{"id":46662,"date":"2025-11-27T10:48:44","date_gmt":"2025-11-27T01:48:44","guid":{"rendered":"https:\/\/www.sanctionlab.com\/?p=46662"},"modified":"2025-11-28T11:18:28","modified_gmt":"2025-11-28T02:18:28","slug":"%eb%b0%a9%ec%b9%b4%ec%8a%88%eb%9e%91%ec%8a%a4-%ea%b7%9c%ec%a0%9c-%ec%b6%94%ea%b0%80-%ec%99%84%ed%99%94-%ec%97%85%ea%b6%8c%eb%b3%84-%ec%98%81%ed%96%a5%ec%9d%80","status":"publish","type":"post","link":"https:\/\/www.sanctionlab.com\/?p=46662","title":{"rendered":"\ubc29\uce74\uc288\ub791\uc2a4 \uaddc\uc81c \ucd94\uac00 \uc644\ud654, \uc5c5\uad8c\ubcc4 \uc601\ud5a5\uc740"},"content":{"rendered":"

|\uc0dd\ubcf4\ub294 50%, \uc190\ubcf4\ub294 70%\uae4c\uc9c0 \ud5c8\uc6a9\u2026\uc740\ud589\uad8c\uc740 \uc218\ud61c \uae30\ub300<\/h3>\n

\uc815\ubd80\uac00 \ubc29\uce74\uc288\ub791\uc2a4 \uaddc\uc81c\ub97c \ucd94\uac00\ub85c \uc644\ud654\ud55c\ub2e4. \ub0b4\ub144\ubd80\ud130 \uc740\ud589\uc740 \ud2b9\uc815 \ubcf4\ud5d8\uc0ac \uc0c1\ud488\uc744 \uc0dd\uba85\ubcf4\ud5d8\uc740 \ucd5c\ub300 50%, \uc190\ud574\ubcf4\ud5d8\uc740 \ucd5c\ub300 75%\uae4c\uc9c0 \ucde8\uae09\ud560 \uc218 \uc788\uac8c \ub41c\ub2e4. \ubc29\uce74\uc288\ub791\uc2a4\uc758 \ubd88\uc644\uc804\ud310\ub9e4 \ube44\uc728\uc774 \ud604\uc800\ud558\uac8c \ub0ae\ub2e4\ub294 \uc810\uc774 \uc601\ud5a5\uc744 \ubbf8\ucce4\ub2e4.<\/p>\n

\uc0dd\uba85\ubcf4\ud5d8\uc5c5\uacc4\ub294 \uacbd\uc7c1 \uc2ec\ud654\ub97c \uc6b0\ub824\ud558\uace0 \uc788\ub2e4. \ud2b9\ud788 \ub300\ud615 \uc0dd\ubcf4\uc0ac\ub4e4\uc5d0\uac8c \uc720\ub9ac\ud55c \ud658\uacbd\uc774 \uc870\uc131\ub420 \uac83\uc774\ub780 \uad00\uce21\uc774 \ub098\uc628\ub2e4. \uc740\ud589\ub4e4\uc740 \uc774\ubc88 \uaddc\uc81c \uc644\ud654\ub97c \ubc18\uae38 \uac83\uc73c\ub85c \ubcf4\uc778\ub2e4. \uae08\ub9ac \uc778\ud558\ub85c \uc218\uc218\ub8cc\uc774\uc775\uc774 \ud55c\uce35 \uc911\uc694\ud574\uc84c\uae30 \ub54c\ubb38\uc774\ub2e4.<\/p>\n

\u25c7\ubc29\uce74\uc288\ub791\uc2a4 \ud310\ub9e4 \uc0c1\ud55c \ub300\ud3ed \uc0c1\ud5a5<\/strong><\/p>\n

27\uc77c \uae08\uc735\uad8c\uc5d0 \ub530\ub974\uba74 \uae08\uc735\uc704\uc6d0\ud68c\ub294 \ub0b4\ub144\ubd80\ud130 \ubc29\uce74\uc288\ub791\uc2a4 \ud310\ub9e4 \uc0c1\ud55c\uc744 \uc0dd\uba85\ubcf4\ud5d8 \uc0c1\ud488\uc740 \ud604\ud589 33%\uc5d0\uc11c 50%\ub85c, \uc190\ud574\ubcf4\ud5d8 \uc0c1\ud488\uc740 \ud604\ud589 50%\uc5d0\uc11c 75%\ub85c \uac01\uac01 \ub192\uc774\uae30\ub85c \ud588\ub2e4. \ub2e4\ub9cc \uae08\uc735\uc9c0\uc8fc \uacc4\uc5f4 \ubcf4\ud5d8\uc0ac\ub85c \ud310\ub9e4\uac00 \ubab0\ub9ac\ub294 \uac83\uc744 \ubc29\uc9c0\ud558\uae30 \uc704\ud55c ‘\uacc4\uc5f4\uc0ac 25% \uc81c\ud55c’\uc740 \uc720\uc9c0\ub420 \uc804\ub9dd\uc774\ub2e4.<\/p>\n

