{"id":33882,"date":"2025-07-15T04:39:43","date_gmt":"2025-07-14T19:39:43","guid":{"rendered":"https:\/\/www.sanctionlab.com\/?p=33882"},"modified":"2025-08-06T07:26:15","modified_gmt":"2025-08-05T22:26:15","slug":"%eb%89%b4%ec%a7%88%eb%9e%9c%eb%93%9c-%ec%9d%80%ed%96%89%c2%b7%ed%94%8c%eb%9e%ab%ed%8f%bc%c2%b7%ec%a0%95%eb%b6%80-%eb%ad%89%ec%b9%9c-%ec%82%ac%ea%b8%b0-%eb%8c%80%ec%9d%91%eb%a7%9d-%ea%b5%ac%ec%b6%95","status":"publish","type":"post","link":"https:\/\/www.sanctionlab.com\/?p=33882","title":{"rendered":"\ub274\uc9c8\ub79c\ub4dc, \uc740\ud589\u00b7\ud50c\ub7ab\ud3fc\u00b7\uc815\ubd80 \ubb49\uce5c \uc0ac\uae30 \ub300\uc751\ub9dd \uad6c\ucd95"},"content":{"rendered":"<h3>| \uad6c\uae00\u00b7\uc740\ud589\u00b7\uc815\ubd80\uae30\uad00\uae4c\uc9c0 20\uc5ec \uacf3 \ucc38\uc5ec<br \/>\n| \uc2e4\uc2dc\uac04 \uc815\ubcf4 \uacf5\uc720 \uc2dc\uc2a4\ud15c \uad6c\ucd95\u00b7\uad50\uc721 \ucea0\ud398\uc778 \uc2e4\uc2dc<\/h3>\n<p><strong>&lt;\uac1c\uc694&gt;<\/strong><br \/>\n\ub274\uc9c8\ub79c\ub4dc \uc815\ubd80\uac00 \uc9c0\ub09c 10\uc77c(\ud604\uc9c0\uc2dc\uac01) \uc628\ub77c\uc778 \uae08\uc735\uc0ac\uae30\uc5d0 \ub300\uc751\ud558\uae30 \uc704\ud55c \ubc94\uad6d\uac00\uc801 \ud611\uc758\uccb4 <a href=\"https:\/\/www.beehive.govt.nz\/sites\/default\/files\/2025-07\/Anti-scam%20Alliance%20report_0.pdf\">&#8216;\uc548\ud2f0 \uc2a4\ucea0 \uc5bc\ub77c\uc774\uc5b8\uc2a4(Anti-Scam Alliance)&#8217;<\/a>\ub97c <a href=\"https:\/\/www.beehive.govt.nz\/release\/new-zealand-launches-anti-scam-alliance\">\uacf5\uc2dd \ucd9c\ubc94<\/a>\ud568. \ud574\ub2f9 \uc5f0\ud569\uc740 \uc815\ubd80 \uae30\uad00, \uae08\uc735\uad8c, \ud1b5\uc2e0\uc0ac, \uae00\ub85c\ubc8c \ub514\uc9c0\ud138 \ud50c\ub7ab\ud3fc, \uc18c\ube44\uc790 \ub2e8\uccb4 \ub4f1\uc774 \ucc38\uc5ec\ud574 \uc2e4\uc2dc\uac04 \uc815\ubcf4 \uacf5\uc720\uc640 \uacf5\ub3d9 \ub300\uc751\uc744 \ud1b5\ud574 \uc0ac\uae30 \uc608\ubc29 \ubc0f \ucc28\ub2e8\uc5d0 \ub098\uc124 \uc608\uc815\uc784. \uc2a4\ucf67 \uc2ec\ud504\uc2a8(Scott Simpson) \uc0c1\uc5c5 \ubc0f \uc18c\ube44\uc790 \uc5c5\ubb34\ubd80 \uc7a5\uad00\uc740 &#8220;\uc0ac\uae30 \ub300\uc751\uc758 \ud30c\ud3b8\ud654\uc640 \ube44\ud6a8\uc728\uc131\uc744 \ud574\uc18c\ud558\uace0, \ud53c\ud574\ub97c \uc904\uc774\uae30 \uc704\ud55c \uc2e4\uc9c8\uc801\uc778 \uad6c\uc870\ub97c \ub9cc\ub4e4\uaca0\ub2e4&#8221;\uace0 \ubc1d\ud798.