac10\uc0ac \ubc0f \uc704\ud5d8 \ud3c9\uac00 \uac15\ud654, \uaddc\uc81c \uc548\ub0b4 \ud1b5\ud569 \uc81c\uacf5 \ub4f1\uc744 \ud575\uc2ec \uad8c\uace0\uc0ac\ud56d\uc73c\ub85c \uc81c\uc2dc\ud568. \ud2b9\ud788 \uc778\ub825\uacfc \uae30\uc220 \uc790\uc6d0\uc774 \ubd80\uc871\ud55c \uc18c\uaddc\ubaa8 \uae08\uc735\uae30\uad00\uc5d0 \ub300\ud55c \uc815\ubd80 \uc9c0\uc6d0\uc758 \ud544\uc694\uc131\ub3c4 \uac15\uc870\ud588\uc74c.<\/p>\n<p><strong>&lt;\uc2dc\uc0ac\uc810&gt;<\/strong><br \/>\n\uc774\ubc88 \ubcf4\uace0\uc11c\ub294 \ucf00\ub0d0 \uae08\uc735\uacc4\uc758 \uc81c\uc7ac \uc774\ud589\uc774 \uc544\uc9c1 \uac1c\uc120\uc774 \ud544\uc694\ud55c \ubd80\ubd84\uc774 \ub0a8\uc558\uc74c\uc744 \ubcf4\uc5ec\uc8fc\ub294 \ud55c \uc0ac\ub840\uc784. \uad00\uacc4 \ub2f9\uad6d\uc740 \uae08\uc735\uae30\uad00\uc758 \uc81c\uc7ac \uad00\ub828 \uc758\ubb34 \uc900\uc218\uc640 \uc815\uae30\uc801 \uad50\uc721 \uc5ec\ubd80\ub97c \uc790\uc138\ud788 \uc0b4\ud3b4\ubcf4\uace0 \uc9c0\ub3c4\ud574\uc57c \ud560 \uac83\uc784.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>| \uace0\uac1d \uc2e0\uc6d0 \uc790\ub3d9 \uac80\uc0ac \uc2dc\uc2a4\ud15c \ubc0f AI \ub3c4\uc785 \ud655\ub300\u00b7\uc704\ud5d8 \ud3c9\uac00 \uac15\ud654 \ub4f1 \uad8c\uace0 &lt;\uac1c\uc694&gt; \ucf00\ub0d0 \uc911\uc559\uc740\ud589(CBK)\uc740 2\uc77c(\ud604\uc9c0\uc2dc\uac01) \uc9c0\ub09c\ud574 \uc790\uad6d \uae08\uc735\uae30\uad00\uc744 \ub300\uc0c1\uc73c\ub85c \ud55c \uae08\uc735\uc81c\uc7ac \uc774\ud589 \ud604\ud669\uc5d0 \ub300\ud55c \uc124\ubb38\uc870\uc0ac \uacb0\uacfc\ub97c \ubc1c\ud45c\ud588\uc74c. \ud574\ub2f9 \uc870\uc0ac\ub294 UN \uc548\ubcf4\ub9ac \uc81c\uc7ac \uc774\ud589\uacfc \ud14c\ub7ec \uc790\uae08\uc870\ub2ec \ubc29\uc9c0\ub97c \uc704\ud55c \ucf00\ub0d0 \uae08\uc735\uae30\uad00\ub4e4\uc758 \ub300\uc751 \uc218\uc900\uc744 \uc810\uac80\ud55c \uac83\uc73c\ub85c, \ub300\uccb4\ub85c \ub192\uc740 \uc900\uc218 \uc218\uc900\uc774 \ud655\uc778\ub418\uc5c8\uc74c. \ub2e4\ub9cc \ub514\uc9c0\ud138\uc2e0\uc6a9\uc81c\uacf5\uc5c5\uccb4(DCPs)\uc758 \uc778\uc2dd \ubd80\uc871, [&hellip;]<\/p>\n","protected":false},"author":98,"featured_media":23569,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[604,619],"tags":[672,1291,915,20,4165],"class_list":{"0":"post-33845","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-export","8":"category-africa","9":"tag-672","10":"tag-1291","11":"tag-915","12":"tag-20","13":"tag-4165"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>\ucf00\ub0d0 \uc911\uc559\u9280, \uae08\uc735\uae30\uad00 \uc81c\uc7ac \uc774\ud589 \uc5ec\ubd80 \uc124\ubb38 \uacb0\uacfc 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property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\ucf00\ub0d0 \uc911\uc559\u9280, \uae08\uc735\uae30\uad00 \uc81c\uc7ac \uc774\ud589 \uc5ec\ubd80 \uc124\ubb38 \uacb0\uacfc &quot;\uc2a4\ud06c\ub9ac\ub2dd \uc2dc\uc2a4\ud15c \ubd80\uc871&quot; SanctionLab\" \/>\n<meta property=\"og:description\" content=\"\ucf00\ub0d0 \uc911\uc559\uc740\ud589(CBK)\uc740 2\uc77c(\ud604\uc9c0\uc2dc\uac01) \uc9c0\ub09c\ud574 \uc790\uad6d \uae08\uc735\uae30\uad00\uc744 \ub300\uc0c1\uc73c\ub85c \ud55c \uae08\uc735\uc81c\uc7ac \uc774\ud589 \ud604\ud669\uc5d0 \ub300\ud55c \uc124\ubb38\uc870\uc0ac \uacb0\uacfc\ub97c \ubc1c\ud45c\ud588\uc74c. \ud574\ub2f9 \uc870\uc0ac\ub294 UN \uc548\ubcf4\ub9ac \uc81c\uc7ac \uc774\ud589\uacfc \ud14c\ub7ec \uc790\uae08\uc870\ub2ec \ubc29\uc9c0\ub97c \uc704\ud55c \ucf00\ub0d0 \uae08\uc735\uae30\uad00\ub4e4\uc758 \ub300\uc751 \uc218\uc900\uc744 \uc810\uac80\ud55c \uac83\uc73c\ub85c...\" \/>\n<meta property=\"og:url\" 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