\uc55e\uc11c \uae08\uc735\uc704\ub294 \uc62c\ud574 4\uc6d4 \ud601\uc2e0\uae08\uc735 \uc11c\ube44\uc2a4 \uc81c\ub3c4\ub97c \ud65c\uc6a9\ud574 \ubc29\uce74\uc288\ub791\uc2a4 \ud310\ub9e4 \uaddc\uc81c \ube44\uc728\uc744 \ud55c \ucc28\ub840 \uc644\ud654\ud588\ub2e4. \uc190\ud574\ubcf4\ud5d8\uc0ac \ud310\ub9e4 \ube44\uc911 \uaddc\uc81c\ub97c \uae30\uc874 25%\uc5d0\uc11c 50%, \uc870\uac74\uc5d0 \ub530\ub77c 75%\uae4c\uc9c0 \ub192\uc774\uace0 \uc0dd\uba85\ubcf4\ud5d8\uc0ac\uc758 \ud310\ub9e4 \ube44\uc911 \uc5ed\uc2dc 25%\uc5d0\uc11c 33%\ub85c \ub192\uc600\ub2e4.<\/p>\n

\uae08\uc735\ub2f9\uad6d\uc774 \ucd94\uac00 \uc644\ud654\ub97c \uacb0\uc815\ud55c \ubc30\uacbd\uc5d4 \uc740\ud589\uc5d0\uc11c \ud30c\ub294 \ubcf4\ud5d8\uc758 \ubd88\uc644\uc804\ud310\ub9e4 \ube44\uc728\uc774 \ub0ae\ub2e4\ub294 \uc810\uc774 \uac00\uc7a5 \ud070 \uc601\ud5a5\uc744 \ubbf8\ucce4\ub2e4. \uc9c0\ub09c\ud574 \ubc29\uce74\uc288\ub791\uc2a4\uc758 \ubd88\uc644\uc804\ud310\ub9e4 \ube44\uc911\uc740 0.009%\ub85c \uc9d1\uacc4\ub410\ub2e4. \ubc95\uc778\ubcf4\ud5d8\ub300\ub9ac\uc810(GA)\uc758 \ubd88\uc644\uc804\ud310\ub9e4 \ube44\uc911(0.026%)\ubcf4\ub2e4 \ud6e8\uc52c \ub0ae\ub2e4.<\/p>\n

\ubc29\uce74\uc288\ub791\uc2a4\ub294 \uc740\ud589(bank)\uacfc \ubcf4\ud5d8(assurance)\uc758 \ud569\uc131\uc5b4\ub2e4. \uc881\uc740 \uc758\ubbf8\ub85c\ub294 \uc740\ud589\uc5d0\uc11c\uc758 \ubcf4\ud5d8\uc0c1\ud488 \ud310\ub9e4\ub97c \uc758\ubbf8\ud558\uba70, \ub113\uac8c\ub294 \uc740\ud589\uacfc \ubcf4\ud5d8\uc0ac\uc758 \uad11\ubc94\uc704\ud55c \uc5c5\ubb34 \uc81c\ud734\ub97c \ud1b5\ud574 \uc740\ud589\uc5d0\uc11c \ubcf4\ud5d8 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\ub294 \uac83\uc744 \uc774\ub978\ub2e4.<\/p>\n

