{"id":45395,"date":"2025-11-12T09:18:41","date_gmt":"2025-11-12T00:18:41","guid":{"rendered":"https:\/\/www.sanctionlab.com\/?p=45395"},"modified":"2025-11-17T10:00:09","modified_gmt":"2025-11-17T01:00:09","slug":"im%ea%b8%88%ec%9c%b5-%eb%b3%b4%ed%86%b5%ec%a3%bc%ec%9e%90%eb%b3%b8%eb%b9%84%ec%9c%a8-%ec%86%8c%ed%94%84%ed%8a%b8%eb%9e%9c%eb%94%a9-%eb%93%a4%ec%96%b4%ea%b0%94%eb%8b%a4","status":"publish","type":"post","link":"https:\/\/www.sanctionlab.com\/?p=45395","title":{"rendered":"iM\uae08\uc735, \ubcf4\ud1b5\uc8fc\uc790\ubcf8\ube44\uc728 &#8216;\uc18c\ud504\ud2b8\ub79c\ub529&#8217; \ub4e4\uc5b4\uac14\ub2e4"},"content":{"rendered":"<h3>|3\ubd84\uae30\uc5d0 \uc62c\ub4e4\uc5b4 \uccab \uae30\uc5c5\ub300\ucd9c \uc21c\uc99d\u2026CET1\ube44\uc728 12%\ub300 \uc548\ucc29, \uc548\uc815\uad8c \uc9c4\uc785 \ud310\ub2e8<\/h3>\n<p>iM\uae08\uc735\uc774 \uac00\ud30c\ub978 \ubcf4\ud1b5\uc8fc\uc790\ubcf8(CET1)\ube44\uc728 \uc0c1\uc2b9\uc138\ub97c \uba48\ucd94\uace0 \uc228\uace0\ub974\uae30\uc5d0 \ub4e4\uc5b4\uac14\ub2e4. \uc9c0\ub09c 3\ubd84\uae30 CET1\ube44\uc728\uc774 \uc804\ubd84\uae30 \ub300\ube44 \uc18c\ud3ed \ud558\ud5a5 \uc870\uc815\ub418\uba74\uc11c\ub2e4. CET1\ube44\uc728\uc774 12%\ub300\uc5d0 \uc548\ucc29\ud558\uba74\uc11c \uc548\uc815\uad8c\uc5d0 \uc9c4\uc785\ud588\ub2e4\uace0 \ud310\ub2e8\ud588\ub2e4. \uc790\ubcf8\uc744 \uc911\uc18c\uae30\uc5c5 \ub300\ucd9c \ud655\ub300\uc5d0 \uc0ac\uc6a9\ud558\uba74\uc11c \uc18c\ud3ed \ud558\ub77d\uc744 \uac10\uc218\ud55c \uac83\uc774\ub2e4.<\/p>\n<p>CET1\ube44\uc728 \uc911\uc7a5\uae30 \ubaa9\ud45c\ub294 13%\ub85c \uc124\uc815\ud558\uace0 \uc788\ub2e4. CET1\ube44\uc728 \uad00\ub9ac \uad6c\uac04\uc744 11.5% \uc774\ud558, 12.3% \uc774\ud558, 13% \uc774\ud558\ub85c \ubd84\ub958\ud558\uace0 \uac01 \uad6c\uac04\uc5d0 \ub9de\ub294 \uc8fc\uc8fc\ud658\uc6d0 \uc815\ucc45\uc744 \uc774\ud589\ud55c\ub2e4\ub294 \uad6c\uc0c1\uc774\ub2e4. \ub2f9\ubd84\uac04\uc740 12.3% \uc774\ud558 \uad6c\uac04\uc5d0\uc11c \ucd1d\uc8fc\uc8fc\ud658\uc6d0\uc728 40%\ub97c \ub2ec\uc131\ud558\uace0 iM\ubc45\ud06c \uc804\uad6d \uc601\uc5c5\uc744 \ud65c\uc131\ud654 \uc2dc\ud0a4\uba74\uc11c 13% \ub3c4\ub2ec\uc744 \ub178\ub9b0\ub2e4.<\/p>\n<p><strong>\u25c7\uc804\uad6d \uc601\uc5c5 \uc55e\ub450\uace0 \uc790\ubcf8\ube44\uc728 \ubcf8\uada4\ub3c4 \uc9c4\uc785<\/strong><\/p>\n<p>iM\uae08\uc735\uc774 \ubc1c\ud45c\ud55c 2025\ub144 3\ubd84\uae30 \uacbd\uc601 \uc2e4\uc801\uc5d0 \ub530\ub974\uba74 CET1\ube44\uc728 12.09%\ub97c \uae30\ub85d\ud588\ub2e4. \uc9c0\ub09c 2\ubd84\uae30 12.14%\uc640 \ube44\uad50\ud574 5bp \ud558\ub77d\ud588\ub2e4. \ud558\ub77d \ud3ed\uc774 \ud06c\uc9c4 \uc54a\uc73c\ub098 iM\uae08\uc735 CET1\ube44\uc728\uc774 \uc804\ubd84\uae30 \ub300\ube44 \ub0ae\uc544\uc9c4 \uac74 \uc62c\ub4e4\uc5b4 \ucc98\uc74c\uc774\ub2e4.<\/p>\n<div><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-45398\" src=\"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/11\/20251111150814324.png\" alt=\"\" width=\"603\" height=\"461\" srcset=\"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/11\/20251111150814324.png 603w, https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/11\/20251111150814324-300x229.png 300w, https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/11\/20251111150814324-150x115.png 150w\" sizes=\"auto, (max-width: 603px) 100vw, 603px\" \/><\/div>\n<p>iM\uae08\uc735\uc740 \uc9c0\ub09c\ud574\uc640 \uc62c \uc0c1\ubc18\uae30 \uc804\uc0ac\uc801 \uc5ed\ub7c9\uc744 \ud22c\uc785\ud574 CET1\ube44\uc728\uc744 \uac1c\uc120\ud588\ub2e4. 