<\uad6c\uccb4\uc801 \ub0b4\uc6a9><\/strong>
\n\ubbf8\uad6d \uc2f1\ud06c\ud0f1\ud06c \uc804\ub7b5\uad6d\uc81c\ubb38\uc81c\uc5f0\uad6c\uc18c(CSIS)\ub294 \uc18c\ub9e4 \ub514\uc9c0\ud138\ud654\ud3d0\uc758 \uc131\ud328\ub97c \uacb0\uc815\ud558\ub294 \uc138 \uc694\uc18c\ub85c \u2018\uc774\uc6a9\uc790 \ucc44\ud0dd(adoption)\u00b7\ud1b5\ud654\uc8fc\uad8c(sovereignty)\u00b7\ubcf4\uc548(security)\u2019\uc744 \uaf3d\uc558\uc74c. \ud1b5\ud654\uc8fc\uad8c\uc740 \uad6d\uac00\uac00 \ud654\ud3d0 \ub2e8\uc704\uc640 \ubc1c\ud589, \uad6d\ub0b4 \uacb0\uc81c\ub9dd\uc744 \ud1b5\uc81c\ud558\ub294 \uac83\uc774\uace0, \ubcf4\uc548\uc740 \uc790\uae08\uc138\ud0c1\ubc29\uc9c0(AML)\u00b7\ud14c\ub7ec\uc790\uae08\uc870\ub2ec\ubc29\uc9c0, \uc81c\uc7ac \uc774\ud589\uacfc \uc18c\ube44\uc790 \ubcf4\ud638 \ub4f1\uc744 \ub73b\ud568.<\/p>\n\uc911\uc559\uc740\ud589\ub4e4\uc774 \uc9c0\uae08\uae4c\uc9c0 \ud1b5\ud654\uc8fc\uad8c\uacfc \ubcf4\uc548\uc5d0 \uc9d1\uc911\ud55c \uacb0\uacfc \uc81c\ub3c4\uc801\uc73c\ub85c \uc548\uc804\ud55c \ub514\uc9c0\ud138\ud654\ud3d0(CBDC)\ub97c \ub9cc\ub4e4\uc5c8\uc9c0\ub9cc, \uc815\uc791 \uc18c\ube44\uc790\uac00 \uae30\uc874 \uacb0\uc81c\uc218\ub2e8 \ub300\uc2e0 \uc0ac\uc6a9\ud560 \uc774\uc720\ub97c \ucda9\ubd84\ud788 \uc81c\uacf5\ud558\uc9c0 \ubabb\ud588\ub2e4\uace0 CSIS\ub294 \ubc1d\ud614\uc74c. \uc5f0\uad6c\uc18c\ub294 \uc18c\ube44\uc790\uac00 \ub9ce\uc544\uc57c \uac00\ub9f9\uc810\uc774 \ucc38\uc5ec\ud558\uace0 \uac00\ub9f9\uc810\uc774 \ub9ce\uc544\uc57c \uc18c\ube44\uc790\uac00 \uc720\uc785\ub418\ub294 \uacb0\uc81c\uc2dc\uc7a5\uc758 \ud2b9\uc131\uc0c1 \ucd08\uae30 \uc774\uc6a9\uc790 \ud655\ubcf4\uac00 \ud575\uc2ec\uc774\ub77c\uace0 \uc9c0\uc801\ud588\uc74c.<\/p>\n
CSIS\uac00 \uc0b4\ud3b4\ubcf8 \ucd08\uae30 \uc18c\ub9e4 \ub514\uc9c0\ud138\ud654\ud3d0\uc758 \uc131\uc801\uc740 \ubd80\uc9c4\ud588\uc74c. \ubc14\ud558\ub9c8\uc758 \uc0cc\ub4dc\ub2ec\ub7ec(Sand Dollar)\ub294 2024\ub144 \ub9d0\uae4c\uc9c0 \uc2e4\ubb3c\ud654\ud3d0\uc758 0.4% \uc218\uc900\uc5d0 \uba38\ubb3c\ub800\uace0, \ub098\uc774\uc9c0\ub9ac\uc544\uc758 e\ub098\uc774\ub77c(eNaira)\ub294 \ucd9c\uc2dc 3\ub144 \ub4a4 \ub0b4\ub824\ubc1b\uc740 \uc9c0\uac11\uc758 98.5%\uac00 \uc0ac\uc6a9\ub418\uc9c0 \uc54a\uc558\uc74c. \ub3d9\uce74\ub9ac\ube0c\uc911\uc559\uc740\ud589(Eastern Caribbean Central Bank)\uc740 2026\ub144 2\uc6d4 DCash 2.0\uc744 \uc911\ub2e8\ud558\uace0 \ub514\uc9c0\ud138\ud654\ud3d0 \ub300\uc2e0 \uc9c0\uc5ed \uc2e4\uc2dc\uac04 \uacb0\uc81c\ub9dd\uc744 \uc120\ud0dd\ud588\uc74c.<\/p>\n