<\/p>\n<p><strong>&lt;\uad6c\uccb4\uc801 \ub0b4\uc6a9&gt;<\/strong><br \/>\n\ub274\uc9c8\ub79c\ub4dc \uc815\ubd80\ub294 \ucd5c\uadfc \uc628\ub77c\uc778 \uae08\uc735\uc0ac\uae30\uc5d0 \ub300\ud55c \uc804\ubc29\uc704\uc801 \ub300\uc751\uc744 \uc704\ud574 &#8216;\uc548\ud2f0 \uc2a4\ucea0 \uc5bc\ub77c\uc774\uc5b8\uc2a4&#8217;\ub97c \ubc1c\uc871\ud568. \uc774\ubc88 \uc5f0\ud569\uc5d0\ub294 \uacbd\ucc30\uccad, \uad6d\uac00 \uc0ac\uc774\ubc84 \ubcf4\uc548 \uc13c\ud130, \ub0b4\ubb34\ubd80, \uad6d\uc138\uccad, \uacf5\uc815\uac70\ub798\uc704\uc6d0\ud68c, \uae08\uc735\uac10\ub3c5\ub2f9\uad6d\uc740 \ubb3c\ub860, ANZ\u00b7BNZ\u00b7ASB\u00b7\ud0a4\uc704\ubc45\ud06c \ub4f1 \uc8fc\uc694 \uc2dc\uc911\uc740\ud589, \uc2a4\ud30c\ud06c(Spark), 2\ub514\uadf8\ub9ac\uc988(degrees), \uc6d0(One) \ub4f1 \ud1b5\uc2e0\uc0ac, \uad6c\uae00(Google)\u00b7\uba54\ud0c0(Meta) \ub4f1 \uae00\ub85c\ubc8c \ud14c\ud06c \uae30\uc5c5, \uc18c\ube44\uc790 \ubcf4\ud638\ub2e8\uccb4\uc778 \ucee8\uc288\uba38 \ub274\uc9c8\ub79c\ub4dc(Consumer NZ) \ub4f1\uc774 \ub300\uac70 \ucc38\uc5ec\ud568.<\/p>\n<p>\uc2a4\ucf67 \uc2ec\ud504\uc2a8 \uc0c1\uc5c5 \ubc0f \uc18c\ube44\uc790 \uc5c5\ubb34\ubd80 \uc7a5\uad00\uc740 \ucd9c\ubc94\uc2dd\uc5d0\uc11c &#8220;\ud604\uc7ac \ub274\uc9c8\ub79c\ub4dc\uc758 \uc0ac\uae30 \ub300\uc751\uc740 \uc815\ubd80\uc640 \ubbfc\uac04 \ubd80\ubb38\uc774 \uac01\uc790 \ub2e8\ud3b8\uc801\uc73c\ub85c \ub300\uc751\ud558\uace0 \uc788\uc5b4, \uc815\ubcf4\uac00 \ud769\uc5b4\uc9c0\uace0 \uc2e4\uc2dc\uac04 \uc870\uce58\uac00 \uc5b4\ub824\uc6b4 \uc2e4\uc815&#8221;\uc774\ub77c\uba70 &#8220;\uc774\ub7ec\ud55c \uad6c\uc870\uc801 \ubb38\uc81c\ub97c \ud574\uacb0\ud558\uace0, \uc0ac\uae30\ubc94\uc774 \ube60\uc838\ub098\uac08 \uc218 \uc788\ub294 \ud2c8\uc744 \ucc28\ub2e8\ud558\uae30 \uc704\ud574 \uacf5\uc2dd\uc801\uc778 \uc5f0\ud569\uccb4\uac00 \ud544\uc694\ud588\ub2e4&#8221;\uace0 \uc124\uba85\ud568.<\/p>\n<p>\uc2e4\uc81c\ub85c \uc77c\ubd80 \ubcf4\uace0\uc11c\uc5d0 \ub530\ub974\uba74, \ub274\uc9c8\ub79c\ub4dc \ub0b4 \uc628\ub77c\uc778 \uae08\uc735\uc0ac\uae30\ub85c \uc778\ud55c \uc5f0\uac04 \uacbd\uc81c\uc801 \uc190\uc2e4\uc740 \ucd5c\ub300 20\uc5b5\ub274\uc9c8\ub79c\ub4dc\ub2ec\ub7ec(\uc57d 1\uc8706520\uc5b5\uc6d0)\uc5d0 \ub2ec\ud558\ub294 \uac83\uc73c\ub85c \ucd94\uc0b0\ub418\uace0 \uc788\uc74c. \ud2b9\ud788 \uc774\uba54\uc77c \ud53c\uc2f1, \uac00\uc9dc \uc6f9\uc0ac\uc774\ud2b8, SNS \uc0ac\uce6d \uba54\uc2dc\uc9c0 \ub4f1\uc744 \ud1b5\ud574 \uad6d\ubbfc\ub4e4\uc774 \uc77c\uc0c1\uc801\uc73c\ub85c \uc18d\uace0 \uc788\uace0, \uc774\uc5d0 \ub300\ud55c \uc608\ubc29\u00b7\uad50\uc721 \uc2dc\uc2a4\ud15c\ub3c4 \ubbf8\ube44\ud55c \uc0c1\ud0dc\uc600\uc74c.