{"id":67837,"date":"2026-07-29T07:51:41","date_gmt":"2026-07-28T22:51:41","guid":{"rendered":"https:\/\/www.sanctionlab.com\/?p=67837"},"modified":"2026-07-30T10:27:12","modified_gmt":"2026-07-30T01:27:12","slug":"%ea%b8%88%ec%9c%b5%eb%8b%b9%ea%b5%ad-%ec%84%b8%ec%a2%85%ed%96%89-%ed%83%80%ec%9e%84%eb%9d%bc%ec%9d%b8-%eb%b6%80%ec%83%81%eb%ac%b4%ec%97%ad%eb%b3%b4%ed%97%98%ea%b3%b5%ec%82%ac%eb%8f%84","status":"publish","type":"post","link":"https:\/\/www.sanctionlab.com\/?p=67837","title":{"rendered":"\uae08\uc735\ub2f9\uad6d \uc138\uc885\ud589 \ud0c0\uc784\ub77c\uc778 \ubd80\uc0c1\u2026\ubb34\uc5ed\ubcf4\ud5d8\uacf5\uc0ac\ub3c4 \ub300\uc751 \ucc44\ube44"},"content":{"rendered":"

|\ubb34\ubcf4, PF\u00b7\uc2e0\ub514\ucf00\uc774\uc158 \ub4f1 \ub300\uba74 \ud611\uc758 \ucc28\uc9c8 \uc6b0\ub824<\/h3>\n

\uc815\ubd80\uc758 2\ucc28 \uacf5\uacf5\uae30\uad00 \uc9c0\ubc29\uc774\uc804 \uad6c\uc0c1\uc774 \uad6c\uccb4\ud654\ud558\uba74\uc11c \uae08\uc735\uad8c \uc2dc\uc120\ub3c4 \uc138\uc885\uc73c\ub85c \uc3e0\ub9ac\uace0 \uc788\ub2e4. \uae08\uc735\uc704\uc6d0\ud68c\uc758 \uc138\uc885 \uc774\uc804 \uac00\ub2a5\uc131\uc774 \ub192\uc544\uc9c4 \uac00\uc6b4\ub370 \uae08\uc735\uac10\ub3c5\uc6d0\uae4c\uc9c0 \uc77c\ubd80 \ubd84\ub9ac \uc774\uc804 \uac00\ub2a5\uc131\uc774 \uac70\ub860\ub418\ub294 \ub4f1 \ub2f9\uad6d\uc758 \uc870\uc9c1 \uac1c\ud3b8 \uae30\ub958\uac00 \uac00\uc2dc\ud654\ud558\ub294 \ubaa8\uc2b5\uc774\ub2e4.<\/p>\n

\uc774\uc5d0 \uadf8\uac04 \uac70\ub9ac\ub97c \ub450\ub358 \ud55c\uad6d\ubb34\uc5ed\ubcf4\ud5d8\uacf5\uc0ac(K-SURE) \ub4f1 \uc720\uad00 \uae08\uc735\uacf5\uacf5\uae30\uad00\ub4e4\ub3c4 \ub300\uc751\ucc45 \ub9c8\ub828\uc5d0 \ubd84\uc8fc\ud574\uc84c\ub2e4. \uc11c\uc6b8 \uae08\uc735\u00b7\ud1b5\uc0c1 \ud074\ub7ec\uc2a4\ud130\uc640 \ubc00\ucc29 \uacf5\uc870\uac00 \ubd88\uac00\ud53c\ud558\ub2e4\ub294 \uc785\uc7a5\uc774\ub2e4.<\/p>\n

\u25c7\uae08\uc735\uc704\u00b7\uae08\uac10\uc6d0 ‘\uc138\uc885\ud589’ \ud0c0\uc784\ub77c\uc778 \ubd80\uc0c1\u2026\uae08\uac10\uc6d0 \ub0b4\ubd80\uc11c\ub3c4 \uae30\ub958 \ubcc0\ud654<\/strong><\/p>\n