\uc6b0\ub9ac\ub098\ub77c\uc5d0\uc11c \uc2dc\uc791\ub41c \uac74 2003\ub144\uc774\ub2e4. \ub2f9\uc2dc \uae08\uc735\uc9c0\uc8fc \uacc4\uc5f4 \ubcf4\ud5d8\uc0ac\uac00 \uc2dc\uc7a5\uc744 \ub3c5\uc2dd\ud558\ub294 \uac78 \ub9c9\uae30 \uc704\ud574 \ud2b9\uc815 \ubcf4\ud5d8\uc0ac \uc0c1\ud488\uc744 50% \uc774\uc0c1 \ud314\uc9c0 \ubabb\ud558\ub3c4\ub85d \ud588\uc73c\ub098 2005\ub144\uc5d0 25%\ub85c \ud55c \ucc28\ub840 \uaddc\uc81c\uac00 \uac15\ud654\ub410\ub2e4. \uadf8\uac04 \uc18c\ube44\uc790\uac00 \ud2b9\uc815 \ubcf4\ud5d8\uc0ac\uc758 \uc0c1\ud488\uc744 \uc120\ud638\ud558\ub294\ub370\ub3c4 \uc740\ud589\uc774 \uaddc\uc81c\uc5d0 \ub9c9\ud600 \ud574\ub2f9 \uc0c1\ud488\uc744 \ud310\ub9e4\ud558\uc9c0 \ubabb\ud558\ub294 \uc77c\uc774 \ubc1c\uc0dd\ud558\uc790 \uc18c\ube44\uc790 \uc120\ud0dd\uad8c\uc744 \uc81c\ud55c\ud55c\ub2e4\ub294 \uc9c0\uc801\uc774 \uafb8\uc900\ud788 \uc81c\uae30\ub3fc\uc654\ub2e4.<\/p>\n

\ucd08\ubc18\uc758 \uae30\ub300\uc640 \ub2ec\ub9ac \uc2dc\uc7a5\uc5d0 \ubbf8\uce5c \uc601\ud5a5\uc740 ‘\ubbf8\ud48d’\uc5d0 \uadf8\ucce4\ub2e4. \uc0dd\uba85\ubcf4\ud5d8\uc5c5\uacc4\uc5d0\uc120 \uadf8\ub098\ub9c8 \ub0ab\uc9c0\ub9cc \uc190\ud574\ubcf4\ud5d8\uc5c5\uacc4\uc5d0\uc120 \uc0ac\uc2e4\uc0c1 ‘\uac1c\uc810\ud734\uc5c5’ \uc0c1\ud0dc\ub2e4. \uac1c\uc778\uc758 \ubcf4\ud5d8 \uac00\uc785 \uacbd\ub85c \uc911 \ubc29\uce74\uc288\ub791\uc2a4\uac00 \ucc28\uc9c0\ud558\ub294 \ube44\uc911(\uacc4\uc57d \uac74\uc218 \uae30\uc900)\uc740 \uc0dd\uba85\ubcf4\ud5d8\uc758 \uacbd\uc6b0 20% \uc548\ud30e\uc744 \ubcf4\uc774\uace0 \uc788\ub2e4. \uc190\ud574\ubcf4\ud5d8\uc0ac\uc758 \uacbd\uc6b0 2% \uc218\uc900\uc5d0 \uadf8\uce5c\ub2e4.<\/p>\n

\"\"<\/div>\n

\u25c7\uc0dd\ubcf4\uc5c5\uacc4 \uacbd\uc7c1 \uc2ec\ud654 \uc804\ub9dd\u2026\uc740\ud589\uc740 \uc218\ud61c<\/strong><\/p>\n

\ubcc0\uc218\ub294 \uc0dd\uba85\ubcf4\ud5d8\uc5c5\uacc4\uc758 \ubc18\ubc1c\uc774\ub2e4. \ubc29\uce74\uc288\ub791\uc2a4 \uc2dc\uc7a5\uc740 \uc0dd\ubcf4\uc5c5\uacc4\ub97c \uc911\uc2ec\uc73c\ub85c \ub3cc\uc544\uac00\uace0 \uc788\ub2e4. \uc2dc\uc7a5\uc5d0 \ucc38\uc5ec \uc911\uc778 \uc0dd\ubcf4\uc0ac\uac00 18\uac1c\uc5d0 \uc774\ub978\ub2e4. \uc800\ucd9c\uc0b0\uacfc \uace0\ub839\ud654\ub85c \uc885\uc2e0\ubcf4\ud5d8\uc758 \uc218\uc694\uac00 \uc904\uc5b4\ub4dc\ub294 \uac00\uc6b4\ub370 \uc0dd\ubcf4\uc0ac\ub4e4\uc740 \ubc29\uce74\uc288\ub791\uc2a4\ub97c \ub2e8\uae30 \uc720\ub3d9\uc131 \ud655\ubcf4\uc758 \uc8fc\uc694 \uc218\ub2e8\uc73c\ub85c \ud65c\uc6a9\ud558\uace0 \uc788\ub2e4.<\/p>\n

