{"id":73568,"date":"2026-10-16T05:00:08","date_gmt":"2026-10-15T20:00:08","guid":{"rendered":"https:\/\/www.sanctionlab.com\/?p=73568"},"modified":"2026-10-18T12:00:58","modified_gmt":"2026-10-18T03:00:58","slug":"%ec%8b%ac%ec%b8%b5%eb%b6%84%ec%84%9d-%eb%b1%85%ed%81%ac%ec%98%a4%eb%b8%8c%ec%95%84%eb%a9%94%eb%a6%ac%ec%b9%b4-1-6%ec%a1%b0%ec%9b%90-%ec%a0%9c%ec%9e%ac%ea%b8%88%ec%9d%98-%ec%9d%b4%eb%a9%b47","status":"publish","type":"post","link":"https:\/\/www.sanctionlab.com\/?p=73568","title":{"rendered":"[\uc2ec\uce35\ubd84\uc11d] \ubc45\ud06c\uc624\ube0c\uc544\uba54\ub9ac\uce74, \uc778\uac74\ube44\uc640 AML \ud22c\uc790 \uc544\ub07c\ub824\ub2e4 1.6\uc870\uc6d0 \ubc8c\uae08 \ud3ed\ud0c4"},"content":{"rendered":"

| 50\uc5b5 \ub2ec\ub7ec \uc774\uc0c1 \uc758\uc2ec\uac70\ub798 \ubcf4\uace0 \uc9c0\uc5f0\u00b7\ub204\ub77d\u2026\ub7ec\uc2dc\uc544\u00b7\uc774\ub780 \ub4f1 \uc81c\uc7ac \uc704\ubc18 \ud610\uc758 475\uac74 \uc801\ubc1c
\n| \uac10\uc2dc \uc2dc\uc2a4\ud15c \uacb0\ud568 \uc54c\uace0\ub3c4 \uac1c\uc120 \ubbf8\ub904\u20262024\ub144 \uc2dc\uc815\uba85\ub839 \uc774\ud6c4\uc5d0\ub3c4 \ub0b4\ubd80\ud1b5\uc81c \ubd80\uc2e4 \uc9c0\uc18d<\/h3>\n

\ubbf8\uad6d \uc790\uc0b0 \uaddc\ubaa8 2\uc704 \uc740\ud589\uc778 \ubc45\ud06c\uc624\ube0c\uc544\uba54\ub9ac\uce74(Bank of America)\uac00 \uc790\uae08\uc138\ud0c1\ubc29\uc9c0(AML)\uc640 \uacbd\uc81c\uc81c\uc7ac \uc900\uc218 \uc758\ubb34\ub97c \uc704\ubc18\ud574 \ucd1d 12\uc5b51166\ub9cc\ub2ec\ub7ec(\uc57d 1\uc8706370\uc5b5\uc6d0)\uc758 \uc81c\uc7ac\uae08\uc744 \ubd80\uacfc\ubc1b\uc74c. \ubbf8\uad6d \uae08\uc735\ub2f9\uad6d\uc740 \uc740\ud589\uc774 50\uc5b5\ub2ec\ub7ec(\uc57d 6\uc8707600\uc5b5\uc6d0) \uc774\uc0c1\uc758 \uc758\uc2ec\uac70\ub798\ub97c \uc81c\ub54c \ubcf4\uace0\ud558\uc9c0 \uc54a\uc558\uace0, \ub7ec\uc2dc\uc544\u00b7\uc774\ub780 \ub4f1\uacfc \uad00\ub828\ub41c \uc81c\uc7ac \uc704\ubc18 \ud610\uc758\ub3c4 475\uac74 \ud655\uc778\ud588\ub2e4\uace0 \ubc1d\ud798.<\/p>\n