28\uc77c \uae08\uc735\ub2f9\uad6d\uc5d0 \ub530\ub974\uba74 \uc815\ubd80\uac00 \uc624\ub294 9\uc6d4 \ub9d0\uc5d0\uc11c 10\uc6d4 \uc0ac\uc774 \uae08\uc735\uc704\uc758 \uc138\uc885 \uc774\uc804 \uacc4\ud68d\uc744 \ubc1c\ud45c\ud558\uace0 \ub0b4\ub144 3\uc6d4 \uc2e4\uc81c \uc774\ub3d9\uc774 \uc774\ub904\uc9c8 \uac83\uc774\ub77c\ub294 \uad6c\uccb4\uc801\uc778 \ud0c0\uc784\ub77c\uc778\uae4c\uc9c0 \uc81c\uc2dc\ub418\uace0 \uc788\ub2e4. \ub3d9\uc2dc\uc5d0 \uae08\uc735\uac10\ub3c5\uc6d0 \ub3d9\ubc18 \uc774\uc804\ub3c4 \ubcc0\uc218\ub85c \ub5a0\uc62c\ub790\ub2e4. \uc778\ub825 \uaddc\ubaa8\uc640 \uc218\uc6a9 \uacf5\uac04 \ub4f1 \uad6c\uc870\uc801 \ud55c\uacc4\ub85c \uc804\uccb4 \uc774\uc804\uc740 \ubd88\uac00\ub2a5\ud558\ub354\ub77c\ub3c4 \uae30\ub2a5\ubcc4 \ubd84\ub9ac \uc774\uc804 \uac00\ub2a5\uc131\uc774 \uc720\ub825\ud558\uac8c \uac70\ub860\ub418\uba74\uc11c\ub2e4.<\/p>\n

\"\"<\/div>\n

\uae08\uac10\uc6d0 \ud55c \uad00\uacc4\uc790\ub294 “\uae08\uac10\uc6d0 \ub0b4\ubd80\uc5d0\uc11c\ub3c4 \uc138\uc885 \uc774\uc804 \uac00\ub2a5\uc131\uc774 \uacc4\uc18d \uac70\ub860\ub418\uba74\uc11c \uc774\uc804 \uad00\ub828 \uae30\ub958\uac00 \ub2ec\ub77c\uc9c0\uace0 \uc788\ub2e4”\uba70 “\uc804\uccb4 \ubd80\uc11c\uac00 \uc774\ub3d9\ud558\uc9c0 \uc54a\ub354\ub77c\ub3c4 \uc790\ubcf8\uc2dc\uc7a5\uc774\ub098 \uc870\uc0ac, \uac80\uc0ac \ub4f1 \ud604\uc7a5 \ubc00\ucc29 \ubd80\uc11c\ub294 \uc11c\uc6b8\uc5d0 \ub0a8\uace0 \ubbfc\uc6d0\uc774\ub098 \uc18c\ube44\uc790\ubcf4\ud638, \uae30\ud68d\u00b7\uc804\ub7b5 \ub4f1 \ub2e4\ub978 \uc870\uc9c1\ub4e4\uc740 \uc138\uc885\uc73c\ub85c \uac08 \uc218 \uc788\ub2e4\ub294 \uc598\uae30\uac00 \ub098\uc628\ub2e4”\uace0 \uc804\ud588\ub2e4.<\/p>\n

\uc774\uc5b4 “\uae08\uac10\uc6d0\uc740 \uc124\ub9bd \uadfc\uac70\ubc95\uc0c1 \ubcf8\uc810 \uc18c\uc7ac\uc9c0\uac00 \uc11c\uc6b8\ub85c \uba85\uc2dc\ub3fc \uc788\uc9c0\ub9cc \uc815\ubd80\uac00 \ucd94\uc9c4\ud558\ub294 2\ucc28 \uacf5\uacf5\uae30\uad00 \uc9c0\ubc29\uc774\uc804 \uad6c\uc0c1\uc778 \ub9cc\ud07c \ud604 \uc0c1\ud669\uc5d0\uc11c \ubc95 \uac1c\uc815\uae4c\uc9c0\ub3c4 \uc544\uc8fc \uae4c\ub2e4\ub86d\uc9c0\ub294 \uc54a\uc744 \uac83”\uc774\ub77c\uace0 \ub367\ubd99\uc600\ub2e4.<\/p>\n

