{"id":47001,"date":"2025-12-01T15:14:11","date_gmt":"2025-12-01T06:14:11","guid":{"rendered":"https:\/\/www.sanctionlab.com\/?p=47001"},"modified":"2025-12-02T10:12:44","modified_gmt":"2025-12-02T01:12:44","slug":"kt-%ec%82%ac%eb%9d%bc%ec%a7%84-%eb%aa%a8%eb%b2%94%ec%83%9d-%ec%9d%b4%eb%af%b8%ec%a7%80-%ed%95%b4%ed%82%b9-%ec%82%ac%ed%83%9c-%ec%b6%a9%ea%b2%a9%ed%8c%8c","status":"publish","type":"post","link":"https:\/\/www.sanctionlab.com\/?p=47001","title":{"rendered":"KT, \uc0ac\ub77c\uc9c4 \ubaa8\ubc94\uc0dd \uc774\ubbf8\uc9c0 &#8216;\ud574\ud0b9 \uc0ac\ud0dc \ucda9\uaca9\ud30c&#8217;"},"content":{"rendered":"<h3>|ROE\u00b7\uc601\uc5c5\uc774\uc775 \ubaa9\ud45c \uadfc\uc811, 4\ubd84\uae30 \uc2e4\uc801 \uc545\ud654 &#8216;\ubcc0\uc218&#8217;<\/h3>\n<p>KT\ub294 1\ub144 \uc804 \uc57c\uc2ec \ucc28\uac8c \uae30\uc5c5\uac00\uce58 \uc81c\uace0 \uacc4\ud68d(\ubc38\ub958\uc5c5 \uacc4\ud68d)\uc744 \ub0b4\ub1a8\ub2e4. \uc62c\ud574 5\uc6d4\uae4c\uc9c0\ub9cc \ud574\ub3c4 \uc601\uc5c5\uc774\uc775\ub960 10%\ub300\ub97c \uc720\uc9c0\ud558\uba70 \uc21c\ud56d\ud558\uace0 \uc788\uc5c8\ub2e4. \uc774\ub840\uc801\uc73c\ub85c \uc911\uac04 \uc774\ud589 \uc810\uac80 \ubcf4\uace0\uc11c\uae4c\uc9c0 \uacf5\uc2dc\ud558\uba74\uc11c \ub2ec\uc131\ub960\uc744 \uc790\ub791\ud588\ub358 KT\ub2e4.<\/p>\n<p>\ud558\uc9c0\ub9cc 8\uc6d4 \ucd08\uc18c\ud615\uae30\uc9c0\uad6d \ud574\ud0b9 \uc0ac\ud0dc\uac00 \ubc1c\uc0dd\ud558\uba74\uc11c \uc131\uc7a5\uc138\uc5d0 \ube68\uac04\ubd88\uc774 \ucf1c\uc84c\ub2e4. \uacfc\uc9d5\uae08, \uc804\uace0\uac1d \uc720\uc2ec\uad50\uccb4 \ube44\uc6a9, \ub300\ud45c\uc774\uc0ac(CEO) \uad50\uccb4 \ub4f1\uc774 \uc608\uc815\ub3fc \uc788\ub294 KT\ub2e4. \uc774\uc5d0 \uc911\uc7a5\uae30 \uacc4\ud68d\uc744 \ud754\ub4e4\ub9bc \uc5c6\uc774 \uc774\uc5b4\uac08 \uc218 \uc788\uc744\uc9c0 \uc9c0\ucf1c\ubd10\uc57c \ud55c\ub2e4.<\/p>\n<p><strong>\u25c73\ubd84\uae30\uae4c\uc9c0 \uac00\uc785\uc790 \ub298\uba70 \uc2e4\uc801\u00b7\ubc38\ub958\uc5c5 \uc21c\ud56d<\/strong><\/p>\n<p>KT\ub294 \uc9c0\ub09c\ud574 11\uc6d4 \uae30\uc5c5\uac00\uce58 \uc81c\uace0 \uacc4\ud68d\uc744 \ubc1c\ud45c\ud558\uba70 2028\ub144\uae4c\uc9c0 \uc5f0\uacb0 ROE 9~10%, \uc5f0\uacb0 \uc601\uc5c5\uc774\uc775\ub960 9%, AI\/IT \ub9e4\ucd9c \ube44\uc911 19% \uc774\uc0c1 \ub2ec\uc131\uc744 \ubaa9\ud45c\ub85c \ub0b4\uac78\uc5c8\ub2e4. 