{"id":39149,"date":"2025-09-01T14:50:59","date_gmt":"2025-09-01T05:50:59","guid":{"rendered":"https:\/\/www.sanctionlab.com\/?p=39149"},"modified":"2025-09-02T10:23:16","modified_gmt":"2025-09-02T01:23:16","slug":"%ed%98%b8%ec%b0%8c%eb%af%bc%ec%a7%80%ec%a0%90-%ec%9d%b8%ea%b0%80-%ec%b5%9c%eb%8c%80-%ed%98%84%ec%95%88%eb%82%a8%eb%b6%80-%ea%b5%90%eb%91%90%eb%b3%b4-%ea%b5%ac%ec%b6%95","status":"publish","type":"post","link":"https:\/\/www.sanctionlab.com\/?p=39149","title":{"rendered":"“\ud638\ucc0c\ubbfc\uc9c0\uc810 \uc778\uac00 \ucd5c\ub300 \ud604\uc548\u2026\ub0a8\ubd80 \uad50\ub450\ubcf4 \uad6c\ucd95”"},"content":{"rendered":"

|\u2461\ubc15\ucc3d\uc624 \ub18d\ud611\uc740\ud589 \ud558\ub178\uc774\uc9c0\uc810\uc7a5, \uc2e0\uc131\uc7a5 \uc704\ud574 \ub0a8\ubd80 \uacf5\ub7b5 \uc900\ube44<\/h3>\n

\ubc15\ucc3d\uc624 \uc9c0\uc810\uc7a5(\uc0ac\uc9c4<\/strong>)\uc740 \uc9c0\ub09c 2022\ub144 \ub18d\ud611\uc740\ud589 \ud558\ub178\uc774\uc9c0\uc810\uc7a5\uc73c\ub85c \ubc1c\ub839\ubc1b\uc558\ub2e4. \ubd80\uc784 \uc9c1\ud6c4\ubd80\ud130 \uc9c0\uc810\uc758 \uc218\uc775\uc131\uacfc \ub300\ucd9c \uc2e4\uc801\uc744 \uac1c\uc120\ud588\ub2e4. \ud558\uc9c0\ub9cc \uc2dc\uc7a5\uae08\ub9ac \ubcc0\ub3d9\uc131\uc774 \ud06c\uace0 \uacbd\uc7c1\uc774 \uce58\uc5f4\ud574\uc9c0\ub294 \uac78 \uace0\ub824\ud558\uba74 \uc0c8\ub85c\uc6b4 \uc131\uc7a5 \ub3d9\ub825\uc744 \ubaa8\uc0c9\ud560 \ud544\uc694\uac00 \uc788\ub2e4.<\/p>\n

\ubc15 \uc9c0\uc810\uc7a5\uc740 \ud638\ucc0c\ubbfc\uc0ac\ubb34\uc18c\ub97c \uc9c0\uc810\uc73c\ub85c \uc804\ud658\ud558\ub294 \uac8c \uc911\uc694\ud558\ub2e4\uace0 \uac15\uc870\ud588\ub2e4. \ud638\ucc0c\ubbfc\uc774 \ub0a8\ubd80 \uc9c0\uc5ed\uc5d0 \uc788\ub294 \uae30\uc5c5\uc744 \uacf5\ub7b5\ud558\ub294 \ub370 \uad50\ub450\ubcf4\ub85c\uc11c \uac16\ub294 \uc804\ub7b5\uc801 \ud6a8\uacfc\uac00 \uc0c1\ub2f9\ud558\uae30 \ub54c\ubb38\uc774\ub2e4. \uc9c0\uc810 \uc778\uac00\uac00 \uc7a5\uae30\uc804\uc5d0 \ub3cc\uc785\ud55c \ub9cc\ud07c \ubcf8\ud589\uacfc \ud568\uaed8 \ub300\ucd9c \ud504\ub85c\uc138\uc2a4 \uac1c\uc120 \ubc29\uc548\uc744 \ud0c0\uc9c4 \uc911\uc774\ub2e4.<\/p>\n

