{"id":45421,"date":"2025-11-12T16:05:33","date_gmt":"2025-11-12T07:05:33","guid":{"rendered":"https:\/\/www.sanctionlab.com\/?p=45421"},"modified":"2025-11-17T10:17:43","modified_gmt":"2025-11-17T01:17:43","slug":"%ed%95%98%eb%82%98%ec%9e%90%ec%82%b0%ec%8b%a0%ed%83%81-%ec%96%91%ec%96%91-%ec%83%9d%ec%88%99-%ec%b1%85%ec%a4%80-%eb%a6%ac%ec%8a%a4%ed%81%ac-%eb%b2%97%ec%96%b4%eb%82%98%eb%82%98","status":"publish","type":"post","link":"https:\/\/www.sanctionlab.com\/?p=45421","title":{"rendered":"\ud558\ub098\uc790\uc0b0\uc2e0\ud0c1, \uc591\uc591 \uc0dd\uc219 \ucc45\uc900 \ub9ac\uc2a4\ud06c \ubc97\uc5b4\ub098\ub098"},"content":{"rendered":"

|\uacf5\uc815\ub960 90% \uc0c1\ud68c\u2026\ubd84\uc591\ub960 \uc81c\uace0 ‘\uacfc\uc81c’<\/h3>\n

\ud558\ub098\uc790\uc0b0\uc2e0\ud0c1\uc774 \uac15\uc6d0\ub3c4 \uc591\uc591 \uc0dd\ud65c\ud615\uc219\ubc15\uc2dc\uc124 \ucc45\uc784\uc900\uacf5 \ub9ac\uc2a4\ud06c \ud574\uc18c\ub97c \ub208\uc55e\uc5d0 \ub450\uace0 \uc788\ub2e4. \uc2e0\ud0c1\uc0ac \ucc45\uc784\uc900\uacf5 \uae30\ud55c\uc744 6\uac1c\uc6d4 \uc774\uc0c1 \ub0a8\uaca8\ub454 \uc2dc\uc810\uc5d0\uc11c \uacf5\uc815\ub960 90%\ub97c \ub2ec\uc131\ud588\uae30 \ub54c\ubb38\uc774\ub2e4. \ubd84\uc591\ub960\ub3c4 80%\uc5d0 \uc721\ubc15\ud574 \uc2e0\ud0c1\uacc4\uc815\ub300 \ud68c\uc218\uc5d0\ub3c4 \uccad\uc2e0\ud638\uac00 \ucf1c\uc84c\ub2e4.<\/p>\n

12\uc77c \uc5c5\uacc4\uc5d0 \ub530\ub974\uba74 \uc138\uc778\ud2b8\uc874\uc2a4 \uc591\uc591 \ub354\uc2a4\uc704\ud2b8 \uac1c\ubc1c\uc0ac\uc5c5\uc758 9\uc6d4 \ub9d0 \uae30\uc900 \uacf5\uc815\ub960\uc740 90.36%\ub85c \uc9d1\uacc4\ub410\ub2e4. \uac74\uc124\uc5c5\uacc4\uc5d0\uc11c\ub294 \uacf5\uc815\ub960\uc774 90%\ub97c \ub118\uc5b4\uac00\uba74 \uacf5\uc0ac\uac00 \ub9c8\ubb34\ub9ac \ub2e8\uacc4\uc5d0 \uc788\ub2e4\uace0 \ubcf8\ub2e4. \ud575\uc2ec\uc801\uc778 \uacf5\uc0ac\ub294 \ub300\ubd80\ubd84 \ub9c8\ubb34\ub9ac\ub418\uace0 \uc2e4\ub0b4 \uc778\ud14c\ub9ac\uc5b4\uc640 \uc678\uad00\uc815\ub9ac \ub4f1\uc758 \uc791\uc5c5\uc774 \uc9c4\ud589\ub418\ub294 \uc2dc\uc810\uc774\ub2e4.<\/p>\n