\uc778\ub3c4\uc758 e\ub8e8\ud53c(e-Rupee)\ub294 2024\ub144 \uc740\ud589\uad8c \uaddc\ubaa8\uc758 0.006%\uc5d0 \uadf8\ucce4\uc74c. \uc740\ud589\ub4e4\uc774 \uae09\uc5ec \uc9c0\uae09\uc5d0 \ud65c\uc6a9\ud560 \ub54c \ud558\ub8e8 \uc57d 100\ub9cc\uac74\uae4c\uc9c0 \ub298\uc5c8\ub358 \uac70\ub798\ub7c9\ub3c4 \uad00\ub828 \uc720\uc778\uc774 \uc0ac\ub77c\uc9c0\uc790 \uc57d 10\ub9cc\uac74\uc73c\ub85c \uac10\uc18c\ud574, \ud604\uc7ac\ub294 \ub300\uc911\uc801 \uacb0\uc81c\uc218\ub2e8\ubcf4\ub2e4 \uc815\ubd80\u00b7\uae30\uc5c5\uc758 \ud504\ub85c\uadf8\ub7a8\ud615 \uc9c0\uae09 \uc218\ub2e8\uc5d0 \uac00\uae4c\uc6cc\uc84c\uc74c.<\/p>\n
\uc911\uad6d\uc758 eCNY\ub3c4 2\uc5b56000\ub9cc \uac1c\uc758 \uc9c0\uac11\uc744 \ud655\ubcf4\ud588\uc9c0\ub9cc \uc54c\ub9ac\ud398\uc774(Alipay)\uc640 \uc704\ucc57\ud398\uc774(WeChat Pay)\uc758 \ubcbd\uc744 \ub118\uc9c0 \ubabb\ud588\uc74c. \ub450 \ubbfc\uac04 \uc11c\ube44\uc2a4\ub294 2025\ub144 \ub9d0 \uc911\uad6d \ubaa8\ubc14\uc77c \uacb0\uc81c\uc758 90% \uc774\uc0c1\uc744 \uc7a5\uc545\ud558\uace0 \uc788\uc5c8\uc74c. \uc911\uad6d\uc778\ubbfc\uc740\ud589\uc740 \uc774\uc5d0 2026\ub144 \uc0c1\uc5c5\uc740\ud589\uc774 \uacc4\uc88c\ub97c \uad00\ub9ac\ud558\uace0 \uc911\uc559\uc740\ud589\uc774 \uae30\ubc18 \uacb0\uc81c\uc2dc\uc2a4\ud15c\uc744 \uc6b4\uc601\ud558\ub294 \uad6c\uc870\ub85c \uac1c\ud3b8\ud588\uc74c.<\/p>\n
\ubbf8\uad6d \uc5f0\ubc29\uc900\ube44\uc81c\ub3c4(Federal Reserve)\uc758 \uc2e4\uc2dc\uac04 \uacb0\uc81c\ub9dd \ud398\ub4dc\ub098\uc6b0(FedNow)\ub3c4 2025\ub144 \uc57d 8530\uc5b5\ub2ec\ub7ec(\uc57d 1147\uc870\uc6d0)\ub97c \ucc98\ub9ac\ud558\uba74\uc11c \uc131\uc7a5\uc138\ub97c \uae30\ub85d\ud588\uc9c0\ub9cc, \ubbfc\uac04 \ud074\ub9ac\uc5b4\ub9c1\ud558\uc6b0\uc2a4(The Clearing House)\uc758 \uc2e4\uc2dc\uac04 \uacb0\uc81c\ub9dd RTP\uac00 \uae30\ub85d\ud55c 1\uc8703000\uc5b5\ub2ec\ub7ec(\uc57d 1748\uc870\uc6d0)\uc5d0\ub294 \ubbf8\uce58\uc9c0 \ubabb\ud588\uc74c. CSIS\ub294 \uad6d\uac00\uac00 \uc6b4\uc601\ud55c\ub2e4\uace0 \ud574\uc11c \uc774\uc6a9\uc790\uac00 \uc790\uc5f0\uc2a4\ub7fd\uac8c \ub530\ub77c\uc624\ub294 \uac83\uc740 \uc544\ub2c8\ub77c\ub294 \uc0ac\ub840\ub85c \ud3c9\uac00\ud588\uc74c.<\/p>\n