\uc774\ubc88 \uc0ac\uac74\uc758 \ud575\uc2ec\uc740 \ub2e8\uc21c\ud55c \uc804\uc0b0 \uc624\ub958\uac00 \uc544\ub2d8. \uc740\ud589\uc740 \uac70\ub798 \uac10\uc2dc \uc2dc\uc2a4\ud15c\uc758 \ubb38\uc81c\ub97c \uc218\ub144\uac04 \uc54c\uace0 \uc788\uc5c8\uc9c0\ub9cc \uc870\uc0ac \uc778\ub825\uacfc \ube44\uc6a9 \ubd80\ub2f4 \ub4f1\uc744 \uc774\uc720\ub85c \uac1c\uc120\uc744 \ubbf8\ub918\uc74c. \uac10\ub3c5\ub2f9\uad6d\uc740 \uace0\uac1d \uac70\ub798\uc5d0\uc11c \ubc1c\uc0dd\ud558\ub294 \uc218\uc775\uc744 \uc6b0\uc120\ud55c \uacbd\uc601 \ud310\ub2e8\uc774 \ub0b4\ubd80\ud1b5\uc81c \uc2e4\ud328\ub85c \uc774\uc5b4\uc84c\ub2e4\uace0 \uc9c0\uc801\ud568.<\/p>\n

\ubbf8 \uc7ac\ubb34\ubd80\ub294 \uc9c0\ub09c 13\uc77c(\ud604\uc9c0\uc2dc\uac01) \ubc1c\ud45c\ud55c \uacf5\uc2dd \ubcf4\ub3c4\uc790\ub8cc<\/a>\uc5d0\uc11c \uc774\ubc88 \uc870\uce58\uac00 \uc7ac\ubb34\ubd80 \uc5ed\uc0ac\uc0c1 \uc138 \ubc88\uc9f8\ub85c \ud070 \uc218\uc900\uc758 \uae08\uc804\uc801 \uc81c\uc7ac\ub77c\uace0 \uc124\uba85\ud568.<\/p>\n

\uc81c\uc7ac\uae08 1.6\uc870\uc6d0, \uc5b4\ub514\uc5d0 \ubd80\uacfc\ub410\ub098<\/h4>\n

\uc81c\uc7ac\uc5d0\ub294 \uae08\uc735\ubc94\uc8c4\ub2e8\uc18d\ub124\ud2b8\uc6cc\ud06c(FinCEN), \ud1b5\ud654\uac10\ub3c5\uccad(OCC), \ud574\uc678\uc790\uc0b0\ud1b5\uc81c\uad6d(OFAC) \ub4f1 \uc138 \uae30\uad00\uc774 \ucc38\uc5ec\ud568. FinCEN\uc740 \uc740\ud589\ube44\ubc00\ubcf4\ud638\ubc95(BSA) \uc704\ubc18\uc744 \uc774\uc720\ub85c 12\uc5b5\ub2ec\ub7ec(\uc57d 1\uc8706200\uc5b5\uc6d0)\uc758 \uc81c\uc7ac\uae08\uc744 \ubd80\uacfc<\/a>\ud568. \uc758\uc2ec\uac70\ub798 \uac10\uc2dc\u00b7\ubcf4\uace0\uc640 \uc678\uad6d \uae08\uc735\uae30\uad00 \uac70\ub798\uc5d0 \ub300\ud55c \uc2e4\uc0ac\uac00 \ubd80\uc2e4\ud588\ub2e4\ub294 \ud310\ub2e8\uc784.<\/p>\n