2023\ub144 \ub9d0 11.23%\uc600\ub358 CET1\ube44\uc728\uc740 2024\ub144 11.72%\ub85c 49bp \uc0c1\uc2b9\ud588\ub2e4. \uc62c \uc0c1\ubc18\uae30\uc5d0\ub294 42bp \uc62c\ub77c 12.14%\uc5d0 \ub3c4\ub2ec\ud588\ub2e4. \uc62c\ub4e4\uc5b4 2\uac1c \ubd84\uae30 \uc5f0\uc18d\uc73c\ub85c 12%\ub300 CET1\ube44\uc728\uc744 \uae30\ub85d\ud558\uba74\uc11c \uc790\ubcf8\ub825\uc774 \ud55c\uce35 \uac1c\uc120\ub410\ub2e4\ub294 \ud3c9\uac00\ub97c \ubc1b\uc558\ub2e4.<\/p>\n<p>\uc774\uac19\uc740 CET1\ube44\uc728 \uac1c\uc120 \ub178\ub825\uc740 \uc2dc\uc911\uc740\ud589 \uc804\ud658 \ud504\ub85c\uc81d\ud2b8\uc758 \uc77c\ud658\uc774\ub2e4. iM\uae08\uc735\uc740 \uc740\ud589 \uacc4\uc5f4\uc0ac iM\ubc45\ud06c\uc758 \uc2dc\uc911\uc740\ud589 \ub77c\uc774\uc120\uc2a4 \ucde8\ub4dd \uc804\ud6c4\ub85c \uc790\ubcf8\ube44\uc728 \uac1c\uc120\uc744 \uac15\ud558\uac8c \ucd94\uc9c4\ud588\ub2e4. iM\ubc45\ud06c\uac00 \uc804\uad6d \ub2e8\uc704 \uc601\uc5c5\uc5d0 \ub098\uc11c\uae30\uc5d0 \uc55e\uc11c \ud0c4\ud0c4\ud55c \uc790\ubcf8\ub825\uc744 \uac16\ucd94\ub294 \uac8c \uc6b0\uc120\uc774\ub77c\uace0 \ud310\ub2e8\ud588\ub2e4. \uc790\ubcf8\ub825\uc744 \uac1c\uc120\ud574\uc57c \uccb4\uae09\uc5d0 \ubd80\ud569\ud558\ub294 \ub9ac\uc2a4\ud06c \uad00\ub9ac \uccb4\uacc4\ub97c \uac16\ucd9c \uc218 \uc788\ub2e4\uace0 \ubd24\ub2e4.<\/p>\n<p>iM\uae08\uc735 CET1\ube44\uc728 \uac1c\uc120 \uc791\uc5c5\uc740 iM\ubc45\ud06c\uc758 \uc911\uc18c\uae30\uc5c5 \ub300\ucd9c \uac10\ucd95 \uc704\uc8fc\ub85c \uc9c4\ud589\ub410\ub2e4. iM\ubc45\ud06c \uc790\uc0b0 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub294 \uc61b \ub300\uad6c\uc740\ud589 \uc2dc\uc808\ubd80\ud130 \ub300\uad6c\uc640 \uacbd\ubd81 \uc9c0\uc5ed \uc911\uc18c\uae30\uc5c5 \ub300\ucd9c \uc704\uc8fc\ub85c \uad6c\uc131\ub3fc \uc788\ub2e4. \uade0\ud615\uc7a1\ud78c \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uad6c\uc131\uc744 \uc704\ud574 \uc911\uc18c\uae30\uc5c5 \ub300\ucd9c \uc758\uc874\ub3c4\ub97c \ub0ae\ucd94\uace0 \uac00\uacc4\ub300\ucd9c\uc744 \ub298\ub9b4 \ud544\uc694\uac00 \uc788\uc5c8\ub2e4. \uae30\uc5c5\ub300\ucd9c\uc774 \uac00\uacc4\ub300\ucd9c \ub300\ube44 \uc704\ud5d8\uac00\uc911\uce58\uac00 \ub192\ub2e4\ub294 \uc810\ub3c4 \uace0\ub824\ud588\ub2e4.<\/p>\n<p>\uc9c0\ub09c\ud574 4\ubd84\uae30\uc640 \uc62c \uc0c1\ubc18\uae30 iM\uae08\uc735\uc758 \uc804\ub7b5\ub300\ub85c \ub9ac\ubc38\ub7f0\uc2f1\uc774 \uc774\ub904\uc9c0\uba70 CET1\ube44\uc728\uc744 \uac1c\uc120\ud560 \uc218 \uc788\uc5c8\ub2e4. \uc9c0\ub09c\ud574 4\ubd84\uae30\uc640 \uc62c\ud574 2\ubd84\uae30 \uac00\uacc4\ub300\ucd9c \uc99d\uac00\uc728\uc740 \uac01\uac01 2.4%, 1.7%\ub97c \uae30\ub85d\ud588\ub2e4. \uae30\uc5c5\ub300\ucd9c \uc99d\uac00\uc728\uc744 \ubcf4\uba74 \uc9c0\ub09c\ud574 4\ubd84\uae30 -0.2%, \uc62c\ud574 1\ubd84\uae30 -0.2%, 2\ubd84\uae30 -0.5%\ub85c 3\uac1c \ubd84\uae30 \uc5f0\uc18d \ub9c8\uc774\ub108\uc2a4(-)\ub97c \uae30\ub85d\ud588\ub2e4. \uc9c0\ub09c 3\ubd84\uae30\uc5d0\ub294 1.7% \uc99d\uac00\ud558\uba70 \uc0c1\uc2b9 \uc804\ud658\ud588\ub2e4.