\uc774 \uc0ac\uc5c5\uc740 \uac15\uc6d0\ub3c4 \uc591\uc591\uad70 \uac15\ud604\uba74 \uc8fc\uccad\ub9ac 2-9\ubc88\uc9c0 \uc77c\uc6d0 1712\u33a1 \ubd80\uc9c0\uc5d0 \uc0dd\ud65c\ud615\uc219\ubc15\uc2dc\uc124\uacfc \uadfc\ub9b0\uc0dd\ud65c\uc2dc\uc124\uc744 \uc870\uc131\ud558\ub294 \ud504\ub85c\uc81d\ud2b8\ub2e4. \uc5f0\uba74\uc801 2\ub9cc7218.62\u33a1, \uc9c0\ud558 6\uce35~\uc9c0\uc0c1 23\uce35 \uaddc\ubaa8\ub85c \uc219\ubc15\uc2dc\uc124 216\uc2e4 \ub4f1\uc774 \uc870\uc131\ub41c\ub2e4.<\/p>\n

\ud558\ub098\uc790\uc0b0\uc2e0\ud0c1\uc758 \ucc45\uc784\uc900\uacf5\ud655\uc57d\ud615 \uad00\ub9ac\ud615\ud1a0\uc9c0\uc2e0\ud0c1 \uc0ac\uc5c5\uc9c0\ub2e4. 2021\ub144 10\uc6d4 \uc124\ub9bd\ub41c \ud39c\ud0c0\uc640\uc774\ud22c\uac00 \uc2dc\ud589\uc744 \ub9e1\uace0 \uc788\ub2e4. \uc9c0\ub09c\ud574 \ub9d0 \uae30\uc900 \ud39c\ud0c0\uc640\uc774\ud22c\uc758 \ucd5c\ub300 \uc8fc\uc8fc\ub294 \uc9c0\ubd84 30%\ub97c \ubcf4\uc720\ud558\uace0 \uc788\ub294 \uacbd\uc601\ucee8\uc124\ud305 \uae30\uc5c5 \uc5b4\uc13c\ud2b8\ud30c\ud2b8\ub108\uc2a4\ub2e4.<\/p>\n

\uacf5\uc0ac\ub294 \ud0dc\uc655\uc774\uc564\uc528\uc640 \ub300\uc601\uc5d0\ucf54\uac74\uc124\uc774 \uacf5\ub3d9\uc73c\ub85c \uc218\ud589\ud558\uace0 \uc788\ub2e4. \ub450 \uc2dc\uacf5\uc0ac \ubaa8\ub450 \ub300\uad6c\ub97c \uae30\ubc18\uc73c\ub85c \ub450\uace0 \uc788\ub294 \uc9c0\uc5ed \uac74\uc124\uc0ac\ub2e4.<\/p>\n

\uacf5\uc0ac\ub294 2022\ub144 6\uc6d4\ubd80\ud130 \uc9c4\ud589\ub418\uace0 \uc788\ub2e4. 850\uc5b5\uc6d0 \uaddc\ubaa8 \ubd80\ub3d9\uc0b0 \ud504\ub85c\uc81d\ud2b8\ud30c\uc774\ub0b8\uc2f1(PF) \ub300\ucd9c\uc57d\uc815\uc774 \uccb4\uacb0\ub41c \uc2dc\uc810\uc774\ub2e4. \ud2b8\ub80c\uce58\ub294 \uc120\uc21c\uc704 700\uc5b5\uc6d0\uacfc \uc911\uc21c\uc704 100\uc5b5\uc6d0, \ud6c4\uc21c\uc704 50\uc5b5\uc6d0 \ub4f1\uc73c\ub85c \uad6c\uc131\ub410\ub2e4. \uc120\uc21c\uc704 \ub300\uc8fc\ub85c\ub294 \uc0c8\ub9c8\uc744\uae08\uace0\uc911\uc559\ud68c\uac00, \uc911\u00b7\ud6c4\uc21c\uc704 \ub300\uc8fc\ub85c\ub294 IBK\ud22c\uc790\uc99d\uad8c\uc774 \ucc38\uc5ec\ud588\ub2e4.<\/p>\n