4\ub144\uac04 \ub204\uc801 1\uc870\uc6d0 \uaddc\ubaa8\uc758 \uc790\uc0ac\uc8fc \ub9e4\uc785\u00b7\uc18c\uac01\ub3c4 \uc57d\uc18d\ud588\ub2e4.<\/p>\n<p>\uacc4\ud68d \ubc1c\ud45c \ud6c4 6\uac1c\uc6d4\uac04 \uc131\uc801\ud45c\ub294 \ub098\uc058\uc9c0 \uc54a\uc558\ub2e4. \uc62c\ud574 1\ubd84\uae30 \uc5f0\uacb0 \uc601\uc5c5\uc774\uc775\ub960\uc740 10.1%\ub97c \uae30\ub85d\ud588\uace0 2\ubd84\uae30\uc5d0\ub294 13.7%\uae4c\uc9c0 \uce58\uc19f\uc558\ub2e4. 9\uac1c\uc6d4 \ub204\uc801 \uae30\uc900\uc73c\ub85c\ub294 10.5%\ub97c \ub2ec\uc131\ud558\uba70 \ubaa9\ud45c\uce58 9%\ub97c \ucd08\uacfc\ud588\ub2e4. ROE \uc5ed\uc2dc \ucd94\uc815\uce58 \uae30\uc900 12% \uc218\uc900\uc73c\ub85c \ubaa9\ud45c\uc778 9~10%\ub97c \uc6c3\ub3cc\uc558\ub2e4<\/p>\n<p>\uc8fc\uc8fc\ud658\uc6d0\ub3c4 \uac15\ud654\ud588\ub2e4. \uc790\uc0ac\uc8fc \ub9e4\uc785\uc740 \uacc4\ud68d\ub300\ub85c \uc9c4\ud589\ub3fc \uc62c\ud574 \ubaa9\ud45c\uc778 2500\uc5b5\uc6d0\uc744 8\uc6d4 \uc644\ub8cc\ud588\ub2e4. \ubd84\uae30\ubc30\ub2f9\uc740 \uc8fc\ub2f9 500\uc6d0\uc5d0\uc11c 600\uc6d0\uc73c\ub85c 20% \uc778\uc0c1\ud588\ub2e4. KT\ub294 2028\ub144\uae4c\uc9c0 4\ub144\uac04 \ub204\uc801 1\uc870\uc6d0 \uaddc\ubaa8\uc758 \uc790\uc0ac\uc8fc \ub9e4\uc785\u00b7\uc18c\uac01\uc744 \uc57d\uc18d\ud55c \uc0c1\ud0dc\ub2e4.<\/p>\n<div><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-47003\" src=\"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/12\/20251201150839524_n.jpg\" alt=\"\" width=\"640\" height=\"345\" srcset=\"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/12\/20251201150839524_n.jpg 640w, https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/12\/20251201150839524_n-300x162.jpg 300w, https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/12\/20251201150839524_n-150x81.jpg 150w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/><\/div>\n<p>\uadf8\ub7ec\ub098 9\uc6d4 \ubc1c\uc0dd\ud55c \ubd88\ubc95 \ucd08\uc18c\ud615\uae30\uc9c0\uad6d(\ud3a8\ud1a0\uc140) \ud574\ud0b9 \uc0ac\ud0dc\uac00 \ubcc0\uace1\uc810\uc774 \ub410\ub2e4. \uace0\uac1d\uc774 \uc790\uc2e0\uc774 \ubaa8\ub974\ub294 \uc0c8 \ubb34\ub2e8\uc73c\ub85c \uc18c\uc561\uacb0\uc81c\uac00 \uc9c4\ud589\ub418\ub294 \ud53c\ud574\ub97c \uacaa\uc5c8\ub2e4. KT\ub294 \ubd88\ubc95 \uc18c\uc561\uacb0\uc81c \ud53c\ud574 \uae08\uc561\uc744 \uc804\uc561 \ubc30\uc0c1\ud588\uace0 \uac1c\uc778\uc815\ubcf4 \uc720\ucd9c \uc815\ud669\uc774 \ud655\uc778\ub41c 2\ub9cc2227\uba85\uc5d0\uac8c\ub294 \uc704\uc57d\uae08 \uba74\uc81c \ub4f1 \ubcf4\uc0c1 \ud328\ud0a4\uc9c0\ub97c \uc81c\uacf5\ud588\ub2e4. 11\uc6d4\ubd80\ud130\ub294 \uc804\uccb4 \uace0\uac1d \ub300\uc0c1 \uc720\uc2ec \ubb34\uc0c1 \uad50\uccb4 \uc11c\ube44\uc2a4\ub97c \uc2dc\uc791\ud588\ub2e4.<\/p>\n<p>3\ubd84\uae30 \uc2e4\uc801\uc5d0\ub294 \uc544\uc9c1 \ud574\ud0b9 \uc5ec\ud30c\uac00 \ubc18\uc601\ub418\uc9c0 \uc54a\uc558\uae30\uc5d0 \ud45c\uba74\uc801\uc73c\ub85c\ub294 \uc591\ud638\ud588\ub2e4. \uc5f0\uacb0 \uae30\uc900 \ub9e4\ucd9c\uc740 7\uc8701267\uc5b5\uc6d0, \uc601\uc5c5\uc774\uc775\uc740 5382\uc5b5\uc6d0\uc73c\ub85c \uc804\ub144 \ub3d9\uae30 \ub300\ube44 \uac01\uac01 7.1%, 16% \uc99d\uac00\ud588\ub2e4. \ubb34\uc120 \uc11c\ube44\uc2a4 \ub9e4\ucd9c \uc99d\uac00\uc640 KT\ud074\ub77c\uc6b0\ub4dc\uc758 \uae00\ub85c\ubc8c \uace0\uac1d \ub300\uc0c1 \uc0ac\uc5c5 \ud638\uc870\uac00 \uc8fc\ud6a8\ud588\ub2e4.<\/p>\n<p>\ubb34\uc120\ub3c4 3\ubd84\uae30\uae4c\uc9c0\ub294 \uacbd\uc7c1\uc0ac \ud574\ud0b9\uc758 \ubc18\uc0ac\uc774\uc775\uc744 \ubcf4\uba70 \uc131\uc7a5\ud588\ub2e4. \ubb34\uc120 \uc11c\ube44\uc2a4 \ub9e4\ucd9c\uc740 1\uc870 7336\uc5b5\uc6d0\uc73c\ub85c \uc804\ub144 \ub3d9\uae30 \ub300\ube44 4.7% \uc99d\uac00\ud588\ub2e4. 5G \uac00\uc785\uc790\uac00 1105\ub9cc\uba85\uc73c\ub85c \ub298\uc5b4\ub098\uba70 \ubcf4\uae09\ub960\uc774 80.7%\uc5d0 \ub2ec\ud588\ub2e4. \uc778\ud130\ub137 \ub9e4\ucd9c\uc740 6367\uc5b5\uc6d0\uc73c\ub85c 2.3%, \ubbf8\ub514\uc5b4 \ub9e4\ucd9c\uc740 5344\uc5b5\uc6d0\uc73c\ub85c 3.1% \uac01\uac01 \uc131\uc7a5\ud588\ub2e4.<\/p>\n<p><strong>\u25c7\ud574\ud0b9 \uc9c0\ucd9c\ub85c \uc8fc\uc8fc\ud658\uc6d0 \ucd95\uc18c \uc6b0\ub824<\/strong><\/p>\n<p>KT\ub294 \uc774\ub2ec 11\uc77c \uc0c8\ub85c\uc6b4 \uae30\uc5c5\uac00\uce58 \uc81c\uace0 \uacc4\ud68d\uc744 \ubc1c\ud45c\ud588\uc9c0\ub9cc, 1\ub144 \uc804\uacfc \ubaa9\ud45c\ub294 \ub3d9\uc77c\ud588\ub2e4. \uc5f0\uacb0 ROE 9~10%, \uc601\uc5c5\uc774\uc775\ub960 9%, AI\/IT \ub9e4\ucd9c \ube44\uc911 19% \uc774\uc0c1, \uc790\uc0ac\uc8fc \ub9e4\uc785\u00b7\uc18c\uac01 \ub204\uc801 1\uc870\uc6d0 \ub4f1 \ubaa8\ub4e0 \uc218\uce58\uac00 \uadf8\ub300\ub85c\uc600\ub2e4. \ud574\ud0b9 \uc5ec\ud30c\ub85c \uc778\ud574 \ubcf4\uc218\uc801\uc73c\ub85c \uc811\uadfc\ud55c \uac83\uc774\ub2e4.