\u25c7\uc9c0\uc810\uc7a5 \ubd80\uc784 \ud6c4 \uc218\uc775\uc131, \ub300\ucd9c \uc2e4\uc801 \ube60\ub978 \uc99d\uac00\uc138<\/strong><\/p>\n

\ubc15\ucc3d\uc624 \uc9c0\uc810\uc7a5\uc740 \uc9c0\ub09c 2022\ub144 \ud558\ub178\uc774\uc9c0\uc810\uc7a5\uc73c\ub85c \ubc1c\ub839\ubc1b\uc558\ub2e4. \uc62c\ud574\ub85c \ucde8\uc784 4\ub144 \ucc28\ub2e4. \ucde8\uc784 \uc9c1\ud6c4\ubd80\ud130 \uc9c0\uc810 \uc2e4\uc801\uc744 \uac1c\uc120\ud558\ub294 \ub370 \ud06c\uac8c \uc774\ubc14\uc9c0\ud588\ub2e4. \ucde8\uc784 \ud6c4 1\ub144 \uacbd\uc601\uc744 \uc628\uc804\ud788 \ucc45\uc784\uc9c4 2023\ub144\uc5d4 \uc21c\uc774\uc775 1233\ub9cc\ub2ec\ub7ec\ub97c \uae30\ub85d\ud588\ub2e4. \uc804\ub144 184\ub9cc\ub2ec\ub7ec\ubcf4\ub2e4 6.7\ubc30 \uae09\uc99d\ud588\ub2e4. 2024\ub144\uc5d4 \uc21c\uc774\uc775\uc774 955\ub9cc\ub2ec\ub7ec\ub85c \uac10\uc18c\ud588\uc9c0\ub9cc \ub300\ucd9c\uc794\uc561\uc740 \uac1c\uc810 \uc774\ub798 \uc5ed\ub300\uce58\ub97c \uae30\ub85d\ud588\ub2e4.<\/p>\n

\"\"<\/div>\n

\ubc15 \uc9c0\uc810\uc7a5\uc740 “\ud55c\uad6d\uacc4 \uae30\uc5c5 \ub300\uc0c1\uc73c\ub85c \ubcf8\ud589\uacfc\uc758 \ud611\uc5c5 \ub300\ucd9c\uc744 \uc801\uadf9\uc801\uc73c\ub85c \ud558\uace0 \ub300\ucd9c\uae08\ub9ac \uc6b0\ub300\ub97c \uc798 \ud574\uc900 \uc601\ud5a5\uc778 \ub4ef\ud558\ub2e4”\uba70 “\ub2ec\ub7ec \uc608\uae08\uc744 \uc720\uce58\ud558\uba74\uc11c \uae08\ub9ac \uc6b0\ub300 \uc815\ucc45\uc744 \ud3bc\uce60 \uc5ec\ub825\uc744 \ud655\ubcf4\ud588\ub2e4”\uace0 \ub9d0\ud588\ub2e4.<\/p>\n

\ud604\uc9c0 \uc815\ucc45\uc0c1 \uc740\ud589\uc740 \ub2ec\ub7ec \uc608\uae08\uc5d0 \ub300\ud55c \uc774\uc790\ub97c \uc9c0\uae09\ud560 \uc218 \uc5c6\ub2e4. \uad6d\uac00\uc801\uc73c\ub85c \ub2ec\ub7ec \uc218\uc694 \uad00\ub9ac\ub97c \uc704\ud574 \uad00\ub828 \uaddc\uc815\uc744 \ub9c8\ub828\ud588\ub2e4. \uc774\uc5d0 \uc740\ud589\uc740 \ubb34\uc774\uc790\ub85c \uc790\uae08\uc744 \uc6b4\uc6a9\ud560 \uc218 \uc788\ub294 \ub2ec\ub7ec \uc608\uae08\uc744 \ub9ce\uc774 \uc720\uce58\ud560\uc218\ub85d \uc601\uc5c5 \ub9c8\ucf00\ud305\uc744 \uc801\uadf9\uc801\uc73c\ub85c \ud3bc\uce58\uae30 \uc720\ub9ac\ud574\uc9c4\ub2e4. \ud558\ub178\uc774\uc9c0\uc810\uc740 \ud604\uc9c0 \uc9c4\ucd9c\ud55c \uad6d\ub0b4 \ub300\uae30\uc5c5\uc73c\ub85c\ubd80\ud130 \ub300\uaddc\ubaa8 \ub2ec\ub7ec \uc608\uae08\uc744 \ubc1b\uc740 \uac83\uc73c\ub85c \uc804\ud574\uc9c4\ub2e4.<\/p>\n