PF \ub300\ucd9c \ud68c\uc218\ub294 \ucda9\ubd84\ud788 \uac00\ub2a5\ud560 \uac83\uc73c\ub85c \uc804\ub9dd\ub418\ub294 \ud504\ub85c\uc81d\ud2b8\ub2e4. 9\uc6d4 \ub9d0 \uae30\uc900 \ubd84\uc591\ub960\uc774 78.65%\ub85c \uc9d1\uacc4\ub410\uae30 \ub54c\ubb38\uc774\ub2e4. \ud504\ub85c\uc81d\ud2b8\uc758 \ucd1d\ubd84\uc591\uc218\uc775 \uc608\uc0c1\uc561\uc774 1607\uc5b5\uc6d0\uc778 \uc810\uc744 \uac10\uc548\ud558\uba74 \uc57d 1264\uc5b5\uc6d0\uc758 \ubd84\uc591\ub300\uae08 \ub0a9\uc785\uc774 \uc608\uc815\ub3fc \uc788\ub294 \uc148\uc774\ub2e4.<\/p>\n

\ub2e4\ub9cc \uacf5\uc0ac\ube44 \uc804\uc561 \ud68c\uc218 \uc5ec\ubd80\ub294 \uc544\uc9c1 \ubd88\ud22c\uba85\ud558\ub2e4. 2022\ub144 \ud558\ubc18\uae30\ubd80\ud130 \uacf5\uc0ac\uc6d0\uac00\uac00 \uae09\uc0c1\uc2b9\ud558\uba74\uc11c \ub2f9\ucd08 \uacc4\ud68d\ubcf4\ub2e4 \uacf5\uc0ac\ube44\uac00 \ud06c\uac8c \uc99d\uac00\ud55c \uc5ec\ud30c\ub2e4. \uacf5\uc0ac\ube44 \uc0c1\uc2b9\ud3ed\uc774 \uc608\uc0c1\uc744 \uc6c3\ub3cc\uba74\uc11c 10\uc6d4 \ub9d0\uc774\uc5c8\ub358 \uc2dc\uacf5\uc0ac \ucc45\uc784\uc900\uacf5 \uae30\ud55c\uc740 \uc774\ubbf8 \ub3c4\uacfc\ub41c \uc0c1\ud0dc\ub2e4.<\/p>\n

\ub3c4\uae09\uacc4\uc57d \uccb4\uacb0 \uae30\uc900 \ud504\ub85c\uc81d\ud2b8\uc758 \uacf5\uc0ac\ube44\ub294 \ucd1d 566\uc5b5\uc6d0\uc774\ub2e4. \uc5f0\uba74\uc801 \uae30\uc900 3.3\u33a1\ub2f9 \uacf5\uc0ac\ube44\ub294 \uc57d 686\ub9cc\uc6d0\uc774\ub2e4. \ubc18\uba74 \ud604\uc7ac \uc6d0\uc790\uc7ac\uac00 \uae30\uc900\uc73c\ub85c\ub294 3.3\u33a1\ub2f9 800\ub9cc~1000\ub9cc\uc6d0 \uc218\uc900\uc758 \uacf5\uc0ac\ube44\uac00 \ud544\uc694\ud558\ub2e4.<\/p>\n

\ub2e4\ub9cc \ub300\uc8fc\ub2e8\uc774 \uc2dc\uacf5\uc0ac\uc5d0 \ucc45\uc784\uc900\uacf5 \uc758\ubb34 \ubbf8\uc774\ud589\uc744 \uc774\uc720\ub85c \ucc44\ubb34\uc778\uc218\ub97c \uc694\uad6c\ud560 \uac00\ub2a5\uc131\uc740 \uc81c\ud55c\uc801\uc774\ub2e4. \ud0dc\uc655\uc774\uc564\uc528\uc640 \ub300\uc601\uc5d0\ucf54\uac74\uc124 \ubaa8\ub450 \ucc44\ubb34\ub97c \uc778\uc218\ud560 \uc5ec\ub825\uc774 \ubd80\uc871\ud558\uae30 \ub54c\ubb38\uc774\ub2e4.<\/p>\n