<\/p>\n<p>\uc774\ubc88 \uc5bc\ub77c\uc774\uc5b8\uc2a4\ub294 \ub2e4\uc74c\uacfc \uac19\uc740 \uae30\ub2a5\uc744 \uc218\ud589\ud560 \uc608\uc815\uc784.<\/p>\n<ul>\n<li>\uccab\uc9f8, \uc2e4\uc2dc\uac04 \uc815\ubcf4 \uacf5\uc720 \uc2dc\uc2a4\ud15c\uc744 \uad6c\ucd95\ud574 \uc815\ubd80 \uae30\uad00, \uc740\ud589, \ud1b5\uc2e0\uc0ac, \ud50c\ub7ab\ud3fc \uac04\uc5d0 \uc0ac\uae30 \uad00\ub828 \ub370\uc774\ud130\ub97c \uc2e0\uc18d\ud788 \uc804\ub2ec\ud568.<\/li>\n<li>\ub458\uc9f8, \uac01 \ubd84\uc57c\uc758 \uc0b0\uc5c5 \uaddc\ubc94\uc744 \uac1c\uc815\ud558\uac70\ub098 \uc0c8\ub86d\uac8c \uc81c\uc815\ud574 \uc0ac\uae30 \ub300\uc751 \uc5ed\ub7c9\uc744 \uc81c\ub3c4\ud654\ud568.<\/li>\n<li>\uc14b\uc9f8, \ub300\uad6d\ubbfc \uad50\uc721 \ucea0\ud398\uc778\uacfc \ud6c8\ub828 \ud504\ub85c\uadf8\ub7a8\uc744 \ud1b5\ud574 \uc77c\ubc18 \uc18c\ube44\uc790\ub4e4\uc774 \uc0ac\uae30 \uc720\ud615\uc744 \uc778\uc9c0\ud558\uace0 \uc2a4\uc2a4\ub85c\ub97c \ubcf4\ud638\ud560 \uc218 \uc788\ub3c4\ub85d \uc9c0\uc6d0\ud568.<\/li>\n<\/ul>\n<p>\ub610 \uc740\ud589\uad8c\uc740 \uc218\ucde8\uc778 \uacc4\uc88c\uba85\uc744 \uc2e4\uc2dc\uac04\uc73c\ub85c \ud655\uc778\ud560 \uc218 \uc788\ub294 &#8216;\uc218\ucde8\uc778 \ud655\uc778 \uc11c\ube44\uc2a4(Confirmation of Payee)&#8217;\ub97c \ub3c4\uc785\ud558\uace0 \uc788\uc74c. \uc774\ub294 \uc0ac\uae30\ubc94\uc774 \ub2e4\ub978 \uc0ac\ub78c \uba85\uc758\ub85c \uacc4\uc88c\ub97c \uac1c\uc124\ud574 \ub3c8\uc744 \uac00\ub85c\ucc44\ub294 \uc804\ud615\uc801\uc778 \uc218\ubc95\uc744 \ubc29\uc9c0\ud558\uae30 \uc704\ud55c \uae30\uc220\uc801 \uc870\uce58\uc784.<br \/>\n\uc774\uc640 \ub354\ubd88\uc5b4 \ub274\uc9c8\ub79c\ub4dc \uc740\ud589\ud611\ud68c\ub294 \uc740\ud589\uad8c \uacf5\ub3d9 \uae30\uc900\uc744 \ub2f4\uc740 &#8216;\uc740\ud589\uc5c5\ubb34 \uad00\ud589 \uac15\ub839(Code of Banking Practice)&#8217;\uc744 \uc62c\ud574 \ub0b4 \uac1c\uc815\ud560 \uacc4\ud68d\uc774\uace0, \uc5ec\uae30\uc5d0\ub294 \u25b2\uac70\ub798 \uc804 \uc0ac\uae30 \uacbd\uace0 \uc54c\ub9bc \u25b2\uace0\uc704\ud5d8 \uac70\ub798 \uc2dd\ubcc4 \u25b224\uc2dc\uac04 \uc0ac\uae30 \uc2e0\uace0 \ucc44\ub110 \uc6b4\uc601 \u25b2\ubc94\uc8c4 \uacc4\uc88c \uc815\ubcf4 \uc0c1\ud638 \uacf5\uc720 \ub4f1\uc774 \ud3ec\ud568\ub420 \uc608\uc815\uc784.