\ub2f9\uad6d\uc758 ‘\uae30\ud68d\u00b7\uc9c0\uc6d0 \uc138\uc885, \uac80\uc0ac\u00b7\uac10\ub3c5 \uc5ec\uc758\ub3c4’ \uc774\uc6d0\ud654 \uc2dc\ub098\ub9ac\uc624\uac00 \uad6c\uccb4\ud654\ud558\uc790 \uc0b0\ud558 \uae08\uc735\uacf5\uacf5\uae30\uad00\ub4e4\uc758 \uc148\ubc95\ub3c4 \ubcf5\uc7a1\ud574\uc84c\ub2e4. \ud2b9\ud788 \uae08\uc735\ub178\uc870\ub97c \uc911\uc2ec\uc73c\ub85c \ucd1d\uc9d1\uacb0 \ub300\uc751 \uae30\ub958\uac00 \ud615\uc131\ub418\ub294 \uac00\uc6b4\ub370 \uc0b0\uc5c5\ud1b5\uc0c1\uc790\uc6d0\ubd80 \uc0b0\ud558 ECA\uc778 \ud55c\uad6d\ubb34\uc5ed\ubcf4\ud5d8\uacf5\uc0ac\ub3c4 \ub300\uc751 \ucc44\ube44\uc5d0 \ub098\uc11c\uace0 \uc788\ub2e4.<\/p>\n

\uc0b0\uc5c5\uc740\ud589\u00b7\uc218\ucd9c\uc785\uc740\ud589\u00b7IBK\uae30\uc5c5\uc740\ud589 \ub4f1\uc740 \uc124\ub9bd\ubc95\uc0c1 \ubcf8\uc810 \uc704\uce58\uac00 ‘\uc11c\uc6b8\ud2b9\ubcc4\uc2dc’\ub85c \uba85\uc2dc\ub3fc \uc788\uc5b4 \ubc95 \uac1c\uc815\uc774\ub77c\ub294 \uc9c4\uc785\uc7a5\ubcbd\uc774 \uc874\uc7ac\ud55c\ub2e4. \ubc18\uba74 \ubb34\uc5ed\ubcf4\ud5d8\uacf5\uc0ac\ub294 \ubcf8\uc0ac \uc18c\uc7ac\uc9c0\uac00 \uc815\uad00\uc5d0\ub9cc \uaddc\uc815\ub3fc \uc788\uc5b4 \uc815\ubd80 \uc815\ucc45 \uae30\uc870\uc5d0 \ub530\ub77c \uc815\uad00 \ubcc0\uacbd\ub9cc\uc73c\ub85c \uc774\uc804 \uc791\uc5c5\uc774 \ucd94\uc9c4\ub420 \uc218 \uc788\uae30 \ub54c\ubb38\uc774\ub2e4.<\/p>\n

\u25c7\ubb34\ubcf4, \uad6d\uac00 \uc218\ucd9c \uae08\uc735\ub9dd \uc0ac\uac01\uc9c0\ub300 \uc6b0\ub824 \ud53c\ub825<\/strong><\/p>\n

\ubb34\uc5ed\ubcf4\ud5d8\uacf5\uc0ac\ub294 \ubb34\uc5ed\ubcf4\ud5d8\ubc95\uc5d0 \ub530\ub77c \ubb34\uc5ed\uacfc \ud574\uc678\ud22c\uc790 \uacfc\uc815\uc5d0\uc11c \ubc1c\uc0dd\ud558\ub294 \uc704\ud5d8\uc744 \ub2f4\ubcf4\ud558\uae30 \uc704\ud574 \uc124\ub9bd\ub41c \uae30\uae08\uad00\ub9ac\ud615 \uc900\uc815\ubd80\uae30\uad00\uc774\ub2e4. \ud55c\uad6d\uc218\ucd9c\uc785\uc740\ud589\uacfc \ud568\uaed8 \uad6d\ub0b4\uc5d0 \ub450 \uacf3\ubfd0\uc778 \uacf5\uc2dd ECA\ub85c \ubbfc\uac04 \ubcf4\ud5d8\uc0ac\uac00 \uc778\uc218\ud558\uc9c0 \uc54a\ub294 \uad6d\uac00\uc704\ud5d8\uacfc \uc7a5\uae30 \uc2e0\uc6a9\uc704\ud5d8\uc744 \uad6d\uac00 \uacc4\uc815\uc73c\ub85c \ub5a0\uc548\ub294 \uac83\uc774 \uc124\ub9bd \ucde8\uc9c0\ub2e4.<\/p>\n