<\/p>\n<div><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-45397\" src=\"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/11\/20251111151040564.png\" alt=\"\" width=\"593\" height=\"502\" srcset=\"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/11\/20251111151040564.png 593w, https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/11\/20251111151040564-300x254.png 300w, https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/11\/20251111151040564-150x127.png 150w\" sizes=\"auto, (max-width: 593px) 100vw, 593px\" \/><\/div>\n<p><strong>\u25c7\uac00\uacc4\ub300\ucd9c \uaddc\uc81c \uac10\uc548, \uae30\uc5c5\ub300\ucd9c \uc601\uc5c5 \uc7ac\uac1c<\/strong><\/p>\n<p>iM\uae08\uc735\uc740 \uc790\ubcf8\ube44\uc728\uc774 \uc548\uc815\uad8c\uc5d0 \uc9c4\uc785\ud588\ub2e4\uace0 \ubcf4\uace0 CET1\ube44\uc728 \uc18c\ud3ed \ud558\ub77d\uc744 \uac10\uc218\ud558\uba74\uc11c \uc911\uc18c\uae30\uc5c5 \ub300\ucd9c \uc601\uc5c5\uc744 \uc7ac\uac1c\ud588\ub2e4. iM\uae08\uc735\uc740 CET1\ube44\uc728 13%\ub97c \uc911\uc7a5\uae30\uc801\uc778 \uad00\ub9ac \ubaa9\ud45c\ub85c \uc0bc\uace0 \uc788\uc73c\ub098 \ub2e8\uae30\uac04\uc5d0 \ub3c4\ub2ec\ud558\ub294 \uac83\uc744 \uc6b0\uc120\uc2dc\ud558\uc9c4 \uc54a\uace0 \uc788\ub2e4. \ud604\uc7ac \uad6c\uac04\uc778 12.3% \uc774\ud558 \uc218\uc900\uc5d0\uc11c \uc810\uc9c4\uc801\uc73c\ub85c \uac1c\uc120\ud55c\ub2e4\ub294 \ubc29\uce68\uc774\ub2e4.<\/p>\n<p>\uaddc\uc81c \ud658\uacbd\ub3c4 \uc911\uc18c\uae30\uc5c5 \ub300\ucd9c \uc7ac\uac1c\uc640 CET1\ube44\uc728 \ud558\ub77d\uc5d0 \uc601\ud5a5\uc744 \ubbf8\ucce4\ub2e4. \uae08\uc735 \ub2f9\uad6d\uc740 \uc0dd\uc0b0\uc801 \uae08\uc735 \uc774\ud589\uc744 \uac15\uc870\ud558\uba74\uc11c \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c \uc911\uc2ec\uc758 \uc601\uc5c5 \uad00\ud589\uc5d0\uc11c \ubc97\uc5b4\ub0a0 \uac83\uc744 \uc740\ud589\uad8c\uc5d0 \uc694\uad6c\ud558\uace0 \uc788\ub2e4. iM\uae08\uc735\uc740 \uc774\ubbf8 \uae30\uc5c5\ub300\ucd9c \uc911\uc2ec\uc758 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uac16\ucd94\uace4 \uc788\uc73c\ub098 \ub2f9\ubd84\uac04 \uac00\uacc4\ub300\ucd9c \uc601\uc5c5\uc5d0 \ud798\uc744 \uc2e3\uae30\ub294 \uc5b4\ub824\uc6b4 \uc0c1\ud669\uc774\ub2e4.<\/p>\n<p>iM\uae08\uc735\uc774 \uc0dd\uc0b0\uc801 \uae08\uc735 \uc774\ud589\uc744 \ubcf8\uaca9\ud654\ud558\uba74 CET1\ube44\uc728 \uad00\ub9ac \ub09c\uc774\ub3c4\uac00 \ud55c\uce35 \ub192\uc544\uc9c8 \uac83\uc73c\ub85c \uad00\uce21\ub41c\ub2e4. iM\uae08\uc735\uc740 \ud5a5\ud6c4 5\ub144\uac04 45\uc870\uc6d0\uc744 \uc0dd\uc0b0\uc801 \uae08\uc735\uc5d0 \ud22c\uc785\ud55c\ub2e4\ub294 \uacc4\ud68d\uc744 \ubc1c\ud45c\ud588\ub2e4. \ucca8\ub2e8\uae30\uc5c5\uacfc \uc911\uc18c\uae30\uc5c5\uc5d0 \ub300\ud55c \uc790\uae08 \uc9c0\uc6d0\uc744 \ub298\ub9ac\ub294 \uac8c \ud575\uc2ec\uc774\ub2e4. \uc774 \uacfc\uc815\uc5d0\uc11c \uc790\uc0b0 \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uc704\ud5d8\uac00\uc911\uce58\uac00 \ub192\uc544\uc9c0\uba74\uc11c CET1\ube44\uc728 \ud558\ub77d \uc555\ub825\uc73c\ub85c \uc791\uc6a9\ud560 \uac83\uc73c\ub85c \uad00\uce21\ub41c\ub2e4.