\ud55c\uad6d \uc0ac\ub840\ub3c4 \ubcc4\ub3c4\ub85c \ub2e4\ub918\uc74c. \ud55c\uad6d\uc740\ud589\uc758 \u2018\ud504\ub85c\uc81d\ud2b8 \ud55c\uac15(Project Han River)\u2019 \uc18c\ub9e4 \uc2e4\ud5d8\uc740 2025\ub144 \uc911\ub2e8\ub410\ub294\ub370, \ubcf4\uace0\uc11c\ub294 \ucc38\uc5ec \uc0c1\uc5c5\uc740\ud589\ub4e4\uc774 \uc778\ud504\ub77c \uad6c\ucd95\uacfc \uc2dc\uc2a4\ud15c \uc5f0\uacc4, \uac00\ub9f9\uc810 \ubaa8\uc9d1 \ub4f1\uc5d0 300\uc5b5~350\uc5b5\uc6d0\uc744 \ud22c\uc790\ud574\uc57c \ud588\uc9c0\ub9cc \uc774\ub97c \uc774\uc6a9\uc790 \ud655\ubcf4\ub97c \ud1b5\ud55c \uc218\uc775\uc774\ub098 \uc804\ub7b5\uc801 \uac00\uce58\ub85c \uc5f0\uacb0\ud560 \ubc29\ubc95\uc744 \ucc3e\uc9c0 \ubabb\ud588\ub2e4\uace0 \uc124\uba85\ud588\uc74c. \uc774\ud6c4 \uc740\ud589\ub4e4\uc740 \ud1a0\ud070\ud654 \uc608\uae08\ubcf4\ub2e4 \uaddc\uc81c\ub41c \uc2a4\ud14c\uc774\ube14\ucf54\uc778 \uac1c\ubc1c \ucabd\uc73c\ub85c \uc774\ub3d9\ud588\ub2e4\uace0 \ubd84\uc11d\ud588\uc74c. \uc989 \ud55c\uad6d \uc0ac\ub840 \uc5ed\uc2dc \uae30\uc220\uc801\uc73c\ub85c CBDC\ub97c \uad6c\ud604\ud560 \uc218 \uc788\ub290\ub0d0\ubcf4\ub2e4 \uc740\ud589\uacfc \uc18c\ube44\uc790\uac00 \uc2e4\uc81c\ub85c \uc0ac\uc6a9\ud560 \uacbd\uc81c\uc801 \uc720\uc778\uc774 \uc788\ub290\ub0d0\uac00 \uc911\uc694\ud55c \ubb38\uc81c\uc600\ub2e4\ub294 \uac8c \ubcf4\uace0\uc11c\uc758 \uc2dc\uac01\uc784.<\/p>\n
\ubc18\uba74 \ube0c\ub77c\uc9c8\uacfc \uc778\ub3c4\uc758 \uc2e4\uc2dc\uac04 \uacb0\uc81c\ub9dd\uc778 \ud53d\uc2a4(Pix)\uc640 \ud1b5\ud569\uacb0\uc81c\uc778\ud130\ud398\uc774\uc2a4(UPI)\ub294 \uc774\uc6a9\uc790 \ud655\ubcf4\uc5d0\uc11c \ub514\uc9c0\ud138\ud654\ud3d0\uc640 \ub69c\ub837\ud55c \ucc28\uc774\ub97c \ubcf4\uc600\uc74c. \ube0c\ub77c\uc9c8\uc911\uc559\uc740\ud589(Banco Central do Brasil)\uc774 2020\ub144 \ub3c4\uc785\ud55c \ud53d\uc2a4\ub294 2024\ub144 \uc57d 630\uc5b5\uac74, 4\uc8706000\uc5b5\ub2ec\ub7ec(\uc57d 6188\uc870\uc6d0) \uaddc\ubaa8\uc758 \uac70\ub798\ub97c \ucc98\ub9ac\ud588\uace0 \uc131\uc778 \uc778\uad6c\uc758 87%\uac00 \uc774\uc6a9\ud588\uc74c. \uc778\ub3c4\uad6d\ub9bd\uacb0\uc81c\uacf5\uc0ac(NPCI)\uac00 \uc6b4\uc601\ud558\uace0 \uc778\ub3c4\uc911\uc559\uc740\ud589\uc774 \uac10\ub3c5\ud558\ub294 UPI\ub294 2025\ub144 \uc57d 2416\uc5b5\uac74\uc744 \ucc98\ub9ac\ud588\uace0, \uc774\uc6a9\uc790\ub294 5\uc5b55000\ub9cc\uba85\uc744 \ub118\uc5b4\uc130\uc74c.<\/p>\n
CSIS\ub294 \ub450 \uacb0\uc81c\ub9dd\uc758 \uc131\uacf5 \uc694\uc778\uc73c\ub85c \uac00\uaca9 \uacbd\uc7c1\ub825\uc744 \uba3c\uc800 \uc9c0\ubaa9\ud588\uc74c. \ud53d\uc2a4\ub294 \uac1c\uc778\uc5d0\uac8c \ubb34\ub8cc\uc774\uace0 \uac00\ub9f9\uc810 \uc218\uc218\ub8cc\uac00 \uc57d 0.33%\ub85c, \ub3c4\uc785 \uc804 \ube0c\ub77c\uc9c8 \uce74\ub4dc\ub9dd \uc218\uc218\ub8cc 2~5%\ubcf4\ub2e4 \ud06c\uac8c \ub0ae\uc558\uc74c. UPI\ub294 \uc815\ubd80\uac00 \uc6b4\uc601\ube44\ub97c \ubcf4\uc870\ud574 \uac00\ub9f9\uc810 \uc218\uc218\ub8cc\ub97c \uc5c6\uc574\uc74c.<\/p>\n
\ub450 \ubc88\uc9f8 \uc694\uc778\uc740 \ube44\uc740\ud589 \uc0ac\uc5c5\uc790\uc5d0 \ub300\ud55c \uac1c\ubc29\uc784. \uc778\ub3c4\ub294 \uad6d\uac00\uac00 \uacb0\uc81c\u00b7\uc815\uc0b0 \uae30\ubc18\uacfc \uac10\ub3c5 \uad8c\ud55c\uc744 \uc720\uc9c0\ud558\uba74\uc11c \ud3f0\ud398(PhonePe), \uad6c\uae00\ud398\uc774(Google Pay), \ud398\uc774\ud2f0\uc5e0(Paytm) \ub4f1\uc774 UPI \uc704\uc5d0\uc11c \uc18c\ube44\uc790\uc6a9 \uc11c\ube44\uc2a4\ub97c \uac1c\ubc1c\ud558\ub3c4\ub85d \ud5c8\uc6a9\ud588\uc74c. \uc774\ub97c \ud1b5\ud574 \uad6d\uac00\uc758 \ud1b5\uc81c\uad8c\uc744 \uc720\uc9c0\ud558\uba74\uc11c\ub3c4 \ubbfc\uac04 \uacbd\uc7c1\uacfc \uc11c\ube44\uc2a4 \ud601\uc2e0\uc744 \ub04c\uc5b4\ub0c8\ub2e4\ub294 \ubd84\uc11d\uc784.<\/p>\n
\ubcf4\uace0\uc11c\ub294 \ub514\uc9c0\ud138\ud654\ud3d0\uc758 \uc774\uc6a9 \ud3b8\uc758\uc131\uc774 \ub5a8\uc5b4\uc9c0\uba74 \uad6d\uac00\uc758 \uaddc\uc81c\ub9dd \ubc16\uc5d0\uc11c \ub300\uccb4 \uacb0\uc81c\uc218\ub2e8\uc774 \uc131\uc7a5\ud560 \uc704\ud5d8\ub3c4 \uc9c0\uc801\ud588\uc74c. \ub7ec\uc2dc\uc544 \ub8e8\ube14\ud654\uc5d0 \uc5f0\ub3d9\ub41c A7A5\uc640 \uc0ac\ud558\ub77c \uc774\ub0a8 \uc544\ud504\ub9ac\uce74\uc758 \uc2a4\ud14c\uc774\ube14\ucf54\uc778 \uc1a1\uae08 \ud1b5\ub85c\uac00 \ub300\ud45c\uc801\uc778 \uc0ac\ub840\uc784. \uc774\ub4e4 \uc218\ub2e8\uc740 \uc774\uc6a9\uc790\uac00 \uc6d0\ud558\ub294 \ub0ae\uc740 \ube44\uc6a9\uacfc \ube60\ub978 \uc18d\ub3c4\ub97c \uc81c\uacf5\ud558\uba74\uc11c \uc0c1\ub2f9\ud55c \uac70\ub798\ub7c9\uc744 \ucc98\ub9ac\ud558\uc9c0\ub9cc, \uc0c1\ub2f9 \ubd80\ubd84 \uc11c\ubc29\uc758 \uc790\uae08\uc138\ud0c1\ubc29\uc9c0 \uccb4\uacc4\uc640 \uc81c\uc7ac \uc704\ubc18 \ub2e8\uc18d\uc744 \uc6b0\ud68c\ud558\ub294 \ubc29\uc2dd\uc73c\ub85c \uc791\ub3d9\ud55c\ub2e4\uace0 \uc124\uba85\ud588\uc74c. \uad6d\uac00\uac00 \uacbd\uc7c1\ub825 \uc788\ub294 \ud569\ubc95\uc801 \uacb0\uc81c\uc218\ub2e8\uc744 \uc81c\uacf5\ud558\uc9c0 \ubabb\ud558\uba74 \uaddc\uc81c\uc640 \uc81c\uc7ac \uc9d1\ud589\uc774 \uc5b4\ub824\uc6b4 \u2018\uadf8\ub9bc\uc790 \uc778\ud504\ub77c\u2019\uac00 \uadf8 \uc790\ub9ac\ub97c \ucc28\uc9c0\ud560 \uc218 \uc788\ub2e4\ub294 \uacbd\uace0\uc784.<\/p>\n
\uc120\uc9c4\uad6d \uc911\uc559\uc740\ud589\uc5d0\ub294 \uc0c1\uc5c5\uc740\ud589\uacfc \uacbd\uc7c1\ud558\uae30 \uc5b4\ub835\ub2e4\ub294 \uad6c\uc870\uc801 \ubb38\uc81c\ub3c4 \uc788\uc74c. \uc720\ub7fd\uc911\uc559\uc740\ud589(ECB), \uc5f0\uc900, \uc601\ub780\uc740\ud589, \uc77c\ubcf8\uc740\ud589\uc740 \ud1b5\ud654\uc815\ucc45 \uc218\ud589\uc5d0\uc11c \uc0c1\uc5c5\uc740\ud589\uc5d0 \uc758\uc874\ud558\uae30 \ub54c\ubb38\uc5d0 \ub514\uc9c0\ud138\ud654\ud3d0\ub85c \uc740\ud589 \uc608\uae08\uc744 \ub300\uaddc\ubaa8\ub85c \ud761\uc218\ud558\uac70\ub098 \uc18c\ub9e4 \uacb0\uc81c \uac00\uaca9\uc744 \ud06c\uac8c \ub0ae\ucd94\uae30 \uc5b4\ub824\uc6c0. CSIS\ub294 \uc774\ub7f0 \uc0c1\ud669\uc5d0\uc11c \uc0c8 \ub514\uc9c0\ud138\ud654\ud3d0\uac00 \uae30\uc874 \uce74\ub4dc\ubcf4\ub2e4 \ud3b8\ub9ac\ud558\uc9c0 \uc54a\uace0 \ubbfc\uac04 \uc2e4\uc2dc\uac04 \uacb0\uc81c\ub9dd\ubcf4\ub2e4 \uc800\ub834\ud558\uc9c0\ub3c4 \uc54a\ub2e4\uba74, \ud1b5\ud654\uc8fc\uad8c\uc744 \uba85\ubd84\uc73c\ub85c \ub514\uc9c0\ud138\ud654\ud3d0\ub97c \ub9cc\ub4dc\ub294 \ub300\uc2e0 \uae30\uc874 \uacb0\uc81c\ub9dd \uac1c\uc120\uc5d0 \uc790\uc6d0\uc744 \ud22c\uc785\ud558\ub294 \ud3b8\uc774 \ub0ab\ub2e4\uace0 \uc8fc\uc7a5\ud588\uc74c.<\/p>\n