\ubb34\uc5ed\ubcf4\ud5d8\uacf5\uc0ac\ub294 \uc218\ud589\ud558\ub294 \uc5c5\ubb34 \ud2b9\uc131\uc0c1 \uc11c\uc6b8 \uae08\uc735\u00b7\ud1b5\uc0c1 \ud074\ub7ec\uc2a4\ud130\uc640\uc758 \ubb3c\ub9ac\uc801 \uc811\uadfc\uc131\uc774 \uc911\uc694\ud558\ub2e4\ub294 \ub17c\ub9ac\ub97c \ud3b4\uace0 \uc788\ub2e4. \ubb34\uc5ed\ubcf4\ud5d8\uacf5\uc0ac\ub294 \ubb34\uc5ed\ubcf4\ud5d8\ubc95 \uc81c1\uc870\uc5d0 \ub530\ub77c \uad6d\uac00 \ubb34\uc5ed \uc9c4\ud765\uacfc OECD \uc218\ucd9c\uc2e0\uc6a9\ud611\uc57d \ub4f1 \uae00\ub85c\ubc8c \ud1b5\uc0c1 \uaddc\ubc94\uc744 \ud604\uc7a5\uc5d0\uc11c \uc801\uc6a9\ud558\uace0 \uc788\ub2e4. \ubb34\uc5ed\ubcf4\ud5d8\uacf5\uc0ac \ub178\uc870 \uad00\uacc4\uc790\ub294 “\ud574\uc678 ECA \ubc0f \ub2e4\uad6d\uc801 \uae08\uc735\uae30\uad00\uacfc\uc758 \uc0c1\uc2dc \ud611\uc758, \ub514\ud3f4\ud2b8 \ubc1c\uc0dd \uc2dc \uad6d\uac00 \uac04 \ubd84\uc7c1 \uc870\uc728 \ub4f1\uc740 \uc11c\uc6b8\uc5d0 \uc9d1\uc801\ub41c \uc678\uad6d\uacc4 \uae08\uc735\uc0ac \uc11c\uc6b8\uc9c0\uc810 \ubc0f \uad6d\uc81c \ubc95\ubb34\ubc95\uc778 \ub124\ud2b8\uc6cc\ud06c\uc758 \ubc00\ucc29 \uacf5\uc870\uac00 \ud544\uc218\uc801”\uc774\ub77c\uace0 \ubc1d\ud614\ub2e4.<\/p>\n

\uc2e4\uc81c \ubb34\uc5ed\ubcf4\ud5d8\uacf5\uc0ac\uc758 \ubcf4\uc99d\u00b7\ubcf4\ud5d8 \uc81c\ub3c4\ub294 \uc2dc\uc911\uc740\ud589\uacfc\uc758 \uc2e0\ub514\ucf00\uc774\ud2b8\ub860 \ubc0f \ud504\ub85c\uc81d\ud2b8 \ud30c\uc774\ub0b8\uc2f1(PF) \uad6c\uc131\uc744 \uc804\uc81c\ub85c \ud55c\ub2e4. \uac00\ub839 \uc870\uc120\uc0ac\uac00 \uc120\ubc15\uc744 \uc218\uc8fc\ud560 \ub54c \ubc1c\uc8fc\ucc98\uc5d0 \uc81c\uacf5\ud558\ub294 \uc120\uc218\uae08\ud658\uae09\ubcf4\uc99d(RG)\uc740 \uc740\ud589\uc774 \ubc1c\uae09\ud558\uace0 \ud574\ub2f9 \uc740\ud589\uc758 \uc704\ud5d8\uc744 \ubb34\uc5ed\ubcf4\ud5d8\uacf5\uc0ac\uac00 \uc218\ucd9c\ubcf4\uc99d\ubcf4\ud5d8\uc73c\ub85c \ubc1b\uc544\uc8fc\ub294 \uc2dd\uc774\ub2e4. \ud574\uc678 \ubc1c\uc804\uc18c\ub098 \uc81c\ub828\uc18c, \ubc30\ud130\ub9ac \uacf5\uc7a5 \ub4f1 \ub300\ud615 \ud504\ub85c\uc81d\ud2b8\uc5d0\uc11c\ub294 \uad6d\ub0b4\uc678 \uc740\ud589\uc774 \ucc38\uc5ec\ud558\ub294 \uc2e0\ub514\ucf00\uc774\ud2f0\ub4dc\ub860 \ubc0f PF \uad6c\uc870\uc5d0 \uacf5\uc0ac\uc758 \ud574\uc678\uc0ac\uc5c5 \uae08\uc735\ubcf4\ud5d8\uc774 \ubd99\ub294\ub2e4.<\/p>\n