<\/p>\n<p>\uc740\ud589\ud611\ud68c \ub85c\uc800 \ubcf4\ubaac\ud2b8(Roger Beaumont) CEO\ub294 &#8220;\uc0ac\uae30\uc758 \ucd9c\ubc1c\uc810\uc740 \ub300\ubd80\ubd84 \ud14d\uc2a4\ud2b8, \uc774\uba54\uc77c, SNS, \uc804\ud654 \ub4f1 \uae08\uc735 \uc678\ubd80\uc5d0\uc11c \uc2dc\uc791\ub418\ubbc0\ub85c, \uc740\ud589\ub9cc\uc73c\ub85c\ub294 \ub300\uc751\uc774 \ubd88\uac00\ub2a5\ud558\ub2e4&#8221;\uba70 &#8220;\ub514\uc9c0\ud138 \ud50c\ub7ab\ud3fc\uacfc \ud1b5\uc2e0\uc0ac, \uc815\ubd80 \uae30\uad00 \uac04\uc758 \ud611\uc5c5\uc774 \ub9e4\uc6b0 \uc911\uc694\ud558\ub2e4&#8221;\uace0 \uac15\uc870\ud568. \ub610\ud55c &#8220;\uc740\ud589\uc774 \uc0ac\uc804 \uacbd\uace0 \ub4f1 \uae30\ubcf8\uc801\uc778 \uc870\uce58\ub97c \uc774\ud589\ud558\uc9c0 \ubabb\ud588\uc744 \uacbd\uc6b0, \uc801\uaca9 \uc18c\ube44\uc790\uc5d0 \ud55c\ud574 \uc804\ubd80 \ub610\ub294 \uc77c\ubd80 \uc190\uc2e4\uc744 \ubcf4\uc0c1\ud558\uaca0\ub2e4&#8221;\uace0 \ubc1d\ud798.<\/p>\n<p>\ud55c\ud3b8 \uc815\ubd80\ub294 \uc774\ubc88 \uc5bc\ub77c\uc774\uc5b8\uc2a4\ub97c \uc9c0\uc6d0\ud558\uae30 \uc704\ud55c \uc785\ubc95\uc801 \uc870\uce58\ub3c4 \uac80\ud1a0 \uc911\uc784. \ud2b9\ud788 \uacf5\uc815\uac70\ub798\ubc95(Fair Trading Act)\uc744 \uac1c\uc815\ud574, \uac1c\uc778\uc815\ubcf4\ubcf4\ud638\ubc95\uc774\ub098 \uacbd\uc7c1\ubc95\uc744 \uc704\ubc18\ud558\uc9c0 \uc54a\uc73c\uba74\uc11c\ub3c4 \uae30\uad00 \uac04 \uc0ac\uae30 \uc815\ubcf4 \uacf5\uc720\uc640 \ud611\uc5c5\uc774 \uac00\ub2a5\ud558\ub3c4\ub85d \ubc95\uc801 \uadfc\uac70\ub97c \ub9c8\ub828\ud558\ub824 \ud558\uace0 \uc788\uc74c.<\/p>\n<p>\uc2a4\ucf67 \uc2ec\ud504\uc2a8 \uc7a5\uad00\uc740 &#8220;\uc0ac\uae30\ub97c \ub2e8\ubc88\uc5d0 \uc5c6\uc560\ub294 \uc740\ud0c4\ud658\uc740 \uc874\uc7ac\ud558\uc9c0 \uc54a\uc9c0\ub9cc, \ubd84\uc57c \uac04\uc758 \uc720\uae30\uc801\uc778 \ud611\uc5c5\uc744 \ud1b5\ud574 \uc2e4\uc9c8\uc801 \ubcc0\ud654\ub294 \uc774\ub04c\uc5b4\ub0bc \uc218 \uc788\ub2e4&#8221;\uace0 \uac15\uc870\ud558\uba70, \ud5a5\ud6c4 6\uac1c\uc6d4 \ub3d9\uc548 \uc5bc\ub77c\uc774\uc5b8\uc2a4 \uad6c\uc870 \uc815\ube44\uc640 \uc2dc\ubc94 \uc6b4\uc601\uc744 \uac70\uccd0 \ub0b4\ub144\ubd80\ud130 \ubcf8\uaca9 \uc2dc\ud589\uc5d0 \ub4e4\uc5b4\uac08 \uac83\uc774\ub77c\uace0 \ubc1c\ud45c\ud568.