\uc9c0\ub09c\ud574 \ub9d0 \uc5f0\uacb0\uae30\uc900 \ud0dc\uc655\uc774\uc564\uc528\uc758 \ud604\uae08 \ubc0f \ud604\uae08\uc131\uc790\uc0b0\uacfc \ub2e8\uae30\uae08\uc735\uc0c1\ud488 \ubcf4\uc720 \uaddc\ubaa8\ub294 158\uc5b5\uc6d0\uc5d0 \uadf8\ucce4\ub2e4. \ub300\uc601\uc5d0\ucf54\uac74\uc124\uc740 \uac10\uc0ac\ubcf4\uace0\uc11c \uc81c\ucd9c\ub300\uc0c1\ub3c4 \uc544\ub2c8\ub2e4. \uacc4\uc5f4\uc0ac\uc778 \ub300\uc601\ub9ac\uce20\uac74\uc124\uc758 \uacbd\uc6b0 \ud604\uae08 \ubc0f \ud604\uae08\uc131\uc790\uc0b0 \uaddc\ubaa8\uac00 1\uc5b5\uc6d0\uc5d0 \ubd88\uacfc\ud558\ub2e4. \uc720\ub3d9\uc790\uc0b0 \uaddc\ubaa8\ub294 103\uc5b5\uc6d0\uc73c\ub85c \uc9d1\uacc4\ub410\ub2e4.<\/p>\n

\ud558\ub098\uc790\uc0b0\uc2e0\ud0c1\uc758 \uc2e0\ud0c1\uacc4\uc815\ub300 \ud22c\uc785\uc73c\ub85c \uacf5\uc0ac\uac00 \uc9c4\ud589\ub418\uace0 \uc788\ub294 \uc810\ub3c4 \ub300\uc8fc\ub2e8\uc758 \ucc44\ubb34\uc778\uc218 \uc694\uad6c \uac00\ub2a5\uc131\uc744 \ub0ae\ucd94\ub294 \uc694\uc778\uc774\ub2e4. \ud558\ub098\uc790\uc0b0\uc2e0\ud0c1\uc740 \uc624\ub294 2026\ub144 4\uc6d4\ub85c \uc608\uc815\ub3fc \uc788\ub294 \uc2e0\ud0c1\uc0ac \ucc45\uc784\uc900\uacf5 \uae30\ud55c \uc804\uc5d0 \uc0ac\uc6a9\uc2b9\uc778\uc744 \ud655\ubcf4\ud558\uae30 \uc704\ud574 \uacf5\uc0ac\ube44\ub97c \uc9c1\uc811 \ud22c\uc785\ud558\uace0 \uc788\ub2e4.<\/p>\n

\ud558\ub098\uc790\uc0b0\uc2e0\ud0c1 \uad00\uacc4\uc790\ub294 “\uacc4\uc815\ub300\ub97c \ud22c\uc785\ud574 \uacf5\uc0ac\ub97c \uc9c4\ud589\ud568\uc5d0 \ub530\ub77c \uc624\ub294 2026\ub144 1\uc6d4\uc774\uba74 \uc0ac\uc6a9\uc2b9\uc778\uc744 \ubc1b\uc744 \uac83\uc73c\ub85c \uc804\ub9dd\ud558\uace0 \uc788\ub2e4”\uba70 “\uc900\uacf5\uc77c\uc815\uc774 \ucc45\uc784\uc900\uacf5 \uae30\ud55c\ubcf4\ub2e4 3\uac1c\uc6d4 \uc55e\uc11c\uc788\ub294 \ub9cc\ud07c \ucc45\uc900 \ub9ac\uc2a4\ud06c\uac00 \ud604\uc2e4\ud654 \ub420 \uac00\ub2a5\uc131\uc740 \ub0ae\ub2e4”\uace0 \uc124\uba85\ud588\ub2e4.<\/p>\n