\ud574\uc678 \ub300\ud615 \uc0ac\uc5c5\uc774\ub098 \uae09\uc791\uc2a4\ub7ec\uc6b4 \ud1b5\uc0c1 \ub9ac\uc2a4\ud06c \ubc1c\uc0dd \uc2dc \ubc95\ub960\u00b7\uae08\uc735 \uac80\ud1a0 \uace8\ub4e0\ud0c0\uc784\uc744 \ub193\uce58\uba74 \uacf5\uc0ac \uc190\uc2e4\uc744 \ub118\uc5b4 \uad6d\ub0b4 \uae08\uc735\uad8c \uc804\uccb4\uc758 \ub300\uc190\ucda9\ub2f9\uae08 \uc801\ub9bd \ubc0f \uc2e0\uc6a9 \uc704\ud5d8 \ud655\uc0b0\uc73c\ub85c \uc774\uc5b4\uc9c8 \uc218 \uc788\ub2e4\ub294 \ub17c\ub9ac\ub2e4. \ubb34\uc5ed\ubcf4\ud5d8\uacf5\uc0ac \uad00\uacc4\uc790\ub294 “\uc740\ud589\uc740 \uad6d\uac00\uac00 \ubcf4\uc99d\ud558\ub294 \uc790\uc0b0\uc73c\ub85c \ubd84\ub958\ub41c \uc2e0\ub514\ucf00\uc774\uc158\uc5d0 \ub4e4\uc5b4\uc624\ub294 \uac83\uc774\uc9c0 \ud504\ub85c\uc81d\ud2b8\ub9cc \ubcf4\uace0 \ub4e4\uc5b4\uc624\ub294 \uac74 \uc544\ub2c8\ub2e4”\ub77c\uba70 “\uac74\ubcc4\ub85c \uc124\uacc4\ub418\ub294 \ub300\uc8fc\ub2e8 \uad6c\uc131\uacfc \ub2f4\ubcf4 \uc21c\uc704, \uc778\ucd9c \uc870\uac74, \uc0ac\uace0 \uc2dc \ub300\uc704\ubcc0\uc81c \uc2dc\uc810 \ub4f1 \uc870\uac74\uc744 \uc740\ud589 \ubcf8\uc810 \uc2e4\ubb34\uc9c4\uacfc \uad6d\ub0b4\uc678 \ubc95\ubb34\ubc95\uc778, \ucc28\uc8fc \uce21\uacfc \ubc18\ubcf5\ud574\uc11c \ub9de\ucd94\ub824\uba74 \uc11c\uc6b8 \uc874\uc18d\uc774 \ubd88\uac00\ud53c\ud558\ub2e4”\uace0 \ubc1d\ud614\ub2e4.<\/p>\n