<\/p>\n<p>3\ubd84\uae30\uae4c\uc9c0 \ub204\uc801 \uae30\uc900\uc73c\ub85c\ub294 \uc601\uc5c5\uc774\uc775\ub960 10.5%, \ucd94\uc815 ROE 12%\ub85c \ubc38\ub958\uc5c5 \ubaa9\ud45c\uc5d0 \uadfc\uc811\ud588\ub2e4. \ud558\uc9c0\ub9cc 3\ubd84\uae30\uc5d0\ub294 \uc601\uc5c5\uc774\uc775\ub960\uc774 \uac10\uc18c\ud588\uace0 4\ubd84\uae30 \uc2e4\uc801 \uc545\ud654\ub3c4 \uc608\uc0c1\ub3fc \uc788\ub2e4. \uc774\ub85c \uc778\ud574 \ub354 \ub192\uc740 \uc7ac\ubb34 \ubaa9\ud45c\ub97c \uc124\uc815\ud558\uae30\ub294 \ubd80\ub2f4\uc2a4\ub7fd\ub2e4.<\/p>\n<p>\uc77c\ub840\ub85c 3\ubd84\uae30 \ub9e4\ucd9c, \uc601\uc5c5\uc774\uc775\uc740 \uc131\uc7a5\uc138\ub97c \uae30\ub85d\ud588\uc9c0\ub9cc \uc218\uc775\uc131\uc740 \uc624\ud788\ub824 \uac10\uc18c\ud588\ub2e4. \uc601\uc5c5\uc774\uc775 \uc790\uccb4\ub294 \uc99d\uac00\ud588\uc9c0\ub9cc \uc601\uc5c5\uc774\uc775\ub960\uc740 \ud558\ub77d\ud588\ub2e4. 3\ubd84\uae30 7.6%\ub85c 2\ubd84\uae30 13.7% \ub300\ube44 6.1%p \uae09\ub77d\ud588\ub2e4. \uc784\uae08\ud611\uc0c1 \ube44\uc6a9 475\uc5b5\uc6d0\uc744 \uc81c\uac70\ud574\ub3c4 \uc601\uc5c5\uc774\uc775\ub960\uc740 9.1%\uc5d0 \uadf8\ucce4\ub2e4.<\/p>\n<p>AI\/IT \ub9e4\ucd9c \uc815\uccb4\ub3c4 \uace0\ubbfc\uac70\ub9ac\ub2e4. 3\ubd84\uae30 AI\/IT \ub9e4\ucd9c\uc740 2943\uc5b5\uc6d0\uc73c\ub85c \uc804\ub144 \ub3d9\uae30 \ub300\ube44 5.7% \uac10\uc18c\ud588\ub2e4. KT\ub294 &#8220;AICC\uc758 \ub300\ud615 \uace0\uac1d\uc0ac \uc218\uc8fc \ubc0f \ub9e4\ucd9c\ud654\uac00 \uc9c0\uc18d\ub410\uc9c0\ub9cc, \uc120\ud0dd\uacfc \uc9d1\uc911 \uc804\ub7b5\uc5d0 \ub530\ub978 \uc77c\ubd80 \uc0ac\uc5c5\uc758 \uad6c\uc870\uac1c\uc120 \uc601\ud5a5&#8221;\uc774\ub77c\uace0 \ud574\uba85\ud588\ub2e4. \uc800\uc218\uc775 \uc0ac\uc5c5\uc744 \uc815\ub9ac\ud558\uba70 \uc758\ub3c4\uc801\uc73c\ub85c \ub9e4\ucd9c\uc744 \uc904\uc600\ub2e4\ub294 \uc124\uba85\uc774\ub2e4.