OCC\ub294 \uc790\uae08\uc138\ud0c1\ubc29\uc9c0 \uccb4\uacc4\uc758 \uacb0\ud568\uacfc \uc2dc\uc815\uc870\uce58 \ubbf8\ud761\uc744 \uc774\uc720\ub85c \uc5ed\ub300 \ucd5c\ub300\uc778 7\uc5b55000\ub9cc\ub2ec\ub7ec(\uc57d 1\uc870129\uc5b5\uc6d0)\ub97c \ubd80\uacfc<\/a>\ud568. \ub2e4\ub9cc \uc774 \uae08\uc561\uc740 FinCEN \uc81c\uc7ac\uae08\uc5d0\uc11c \uacf5\uc81c\ub3fc \uc911\ubcf5 \ub0a9\ubd80\ud558\uc9c0 \uc54a\uc74c. OFAC\uc740 \uacbd\uc81c\uc81c\uc7ac \uc704\ubc18 \ud610\uc758 475\uac74\uc5d0 \ub300\ud574 \ubcc4\ub3c4\ub85c \uc57d 1166\ub9cc \ub2ec\ub7ec(\uc57d 157\uc5b5\uc6d0)\uc758 \ud569\uc758\uae08\uc744 \ubd80\uacfc<\/a>\ud568. \uc2e4\uc81c \ub0a9\ubd80\ud574\uc57c \ud558\ub294 \uae08\uc561\uc740 \uc138 \uae30\uad00\uc758 \uc81c\uc7ac\ub97c \uc870\uc815\ud55c \ucd1d 12\uc5b51166\ub9cc\ub2ec\ub7ec(\uc57d 1\uc8706370\uc5b5\uc6d0) \uc218\uc900\uc784.<\/p>\n

\uac01 \uae30\uad00\uc758 \uc81c\uc7ac \uadfc\uac70\ub3c4 \ub2e4\ub984. FinCEN\uc740 \uae08\uc735\uac70\ub798 \uac10\uc2dc\u00b7\ubcf4\uace0 \uc758\ubb34, OCC\ub294 \uc740\ud589\uc758 \ub0b4\ubd80\ud1b5\uc81c\uc640 \uac10\ub3c5\uc0c1 \uc758\ubb34, OFAC\uc740 \uae08\uc9c0\ub41c \uc81c\uc7ac \ub300\uc0c1 \uac70\ub798 \ucc98\ub9ac\uc5d0 \ucd08\uc810\uc744 \ub9de\ucda4. \ub530\ub77c\uc11c \uc81c\uc7ac\uae08 \ub300\ubd80\ubd84\uc740 \uc81c\uc7ac \ub300\uc0c1\uc790\uc640\uc758 \uac70\ub798\ubcf4\ub2e4 \uc758\uc2ec\uac70\ub798\ub97c \ud0d0\uc9c0\ud558\uace0 \ubcf4\uace0\ud574\uc57c \ud560 \uc740\ud589\uc758 \uae30\ubcf8\uc801\uc778 \ub0b4\ubd80\ud1b5\uc81c \uc758\ubb34 \uc704\ubc18\uc5d0\uc11c \ubc1c\uc0dd\ud55c \uac83\uc784.<\/p>\n

50\uc5b5 \ub2ec\ub7ec \uc758\uc2ec\uac70\ub798\ub97c \uc65c \ubc1c\uacac\ud558\uc9c0 \ubabb\ud588\ub098<\/h4>\n

\ubc45\ud06c\uc624\ube0c\uc544\uba54\ub9ac\uce74\ub294 \uac70\ub798\ubcc4 \uc704\ud5d8 \uc810\uc218\ub97c \ud569\uc0b0\ud574 \uc77c\uc815 \uae30\uc900\uc744 \ub118\uc73c\uba74 \uc870\uc0ac\ud558\ub294 \uc790\uccb4 \uac10\uc2dc \uc2dc\uc2a4\ud15c\uc744 \uc6b4\uc601\ud588\uc74c. \ubb38\uc81c\ub294 \uc870\uc0ac \uae30\uc900\uc774 \uc9c0\ub098\uce58\uac8c \ub192\uace0, \uc77c\ubd80 \uc704\ud5d8 \uc9d5\ud6c4\uc5d0 \ubd80\uc5ec\ud558\ub294 \uc810\uc218\ub294 \ub0ae\uc558\ub2e4\ub294 \uc810\uc784. \uc2e4\uc81c \uc870\uc0ac\ub85c \uc774\uc5b4\uc84c\uc744 \ub54c \uc758\uc2ec\uac70\ub798\ubcf4\uace0 \ube44\uc728\uc774 \ub192\uc740 \uac70\ub798\uc870\ucc28 \ub0ae\uc740 \uc704\ud5d8 \uc810\uc218\ub97c \ubd80\uc5ec\ubc1b\ub294 \ub4f1 \uae30\uc900 \uc790\uccb4\uc758 \ud0c0\ub2f9\uc131\uc774 \uc758\uc2ec\ub418\ub294 \uc0c1\ud669\uc774\uc5c8\uc74c.<\/p>\n