\uae30\uc874 \uc815\ubd80 \uacbd\uc601\ud3c9\uac00 \uc9c0\ud45c\uc640 \ubbf8\uc2a4\ub9e4\uce58 \uc6b0\ub824\ub3c4 \uc81c\uae30\ub41c\ub2e4. \ubb34\uc5ed\ubcf4\ud5d8\uacf5\uc0ac\ub294 \uc774\ubbf8 \uc815\ubd80\uc758 ‘5\uadf93\ud2b9’ \uc9c0\uc5ed\uade0\ud615\ubc1c\uc804 \uc815\ucc45\uc5d0 \ub9de\ucdb0 \uac01 \uad8c\uc5ed \uc8fc\ub825 \uc0b0\uc5c5\uc758 \uc218\ucd9c\uae30\uc5c5\uc744 \uc5bc\ub9c8\ub098 \uc9c0\uc6d0\ud588\ub294\uc9c0\ub97c \uc815\ubd80 \uacbd\uc601\ud3c9\uac00 \uc9c0\ud45c\ub85c \uad00\ub9ac\ubc1b\uace0 \uc788\ub2e4. \uc9c0\ubc29\uc740\ud589\uacfc \ud611\uc57d\uc744 \ub9fa\uc5b4 \uc6b0\ub300 \uc870\uac74\uc744 \uc8fc\uac70\ub098 \uc9c0\ubc29\uc790\uce58\ub2e8\uccb4\uc640 \ud568\uaed8 \ubcf4\ud5d8\ub8cc\ub97c \uc9c0\uc6d0\ud558\ub294 \uc0ac\uc5c5\ub3c4 \uc6b4\uc601\ud55c\ub2e4. \ubcf8\uc0ac\ub294 \uc218\ub3c4\uad8c\uc758 \uae08\uc735\u00b7\ud1b5\uc0c1 \ud5c8\ube0c \uae30\ub2a5\uc744 \uc218\ud589\ud558\ub418 \uc9c0\uc5ed \ubcf8\ubd80\u00b7\uc9c0\uc0ac\ub97c \ud1b5\ud574 \uc9c0\ubc29 \uc9c0\uc6d0\uc744 \uac15\ud654\ud558\ub294 \uae30\ub2a5\uc801 \ubd84\uc5c5 \uad6c\uc870\ub97c \uad6c\ucd95\ud574 \ub454 \uc0c1\ud0dc\ub2e4. \uc774\ub7f0 \uc0c1\ud669\uc5d0\uc11c \ubcf8\uc0ac \uc790\uccb4\ub97c \uc774\uc804\ud558\ub294 \uac83\uc740 \ud3c9\uac00 \uccb4\uacc4\uc640 \ubc30\uce58\ub41c\ub2e4\ub294 \ud574\uc11d\uc774 \ub098\uc628\ub2e4.<\/p>\n

\uae08\uc735\uad8c \uad00\uacc4\uc790\ub294 “\uacf5\uacf5\uae30\uad00 2\ucc28 \uc774\uc804\uc758 \ucde8\uc9c0\uac00 \uc9c0\uc5ed \uade0\ud615\ubc1c\uc804\uc5d0 \uc788\ub2e4 \ud574\ub3c4 \uae00\ub85c\ubc8c \ud1b5\uc0c1 \uaddc\ubc94 \uc900\uc218\uc640 \uad6d\uac00 \uc218\ucd9c \uae08\uc735\ub9dd\uc758 \uc548\uc815\uc131\uc774\ub77c\ub294 \uc81c\ub3c4\uc801 \ud0c0\ub2f9\uc131\uc744 \ubc30\uc81c\ud55c \ucc44 \ucd94\uc9c4\ub41c\ub2e4\uba74 \uc2e4\uc775\ubcf4\ub2e4 \uc2e4\ud615\uc774 \ud074 \uc218 \uc788\ub2e4”\uba70 “\uae30\uad00\uc758 \uc815\uad00 \uac1c\uc815 \uc218\uc6d4\uc131\uc744 \ub5a0\ub098 \ubb34\uc5ed\ubcf4\ud5d8\uc774\ub77c\ub294 \uacf5\uc801 \uae08\uc735 \uc81c\ub3c4\uac00 \uc791\ub3d9\ud558\ub294 \ubb3c\ub9ac\uc801 \ud658\uacbd\uc5d0 \ub300\ud55c \uc785\uccb4\uc801 \uac80\ud1a0\uac00 \uc120\ud589\ub3fc\uc57c \ud560 \uc2dc\uc810”\uc774\ub77c\uace0 \uc9c0\uc801\ud588\ub2e4.<\/p>\n

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