\ubc15 \uc9c0\uc810\uc7a5\uc758 \ud574\uc678 \uc9c0\uc810 \uacbd\ub825\uc774 \ucc98\uc74c\uc774\ub77c\ub294 \uac78 \uace0\ub824\ud558\uba74 \uace0\ubb34\uc801\uc778 \uc131\uacfc\ub2e4. \uadf8\ub294 \ubcf8\ud589\uc5d0\uc11c \uc138\uc885\ud2b9\ubcc4\uc790\uce58\uc2dc \uc911\uc2ec\uc73c\ub85c \uacbd\ub825\uc744 \uc313\uc558\ub2e4. 2017\ub144 \uc138\uc885\uae08\uc735\ucd1d\uad04\ub2e8 \ud300\uc7a5\uc73c\ub85c \ud65c\ub3d9\ud558\uace0 \uc774\ub4ec\ud574 NH\uae08\uc735\ud50c\ub7ec\uc2a4(PLUS) \uc138\uc885\uc601\uc5c5\ubd80 \uc13c\ud130\uc7a5\uc73c\ub85c \ubd80\uc784\ud588\ub2e4. \uc774\ud6c4 2021\ub144\ubd80\ud130 \ud558\ub178\uc774\ub85c \uac00\uae30 \uc804\uae4c\uc9c0 \uc138\uc885\ud55c\ub204\ub9ac\uc9c0\uc810\uc7a5\uc744 \uc5ed\uc784\ud588\ub2e4. \uc815\ucc45 \ud5c8\ube0c\uc778 \uc138\uc885\uc2dc\uc5d0\uc11c \uadfc\ubb34\ud55c \uacbd\ub825\uc774 \ubca0\ud2b8\ub0a8 \uc218\ub3c4\uc774\uc790 \uc815\ucc45\uae08\uc735 \ud5c8\ube0c\uc778 \ud558\ub178\uc774\uc5d0\uc11c \uc801\uc751\ud558\ub294 \ub370 \ubcf4\ud0ec\uc774 \ub410\ub2e4.<\/p>\n

\ud558\ub178\uc774\ub294 \ucd5c\uadfc \ubca0\ud2b8\ub0a8 \uc815\ubd80\uac00 \uc8fc\ub3c4\uc801\uc73c\ub85c \uace0\ubd80\uac00\uc0b0\uc5c5 \uc721\uc131 \uc815\ucc45\uc744 \ud3bc\uce5c \uacf3\uc774\ub2e4. \uad6d\uac00\ud601\uc2e0\uc13c\ud130\ub97c \uc870\uc131\ud558\uace0 \uc9c4\ucd9c \uae30\uc5c5\uc5d0 \uc138\uc81c \uc778\uc13c\ud2f0\ube0c\ub97c \uc8fc\ub294 \ub2e4\uc591\ud55c \ubd80\uc591 \uc815\ucc45\uc744 \ub9c8\ub828\ud588\ub2e4. \ud638\ucc0c\ubbfc \uc2dc\uc7a5\uc774 \uc131\uc219\uae30\uc5d0 \uc811\uc5b4\ub4e4\uc790 \uc0c8\ub85c\uc6b4 \uc131\uc7a5 \ub3d9\ub825\uc744 \uc704\ud574 \uacf5\uc744 \ub4e4\uc774\ub294 \uc804\ub7b5\uc801 \uc694\ucda9\uc9c0\ub2e4. \ubca0\ud2b8\ub0a8\uc6b0\ub9ac\uc740\ud589\uc774 \ud638\ucc0c\ubbfc\ubcf4\ub2e4 \ud558\ub178\uc774\uc5d0 \uba3c\uc800 \uc9c4\ucd9c\ud558\uace0 \uae30\uc5c5\uc740\ud589\uc774 \ud5a5\ud6c4 \ubc95\uc778\uc744 \ud558\ub178\uc774\uc5d0 \uc138\uc6b0\uae30\ub85c \ud55c \uac83\ub3c4 \uc774\ub7ec\ud55c \uce21\uba74\uc5d0\uc11c\ub2e4.<\/p>\n

