{"id":38732,"date":"2025-08-27T14:42:36","date_gmt":"2025-08-27T05:42:36","guid":{"rendered":"https:\/\/www.sanctionlab.com\/?p=38732"},"modified":"2025-08-28T17:29:32","modified_gmt":"2025-08-28T08:29:32","slug":"%ea%b8%b0%eb%b3%b8%ec%9e%90%eb%b3%b8-%ea%b7%9c%ec%a0%9c-%eb%8f%84%ec%9e%85-%ec%b6%a9%eb%b6%84%ed%95%9c-%ec%a4%80%eb%b9%84-%ea%b8%b0%ea%b0%84-%ea%b0%80%ec%a0%b8%ec%95%bc","status":"publish","type":"post","link":"https:\/\/www.sanctionlab.com\/?p=38732","title":{"rendered":"&#8220;\uae30\ubcf8\uc790\ubcf8 \uaddc\uc81c \ub3c4\uc785, \ucda9\ubd84\ud55c \uc900\ube44 \uae30\uac04 \uac00\uc838\uc57c&#8221;"},"content":{"rendered":"<h3>|\uc1a1\ubbf8\uc815 \ud55c\uad6d\uae30\uc5c5\ud3c9\uac00 \uc218\uc11d\uc5f0\uad6c\uc6d0<\/h3>\n<div>\ubcf4\ud5d8\uc0ac\uc758 \uae30\ubcf8\uc790\ubcf8 \uc9c0\uae09\uc5ec\ub825(K-ICS\u00b7\ud0a5\uc2a4)\ube44\uc728 \uaddc\uc81c \ub3c4\uc785\uc744 \uc55e\ub450\uace0 \ucda9\ubd84\ud55c \uc900\ube44 \uae30\uac04\uc774 \ud544\uc694\ud558\ub2e4\ub294 \uc758\uacac\uc774 \ub098\uc624\uace0 \uc788\ub2e4. IFRS17 \ub3c4\uc785 \uc774\ud6c4 \ubcf4\ud5d8\uc0ac\uc758 \uc790\ubcf8 \uad00\ub9ac\ub294 \ubcf4\uc644\uc790\ubcf8 \ud655\ucda9\uc5d0 \uc9d1\uc911\ud574\uc654\ub2e4. \uc7ac\ubb34 \uac74\uc804\uc131 \uaddc\uc81c\uac00 \uac15\ud654\ud558\uba74\uc11c \uc790\ubcf8\uc131\uc99d\uad8c \ubc1c\ud589 \uaddc\ubaa8\ub97c \ud06c\uac8c \ub298\ub838\uace0 \uc774\uc5d0 \ub530\ub978 \uc790\ubcf8 \uc778\uc815 \ud55c\ub3c4\ub294 \uac00\ud30c\ub974\uac8c \uc904\uace0 \uc788\ub2e4.<\/div>\n<p>\uae30\ubcf8\uc790\ubcf8 \uaddc\uc81c\uc640 \ud568\uaed8 \uae30\ubc1c\ud589 \uc2e0\uc885\uc790\ubcf8\uc99d\uad8c\uc758 \ucf5c\uc635\uc158(\uc870\uae30\uc0c1\ud658) \ud589\uc0ac \uc2dc\uc810\uc774 \ub3c4\ub798\ud558\uace0 \uc788\uc5b4 \ubcf4\ud5d8\uc5c5\uacc4\uc758 \uae30\ubcf8\uc790\ubcf8 \uc2e0\uc885\uc790\ubcf8\uc99d\uad8c \ubc1c\ud589 \uc218\uc694\ub294 \ucee4\uc9c8 \uc804\ub9dd\uc774\ub2e4. \uadf8\ub7ec\ub098 \uc2e4\uc81c \ubc1c\ud589 \uac00\ub2a5\ud55c \ud68c\uc0ac\ub294 \uc81c\ud55c\uc801\uc774\ub77c\ub294 \ubd84\uc11d\uc774\ub2e4. \ud2b9\ud788 \ud574\ub2f9 \uc790\ubcf8\uc131\uc99d\uad8c\uc758 \uc774\uc790\uc9c0\uae09\uc7ac\uc6d0\uc744 \ubc30\ub2f9\uac00\ub2a5\uc774\uc775\uc73c\ub85c \ud655\ubcf4\ud574\uc57c \ud55c\ub2e4\ub294 \ubc1c\ud589 \uc694\uac74\uc774 \uac78\ub9bc\ub3cc\ub85c \uc791\uc6a9\ud558\uace0 \uc788\ub2e4.