\uc740\ud589\uc740 \ub0b4\ubd80 \uac80\uc99d\uc744 \ud1b5\ud574 \uc774\ub7f0 \ubb38\uc81c\ub97c \ud30c\uc545\ud588\uc9c0\ub9cc \uac1c\uc120\uc774 \uc9c0\uc5f0\ub428. \uae30\uc874\uc758 20\uc810 \uae30\uc900\uc744 \ub0ae\ucd94\uba74 \uc870\uc0ac \uac74\uc218\uac00 \uae09\uc99d\ud558\uace0 \uc0c1\ub2f9\ud55c \uc778\ub825\uc744 \ucda9\uc6d0\ud574\uc57c \ud588\uae30 \ub54c\ubb38\uc784. 2023\ub144 \ub9d0 \uc870\uc0ac \uac1c\uc2dc \uae30\uc900\uc744 10~12\uc810\uc73c\ub85c \ub0ae\ucd94\uace0 \uacbd\uace0 \ub204\uc801 \uae30\uac04\uc744 13\uac1c\uc6d4\uc5d0\uc11c 4\uac1c\uc6d4\ub85c \uc904\uc774\uc790, \uacfc\uac70\uc5d0\ub294 \uc81c\ub300\ub85c \ud30c\uc545\ud558\uc9c0 \ubabb\ud588\ub358 \uc57d 40\uc5b5\ub2ec\ub7ec(\uc57d 5\uc8704036\uc5b5\uc6d0) \uaddc\ubaa8\uc758 \uc758\uc2ec\uac70\ub798\uc640 \uc57d 8,900\uac74\uc758 \ucd94\uac00 \ubcf4\uace0 \ub300\uc0c1\uc774 \ub4dc\ub7ec\ub0a8.<\/p>\n

\uc790\uccb4 \uc2dc\uc2a4\ud15c\uc774 \ub193\uce5c \uac70\ub798\ub97c \uc218\uc0ac\uae30\uad00\uc774\ub098 \ub2e4\ub978 \uae08\uc735\uae30\uad00\uc758 \ubb38\uc758\ub97c \ubc1b\uc740 \ub4a4\uc5d0\uc57c \uc870\uc0ac\ud558\ub294 \uacbd\uc6b0\ub3c4 \uc801\uc9c0 \uc54a\uc558\uc74c. \ubbf8\uad6d \ub2f9\uad6d\uc740 \uc774 \uac19\uc740 \ubb38\uc81c\ub85c 50\uc5b5\ub2ec\ub7ec(\uc57d 6\uc8707600\uc5b5\uc6d0) \uc774\uc0c1\uc758 \uc758\uc2ec\uac70\ub798 \ubcf4\uace0\uac00 \uc9c0\uc5f0\ub418\uac70\ub098 \ub204\ub77d\ub410\ub2e4\uace0 \ud310\ub2e8\ud568. \ub2e4\ub9cc \uc774 \uae08\uc561 \uc804\uccb4\uac00 \uc2e4\uc81c \ubd88\ubc95\uc790\uae08\uc73c\ub85c \ud655\uc815\ub410\ub2e4\ub294 \ub73b\uc740 \uc544\ub2d8. \uc7c1\uc810\uc740 \uc740\ud589\uc774 \uc758\uc2ec\uac70\ub798\ub97c \uc81c\ub54c \uc870\uc0ac\ud558\uace0 \ubcf4\uace0\ud560 \uc758\ubb34\ub97c \uc9c0\ud0a4\uc9c0 \uc54a\uc558\ub2e4\ub294 \ub370 \uc788\uc74c.<\/p>\n