\uc0dd\uba85\ubcf4\ud5d8\uc0ac \uc785\uc7a5\uc5d0\uc120 \ucd9c\ud608 \uacbd\uc7c1\uc774 \uc2ec\ud574\uc9c8 \uc218 \uc788\ub2e4. \ud30c\uc774\uac00 \ucee4\uc9c0\ub294 \ub9cc\ud07c \uc740\ud589\uacfc \uad00\uacc4\uac00 \uc88b\uc740 \uc0dd\ubcf4\uc0ac\ub294 \uc8fc\ub825 \uc0c1\ud488\uc758 \ud310\ub9e4\ub97c \ub354 \ub298\ub9b4 \uc218 \uc788\uac8c \ub41c\ub2e4. \ubcf4\ud1b5 \uae08\uc735\uc9c0\uc8fc \uacc4\uc5f4 \uc0dd\ubcf4\uc0ac(\uc2e0\ud55c\ub77c\uc774\ud504, KB\ub77c\uc774\ud504, \ud558\ub098\uc0dd\uba85)\uac00 \uac01 \uc740\ud589\uacfc \uad00\uacc4\uac00 \uc88b\uc9c0\ub9cc \uc774\ub4e4\uc740 \uc5ec\uc804\ud788 25%\ub8f0 \uc801\uc6a9 \ub300\uc0c1\uc774\uae30 \ub54c\ubb38\uc5d0 \uc0ac\uc2e4\uc0c1 \uae30\ud68c\ub97c \uc7a1\ub294 \uac74 \uc0bc\uc131\u00b7\uad50\ubcf4\u00b7\ud55c\ud654 \ub4f1 \ub300\ud615 \uc0dd\ubcf4\uc0ac\ub2e4. \uc774\ub4e4\uc774 \ub354\uc6b1 \uc801\uadf9\uc801\uc73c\ub85c \ud310\ub9e4 \ud655\ub300\uc5d0 \ub098\uc124 \uc218 \uc788\uc73c\uba70 \ub098\uc544\uac00 \ud55c\uce35 \ud6a8\uc728\uc801\uc778 \ud310\ub9e4 \uc804\ub7b5\ub3c4 \uc9e4 \uc218 \uc788\uac8c \ub41c\ub2e4.<\/p>\n

\uc5ec\ub825\uc774 \ub5a8\uc5b4\uc9c0\ub294 \uc911\uc18c\ud615 \uc0dd\ubcf4\uc0ac\ub4e4\uc758 \uae34\uc7a5\uac10\uc740 \ucee4\uc9c8 \uc218 \uc788\ub2e4. \ud2b9\ud788 \uc740\ud589\uc758 \uc601\ud5a5\ub825\uc774 \ud55c\uce35 \ucee4\uc9c0\uba74\uc11c \ube44\uc6a9\uc774 \uc99d\uac00\ud560 \uc218 \uc788\ub2e4\ub294 \uc810\uc744 \uc6b0\ub824\ud558\uace0 \uc788\ub2e4. \uae30\ud68c\ub97c \uc7a1\uae30 \uc704\ud574\uc120 \uc740\ud589\uacfc \ub300\ud615 \uc0dd\ubcf4\uc0ac\ub4e4\uc758 ‘\uce74\ub974\ud154’\uc744 \ubb34\ub108\ub728\ub824\uc57c \ud558\ub294\ub370 \uadf8\ub7ec\uae30 \uc704\ud574\uc120 \uc740\ud589\uc5d0 \uc218\uc218\ub8cc\ub97c \ub9ce\uc774 \uc918\uc57c \ud558\uae30 \ub54c\ubb38\uc774\ub2e4.<\/p>\n

\ubc18\uba74 \uc190\ubcf4\uc0ac\ub4e4\uc740 \uc774\ubc88 \uaddc\uc81c \uc644\ud654\uc5d0 \ubcc4\ub2e4\ub978 \uc758\ubbf8\ub97c \ub450\uc9c0 \uc54a\ub294 \ubaa8\uc591\uc0c8\ub2e4. \uc190\ubcf4\uc5c5\uacc4\uc5d0\uc11c \ubc29\uce74\uc288\ub791\uc2a4 \ucc44\ub110\uc758 \ube44\uc911\uc774 \uc6cc\ub099 \ubbf8\ubbf8\ud55c \ud0d3\uc774\ub2e4.<\/p>\n

\uc740\ud589\uc758 \uacbd\uc6b0 \uc218\ud61c\uac00 \uc608\uc0c1\ub41c\ub2e4. \uc544\uc9c1 \uc740\ud589\uc758 \uc218\uc218\ub8cc\uc774\uc775\uc5d0\uc11c \ubc29\uce74\uc288\ub791\uc2a4\uac00 \ucc28\uc9c0\ud558\ub294 \ube44\uc911\uc740 \ubbf8\ubbf8\ud55c \uc218\uc900\uc774\ub2e4. \uadf8\ub7ec\ub098 \uc810\ucc28 \uc218\uc218\ub8cc\uc774\uc775\uc758 \uc911\uc694\uc131\uc774 \ub354\uc6b1 \ucee4\uc9c8 \uac83\uc73c\ub85c \uc608\uc0c1\ub3fc \uc740\ud589\ub4e4\uc774 \ubc29\uce74\uc288\ub791\uc2a4 \ud310\ub9e4\uc5d0 \ud55c\uce35 \ub4dc\ub77c\uc774\ube0c\ub97c \uac78 \uac00\ub2a5\uc131\uc774 \uc81c\uae30\ub41c\ub2e4.<\/p>\n