<\/p>\n<p><strong>&lt;\uc2dc\uc0ac\uc810&gt;<\/strong><br \/>\n\uc774\ubc88 \ub274\uc9c8\ub79c\ub4dc\uc758 &#8216;\uc548\ud2f0 \uc2a4\ucea0 \uc5bc\ub77c\uc774\uc5b8\uc2a4&#8217; \ucd9c\ubc94\uc740 \uc628\ub77c\uc778 \uae08\uc735\uc0ac\uae30 \ub300\uc751\uc744 \uc704\ud55c \ub2e4\ubd80\ucc98\u00b7\ub2e4\ubd84\uc57c \ud611\ub825 \ubaa8\ub378\uc758 \uc0c8\ub85c\uc6b4 \uc2dc\ub3c4\uc784. \ub2e8\ud3b8\uc801 \ub300\uc751\uc744 \ub118\uc5b4, \uc2e4\uc2dc\uac04 \uc815\ubcf4 \uacf5\uc720\uc640 \uae30\uc220\u00b7\uad50\uc721\u00b7\ubc95\uc81c\ub3c4\uc801 \uc815\ube44\ub97c \ud3ec\uad04\ud558\ub294 \uad6c\uc870\ub97c \uac16\ucd94\ub824\ub294 \uc6c0\uc9c1\uc784\uc740 \ud5a5\ud6c4 \ub2e4\ub978 \uad6d\uac00\ub4e4\uc758 \uc815\ucc45 \ubaa8\ub378\ub85c\ub3c4 \ud655\uc0b0\ub420 \uc218 \uc788\uc74c. \ud2b9\ud788 \ud50c\ub7ab\ud3fc \uae30\uc5c5\uacfc \uae08\uc735\uae30\uad00 \uac04 \uc815\ubcf4 \uacf5\uc720\uac00 \uc81c\ub3c4\ud654\ub418\ub294 \uccab \uc0ac\ub840\ub85c \uc8fc\ubaa9\ub428.<\/p>\n<p>(1\ub274\uc9c8\ub79c\ub4dc\ub2ec\ub7ec=826\uc6d0)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>| \uad6c\uae00\u00b7\uc740\ud589\u00b7\uc815\ubd80\uae30\uad00\uae4c\uc9c0 20\uc5ec \uacf3 \ucc38\uc5ec | \uc2e4\uc2dc\uac04 \uc815\ubcf4 \uacf5\uc720 \uc2dc\uc2a4\ud15c \uad6c\ucd95\u00b7\uad50\uc721 \ucea0\ud398\uc778 \uc2e4\uc2dc &lt;\uac1c\uc694&gt; \ub274\uc9c8\ub79c\ub4dc \uc815\ubd80\uac00 \uc9c0\ub09c 10\uc77c(\ud604\uc9c0\uc2dc\uac01) \uc628\ub77c\uc778 \uae08\uc735\uc0ac\uae30\uc5d0 \ub300\uc751\ud558\uae30 \uc704\ud55c \ubc94\uad6d\uac00\uc801 \ud611\uc758\uccb4 &#8216;\uc548\ud2f0 \uc2a4\ucea0 \uc5bc\ub77c\uc774\uc5b8\uc2a4(Anti-Scam Alliance)&#8217;\ub97c \uacf5\uc2dd \ucd9c\ubc94\ud568. \ud574\ub2f9 \uc5f0\ud569\uc740 \uc815\ubd80 \uae30\uad00, \uae08\uc735\uad8c, \ud1b5\uc2e0\uc0ac, \uae00\ub85c\ubc8c \ub514\uc9c0\ud138 \ud50c\ub7ab\ud3fc, \uc18c\ube44\uc790 \ub2e8\uccb4 \ub4f1\uc774 \ucc38\uc5ec\ud574 \uc2e4\uc2dc\uac04 \uc815\ubcf4 \uacf5\uc720\uc640 \uacf5\ub3d9 \ub300\uc751\uc744 \ud1b5\ud574 \uc0ac\uae30 \uc608\ubc29 \ubc0f \ucc28\ub2e8\uc5d0 \ub098\uc124 \uc608\uc815\uc784. 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