\uacc4\uc815\ub300 \ud68c\uc218\uc5d0\ub294 \uc2dc\uac04\uc774 \ub2e4\uc18c \uc18c\uc694\ub420 \uac83\uc73c\ub85c \uc804\ub9dd\ub41c\ub2e4. \uc2e0\ud0c1\uacc4\uc815\ub300\uac00 \uacf5\uc0ac\ube44 \ucc44\uad8c\ubcf4\ub2e4 \ubcc0\uc81c\uc21c\uc704\uac00 \uc55e\ub2e8\uc5d0 \uc790\ub9ac\ud558\uae34 \ud558\uc9c0\ub9cc \uacf5\uc0ac\ube44 \uc815\uc0b0\uc744 \uc804\ud600\ud558\uc9c0 \uc54a\uc744 \uc218\ub3c4 \uc5c6\uae30 \ub54c\ubb38\uc774\ub2e4. \ud558\ub098\uc790\uc0b0\uc2e0\ud0c1 \uc5ed\uc2dc \ubd84\uc591\ub960\uc774 \ud604\uc7ac \uc218\uc900\ubcf4\ub2e4 \ub354 \uc62c\ub77c\uc57c \uc2e0\ud0c1\uacc4\uc815\ub300 \ud68c\uc218\uac00 \uac00\ub2a5\ud560 \uac83\uc73c\ub85c \uc804\ub9dd\ud558\uace0 \uc788\ub2e4.<\/p>\n

\"\"<\/p>\n

\/ \uc774\uc7ac\ube48 \ub354\ubca8 \uae30\uc790<\/p>\n","protected":false},"excerpt":{"rendered":"