<\/p>\n<p>\/ \ucd5c\ud544\uc6b0 \ub354\ubca8 \uae30\uc790<\/p>\n","protected":false},"excerpt":{"rendered":"<p>|3\ubd84\uae30\uc5d0 \uc62c\ub4e4\uc5b4 \uccab \uae30\uc5c5\ub300\ucd9c \uc21c\uc99d\u2026CET1\ube44\uc728 12%\ub300 \uc548\ucc29, \uc548\uc815\uad8c \uc9c4\uc785 \ud310\ub2e8 iM\uae08\uc735\uc774 \uac00\ud30c\ub978 \ubcf4\ud1b5\uc8fc\uc790\ubcf8(CET1)\ube44\uc728 \uc0c1\uc2b9\uc138\ub97c \uba48\ucd94\uace0 \uc228\uace0\ub974\uae30\uc5d0 \ub4e4\uc5b4\uac14\ub2e4. \uc9c0\ub09c 3\ubd84\uae30 CET1\ube44\uc728\uc774 \uc804\ubd84\uae30 \ub300\ube44 \uc18c\ud3ed \ud558\ud5a5 \uc870\uc815\ub418\uba74\uc11c\ub2e4. CET1\ube44\uc728\uc774 12%\ub300\uc5d0 \uc548\ucc29\ud558\uba74\uc11c \uc548\uc815\uad8c\uc5d0 \uc9c4\uc785\ud588\ub2e4\uace0 \ud310\ub2e8\ud588\ub2e4. \uc790\ubcf8\uc744 \uc911\uc18c\uae30\uc5c5 \ub300\ucd9c \ud655\ub300\uc5d0 \uc0ac\uc6a9\ud558\uba74\uc11c \uc18c\ud3ed \ud558\ub77d\uc744 \uac10\uc218\ud55c \uac83\uc774\ub2e4. CET1\ube44\uc728 \uc911\uc7a5\uae30 \ubaa9\ud45c\ub294 13%\ub85c \uc124\uc815\ud558\uace0 \uc788\ub2e4. CET1\ube44\uc728 \uad00\ub9ac \uad6c\uac04\uc744 11.5% \uc774\ud558, 12.3% \uc774\ud558, 13% \uc774\ud558\ub85c [&hellip;]<\/p>\n","protected":false},"author":44,"featured_media":45397,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[922,8,611],"tags":[2260,4115,1596,2261],"class_list":{"0":"post-45395","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-thebell","8":"category-compliance","9":"category-korea","10":"tag-cet1","11":"tag-im","13":"tag-2261"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>iM\uae08\uc735, \ubcf4\ud1b5\uc8fc\uc790\ubcf8\ube44\uc728 &#039;\uc18c\ud504\ud2b8\ub79c\ub529&#039; \ub4e4\uc5b4\uac14\ub2e4 SanctionLab<\/title>\n<meta name=\"description\" content=\"iM\uae08\uc735\uc774 \uac00\ud30c\ub978 \ubcf4\ud1b5\uc8fc\uc790\ubcf8(CET1)\ube44\uc728 \uc0c1\uc2b9\uc138\ub97c \uba48\ucd94\uace0 \uc228\uace0\ub974\uae30\uc5d0 \ub4e4\uc5b4\uac14\ub2e4. \uc9c0\ub09c 3\ubd84\uae30 CET1\ube44\uc728\uc774 \uc804\ubd84\uae30 \ub300\ube44 \uc18c\ud3ed \ud558\ud5a5 \uc870\uc815\ub418\uba74\uc11c\ub2e4. CET1\ube44\uc728\uc774 12%\ub300\uc5d0 \uc548\ucc29\ud558\uba74\uc11c \uc548\uc815\uad8c\uc5d0 \uc9c4\uc785\ud588\ub2e4\uace0 \ud310\ub2e8\ud588\ub2e4...\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.sanctionlab.com\/?p=45395\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"iM\uae08\uc735, \ubcf4\ud1b5\uc8fc\uc790\ubcf8\ube44\uc728 &#039;\uc18c\ud504\ud2b8\ub79c\ub529&#039; \ub4e4\uc5b4\uac14\ub2e4 SanctionLab\" \/>\n<meta property=\"og:description\" content=\"iM\uae08\uc735\uc774 \uac00\ud30c\ub978 \ubcf4\ud1b5\uc8fc\uc790\ubcf8(CET1)\ube44\uc728 \uc0c1\uc2b9\uc138\ub97c \uba48\ucd94\uace0 \uc228\uace0\ub974\uae30\uc5d0 \ub4e4\uc5b4\uac14\ub2e4. \uc9c0\ub09c 3\ubd84\uae30 CET1\ube44\uc728\uc774 \uc804\ubd84\uae30 \ub300\ube44 \uc18c\ud3ed \ud558\ud5a5 \uc870\uc815\ub418\uba74\uc11c\ub2e4. CET1\ube44\uc728\uc774 12%\ub300\uc5d0 \uc548\ucc29\ud558\uba74\uc11c \uc548\uc815\uad8c\uc5d0 \uc9c4\uc785\ud588\ub2e4\uace0 \ud310\ub2e8\ud588\ub2e4...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.sanctionlab.com\/?p=45395\" \/>\n<meta property=\"og:site_name\" content=\"SanctionLab\" \/>\n<meta property=\"article:published_time\" content=\"2025-11-12T00:18:41+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-11-17T01:00:09+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/11\/20251111151040564.png\" \/>\n\t<meta property=\"og:image:width\" content=\"593\" \/>\n\t<meta property=\"og:image:height\" content=\"502\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"the bell\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\uae00\uc4f4\uc774\" \/>\n\t<meta