{"id":40506,"date":"2025-09-12T09:08:21","date_gmt":"2025-09-12T00:08:21","guid":{"rendered":"https:\/\/www.sanctionlab.com\/?p=40506"},"modified":"2025-09-16T09:32:36","modified_gmt":"2025-09-16T00:32:36","slug":"%ed%9e%98%ec%8b%a3%eb%8a%94-%ec%b4%88%eb%8c%80%ed%98%95-ib-%ec%9c%a1%ec%84%b1-ima%c2%b7%eb%b0%9c%ed%96%89%ec%96%b4%ec%9d%8c-%ec%9d%b8%ea%b0%80-%ec%b2%ad%ec%8b%a0%ed%98%b8","status":"publish","type":"post","link":"https:\/\/www.sanctionlab.com\/?p=40506","title":{"rendered":"\ud798\uc2e3\ub294 \ucd08\ub300\ud615 IB \uc721\uc131, IMA\u00b7\ubc1c\ud589\uc5b4\uc74c \uc778\uac00 &#8216;\uccad\uc2e0\ud638&#8217;"},"content":{"rendered":"<h3>|\uc99d\uad8c\uc5c5 \uc0dd\uc0b0\uc801 \uae08\uc735 \ud55c\ucd95\u2026\uc0ac\uc5c5\uc790 \ub2e4\uc218 \ud3ec\ud568 \uc758\uc9c0<\/h3>\n<p>\uc815\ubd80\uc758 \uad6d\ubbfc\uc131\uc7a5\ud380\ub4dc \ucd9c\ubc94 \uacc4\ud68d\uc774 \uacf5\uac1c\ub418\uba74\uc11c \uc99d\uad8c\uc5c5\uacc4\uc758 \uc5ed\ud560\uc774 \ub354\uc6b1 \ub9c9\uc911\ud574\uc9c8 \uac83\uc73c\ub85c \uad00\uce21\ub41c\ub2e4. \uad6d\ubbfc\uc131\uc7a5\ud380\ub4dc\uc5d0\uc11c \uad6d\ub0b4 \uc8fc\uc694 \uc99d\uad8c\uc0ac\ub4e4\uc774 \uc81c \uc5ed\ud560\uc744 \ud558\uae30 \uc704\ud574\uc11c\ub294 \uc885\ud569\ud22c\uc790\uacc4\uc88c(IMA) \uc9c0\uc815\uacfc \ub354\ubd88\uc5b4 \ub2e8\uae30\uae08\uc735\uc5c5(\ubc1c\ud589\uc5b4\uc74c) \uc778\uac00 \ub4f1\ub3c4 \uc870\uc18d\ud788 \uc774\ub904\uc838\uc57c \ud560 \uac83\uc73c\ub85c \ubcf4\uc778\ub2e4.<\/p>\n<p>\uad6d\ubbfc\uc131\uc7a5\ud380\ub4dc\uc758 \ubaa9\ud45c\ub294 \uc2dc\uc911\uc790\uae08\uc744 \uc0dd\uc0b0\uc801 \uc601\uc5ed\uc73c\ub85c \ubc14\uafb8\ub294 \ub370\uc5d0 \ubc29\uc810\uc774 \ucc0d\ud600\uc788\ub2e4. \ud604\uc7ac\ub294 \ub124 \uacf3\uc758 \uc99d\uad8c\uc0ac\uac00 \ubc1c\ud589\uc5b4\uc74c\uc744 \uc6b4\uc6a9\ud558\uace0 \uc788\uc9c0\ub9cc \uc62c\ud574 \uc548\uc73c\ub85c \ucd94\uac00 \uc778\uac00\uac00 \uc774\ub904\uc9c0\uba74 \ubca4\ucc98\u00b7\uc911\uc18c\u00b7\uc911\uacac\uae30\uc5c5 \ub4f1\uc758 \uc790\uae08 \uacf5\uae09\uc774 \ub298\uc5b4\ub0a0 \uc218 \uc788\ub2e4. \ucd5c\uadfc \ubc1c\ud45c\ub41c \uc815\ubd80 \uc870\uc9c1 \uac1c\ud3b8\uc548\uc73c\ub85c \uc778\ud574 \uc2ec\uc0ac\uac00 \uc9c0\uc5f0\ub420 \uc6b0\ub824\ub3c4 \uc788\uc9c0\ub9cc \uc815\ucc45\uc5d0 \ubc1c\ub9de\ucd94\uae30 \uc704\ud574\uc11c\ub294 \ucd5c\ub300\ud55c \ub9ce\uc740 \uc0ac\uc5c5\uc790\ub97c \ucc38\uc5ec\uc2dc\ud0ac \uac83\uc73c\ub85c \uad00\uce21\ub41c\ub2e4.