<\/p>\n<p><strong>\u25c7&#8221;\uc790\ubcf8\uc131\uc99d\uad8c \ubc1c\ud589 \uae09\uc99d\ud558\uba70 \uac00\ud30c\ub974\uac8c \ud55c\ub3c4 \uc18c\uc9c4\u2026\ubcf4\ud5d8\uc0ac \uc591\uadf9\ud654 \uc2ec\ud654&#8221;<\/strong><\/p>\n<div><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-38733\" src=\"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/08\/20250827134201432_n.jpg\" alt=\"\" width=\"640\" height=\"713\" srcset=\"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/08\/20250827134201432_n.jpg 640w, https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/08\/20250827134201432_n-269x300.jpg 269w, https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/08\/20250827134201432_n-150x167.jpg 150w, https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/08\/20250827134201432_n-300x334.jpg 300w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/><\/div>\n<p>\uc1a1\ubbf8\uc815 \ud55c\uad6d\uae30\uc5c5\ud3c9\uac00 \uc218\uc11d\uc5f0\uad6c\uc6d0(<strong>\uc0ac\uc9c4<\/strong>)\uc740 27\uc77c \uc624\uc804 \uc11c\uc6b8 \uc911\uad6c \ub354\ud50c\ub77c\uc790\ud638\ud154\uc5d0\uc11c \uc5f4\ub9b0 &#8216;2025 \ub354\ubca8 \ubcf4\ud5d8 \ud3ec\ub7fc&#8217;\uc5d0\uc11c &#8220;\uc81c\ub3c4 \uac15\ud654\uc5d0 \ub300\uc751\ud574 \ud0a5\uc2a4\ube44\uc728\uc744 \ubc29\uc5b4\ud558\uae30 \uc704\ud574 2024\ub144 \ud558\ubc18\uae30 \uc774\ud6c4 \ubcf4\ud5d8\uc0ac\ub4e4\uc758 \uc790\ubcf8\uc131 \uc99d\uad8c \ubc1c\ud589\uc774 \ud06c\uac8c \uc99d\uac00\ud588\ub2e4&#8221;\uba70 &#8220;\uc911\ub300\ud615 \ubcf4\ud5d8\uc0ac\ub294 \ubc1c\ud589 \uc5ec\ub825\uc774 \ucda9\ubd84\ud558\uc9c0\ub9cc \uc18c\ud615\uc0ac\ub294 \uadf8\ub807\uc9c0 \uc54a\uc544 \ubc1c\ud589 \uc2dc\uc7a5 \ub0b4 \uc591\uadf9\ud654\uac00 \uc2ec\ud654\ud560 \uc804\ub9dd&#8221;\uc774\ub77c\uace0 \uc9c4\ub2e8\ud588\ub2e4.<\/p>\n<p>IFRS17 \ubc0f \ud0a5\uc2a4 \ub3c4\uc785 \uc774\ud6c4 \ubcf4\ud5d8 \ubd80\ucc44\uc640 \uc694\uad6c\uc790\ubcf8 \uc0b0\ucd9c \uae30\uc900\uc774 \uac15\ud654\ud558\uba74\uc11c \ubcf4\ud5d8\uc0ac\uc758 \uc790\ubcf8 \ud655\ucda9 \ub2c8\uc988\uac00 \ud655\ub300\ub410\ub2e4. 