\ub7ec\uc2dc\uc544\u00b7\uc774\ub780 \uc81c\uc7ac\ub294 \uc5b4\ub5bb\uac8c \uc704\ubc18\ud588\ub098<\/h4>\n

OFAC\uc774 \ud655\uc778\ud55c 475\uac74\uc740 \ub7ec\uc2dc\uc544\u00b7\ubca8\ub77c\ub8e8\uc2a4\u00b7\uc774\ub780\u00b7\ubbf8\uc580\ub9c8\u00b7\uc18c\ub9d0\ub9ac\uc544 \ubc0f \ub9c8\uc57d\u00b7\ud14c\ub7ec \uad00\ub828 \uc81c\uc7ac \ud504\ub85c\uadf8\ub7a8\uc5d0 \uac78\uccd0 \uc788\uc74c. \uc704\ubc18 \ubc29\uc2dd\ub3c4 \ud558\ub098\ub85c \ud55c\uc815\ub418\uc9c0 \uc54a\uc558\uc74c. \uc81c\uc7ac \ub300\uc0c1 \uae08\uc735\uae30\uad00\uc774 \uad00\uc5ec\ud55c \uad6d\uc81c\uc1a1\uae08\uc744 \ucc98\ub9ac\ud558\uac70\ub098, \uc81c\uc7ac \ub300\uc0c1\uc790\uc640 \uc774\ub984\u00b7\uc0dd\ub144\uc6d4\uc77c\uc774 \uc77c\uce58\ud558\ub294 \uace0\uac1d\uc758 \uac70\ub798\ub97c \ucc28\ub2e8\ud558\uc9c0 \ubabb\ud55c \uc0ac\ub840\uac00 \ud3ec\ud568\ub428. \uc81c\uc7ac \ub300\uc0c1\uc790 \uba85\ub2e8\uc774 \ubcc0\uacbd\ub410\ub294\ub370\ub3c4 \uc740\ud589 \uc2dc\uc2a4\ud15c\uc5d0 \uc2e0\uc18d\ud558\uac8c \ubc18\uc601\ud558\uc9c0 \ubabb\ud558\uac70\ub098, \uc9c1\uc6d0\uc758 \uc5c5\ubb34 \ucc98\ub9ac \uc624\ub958\ub85c \uad00\ub828 \uacc4\uc88c\ub97c \uc801\uc808\ud788 \uad00\ub9ac\ud558\uc9c0 \ubabb\ud55c \uacbd\uc6b0\ub3c4 \ud655\uc778\ub428.<\/p>\n

\uc790\ub3d9\ud654\ub41c \uc2a4\ud06c\ub9ac\ub2dd \uc2dc\uc2a4\ud15c\uc744 \uac16\ucd94\uace0 \uc788\uc5b4\ub3c4 \uba85\ub2e8 \uc5c5\ub370\uc774\ud2b8\uc640 \uacbd\uace0 \uac80\ud1a0, \uac70\ub798 \ucc28\ub2e8 \uc808\ucc28\uac00 \ub9de\ubb3c\ub824 \uc791\ub3d9\ud558\uc9c0 \uc54a\uc73c\uba74 \uc704\ubc18\uc774 \ubc1c\uc0dd\ud560 \uc218 \uc788\ub2e4\ub294 \uc758\ubbf8\uc784. \ud2b9\ud788 \uace0\uac1d \uc774\ub984\ub9cc \ud655\uc778\ud558\uace0 \uc0dd\ub144\uc6d4\uc77c \ub4f1 \ucd94\uac00 \uc2e0\uc6d0\uc815\ubcf4\ub97c \uc81c\ub300\ub85c \ud65c\uc6a9\ud558\uc9c0 \uc54a\uac70\ub098 \uacbd\uace0\ub97c \ubd80\uc801\uc808\ud558\uac8c \ud574\uc81c\ud558\uba74 \uc81c\uc7ac \ub300\uc0c1\uc790\ub97c \ub193\uce60 \uc704\ud5d8\uc774 \ucee4\uc9d0.<\/p>\n