<\/p>\n<p><strong>\u25c7\uad6d\ubbfc\uc131\uc7a5\ud380\ub4dc, \ubaa8\ud5d8\uc790\ubcf8 \uc778\uc815\u2026\ubc1c\ud589\uc5b4\uc74c \uc6b4\uc6a9 \uc720\ub3c4<\/strong><\/p>\n<p>\uc815\ubd80\ub294 \ucca8\ub2e8\uc804\ub7b5\uc0b0\uc5c5\uae30\uae08 75\uc870\uc6d0\uacfc \ubbfc\uac04\u00b7\uad6d\ubbfc\u00b7\uae08\uc735\uad8c \uc790\uae08 75\uc870\uc6d0 \ub4f1 \ucd1d 150\uc870\uc6d0 \uaddc\ubaa8\uc758 \uad6d\ubbfc\uc131\uc7a5\ud380\ub4dc \uccad\uc0ac\uc9c4\uc744 \ubc1c\ud45c\ud588\ub2e4. \uae08\uc735\uc704\uc6d0\ud68c\ub97c \ube44\ub86f, \uae30\ud68d\uc7ac\uc815\ubd80, \uacfc\ud559\uae30\uc220\uc815\ubcf4\ud1b5\uc2e0\ubd80, \uc0b0\uc5c5\ud1b5\uc0c1\uc790\uc6d0\ubd80, \uc911\uc18c\ubca4\ucc98\uae30\uc5c5\ubd80, \uc9c0\ubc29\uc2dc\ub300\uc704\uc6d0\ud68c \ub4f1 \uad00\uacc4 \ubd80\ucc98\uac00 \ub3d9\uc6d0\ub418\uace0 \uc0b0\uc5c5\uacc4\uc640 \ubca4\ucc98\uc5c5\uacc4\uae4c\uc9c0 \ucc38\uc5ec\ud558\ub294 \uba54\uac00 \ud504\ub85c\uc81d\ud2b8\ub2e4.<\/p>\n<p>\ud574\ub2f9 \ud380\ub4dc\ub97c \ud65c\uc6a9\ud574 \ubbf8\ub798 \uc804\ub7b5\uc0b0\uc5c5\uacfc \uc0dd\ud0dc\uacc4 \uc804\ubc18\uc744 \uc9c0\uc6d0\ud574 \ud5a5\ud6c4 20\ub144\uc758 \ub300\ud55c\ubbfc\uad6d \uc131\uc7a5\ub3d9\ub825\uc744 \uc900\ube44\ud558\uaca0\ub2e4\ub294 \uad6c\uc0c1\uc774\ub2e4. \ud55c\uad6d\uc0b0\uc5c5\uc740\ud589\uc774 \uc911\uc2ec\uc774 \ub418\ub294 \ucca8\ub2e8\uc804\ub7b5\uc0b0\uc5c5\uae30\uae08 \uc678\uc5d0 \ubbfc\uac04\u00b7\uad6d\ubbfc\u00b7\uae08\uc735\uad8c \uc790\uae08\uc774 75\uc870\uc6d0\uc774\ub098 \ub4e4\uc5b4\uac00\uae30 \ub54c\ubb38\uc5d0 \uc740\ud589\u00b7\uc99d\uad8c\u00b7\ubcf4\ud5d8\u00b7\uc5f0\uae30\uae08 \ub4f1 \uc5c5\uad8c\ubcc4\ub85c \uc790\uae08\uc744 \uc5b4\ub5bb\uac8c \ub9cc\ub4e4\uc5b4 \ub0bc\uc9c0\uac00 \ud575\uc2ec\uc774\ub2e4.<\/p>\n<p>\uc99d\uad8c\uc5c5\uad8c\uc5d0\ub294 \uae00\ub85c\ubc8c \uc218\uc900\uc758 \ud22c\uc790\uc740\ud589(IB) \uc721\uc131\uc744 \uc8fc\ubb38\ud558\ub294 \ud55c\ud3b8 \uad6d\ubbfc\uc131\uc7a5\ud380\ub4dc\uc5d0 \ud22c\uc790\ud560 \uacbd\uc6b0 \uc885\ud569\uae08\uc735\ud22c\uc790\uc0ac\uc5c5\uc790(\uc885\ud22c\uc0ac) \ubaa8\ud5d8\uc790\ubcf8 \ud22c\uc790 \ub300\uc0c1\uc73c\ub85c \uc778\uc815\ud558\uaca0\ub2e4\uace0 \ubc1d\ud614\ub2e4. \uc774\ub294 \uc62c\ud574 \uc0c1\ubc18\uae30 \uae08\uc735\ub2f9\uad6d\uc774 \ubc1d\ud78c \uc885\ud22c\uc0ac \uc81c\ub3c4\uac1c\uc120\uacfc\ub3c4 \ub9de\ub2ff\uc544\uc788\ub2e4. \ubaa8\ud5d8\uc790\ubcf8 \uacf5\uae09 \ud65c\uc131\ud654\ub97c \uc704\ud574 IMA \uc0ac\uc5c5\uc790 \uc9c0\uc815\uacfc \ubc1c\ud589\uc5b4\uc74c \uc778\uac00\ub97c \uc18d\ub3c4\uac10 \uc788\uac8c \uc9c4\ud589\ud558\uaca0\ub2e4\ub294 \ub0b4\uc6a9\uc774\uc5c8\ub2e4.<\/p>\n<p>\uae08\uc735\ub2f9\uad6d \uc815\ucc45\uc5d0 \ud638\uc751\ud558\uae30 \uc704\ud574 \ud604\uc7ac \uc790\uae30\uc790\ubcf8 8\uc870\uc6d0 \uc774\uc0c1\uc778 \ud55c\uad6d\ud22c\uc790\uc99d\uad8c, \ubbf8\ub798\uc5d0\uc14b\uc99d\uad8c\uc740 IMA \uc9c0\uc815 \uc2e0\uccad\uc744 \ud588\uace0 \uc774\ub2ec \uc911\uc73c\ub85c NH\ud22c\uc790\uc99d\uad8c\ub3c4 \ub3d9\ucc38\ud560 \uc608\uc815\uc774\ub2e4. \uc0bc\uc131\uc99d\uad8c, \ud0a4\uc6c0\uc99d\uad8c, \uc2e0\ud55c\ud22c\uc790\uc99d\uad8c, \uba54\ub9ac\uce20\uc99d\uad8c, \ud558\ub098\uc99d\uad8c \ub4f1 \ub2e4\uc12f \uacf3\uc758 \uc99d\uad8c\uc0ac\ub294 \ubc1c\ud589\uc5b4\uc74c \uc778\uac00 \uc2e0\uccad\uc744 \ud588\ub2e4. IMA\uc640 \ubc1c\ud589\uc5b4\uc74c\uc740 \ud22c\uc790\uc790\uc758 \uc790\uae08\uc744 \ubc1b\uc544\uc11c \uc6b4\uc6a9\ud558\uace0 \ubaa8\ud5d8\uc790\ubcf8 \ud22c\uc790 \ube44\uc911\ub3c4 \uc815\ud574\uc838 \uc788\ub2e4.<\/p>\n<p><strong>\u25c7IMA\u00b7\ubc1c\ud589\uc5b4\uc74c \uc0ac\uc5c5\uc790 \ud655\ub300, \uc0dd\uc0b0\uc801 \uae08\uc735\uc5d0 \uae30\uc5ec<\/strong><\/p>\n<p>IMA \ubc0f \ubc1c\ud589\uc5b4\uc74c \uc0ac\uc5c5\uc790\uac00 \ud655\ub300\ub418\uba74 \uc81c\ub3c4\uc801\uc73c\ub85c \uc815\ubd80\uac00 \uac15\uc870\ud558\ub294 \uad6d\ubbfc\uc131\uc7a5\ud380\ub4dc \uc790\uae08\uc774 \ub298\uc5b4\ub098\ub294 \uad6c\uc870\uac00 \ub41c\ub2e4. \uc9c0\ub09c\ub2ec \ub354\ubd88\uc5b4\ubbfc\uc8fc\ub2f9 \uc18c\uc18d \ud64d\uc131\uad6d \uc804 \uad6d\ud68c\uc6d0\uc740 &#8216;\uacbd\uc81c\ub294 \ubbfc\uc8fc\ub2f9&#8217; \uc138\ubbf8\ub098\ub97c \ud1b5\ud574 \ub300\ud615 \uc99d\uad8c\uc0ac\uc758 \ubc1c\ud589\uc5b4\uc74c, IMA \uc0ac\uc5c5 \uc9c4\ucd9c \uc720\ub3c4\ub97c \ud1b5\ud55c \ubaa8\ud5d8\uc790\ubcf8 \uacf5\uae09 \ud655\ub300\ub3c4 \uac15\uc870\ud558\uae30\ub3c4 \ud588\ub2e4. \uadf8\ub294 \ud604 \uc815\ubd80 \uad6d\uc815\uae30\ud68d\uc704\uc6d0\ud68c\uc5d0\uc11c \uacbd\uc81c1\ubd84\uacfc\uc7a5\uc73c\ub85c \uac70\uc2dc\uacbd\uc81c\uc815\ucc45\uc744 \uc9f0\ub2e4.