\uc2e4\uc81c \uc62c \uc0c1\ubc18\uae30 \uae30\uc900 4\ub300 \uc740\ud589(KB\uad6d\ubbfc\u00b7\uc2e0\ud55c\u00b7\ud558\ub098\u00b7\uc6b0\ub9ac)\uc758 \ubc29\uce74\uc288\ub791\uc2a4 \uc218\uc218\ub8cc\uc774\uc775\uc740 2521\uc5b5\uc6d0\uc73c\ub85c \uc804\ub144 \ub3d9\uae30(1814\uc5b5\uc6d0) \ub300\ube44 39%\ub098 \uae09\uc99d\ud588\ub2e4.<\/p>\n

\/ \uc870\uc740\uc544 \ub354\ubca8 \uae30\uc790<\/p>\n","protected":false},"excerpt":{"rendered":"

|\uc0dd\ubcf4\ub294 50%, \uc190\ubcf4\ub294 70%\uae4c\uc9c0 \ud5c8\uc6a9\u2026\uc740\ud589\uad8c\uc740 \uc218\ud61c \uae30\ub300 \uc815\ubd80\uac00 \ubc29\uce74\uc288\ub791\uc2a4 \uaddc\uc81c\ub97c \ucd94\uac00\ub85c \uc644\ud654\ud55c\ub2e4. \ub0b4\ub144\ubd80\ud130 \uc740\ud589\uc740 \ud2b9\uc815 \ubcf4\ud5d8\uc0ac \uc0c1\ud488\uc744 \uc0dd\uba85\ubcf4\ud5d8\uc740 \ucd5c\ub300 50%, \uc190\ud574\ubcf4\ud5d8\uc740 \ucd5c\ub300 75%\uae4c\uc9c0 \ucde8\uae09\ud560 \uc218 \uc788\uac8c \ub41c\ub2e4. \ubc29\uce74\uc288\ub791\uc2a4\uc758 \ubd88\uc644\uc804\ud310\ub9e4 \ube44\uc728\uc774 \ud604\uc800\ud558\uac8c \ub0ae\ub2e4\ub294 \uc810\uc774 \uc601\ud5a5\uc744 \ubbf8\ucce4\ub2e4. \uc0dd\uba85\ubcf4\ud5d8\uc5c5\uacc4\ub294 \uacbd\uc7c1 \uc2ec\ud654\ub97c \uc6b0\ub824\ud558\uace0 \uc788\ub2e4. \ud2b9\ud788 \ub300\ud615 \uc0dd\ubcf4\uc0ac\ub4e4\uc5d0\uac8c \uc720\ub9ac\ud55c \ud658\uacbd\uc774 \uc870\uc131\ub420 \uac83\uc774\ub780 \uad00\uce21\uc774 \ub098\uc628\ub2e4. \uc740\ud589\ub4e4\uc740 \uc774\ubc88 \uaddc\uc81c \uc644\ud654\ub97c \ubc18\uae38 \uac83\uc73c\ub85c […]<\/p>\n","protected":false},"author":44,"featured_media":46664,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[922,8,611],"tags":[8299,1997,8297,8298],"class_list":{"0":"post-46662","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-thebell","8":"category-compliance","9":"category-korea","10":"tag-8299","11":"tag-1997","12":"tag-8297","13":"tag-8298"},"yoast_head":"\n\ubc29\uce74\uc288\ub791\uc2a4 \uaddc\uc81c \ucd94\uac00 \uc644\ud654, \uc5c5\uad8c\ubcc4 \uc601\ud5a5\uc740 SanctionLab<\/title>\n<meta name=\"description\" content=\"\uc815\ubd80\uac00 \ubc29\uce74\uc288\ub791\uc2a4 \uaddc\uc81c\ub97c \ucd94\uac00\ub85c \uc644\ud654\ud55c\ub2e4. \ub0b4\ub144\ubd80\ud130 \uc740\ud589\uc740 \ud2b9\uc815 \ubcf4\ud5d8\uc0ac \uc0c1\ud488\uc744 \uc0dd\uba85\ubcf4\ud5d8\uc740 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