\u25c7\uc644\ub9cc\ud574\uc9c4 \uc131\uc7a5\uc138, \uc5ec\ub7ec \ub0a8\ubd80 \uacf5\ub7b5\ucc45 \ub3d9\uc2dc \ud0c0\uc9c4<\/strong><\/p>\n

\ub18d\ud611\uc740\ud589\uc740 \ubca0\ud2b8\ub0a8\uc5d0\uc11c \ud558\ub178\uc774 \ud55c\uacf3\uc5d0\uc11c\ub9cc \uc9c0\uc810\uc744 \uc6b4\uc6a9\ud55c\ub2e4. \uae30\uc5c5\uae08\uc735 \uc2dc\uc7a5 \uacbd\uc7c1\uc774 \uce58\uc5f4\ud574\uc9c0\uace0 \uc2dc\uc7a5\uae08\ub9ac \ubcc0\ub3d9\uc131\uc774 \uc608\uce21\ud558\uae30 \uc5b4\ub835\ub2e4\ub294 \uac78 \uace0\ub824\ud558\uba74 \uc0c8\ub85c\uc6b4 \uc131\uc7a5 \ub3d9\ub825 \uc5c6\uc774\ub294 \uc548\uc2ec\ud560 \uc218 \uc5c6\ub294 \uc0c1\ud669\uc774\ub2e4. \uc218\uc775\uc131\uacfc \ub300\ucd9c \uc2e4\uc801 \ubaa8\ub450 \uc62c\ud574 \ub4e4\uc5b4 \uc99d\uac00\uc138\uac00 \ud55c\ud480 \uaebe\uc600\ub2e4.<\/p>\n

\ub18d\ud611\uc740\ud589\uc774 \ud638\ucc0c\ubbfc\uc0ac\ubb34\uc18c\uc758 \uc9c0\uc810 \uc804\ud658\uc5d0 \uc9d1\uc911\ud558\ub294 \uc774\uc720\ub2e4. \ub18d\ud611\uc740\ud589\uc740 \uc9c0\ub09c 2019\ub144 \ud638\ucc0c\ubbfc\uc0ac\ubb34\uc18c\ub97c \uc9c0\uc810\uc73c\ub85c \uc804\ud658\ud558\uae30 \uc704\ud574 \uc911\uc559\uc740\ud589\uc5d0 \uc778\uac00 \uc2e0\uccad\uc11c\ub97c \uc81c\ucd9c\ud588\ub2e4. \uc774\ud6c4 6\ub144\uc774 \uc9c0\ub0ac\uc9c0\ub9cc \uacb0\uc2e4\uc744 \ubcf4\uc9c0 \ubabb\ud588\ub2e4. \uc9c0\ub09c 5\uc6d4 IBK\uae30\uc5c5\uc740\ud589\uacfc KDB\uc0b0\uc5c5\uc740\ud589\uc774 \uac01\uac01 \ubc95\uc778\uacfc \uc9c0\uc810 \uc124\ub9bd \uad00\ub828 \uc778\uac00\uc811\uc218\uc99d\uc744 \uc218\ub839\ud588\uc9c0\ub9cc \ub18d\ud611\uc740\ud589\uc740 \uc774 \ub300\uc0c1\uc5d0\uc11c \ube60\uc84c\ub2e4.<\/p>\n