<\/p>\n<div><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-40509\" src=\"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/09\/20250912085105380_n.jpg\" alt=\"\" width=\"640\" height=\"262\" srcset=\"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/09\/20250912085105380_n.jpg 640w, https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/09\/20250912085105380_n-300x123.jpg 300w, https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/09\/20250912085105380_n-150x61.jpg 150w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/><\/div>\n<p>\ud64d \uc804 \uc758\uc6d0\uc5d0 \ub530\ub974\uba74 \ud604\uc7ac \ub300\ud615 \uc99d\uad8c\uc0ac\uac00\uac00 \ubc1c\ud589\uc5b4\uc74c, IMA \uc0ac\uc5c5\uc5d0 \ubaa8\ub450 \uc9c4\ucd9c\ud560 \uacbd\uc6b0 2026\ub144 15\uc8706000\uc5b5\uc6d0 \uaddc\ubaa8\uc758 \ubaa8\ud5d8\uc790\ubcf8 \ud22c\uc790\uac00 \uc774\ub904\uc9c0\uace0 2030\ub144\uae4c\uc9c0\ub294 \uc99d\uad8c\uc0ac \ubaa8\ud5d8\uc790\ubcf8 \uacf5\uae09\uc561\uc774 \ucd5c\ub300 53\uc8702000\uc5b5\uc6d0\uae4c\uc9c0 \ud655\ub300\ub420 \uac83\uc73c\ub85c \uc804\ub9dd\ud588\ub2e4. \ud604 \uc815\ubd80\uac00 \uad6d\ubbfc\uc131\uc7a5\ud380\ub4dc\uc758 \uc0c1\ub2f9 \ubd80\ubd84\uc744 \uc99d\uad8c\uc5c5\uc5d0 \uae30\ub300\ud558\uace0 \uc788\ub294 \ub9cc\ud07c \uc2e0\uaddc \uc0ac\uc5c5\uc790 \uc9c0\uc815\uacfc \uc778\uac00\uc5d0\ub3c4 \uae0d\uc815\uc801\uc774\ub77c\ub294 \ud3c9\uc774 \ub098\uc628\ub2e4.<\/p>\n<p>\uc2e4\uc81c \uc0c8\ub86d\uac8c \uc0ac\uc5c5\uc5d0 \uc9c4\ucd9c\ud560 \uc99d\uad8c\uc0ac\ub4e4\uc740 \ubaa8\ud5d8\uc790\ubcf8 \uacf5\uae09\uc744 \ud655\ub300\ud558\uaca0\ub2e4\ub294 \uacc4\ud68d\uc744 \uc801\uadf9\uc801\uc73c\ub85c \ub0b4\ub193\uace0 \uc788\ub2e4. \uc0bc\uc131\uc99d\uad8c\uc740 2028\ub144\uae4c\uc9c0 \ubaa8\ud5d8\uc790\ubcf8 \uacf5\uae09\uc744 5\uc870\uc6d0\uae4c\uc9c0 \ub298\ub9ac\uaca0\ub2e4\ub294 \ubc29\uce68\uc774\uace0 \uba54\ub9ac\uce20\uc99d\uad8c\ub3c4 \ubc1c\ud589\uc5b4\uc74c \uc790\uae08\uc744 \uae30\uc5c5\uae08\uc735\uacfc \ubaa8\ud5d8\uc790\ubcf8\uc73c\ub85c\ub9cc \ucc44\uc6b0\uaca0\ub2e4\uace0\ub3c4 \ubc1d\ud614\ub2e4. \ud558\ub098\uc99d\uad8c\uc740 \uc778\uac00 \uccab \ud574\ubd80\ud130 \ubc1c\ud589\uc5b4\uc74c \ucd1d\uc790\uae08\uc758 25% \uc774\uc0c1\uc744 \ubaa8\ud5d8\uc790\ubcf8 \uacf5\uae09\uc5d0 \ud65c\uc6a9\ud560 \uacc4\ud68d\uc774\ub2e4.