2024\ub144 6\uc6d4 \uae30\uc900 1\ub144\uac04 \ubd84\uae30\ub2f9 \ud3c9\uade0 \ubc1c\ud589\uc561\uc740 3\uc8707000\uc5b5\uc6d0\uc73c\ub85c \uc804\ub144(7000\uc5b5\uc6d0) \ub300\ube44 \uaddc\ubaa8\uac00 \uc57d 5\ubc30 \uc774\uc0c1 \uc62c\ub790\ub2e4. \ud2b9\ud788 \uac19\uc740 \uae30\uac04 \ub300\ud615 \ubcf4\ud5d8\uc0ac\uc778 \ud55c\ud654\uc0dd\uba85, \uad50\ubcf4\uc0dd\uba85, \ud604\ub300\ud574\uc0c1\uc758 \ubc1c\ud589\uc561\uc740 \uc57d 7\uc8703000\uc5b5\uc6d0\uc73c\ub85c \uc804\uccb4 \ubcf4\ud5d8\uc5c5\uacc4 \ubc1c\ud589\uc561\uc758 \uc808\ubc18 \uc218\uc900\uc5d0 \ub2ec\ud588\ub2e4.<\/p>\n<p>\ucd5c\uadfc \ubc1c\ud589\ub7c9\uc744 \ub298\ub9b0 \ubcf4\ud5d8\uc0ac\ub97c \uc911\uc2ec\uc73c\ub85c \uc790\ubcf8\uc131\uc99d\uad8c \ubc1c\ud589 \ud55c\ub3c4\uac00 \ube60\ub974\uac8c \uc18c\uc9c4\ub418\uace0 \uc788\ub2e4. \ud0a5\uc2a4\uc81c\ub3c4 \uc0c1 \uc694\uad6c\uc790\ubcf8 \uaddc\ubaa8\uc5d0 \ub530\ub77c \uc778\uc815\ub418\ub294 \uc790\ubcf8 \ud55c\ub3c4\uac00 \ucc28\uc624\ub974\uba70 \uc911\uc18c\ud615\uc0ac \uc0c1\ub2f9 \uc218\uac00 \ucd94\uac00 \ubc1c\ud589 \uc5ec\ub825\uc774 \uc5c6\uc5b4 \ud0a5\uc2a4\ube44\uc728 \ud558\ub77d \uc704\ud5d8\uc5d0 \ub178\ucd9c\ub418\uace0 \uc788\ub2e4. \ub300\ud615\uc0ac \uc911\uc5d0\uc120 \ud55c\ud654\uc0dd\uba85\uacfc \ud604\ub300\ud574\uc0c1\uc758 \ud55c\ub3c4\uc18c\uc9c4\uc728\uc774 \ub192\uc9c0\ub9cc \uc5ec\ub825\uc774 \ucda9\ubd84\ud55c \ub9cc\ud07c \uc774\ub4e4\uc758 \uc790\ubcf8\uc131\uc99d\uad8c \ubc1c\ud589\uc740 \uc9c0\uc18d\uc801\uc73c\ub85c \ub098\ud0c0\ub0a0 \uac83\uc73c\ub85c \ubcf4\uc778\ub2e4.<\/p>\n<p>\uc1a1 \uc5f0\uad6c\uc6d0\uc740 &#8220;\uc911\uc18c\ud615\uc0ac\uc758 \uacbd\uc6b0 \ucd94\uac00 \ubc1c\ud589\uc774 \ubd88\uac00\ub2a5\ud560 \ubfd0\ub9cc \uc544\ub2c8\ub77c \uae30\ubc1c\ud589 \ucc44\uad8c\uc758 \ucc28\uac10\ub3c4 \uc5b4\ub835\ub2e4&#8221;\uba70 &#8220;2022\ub144\uae4c\uc9c0 \ubc1c\ud589\ub41c \ud6c4\uc21c\uc704\ucc44\uc758 \uacbd\uc6b0 \uc608\uc678 \uc801\uc6a9\uc73c\ub85c \uc790\ubcf8\uc778\uc815\ud55c\ub3c4 \uc18c\uc9c4\uc561\uacc4\uc0b0\uc2dc \ud3ec\ud568\ub418\uc9c0 \uc54a\uc544 \ud5a5\ud6c4 \ud574\ub2f9 \ucc44\uad8c\uc774 \uc0c1\ud658\ub418\uc5b4\ub3c4 \uc790\ubcf8 \uc778\uc815 \ud55c\ub3c4\uac00 \ud68c\ubcf5\ub418\uc9c0 \uc54a\ub294\ub2e4&#8221;\ub77c\uace0 \ub9d0\ud588\ub2e4.