\ubc15 \uc9c0\uc810\uc7a5\uc740 “\ub18d\ud611\uc740\ud589\uc758 \ucd5c\ub300 \ud604\uc548\uc740 \ud638\ucc0c\ubbfc\uc9c0\uc810 \uc804\ud658”\uc774\ub77c\uba70 “\uc911\uc559\uc740\ud589\uc774 \ud604\uc9c0 \uc740\ud589 \uad6c\uc870\uc870\uc815\uc5d0 \ub3cc\uc785\ud574 \uc678\uad6d\uacc4 \uc9c4\uc785 \ud5c8\uac00\uc5d0 \ub300\ud55c \ubd80\ub2f4\uc774 \ud06c\ub2e4 \ubcf4\ub2c8, \uc6b0\ub9ac\ub098\ub77c \uc815\ubd80 \uc815\ucc45\uae08\uc735\uae30\uad00 \ub450 \uacf3\uc5d0\ub9cc \uc6b0\uc120 \ud5c8\uac00\ub97c \ub0b4\uc900 \uac83\uc73c\ub85c \ubcf4\uc778\ub2e4”\uace0 \ub9d0\ud588\ub2e4.<\/p>\n

\ubca0\ud2b8\ub0a8 \ub0b4 \uae08\uc735\uae30\uad00 \uc124\ub9bd \uc778\uac00\ub294 \uc591\uad6d \uc815\ubd80 \uac04\uc758 \uc774\ud574\uad00\uacc4 \ub4f1 \uc5ec\ub7ec \ubcc0\uc218\uac00 \uc791\uc6a9\ud558\ub294 \uc0ac\uc548\uc774\ub2e4. \uc774\uc5d0 \ub300\ud55c \uc608\uce21 \uac00\ub2a5\uc131\uc774 \ub5a8\uc5b4\uc9c0\ub2e4 \ubcf4\ub2c8 \ub18d\ud611\uc740\ud589\ub3c4 \uc9c0\uc810 \uc124\ub9bd \uc678 \uc5ec\ub7ec \ubc29\uc548\uc744 \ubcf8\ud589\uacfc \ud568\uaed8 \ud0c0\uc9c4\ud558\uace0 \uc788\ub2e4. \ud638\ucc0c\ubbfc\uc774 \ub0a8\ubd80 \uad50\ub450\ubcf4\ub85c\uc11c \uac16\ub294 \uc804\ub7b5\uc801 \ud6a8\uacfc\uac00 \uc0c1\ub2f9\ud558\uae30 \ub54c\ubb38\uc774\ub2e4.<\/p>\n

\ubcf8\ud589 \uc2ec\uc0ac\uc5ed\uc744 \ub3d9\ub0a8\uc544 \uc8fc\uc694 \uac70\uc810\uc5d0 \uc0c1\uc8fc\ud558\ub3c4\ub85d \ud574 \ub300\ucd9c \ud504\ub85c\uc138\uc2a4\uc758 \ud6a8\uc728\uc131\uc744 \ub192\uc774\ub294 \uc548\uc774 \ub300\ud45c\uc801\uc774\ub2e4. \ud604\uc7ac\ub294 \ud558\ub178\uc774\uc5d0\uc11c \ub300\ucd9c\uc744 \ub530\ub0b4\uba74 \ubcf8\ud589 \uc2ec\uc0ac\uc5ed\uc774 \uc9c1\uc811 \ub118\uc5b4\uc640 \ud574\ub2f9 \uc5c5\uccb4\ub97c \ud3c9\uac00\ud558\uace0 \uac04\ub2e4. \ud558\ub178\uc774\uc9c0\uc810\uc5d0\uc11c \ub0a8\ubd80 \uc9c0\uc5ed\uae4c\uc9c0\ub3c4 \uc9c1\uc811 \uc601\uc5c5\ud558\ub294 \uac78 \uace0\ub824\ud558\uba74 \uc601\uc5c5 \uc9c4\ud589 \uc18d\ub3c4\uac00 \ub300\ud3ed \ube68\ub77c\uc9c8 \uc804\ub9dd\uc774\ub2e4. \ud558\ub178\uc774\uc9c0\uc810\uc740 \uc0ac\ubb34\uc18c\ub9cc \uc788\ub294 \ud638\ucc0c\ubbfc\uacfc \uc778\uadfc \uc9c0\uc5ed\uc5d0 \ub9e4\ub2ec \ud55c \ubc88\uc529 \uc6d0\uac70\ub9ac \ub9c8\ucf00\ud305\uc744 \ud558\uace0 \uc788\ub2e4.<\/p>\n