<\/p>\n<p>\ubb3c\ub860 \ubcc0\uc218\ub3c4 \uc788\ub2e4. \ud604\uc7ac \uc815\ubd80\uac00 \uae08\uc735\uc704\uc758 \uae08\uc735\uc815\ucc45 \uae30\ub2a5\uc744 \uc7ac\uc815\uacbd\uc81c\ubd80\ub85c \uc774\uad00\ud558\uace0, \uae08\uc735\uc704\ub97c \uae08\uc735\uac10\ub3c5\uc704\uc6d0\ud68c(\uae08\uac10\uc704)\ub85c \uc7ac\ud3b8\ud558\ub294 \uc870\uc9c1\uac1c\ud3b8\uc548\uc744 \ucd94\uc9c4\ud558\uba74\uc11c\ub2e4. \uae08\uac10\uc6d0\ub3c4 \uae08\uc735\uc18c\ube44\uc790\ubcf4\ud638\uc6d0(\uae08\uc18c\uc6d0)\uc744 \ubd84\ub9ac\u00b7\uc2e0\uc124\ud55c \ub4a4, \ub450 \uae30\uad00 \ubaa8\ub450 \uacf5\uacf5\uae30\uad00\uc73c\ub85c \uc9c0\uc815\ud558\ub294 \ubc29\uc548\uc774 \ubc1c\ud45c\ub418\uba74\uc11c \uc9c1\uc6d0\ub4e4\uc758 \ubc18\ubc1c\ub3c4 \uac70\uc138\ub2e4. \uc774 \ub54c\ubb38\uc5d0 \uc778\ud5c8\uac00\uc640 \uad00\ub828\ub41c \uc5c5\ubb34 \uc9c0\uc5f0\uc774 \uc788\uc744 \uc218\ub3c4 \uc788\ub2e4\ub294 \ud3c9\uc774\ub2e4.<\/p>\n<p>\ub2e4\ub9cc \ud574\ub2f9 \ud380\ub4dc\uc758 \uc911\uc694\uc131\uc744 \uace0\ub824\ud574 \uad00\uacc4 \ubd80\ucc98 \uac04 \ucc28\uad00\uae09 \ud611\uc758\uccb4(\uae08\uc735\uc704\uc6d0\ud68c, \uc0b0\uc5c5\ud1b5\uc0c1\uc790\uc6d0\ubd80, \uacfc\ud559\uae30\uc220\uc815\ubcf4\ud1b5\uc2e0\ubd80, \uc911\uc18c\ubca4\ucc98\uae30\uc5c5\ubd80, \ud574\uc591\uc218\uc0b0\ubd80 \ub4f1)\uac00 \uac00\ub3d9\ub41c\ub2e4. \uad6d\ubbfc\uc131\uc7a5\ud380\ub4dc\uc758 \ud55c \ucd95\uc778 \ucca8\ub2e8\uc804\ub7b5\uc0b0\uc5c5\uae30\uae08\uc774 12\uc6d4 \ucd08\uc5d0 \ucd9c\ubc94\ud560 \uacc4\ud68d\uc774\uae30 \ub54c\ubb38\uc5d0 \ubbfc\uac04 \uc790\uae08 \ud655\ubcf4\ub97c \uc704\ud55c \uc0ac\uc804 \uc791\uc5c5 \uc5ed\uc2dc \uc218\uc6d4\ud558\uac8c \uc774\ub904\uc838\uc57c \ud55c\ub2e4\ub294 \uc810\uc5d0\uc11c \uc99d\uad8c\uc5c5 \uad00\ub828 \uc778\ud5c8\uac00 \uc5ed\uc2dc \uc18d\ub3c4\ub97c \ub9de\ucd9c \uac83\uc73c\ub85c \uad00\uce21\ub41c\ub2e4.<\/p>\n<p>\/ \uae40\uc2ac\uae30 \ub354\ubca8 \uae30\uc790<\/p>\n","protected":false},"excerpt":{"rendered":"<p>|\uc99d\uad8c\uc5c5 \uc0dd\uc0b0\uc801 \uae08\uc735 \ud55c\ucd95\u2026\uc0ac\uc5c5\uc790 \ub2e4\uc218 \ud3ec\ud568 \uc758\uc9c0 \uc815\ubd80\uc758 \uad6d\ubbfc\uc131\uc7a5\ud380\ub4dc \ucd9c\ubc94 \uacc4\ud68d\uc774 \uacf5\uac1c\ub418\uba74\uc11c \uc99d\uad8c\uc5c5\uacc4\uc758 \uc5ed\ud560\uc774 \ub354\uc6b1 \ub9c9\uc911\ud574\uc9c8 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