<\/p>\n<p>\ud558\uc9c0\ub9cc 2028\ub144\uae4c\uc9c0 AI\/IT \ub9e4\ucd9c \ube44\uc911\uc744 19%\uae4c\uc9c0 \ub04c\uc5b4\uc62c\ub9b0\ub2e4\ub294 \ubaa9\ud45c\ub97c \uace0\ub824\ud558\uba74 \ub9c8\ub0e5 \ub9ac\ubc38\ub7f0\uc2f1 \ucc28\uc6d0\uc758 \uc77c\uc2dc\uc801 \uc815\uccb4\ub77c\uace0 \uc548\uc2ec\ud560 \uc218 \uc5c6\ub294 \uc0c1\ud669\uc774\ub2e4. \ud604\uc7ac KT\uc758 AI\/IT \ub9e4\ucd9c \ube44\uc911\uc740 7% \uc218\uc900\uc5d0 \uba48\ucdb0 \uc788\ub2e4. 2028\ub144\uae4c\uc9c0 3\ub144 \ub0a8\uc9d3 \ub0a8\uc740 \uae30\uac04 \ub3d9\uc548 \uc5f0\ud3c9\uade0 4%\ud3ec\uc778\ud2b8\uc529 \uc131\uc7a5\ud574\uc57c \ubaa9\ud45c\ub97c \ub2ec\uc131\ud560 \uc218 \uc788\ub2e4\ub294 \ub73b\uc774\ub2e4.<\/p>\n<div><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-47002\" src=\"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/12\/20251201150937896_n.jpg\" alt=\"\" width=\"640\" height=\"357\" srcset=\"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/12\/20251201150937896_n.jpg 640w, https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/12\/20251201150937896_n-300x167.jpg 300w, https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2025\/12\/20251201150937896_n-150x84.jpg 150w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/><\/div>\n<p>KT \uc785\uc7a5\uc5d0\uc11c\ub294 4\ubd84\uae30\uc5d0 \ud574\ud0b9 \uc774\uc288\ub97c \ubaa8\ub450 \ud138\uc5b4\ub0b4\ub294 \uac8c \ucd5c\uc120\uc774\ub2e4. \uc9c0\ub09c\ud574\uc5d0\ub3c4 4\ubd84\uae30\uc5d0 \uc778\ub825 \uc7ac\ubc30\uce58\uc5d0 \ub530\ub978 \ud76c\ub9dd\ud1f4\uc9c1\uae08 \ub4f1 \uc77c\ud68c\uc131 \ube44\uc6a9\uc744 \ubaa8\ub450 \ud138\uc5b4\ub0b8 \ubc14 \uc788\ub2e4. \uc0c8\ud574\uae4c\uc9c0 \uc545\uc7ac\ub97c \ub04c\uace0\uac00\uc9c0 \uc54a\uaca0\ub2e4\ub294 \uacb0\uc815\uc774\ub2e4.<\/p>\n<p>\uc5c5\uacc4\ub294 KT\uc758 \uc720\uc2ec \uad50\uccb4 \ube44\uc6a9\ub9cc \uc57d 1000\uc5b5\uc6d0\uc73c\ub85c \ucd94\uc0b0\ud55c\ub2e4. \uc55e\uc11c SKT\uac00 \ud574\ud0b9 \uc0ac\uace0\ub85c \uc804 \uace0\uac1d \ub300\uc0c1 \uc720\uc2ec \ubb34\uc0c1 \uad50\uccb4\uc5d0 2000\uc5b5\uc6d0\uc744 \uc18c\ubaa8\ud55c \uc810\uc744 \uace0\ub824\ud55c \uacc4\uc0b0\uc774\ub2e4. \uc5ec\uae30\uc5d0 \ud53c\ud574 \uace0\uac1d \ub300\uc0c1 \ubb34\ub8cc \ub370\uc774\ud130 \uc81c\uacf5, \ub2e8\ub9d0 \uc694\uae08 \ud560\uc778, \uacfc\uc9d5\uae08 \ub0a9\ubd80\uae4c\uc9c0 \uace0\ub824\ud558\uba74 \uc7ac\ubb34 \ubd80\ub2f4\uc774 \uc0c1\ub2f9\ud560 \uac83\uc73c\ub85c \uad00\uce21\ub41c\ub2e4. \uc55e\uc11c 3\ubd84\uae30 \ubbf8\ubc30\ub2f9\uc744 \uacb0\uc815\ud55c SKT\ucc98\ub7fc KT\ub3c4 4\ubd84\uae30 \ubc30\ub2f9\uc744 \uac74\ub108\ub6f8 \uac00\ub2a5\uc131\ub3c4 \uc81c\uae30\ub41c\ub2e4.<\/p>\n<p>\uc7a5\ubbfc CFO\ub294 \ucd5c\uadfc \uc5f4\ub9b0 3\ubd84\uae30 \uc2e4\uc801\ubc1c\ud45c \ucee8\ud37c\ub7f0\uc2a4\ucf5c\uc5d0\uc11c&#8221; 4\ubd84\uae30\uc5d4 \uacc4\uc808\uc131 \uc774\uc288\uc640 \ub354\ubd88\uc5b4 \ud604\uc7ac \uc2dc\ud589 \uc911\uc778 \uace0\uac1d \ubcf4\uc0c1\uc548\uc758 \ube44\uc6a9, \uacfc\uc9d5\uae08 \ub4f1\uc774 \ubc18\uc601\ub418\ub294 \ubd88\ud655\uc2e4\uc131\uc774 \uc788\ub2e4&#8221;\ub77c\uba70 &#8220;\ud574\ub2f9 \ubd84\uae30 \uc2e4\uc801\uc5d0 \ub300\ud574\uc120 \ubcf4\uc218\uc801\uc73c\ub85c \uc804\ub9dd\ud55c\ub2e4&#8221;\ub77c \ubc1d\ud614\ub2e4.<\/p>\n<p>\uc774\uc5b4 &#8220;\ubc30\ub2f9\uc5d0 \ub300\ud574\uc120 \ud574\ud0b9 \uc0ac\uace0\uc640 \uad00\ub828\ud574 \uc77c\uc2dc\uc801\uc778 \uc7ac\ubb34\uc801 \uc601\ud5a5\uc774 \uc788\uace0 \ubd88\ud655\uc2e4\uc131\uc774 \uc788\ub294 \uac83\uc740 \ub9de\ub2e4&#8221;\ub77c\uba70 &#8220;\uc5f0\uac04 \uc7ac\ubb34 \uc131\uacfc\uc640 \uc8fc\uc8fc \uc5ec\ub7ec\ubd84\uc758 \uae30\ub300 \uc218\uc900\uc744 \uc885\ud569\uc801\uc73c\ub85c \uace0\ub824\ud574 \uc774\uc0ac\ud68c\uc5d0\uc11c \ud569\ub9ac\uc801\uc73c\ub85c \uacb0\uc815\ud574\uc8fc\uc2e4 \uac83\uc744 \uae30\ub300\ud558\uace0 \uc788\ub2e4&#8221;\uace0 \uc124\uba85\ud588\ub2e4.<\/p>\n<p>\/ \ub178\uc724\uc8fc \ub354\ubca8 \uae30\uc790<\/p>\n","protected":false},"excerpt":{"rendered":"<p>|ROE\u00b7\uc601\uc5c5\uc774\uc775 \ubaa9\ud45c \uadfc\uc811, 4\ubd84\uae30 \uc2e4\uc801 \uc545\ud654 &#8216;\ubcc0\uc218&#8217; KT\ub294 1\ub144 \uc804 \uc57c\uc2ec \ucc28\uac8c \uae30\uc5c5\uac00\uce58 \uc81c\uace0 \uacc4\ud68d(\ubc38\ub958\uc5c5 \uacc4\ud68d)\uc744 \ub0b4\ub1a8\ub2e4. \uc62c\ud574 5\uc6d4\uae4c\uc9c0\ub9cc \ud574\ub3c4 \uc601\uc5c5\uc774\uc775\ub960 10%\ub300\ub97c \uc720\uc9c0\ud558\uba70 \uc21c\ud56d\ud558\uace0 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