\uc774\uc5d0 \ub530\ub77c CSIS\ub294 \ub514\uc9c0\ud138\ud654\ud3d0\ub97c \uc2b9\uc778\ud558\uae30 \uc804\uc5d0 \ube44\uc6a9\uacfc \uc18d\ub3c4\uc5d0\uc11c \uae30\uc874 \uacb0\uc81c\uc218\ub2e8\ubcf4\ub2e4 \uc5bc\ub9c8\ub098 \uc720\ub9ac\ud55c\uc9c0\ub97c \uc218\uce58\ub85c \uc785\uc99d\ud558\ub3c4\ub85d \uad8c\uace0\ud588\uc74c. \uc2a4\uc704\uc2a4\uc5d0 \uae30\ubc18\uc744 \ub454 \uae08\uc735\uc548\uc815\uc704\uc6d0\ud68c(FSB)\uc758 2027\ub144 \uc8fc\uc694 20\uac1c\uad6d(G20) \ubaa9\ud45c\uc778 \uad6d\uacbd\uac04 \uc18c\ub9e4 \uacb0\uc81c \ud3c9\uade0 \ube44\uc6a9 1% \uc774\ud558, \ubaa8\ub4e0 \uacb0\uc81c \uacbd\ub85c 3% \uc774\ud558, \uacb0\uc81c\uc758 75%\ub97c 1\uc2dc\uac04 \uc774\ub0b4 \ucc98\ub9ac\ud558\ub294 \uae30\uc900 \ub4f1\uc744 \ud65c\uc6a9\ud560 \uac83\uc744 \uc81c\uc548\ud588\uc74c. \uc544\uc6b8\ub7ec \ud3d0\uc1c4\uc801\uc778 CBDC \uc2e4\ud5d8\uc5d0\uc11c \ubc97\uc5b4\ub098 \ud53d\uc2a4\u00b7UPI\ucc98\ub7fc \uad6d\uac00\uac00 \uc815\uc0b0 \uae30\ubc18\uc744 \uc6b4\uc601\ud558\uba74\uc11c \ube44\uc740\ud589 \uc0ac\uc5c5\uc790\uc758 \uc9c4\uc785\uc744 \ud5c8\uc6a9\ud558\uace0 \uae30\uc874 \uacb0\uc81c\uc218\ub2e8\ubcf4\ub2e4 \ub0ae\uc740 \uac00\uaca9\uc744 \uc81c\uacf5\ud558\ub294 \uac1c\ubc29\ud615 \uc2e4\uc2dc\uac04 \uacb0\uc81c\ub9dd\uc73c\ub85c \uc804\ub7b5\uc744 \uc804\ud658\ud574\uc57c \ud55c\ub2e4\uace0 \uac15\uc870\ud588\uc74c.<\/p>\n
<\uc2dc\uc0ac\uc810><\/strong>
\nCSIS\ub294 \u2018\uad6d\uac00\uac00 \ub9cc\ub4e0 \ub514\uc9c0\ud138\ud654\ud3d0\u2019\ub77c\ub294 \uc0ac\uc2e4\ub9cc\uc73c\ub85c \uc774\uc6a9\uc790\ub97c \ud655\ubcf4\ud560 \uc218 \uc5c6\ub2e4\uace0 \uc9c0\uc801\ud558\uace0 \uc788\uc74c. \ube44\uc6a9\u00b7\uc18d\ub3c4\u00b7\ud3b8\uc758\uc131\uc774 \uae30\uc874 \uacb0\uc81c\uc218\ub2e8\ubcf4\ub2e4 \ub098\uc544\uc57c \ud558\uba70, \uad6d\uac00\uac00 \uacb0\uc81c\ub9dd\uc758 \ud1b5\uc81c\uad8c\uacfc \ubcf4\uc548\uc744 \uc720\uc9c0\ud558\uba74\uc11c\ub3c4 \ubbfc\uac04 \uc0ac\uc5c5\uc790\uc758 \uacbd\uc7c1\uc744 \ud5c8\uc6a9\ud558\ub294 \uad6c\uc870\uac00 \ub300\uc911\ud654\uc758 \uad00\uac74\uc774\ub77c\ub294 \ubd84\uc11d\uc784.<\/p>\n(1\ubbf8\uad6d\ub2ec\ub7ec=1345\uc6d0)<\/p>\n","protected":false},"excerpt":{"rendered":"
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