name=\"twitter:data1\" content=\"the bell\" \/>\n\t<meta name=\"twitter:label2\" content=\"\uc608\uc0c1 \ub418\ub294 \ud310\ub3c5 \uc2dc\uac04\" \/>\n\t<meta name=\"twitter:data2\" content=\"3\ubd84\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.sanctionlab.com\/?p=45395#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.sanctionlab.com\/?p=45395\"},\"author\":{\"name\":\"the bell\",\"@id\":\"https:\/\/www.sanctionlab.com\/#\/schema\/person\/17d7f03620d8d417748dab41644ff547\"},\"headline\":\"iM\uae08\uc735, \ubcf4\ud1b5\uc8fc\uc790\ubcf8\ube44\uc728 &#8216;\uc18c\ud504\ud2b8\ub79c\ub529&#8217; \ub4e4\uc5b4\uac14\ub2e4\",\"datePublished\":\"2025-11-12T00:18:41+00:00\",\"dateModified\":\"2025-11-17T01:00:09+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.sanctionlab.com\/?p=45395\"},\"wordCount\":44,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.sanctionlab.com\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.sanctionlab.com\/?p=45395#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/11\/20251111151040564.png\",\"keywords\":[\"CET1\ube44\uc728\",\"iM\uae08\uc735\",\"iM\ubc45\ud06c\",\"\ubcf4\ud1b5\uc8fc\uc790\ubcf8\ube44\uc728\"],\"articleSection\":[\"\ub354\ubca8\",\"\ucef4\ud50c\ub77c\uc774\uc5b8\uc2a4\",\"\ud55c\uad6d\"],\"inLanguage\":\"ko-KR\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.sanctionlab.com\/?p=45395#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.sanctionlab.com\/?p=45395\",\"url\":\"https:\/\/www.sanctionlab.com\/?p=45395\",\"name\":\"iM\uae08\uc735, \ubcf4\ud1b5\uc8fc\uc790\ubcf8\ube44\uc728 '\uc18c\ud504\ud2b8\ub79c\ub529' \ub4e4\uc5b4\uac14\ub2e4 SanctionLab\",\"isPartOf\":{\"@id\":\"https:\/\/www.sanctionlab.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.sanctionlab.com\/?p=45395#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.sanctionlab.com\/?p=45395#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/11\/20251111151040564.png\",\"datePublished\":\"2025-11-12T00:18:41+00:00\",\"dateModified\":\"2025-11-17T01:00:09+00:00\",\"description\":\"iM\uae08\uc735\uc774 \uac00\ud30c\ub978 \ubcf4\ud1b5\uc8fc\uc790\ubcf8(CET1)\ube44\uc728 \uc0c1\uc2b9\uc138\ub97c \uba48\ucd94\uace0 \uc228\uace0\ub974\uae30\uc5d0 \ub4e4\uc5b4\uac14\ub2e4. \uc9c0\ub09c 3\ubd84\uae30 CET1\ube44\uc728\uc774 \uc804\ubd84\uae30 \ub300\ube44 \uc18c\ud3ed \ud558\ud5a5 \uc870\uc815\ub418\uba74\uc11c\ub2e4. CET1\ube44\uc728\uc774 12%\ub300\uc5d0 \uc548\ucc29\ud558\uba74\uc11c \uc548\uc815\uad8c\uc5d0 \uc9c4\uc785\ud588\ub2e4\uace0 \ud310\ub2e8\ud588\ub2e4...\",\"breadcrumb\":{\"@id\":\"https:\/\/www.sanctionlab.com\/?p=45395#breadcrumb\"},\"inLanguage\":\"ko-KR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.sanctionlab.com\/?p=45395\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"ko-KR\",\"@id\":\"https:\/\/www.sanctionlab.com\/?p=45395#primaryimage\",\"url\":\"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/11\/20251111151040564.png\",\"contentUrl\":\"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/11\/20251111151040564.png\",\"width\":593,\"height\":502},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.sanctionlab.com\/?p=45395#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"\ud648\",\"item\":\"https:\/\/www.sanctionlab.