<\/p>\n<p>\ub0b4\ub144\ubd80\ud130 \ubcf4\ud5d8\uc0ac\uc758 \uae30\ubc1c\ud589 \uc790\ubcf8\uc131\uc99d\uad8c\uc758 \uc870\uae30\uc0c1\ud658 \uc2dc\uc810\uc774 \ub3c4\ub798\ud558\uba70 \uc790\ubcf8\uc131\uc99d\uad8c \ubc1c\ud589 \uc218\uc694\ub294 \ucee4\uc9c8 \uac83\uc73c\ub85c \ubcf4\uc778\ub2e4. \uc62c\ud574 \uc794\uc5ec \uc790\ubcf8\uc131\uc99d\uad8c\uc758 \ucf5c \ub3c4\ub798\uc561\uc740 6000\uc5b5\uc6d0 \uaddc\ubaa8\ub85c \ubbf8\ubbf8\ud588\uc73c\ub098 2026\ub144 2\ubd84\uae30\ubd80\ud130 1\uc8709725\uc5b5\uc6d0 \uaddc\ubaa8\ub85c \ub298\uc5b4\ub09c\ub2e4. 2027\ub144\uc5d0\ub294 \uc0c1\ubc18\uae30\uc5d0\ub9cc 4\uc8701211\uc5b5\uc6d0\uc758 \ucf5c\uc774 \ub3c4\ub798\ud560 \uc608\uc815\uc774\ub2e4.<\/p>\n<p>\ub2e4\ub9cc \uc1a1 \uc5f0\uad6c\uc6d0\uc740 \uae30\ubc1c\ud589 \uc2e0\uc885\uc790\ubcf8\uc99d\uad8c\uc5d0 \ub300\ud574\uc11c\ub294 \uac1c\ubcc4 \ud68c\uc0ac\uac00 \ucf5c\uc635\uc158\uc744 \ud589\uc0ac\ud558\uc9c0 \uc54a\uc744 \uac00\ub2a5\uc131\ub3c4 \uc788\ub2e4\uace0 \uc81c\uae30\ud588\ub2e4. 2022\ub144\uae4c\uc9c0 \ubc1c\ud589\ub41c \uc2e0\uc885\uc790\ubcf8\uc99d\uad8c\uc740 \uacf5\ud1b5\uc801 \uacbd\uacfc\uc870\uce58\uc5d0 \ub530\ub77c \uae30\ubcf8\uc790\ubcf8\uc73c\ub85c \uc778\uc815\ub418\uace0 \uc788\uc5b4\uc11c\ub2e4. \uc1a1 \uc5f0\uad6c\uc6d0\uc740 &#8220;\uae30\ubcf8\uc790\ubcf8 \ube44\uc728\uc774 \ub0ae\uace0 \uae30\ubcf8\uc790\ubcf8\uc744 \ud655\ucda9\ud560 \uc218 \uc788\ub294 \ub2e4\ub978 \ubc29\ubc95\uc774 \uc5c6\ub2e4\uba74 \ucf5c\uc635\uc158\uc744 \ud589\uc0ac\ud558\uc9c0 \uc54a\uc744 \uc694\uc778\uc774 \ub2e4\uc18c \ud074 \uac83&#8221;\uc774\ub77c\uace0 \ub9d0\ud588\ub2e4.<\/p>\n<p><strong>\u25c7&#8221;\uae30\ubcf8\uc790\ubcf8 \ud655\ucda9 \uc218\uc694\ub294 \ud06c\uc9c0\ub9cc \ubc29\uc548 \uc81c\ud55c\uc801\u2026\ucda9\ubd84\ud55c \uc720\uc608 \uae30\uac04 \ub46c\uc57c&#8221;<\/strong><\/p>\n<p>\uae30\ubcf8\uc790\ubcf8\ube44\uc728 \ub3c4\uc785\uc774 \uc608\uace0\ub418\uba74\uc11c \uc790\ubcf8\uc5d0 \ub300\ud55c \uc9c8\uc801 \uac1c\uc120 \ud544\uc694\uc131\uc774 \ucee4\uc9c0\uace0 \uc788\ub2e4. \uc1a1 \uc5f0\uad6c\uc6d0\uc740 &#8220;\uae30\ubcf8\uc790\ubcf8\ube44\uc728 \ucd5c\uc18c \uae30\uc900\uc774 \ub9c8\ub828\ub418\ub294 \ub9cc\ud07c \ud655\ucda9 \ubc29\uc548\uacfc \ud568\uaed8 \uc790\ubcf8 \ubcc0\ub3d9\uc131 \uc644\ud654\ub97c \uc704\ud55c