\ub18d\ud611\uc740\ud589\uc740 \ubca0\ud2b8\ub0a8 \ube454 \uc740\ud589 \uc911 \ud55c \uacf3\uc778 \uc544\uadf8\ub9ac\ubc45\ud06c\uc5d0 \ub300\ud55c \uc804\ub7b5\uc801 \ud22c\uc790\ub3c4 \uac80\ud1a0\ud558\uace0 \uc788\ub2e4. \ud558\ub098\uc740\ud589\uc774 BIDV\uc5d0 \ud22c\uc790\ud55c \uac83\ucc98\ub7fc \ud5a5\ud6c4 \uc544\uadf8\ub9ac\ubc45\ud06c\uac00 \uc0c1\uc7a5\ud560 \uacbd\uc6b0 \uc9c0\ubd84\uc744 \ud22c\uc790\ud558\ub294 \uc2dd\uc73c\ub85c \ubca0\ud2b8\ub0a8 \uc601\uc5c5 \ubc18\uacbd\uc744 \ub113\ud600\ub098\uac04\ub2e4\ub294 \ubc29\uce68\uc774\ub2e4. \uc544\uadf8\ub9ac\ubc45\ud06c \uad00\uacc4\uc790\uac00 \uc9c0\ub09c\ub2ec \ub610 \ub7fc \uc11c\uae30\uc7a5\uc758 \uad6d\ube48 \ubc29\ubb38\uc5d0 \ub9de\ucdb0 \ubc29\ud55c\ud588\uc744 \ub54c\ub3c4 \ub18d\ud611\uc740\ud589 \uad00\uacc4\uc790\uc640 \uad00\ub828 \uc0ac\ud56d\uc744 \ub17c\uc758\ud55c \uac83\uc73c\ub85c \uc804\ud574\uc9c4\ub2e4.<\/p>\n

\ubc15 \uc9c0\uc810\uc7a5\uc740 “\ubca0\ud2b8\ub0a8 \uc2dc\uc7a5\uc758 \ud2b9\uc131\uc744 \ubc18\uc601\ud558\ub294 \uc5ec\uc2e0\uae08\ub9ac\uccb4\uacc4\ub97c \ub3c4\uc785\ud558\ub294 \uac83\ub3c4 \uc62c\ud574\uc758 \uc911\uc810 \uc0ac\uc5c5”\uc774\ub77c\uba70 “\uae30\uc874\uc758 \ud2c0\uc5d0 \uc548\uc8fc\ud558\uc9c0 \uc54a\uace0 \ubcc0\ud654\ud558\ub294 \ud658\uacbd\uc5d0 \uc801\uadf9\uc801\uc73c\ub85c \ub300\uc751\ud558\ub294 \uac83\uc774 \uc9c0\uc18d\uac00\ub2a5\ud55c \uc131\uc7a5\uc744 \uc704\ud55c \uae30\ubcf8”\uc774\ub77c\uace0 \ub9d0\ud588\ub2e4.<\/p>\n

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