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"iM\uae08\uc735, \ubcf4\ud1b5\uc8fc\uc790\ubcf8\ube44\uc728 &#8216;\uc18c\ud504\ud2b8\ub79c\ub529&#8217; \ub4e4\uc5b4\uac14\ub2e4\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.sanctionlab.com\/#website\",\"url\":\"https:\/\/www.sanctionlab.com\/\",\"name\":\"SanctionLab\",\"description\":\"\uc0dd\ud06c\uc158\ub7a9\uc740 &#039;\uacbd\uc81c \uc548\ubcf4&#039; \uc815\ubcf4 \uc81c\uacf5 \uc2a4\ud0c0\ud2b8\uc5c5\uc785\ub2c8\ub2e4.\",\"publisher\":{\"@id\":\"https:\/\/www.sanctionlab.com\/#organization\"},\"alternateName\":\"\uc0dd\ud06c\uc158\ub7a9, \uc0dd\uc158\ub7a9, \uc81c\uc7ac\uc5f0\uad6c\uc18c\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.sanctionlab.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"ko-KR\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.sanctionlab.com\/#organization\",\"name\":\"SanctionLab\",\"alternateName\":\"\uc0dd\ud06c\uc158\ub7a9\",\"url\":\"https:\/\/www.sanctionlab.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"ko-KR\",\"@id\":\"https:\/\/www.sanctionlab.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2024\/05\/cropped-san-fav.png\",\"contentUrl\":\"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2024\/05\/cropped-san-fav.png\",\"width\":512,\"height\":512,\"caption\":\"SanctionLab\"},\"image\":{\"@id\":\"https:\/\/www.sanctionlab.com\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.sanctionlab.com\/#\/schema\/person\/17d7f03620d8d417748dab41644ff547\",\"name\":\"the bell\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"ko-KR\",\"@id\":\"https:\/\/www.sanctionlab.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2024\/12\/675a8e6a8ed88.png\",\"contentUrl\":\"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2024\/12\/675a8e6a8ed88.png\",\"caption\":\"the bell\"},\"url\":\"https:\/\/www.sanctionlab.com\/?author=44\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"iM\uae08\uc735, \ubcf4\ud1b5\uc8fc\uc790\ubcf8\ube44\uc728 '\uc18c\ud504\ud2b8\ub79c\ub529' \ub4e4\uc5b4\uac14\ub2e4 SanctionLab","description":"iM\uae08\uc735\uc774 \uac00\ud30c\ub978 \ubcf4\ud1b5\uc8fc\uc790\ubcf8(CET1)\ube44\uc728 \uc0c1\uc2b9\uc138\ub97c \uba48\ucd94\uace0 \uc228\uace0\ub974\uae30\uc5d0 \ub4e4\uc5b4\uac14\ub2e4. \uc9c0\ub09c 3\ubd84\uae30 CET1\ube44\uc728\uc774 \uc804\ubd84\uae30 \ub300\ube44 \uc18c\ud3ed \ud558\ud5a5 \uc870\uc815\ub418\uba74\uc11c\ub2e4. CET1\ube44\uc728\uc774 12%\ub300\uc5d0 \uc548\ucc29\ud558\uba74\uc11c \uc548\uc815\uad8c\uc5d0 \uc9c4\uc785\ud588\ub2e4\uace0 \ud310\ub2e8\ud588\ub2e4...","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.sanctionlab.com\/?p=45395","og_locale":"ko_KR","og_type":"article","og_title":"iM\uae08\uc735, \ubcf4\ud1b5\uc8fc\uc790\ubcf8\ube44\uc728 '\uc18c\ud504\ud2b8\ub79c\ub529' \ub4e4\uc5b4\uac14\ub2e4 SanctionLab","og_description":"iM\uae08\uc735\uc774 \uac00\ud30c\ub978 \ubcf4\ud1b5\uc8fc\uc790\ubcf8(CET1)\ube44\uc728 \uc0c1\uc2b9\uc138\ub97c \uba48\ucd94\uace0 \uc228\uace0\ub974\uae30\uc5d0 \ub4e4\uc5b4\uac14\ub2e4. \uc9c0\ub09c 3\ubd84\uae30 CET1\ube44\uc728\uc774 \uc804\ubd84\uae30 \ub300\ube44 \uc18c\ud3ed \ud558\ud5a5 \uc870\uc815\ub418\uba74\uc11c\ub2e4. CET1\ube44\uc728\uc774 12%\ub300\uc5d0 \uc548\ucc29\ud558\uba74\uc11c \uc548\uc815\uad8c\uc5d0 \uc9c4\uc785\ud588\ub2e4\uace0 \ud310\ub2e8\ud588\ub2e4...","og_url":"https:\/\/www.sanctionlab.com\/?p=45395","og_site_name":"SanctionLab","article_published_time":"2025-11-12T00:18:41+00:00","article_modified_time":"2025-11-17T01:00:09+00:00","og_image":[{"width":593,"height":502,"url":"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/11\/20251111151040564.png","type":"image\/png"}],"author":"the bell","twitter_card":"summary_large_image","twitter_misc":{"\uae00\uc4f4\uc774":"the bell","\uc608\uc0c1 \ub418\ub294 \ud310\ub3c5 \uc2dc\uac04":"3\ubd84"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.sanctionlab.com\/?p=45395#article","isPartOf":{"@id":"https:\/\/www.sanctionlab.com\/?p=45395"},"author":{"name":"the bell","@id":"https:\/\/www.sanctionlab.com\/#\/schema\/person\/17d7f03620d8d417748dab41644ff547"},"headline":"iM\uae08\uc735, \ubcf4\ud1b5\uc8fc\uc790\ubcf8\ube44\uc728 &#8216;\uc18c\ud504\ud2b8\ub79c\ub529&#8217; \ub4e4\uc5b4\uac14\ub2e4","datePublished":"2025-11-12T00:18:41+00:00","dateModified":"2025-11-17T01:00:09+00:00","mainEntityOfPage":{"@id":"https:\/\/www.sanctionlab.com\/?p=45395"},"wordCount":44,"commentCount":0,"publisher":{"@id":"https:\/\/www.sanctionlab.com\/#organization"},"image":{"@id":"https:\/\/www.sanctionlab.com\/?p=45395#primaryimage"},"thumbnailUrl":"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/11\/20251111151040564.png","keywords":["CET1\ube44\uc728","iM\uae08\uc735","iM\ubc45\ud06c","\ubcf4\ud1b5\uc8fc\uc790\ubcf8\ube44\uc728"],"articleSection":["\ub354\ubca8","\ucef4\ud50c\ub77c\uc774\uc5b8\uc2a4","\ud55c\uad6d"],"inLanguage":"ko-KR","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.sanctionlab.com\/?p=45395#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.sanctionlab.com\/?p=45395","url":"https:\/\/www.sanctionlab.com\/?p=45395","name":"iM\uae08\uc735, \ubcf4\ud1b5\uc8fc\uc790\ubcf8\ube44\uc728 '\uc18c\ud504\ud2b8\ub79c\ub529' \ub4e4\uc5b4\uac14\ub2e4 SanctionLab","isPartOf":{"@id":"https:\/\/www.sanctionlab.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.sanctionlab.com\/?p=45395#primaryimage"},"image":{"@id":"https:\/\/www.sanctionlab.com\/?p=45395#primaryimage"},"thumbnailUrl":"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/11\/20251111151040564.png","datePublished":"2025-11-12T00:18:41+00:00","dateModified":"2025-11-17T01:00:09+00:00","description":"iM\uae08\uc735\uc774 \uac00\ud30c\ub978 \ubcf4\ud1b5\uc8fc\uc790\ubcf8(CET1)\ube44\uc728 \uc0c1\uc2b9\uc138\ub97c \uba48\ucd94\uace0 \uc228\uace0\ub974\uae30\uc5d0 \ub4e4\uc5b4\uac14\ub2e4. \uc9c0\ub09c 3\ubd84\uae30 CET1\ube44\uc728\uc774 \uc804\ubd84\uae30 \ub300\ube44 \uc18c\ud3ed \ud558\ud5a5 \uc870\uc815\ub418\uba74\uc11c\ub2e4. CET1\ube44\uc728\uc774 12%\ub300\uc5d0 \uc548\ucc29\ud558\uba74\uc11c \uc548\uc815\uad8c\uc5d0 \uc9c4\uc785\ud588\ub2e4\uace0 \ud310\ub2e8\ud588\ub2e4...","breadcrumb":{"@id":"https:\/\/www.sanctionlab.com\/?p=45395#breadcrumb"},"inLanguage":"ko-KR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.sanctionlab.com\/?p=45395"]}]},{"@type":"ImageObject","inLanguage":"ko-KR","@id":"https:\/\/www.sanctionlab.com\/?p=45395#primaryimage","url":"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/11\/20251111151040564.png","contentUrl":"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/11\/20251111151040564.png","width":593,"height":502},{"@type":"BreadcrumbList","@id":"https:\/\/www.sanctionlab.com\/?p=45395#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"\ud648","item":"https:\/\/www.sanctionlab.com\/"},{"@type":"ListItem","position":2,"name":"iM\uae08\uc735, \ubcf4\ud1b5\uc8fc\uc790\ubcf8\ube44\uc728 &#8216;\uc18c\ud504\ud2b8\ub79c\ub529&#8217; \ub4e4\uc5b4\uac14\ub2e4"}]},{"@type":"WebSite","@id":"https:\/\/www.sanctionlab.com\/#website","url":"https:\/\/www.sanctionlab.com\/","name":"SanctionLab","description":"\uc0dd\ud06c\uc158\ub7a9\uc740 &#039;\uacbd\uc81c \uc548\ubcf4&#039; \uc815\ubcf4 \uc81c\uacf5 \uc2a4\ud0c0\ud2b8\uc5c5\uc785\ub2c8\ub2e4.","publisher":{"@id":"https:\/\/www.sanctionlab.com\/#organization"},"alternateName":"\uc0dd\ud06c\uc158\ub7a9, \uc0dd\uc158\ub7a9, \uc81c\uc7ac\uc5f0\uad6c\uc18c","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.sanctionlab.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"ko-KR"},{"@type":"Organization","@id":"https:\/\/www.sanctionlab.com\/#organization","name":"SanctionLab","alternateName":"\uc0dd\ud06c\uc158\ub7a9","url":"https:\/\/www.sanctionlab.com\/","logo":{"@type":"ImageObject","inLanguage":"ko-KR","@id":"https:\/\/www.sanctionlab.com\/#\/schema\/logo\/image\/","url":"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2024\/05\/cropped-san-fav.png","contentUrl":"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2024\/05\/cropped-san-fav.png","width":512,"height":512,"caption":"SanctionLab"},"image":{"@id":"https:\/\/www.sanctionlab.com\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.sanctionlab.com\/#\/schema\/person\/17d7f03620d8d417748dab41644ff547","name":"the bell","image":{"@type":"ImageObject","inLanguage":"ko-KR","@id":"https:\/\/www.sanctionlab.com\/#\/schema\/person\/image\/","url":"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2024\/12\/675a8e6a8ed88.png","contentUrl":"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2024\/12\/675a8e6a8ed88.png","caption":"the bell"},"url":"https:\/\/www.sanctionlab.com\/?author=44"}]}},"_links":{"self":[{"href":"https:\/\/www.sanctionlab.com\/index.php?rest_route=\/wp\/v2\/posts\/45395","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.sanctionlab.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.sanctionlab.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.sanctionlab.com\/index.php?rest_route=\/wp\/v2\/users\/44"}],"replies":[{"embeddable":true,"href":"https:\/\/www.sanctionlab.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=45395"}],"version-history":[{"count":1,"href":"https:\/\/www.sanctionlab.com\/index.php?rest_route=\/wp\/v2\/posts\/45395\/revisions"}],"predecessor-version":[{"id":45400,"href":"https:\/\/www.sanctionlab.com\/index.php?rest_route=\/wp\/v2\/posts\/45395\/revisions\/45400"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.sanctionlab.com\/index.php?rest_route=\/wp\/v2\/media\/45397"}],"wp:attachment":[{"href":"https:\/\/www.sanctionlab.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=45395"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.sanctionlab.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=45395"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.sanctionlab.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=45395"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}