ALM(\uc790\uc0b0\ubd80\ucc44\uad00\ub9ac) \uac15\ud654, \uc694\uad6c\uc790\ubcf8 \ud1b5\uc81c \uc5ed\uc2dc \uc911\uc694\ub3c4\uac00 \ub192\uc544\uc9c0\uace0 \uc788\ub2e4&#8221;\uba70 &#8220;\uc790\ubcf8 \uad00\ub9ac \uc804\ub7b5 \ubaa9\ud45c\ub3c4 \uc608\uc804\uc5d0\ub294 \uc591\uc801 \ubc29\uc5b4\uc5d0 \ucd08\uc810\uc774 \ub9de\ucdb0\uc84c\ub2e4\uba74 \uc774\uc81c\ub294 \uc9c8\uc801 \uad00\ub9ac\uc640 \uc548\uc815\uc131 \uac15\ud654\ub85c \ubb34\uac8c\uc911\uc2ec\uc774 \ubc14\ub00c\uace0 \uc788\ub2e4&#8221;\ub77c\uace0 \ub9d0\ud588\ub2e4.<\/p>\n<p>\uae08\uc735\ub2f9\uad6d\uc740 \ud604\uc7ac \uae30\ubcf8\uc790\ubcf8 \ube44\uc728 \ub3c4\uc785 \uc2dc\uc810\uacfc \uaddc\uc81c \uc218\uc900\uc744 \ub17c\uc758 \uc911\uc5d0 \uc788\ub2e4. \uc81c\ub3c4 \uac15\ud654 \ub530\ub978 \ubcf4\ud5d8\ubd80\ucc44 \uc99d\uac00\uc640 \uc790\ubcf8\uc131\uc99d\uad8c \ud655\ub300\ub85c \ubcf4\ud5d8\uc0ac \uc790\ubcf8\uc758 \uc9c8\uc801 \ud558\ub77d\uc774 \ub098\ud0c0\ub098\uc790 \uad00\ub9ac\uc5d0 \ub098\uc130\ub2e4. \ud604\uc7ac \uc5c5\uacc4\ub294 \uae00\ub85c\ubc8c \uc0ac\ub840\ub97c \ucc38\uace0\ud574 \uaddc\uc81c\ub97c 50~70% \uc218\uc900\uc5d0\uc11c \ub3c4\uc785\ud560 \uac83\uc73c\ub85c \uc804\ub9dd\ud558\uace0 \uc788\ub2e4. \uc774\uc5d0 \ub530\ub77c \uae30\ubcf8\uc790\ubcf8\ube44\uc728\uc774 \ud574\ub2f9 \uc218\uc900\uc5d0 \uba38\ubb3c\ub7ec \uc788\ub294 \ubcf4\ud5d8\uc0ac\ub4e4\uc758 \uacbd\uc6b0 \uaddc\uc81c \ub3c4\uc785 \ubd80\ub2f4\uc774 \ud070 \uc0c1\ud669\uc774\ub2e4.<\/p>\n<p>\uc1a1 \uc5f0\uad6c\uc6d0\uc740 \uae30\ubcf8\uc790\ubcf8 \ud655\ucda9\uc774 \uc81c\ud55c\uc801\uc778 \uc0c1\ud669\uc778 \ub9cc\ud07c \uaddc\uc81c \ub3c4\uc785\uc2dc \ucda9\ubd84\ud55c \uc900\ube44 \uae30\uac04\uc774 \ud544\uc694\ud558\ub2e4\uace0 \uc81c\uc5b8\ud588\ub2e4. \ud604\uc7ac \uc790\ubcf8\uc131\uc99d\uad8c \ubc1c\ud589\uc73c\ub85c \uae30\ubcf8\uc790\ubcf8\uc744 \ud655\ucda9\ud558\ub824\uba74 Tier 1 \uc77c\ubc18\uc2e0\uc885 \ub610\ub294 CoCo\uc2e0\uc885 \ud615\ud0dc\ub85c \ubc1c\ud589\uc744 \ud574\uc57c \ud558\ub294\ub370 \ubcf4\uc644\uc790\ubcf8 \uc790\ubcf8\uc131\uc99d\uad8c \ub300\ube44 \uc190\uc2e4\ud761\uc218\ub825\uc774 \ub192\uc544\uc57c \ud55c\ub2e4. \uc870\uae30\uc0c1\ud658 \uc720\uc778\uc774 \ub420 \uc218 \uc788\ub294 \uc2a4\ud15d\uc5c5 \uc870\ud56d\uc774 \uc5c6\uc5b4\uc57c \ud558\uace0 \uc774\uc790\uc9c0\uae09\uc7ac\uc6d0\uc740 \ubc30\ub2f9\uac00\ub2a5\uc774\uc775 \ub0b4\uc5d0\uc11c \ud655\ubcf4\ud574\uc57c \ud55c\ub2e4.