|\uacf5\uc815\ub960 90% \uc0c1\ud68c\u2026\ubd84\uc591\ub960 \uc81c\uace0 ‘\uacfc\uc81c’ \ud558\ub098\uc790\uc0b0\uc2e0\ud0c1\uc774 \uac15\uc6d0\ub3c4 \uc591\uc591 \uc0dd\ud65c\ud615\uc219\ubc15\uc2dc\uc124 \ucc45\uc784\uc900\uacf5 \ub9ac\uc2a4\ud06c \ud574\uc18c\ub97c \ub208\uc55e\uc5d0 \ub450\uace0 \uc788\ub2e4. \uc2e0\ud0c1\uc0ac \ucc45\uc784\uc900\uacf5 \uae30\ud55c\uc744 6\uac1c\uc6d4 \uc774\uc0c1 \ub0a8\uaca8\ub454 \uc2dc\uc810\uc5d0\uc11c \uacf5\uc815\ub960 90%\ub97c \ub2ec\uc131\ud588\uae30 \ub54c\ubb38\uc774\ub2e4. \ubd84\uc591\ub960\ub3c4 80%\uc5d0 \uc721\ubc15\ud574 \uc2e0\ud0c1\uacc4\uc815\ub300 \ud68c\uc218\uc5d0\ub3c4 \uccad\uc2e0\ud638\uac00 \ucf1c\uc84c\ub2e4. 12\uc77c \uc5c5\uacc4\uc5d0 \ub530\ub974\uba74 \uc138\uc778\ud2b8\uc874\uc2a4 \uc591\uc591 \ub354\uc2a4\uc704\ud2b8 \uac1c\ubc1c\uc0ac\uc5c5\uc758 9\uc6d4 \ub9d0 \uae30\uc900 \uacf5\uc815\ub960\uc740 90.36%\ub85c \uc9d1\uacc4\ub410\ub2e4. \uac74\uc124\uc5c5\uacc4\uc5d0\uc11c\ub294 \uacf5\uc815\ub960\uc774 90%\ub97c \ub118\uc5b4\uac00\uba74 \uacf5\uc0ac\uac00 \ub9c8\ubb34\ub9ac \ub2e8\uacc4\uc5d0 \uc788\ub2e4\uace0 \ubcf8\ub2e4. […]<\/p>\n","protected":false},"author":44,"featured_media":45423,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[922,8,611],"tags":[8068,8067,8065,1038,8066,8064],"class_list":{"0":"post-45421","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-thebell","8":"category-compliance","9":"category-korea","10":"tag-8068","11":"tag-8067","12":"tag-8065","13":"tag-1038","14":"tag-8066","15":"tag-8064"},"yoast_head":"\n\ud558\ub098\uc790\uc0b0\uc2e0\ud0c1, \uc591\uc591 \uc0dd\uc219 \ucc45\uc900 \ub9ac\uc2a4\ud06c \ubc97\uc5b4\ub098\ub098 SanctionLab<\/title>\n<meta name=\"description\" content=\"\ud558\ub098\uc790\uc0b0\uc2e0\ud0c1\uc774 \uac15\uc6d0\ub3c4 \uc591\uc591 \uc0dd\ud65c\ud615\uc219\ubc15\uc2dc\uc124 \ucc45\uc784\uc900\uacf5 \ub9ac\uc2a4\ud06c \ud574\uc18c\ub97c \ub208\uc55e\uc5d0 \ub450\uace0 \uc788\ub2e4. \uc2e0\ud0c1\uc0ac \ucc45\uc784\uc900\uacf5 \uae30\ud55c\uc744 6\uac1c\uc6d4 \uc774\uc0c1 \ub0a8\uaca8\ub454 \uc2dc\uc810\uc5d0\uc11c \uacf5\uc815\ub960 90%\ub97c \ub2ec\uc131\ud588\uae30 \ub54c\ubb38\uc774\ub2e4. \ubd84\uc591\ub960\ub3c4 80%\uc5d0 \uc721\ubc15\ud574 \uc2e0\ud0c1\uacc4\uc815\ub300 \ud68c\uc218\uc5d0\ub3c4 \uccad\uc2e0\ud638\uac00 \ucf1c\uc84c\ub2e4.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.sanctionlab.com\/?p=45421\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\ud558\ub098\uc790\uc0b0\uc2e0\ud0c1, \uc591\uc591 \uc0dd\uc219 \ucc45\uc900 \ub9ac\uc2a4\ud06c \ubc97\uc5b4\ub098\ub098 SanctionLab\" \/>\n<meta property=\"og:description\" content=\"\ud558\ub098\uc790\uc0b0\uc2e0\ud0c1\uc774 \uac15\uc6d0\ub3c4 \uc591\uc591 \uc0dd\ud65c\ud615\uc219\ubc15\uc2dc\uc124 \ucc45\uc784\uc900\uacf5 \ub9ac\uc2a4\ud06c \ud574\uc18c\ub97c \ub208\uc55e\uc5d0 \ub450\uace0 \uc788\ub2e4. \uc2e0\ud0c1\uc0ac \ucc45\uc784\uc900\uacf5 \uae30\ud55c\uc744 6\uac1c\uc6d4 \uc774\uc0c1 \ub0a8\uaca8\ub454 \uc2dc\uc810\uc5d0\uc11c \uacf5\uc815\ub960 90%\ub97c \ub2ec\uc131\ud588\uae30 \ub54c\ubb38\uc774\ub2e4. \ubd84\uc591\ub960\ub3c4 80%\uc5d0 \uc721\ubc15\ud574 \uc2e0\ud0c1\uacc4\uc815\ub300 \ud68c\uc218\uc5d0\ub3c4 \uccad\uc2e0\ud638\uac00 \ucf1c\uc84c\ub2e4.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.sanctionlab.com\/?p=45421\" \/>\n<meta property=\"og:site_name\" content=\"SanctionLab\" \/>\n<meta property=\"article:published_time\" content=\"2025-11-12T07:05:33+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-11-17T01:17:43+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/11\/20251112155317156_n.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"640\" \/>\n\t<meta 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