<\/p>\n<p>\uc1a1 \uc5f0\uad6c\uc6d0\uc740 &#8220;\ud604\uc7ac \ubcf4\ud5d8\uc5c5\uacc4\ub294 \ud574\uc57d\ud658\uae09\uae08\uc900\ube44\uae08 \uc801\ub9bd\uc73c\ub85c \ubc30\ub2f9\uac00\ub2a5\uc774\uc775\uc774 \ud06c\uac8c \ucd95\uc18c\ub41c \uc0c1\ud0dc&#8221;\ub77c\uba70 &#8220;\ub2f9\uad6d\uc5d0\uc11c \ud0a5\uc2a4\ube44\uc728\uc774 \uc6b0\uc218\ud55c \ud68c\uc0ac\uc5d0 \ud55c\ud574 \uc801\ub9bd \ube44\uc728 \uc644\ud654 \uc870\uce58\ub97c \ub2e8\uacc4\uc801\uc73c\ub85c \uc2dc\ud589\ud558\uace0 \uc788\uc73c\ub098 \ud68c\uc0ac\ub4e4\uc774 \ub2e8\uae30\uac04 \ub0b4 \ucda9\ubd84\ud55c \uc218\uc900\uc758 \ubc30\ub2f9\uac00\ub2a5\uc774\uc775\uc744 \ud655\ubcf4\ud560 \uc218 \uc788\uc744\uc9c0 \uc5ec\ubd80\ub294 \ubd88\ud655\uc2e4\uc131\uc774 \ud06c\ub2e4&#8221;\ub77c\uace0 \ub9d0\ud588\ub2e4.<\/p>\n<p>\uc1a1 \uc5f0\uad6c\uc6d0\uc740 &#8220;\uae08\uc735\uc9c0\uc8fc\ub098 \uc9c0\ubc30\uad6c\uc870\uac00 \ub2e8\uc21c\ud55c \ud68c\uc0ac\ub294 \uc720\uc0c1\uc99d\uc790\uac00 \ube44\uad50\uc801 \uc6a9\uc774\ud558\uc9c0\ub9cc \uadf8 \uc678 \uc9c0\ubc30\uad6c\uc870\uac00 \ubd84\uc0b0\ub418\uc5b4 \uc788\ub294 \ud68c\uc0ac\ub294 \uc720\uc0c1\uc99d\uc790\ub97c \ud1b5\ud55c \uc790\ubcf8 \ud655\ucda9\ub3c4 \uc27d\uc9c0 \uc54a\ub2e4&#8221;\uba70 &#8220;\uc77c\ubd80 \ud68c\ub294 \ub3c4\uc785 \ubd80\ub2f4\uc774 \ud06c\uace0 \uae30\ubcf8\uc790\ubcf8 \ud655\ucda9 \ubc29\ubc95\ub3c4 \uc81c\ud55c\uc801\uc778 \uac83\uc744 \uace0\ub824\ud558\uba74 \ucda9\ubd84\ud55c \uc720\uc608 \uae30\uac04\uc774 \ud544\uc694\ud560 \uac83&#8221;\uc774\ub77c\uace0 \ub367\ubd99\uc600\ub2e4.<\/p>\n<p>\/ \uae40\uc601\uc740 \ub354\ubca8 \uae30\uc790<\/p>\n","protected":false},"excerpt":{"rendered":"<p>|\uc1a1\ubbf8\uc815 \ud55c\uad6d\uae30\uc5c5\ud3c9\uac00 \uc218\uc11d\uc5f0\uad6c\uc6d0 \ubcf4\ud5d8\uc0ac\uc758 \uae30\ubcf8\uc790\ubcf8 \uc9c0\uae09\uc5ec\ub825(K-ICS\u00b7\ud0a5\uc2a4)\ube44\uc728 \uaddc\uc81c \ub3c4\uc785\uc744 \uc55e\ub450\uace0 \ucda9\ubd84\ud55c \uc900\ube44 \uae30\uac04\uc774 \ud544\uc694\ud558\ub2e4\ub294 \uc758\uacac\uc774 \ub098\uc624\uace0 \uc788\ub2e4. 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