OFAC\uc740 \uc704\ubc18\ud589\uc704\ub97c \uac00\uc7a5 \uc911\ub300\ud55c \uc218\uc900\uc778 ‘\uc911\ub300 \uc704\ubc18(Egregious)’\uc73c\ub85c \ubd84\ub958\ud558\uc9c0\ub294 \uc54a\uc558\uc74c. \uadf8\ub807\uc9c0\ub9cc \uc704\ubc18 \uac74\uc218\uac00 \uc218\ubc31 \uac74\uc5d0 \uc774\ub974\uace0 \uc2e4\uc81c \uae08\uc9c0\ub41c \uac70\ub798\uac00 \ucc98\ub9ac\ub410\ub2e4\ub294 \uc810\uc5d0\uc11c \ubcc4\ub3c4\uc758 \ud569\uc758\uae08\uc774 \ubd80\uacfc\ub428. \uc774\ub294 AML \uc704\ubc18\uc5d0 \ub300\ud55c \uc81c\uc7ac\uae08\uacfc \ubc95\uc801 \uc131\uaca9\uc774 \uad6c\ubd84\ub428.<\/p>\n

\uc2e4\uc81c \uc5b4\ub5a4 \uac70\ub798\ub4e4\uc774 \ubb38\uc81c\uac00 \ub410\ub098<\/h4>\n

\uc790\uae08\uc138\ud0c1\ubc29\uc9c0 \uc870\uc0ac\uc5d0\uc11c\ub294 \uace0\uc704\ud5d8 \uc9c0\uc5ed\uacfc \uc5f0\uacb0\ub41c \ub300\uaddc\ubaa8 \uc1a1\uae08\uc774 \ub300\ud45c\uc801\uc73c\ub85c \uc9c0\uc801\ub428. \uc740\ud589\uc740 \ub7ec\uc2dc\uc544\uc758 \uc6b0\ud06c\ub77c\uc774\ub098 \uce68\uacf5 \uc774\ud6c4 \uc870\uc9c0\uc544\u00b7\ubca8\ub77c\ub8e8\uc2a4 \ub4f1\uacfc \uad00\ub828\ub41c \uc57d 10\uc5b5\ub2ec\ub7ec(\uc57d 1\uc8703509\uc5b5\uc6d0) \uaddc\ubaa8\uc758 \uc758\uc2ec\uc2a4\ub7ec\uc6b4 \ud574\uc678\uc1a1\uae08\uc744 \uc81c\ub54c \ubcf4\uace0\ud558\uc9c0 \ubabb\ud568. \uc77c\ubd80 \uae30\uc5c5\uc740 \uc740\ud589\uc5d0 \uc2e0\uace0\ud55c \uc608\uc0c1 \ub9e4\ucd9c\ubcf4\ub2e4 \ud6e8\uc52c \ud070 \uae08\uc561\uc744 \uc1a1\uae08\ud588\uc9c0\ub9cc \ucd94\uac00 \ud655\uc778\uc774 \ucda9\ubd84\ud788 \uc774\ub904\uc9c0\uc9c0 \uc54a\uc558\uc74c.<\/p>\n

\ubbf8\uad6d \ub0a8\uc11c\ubd80 \uad6d\uacbd \uc9c0\uc5ed\uacfc \uad00\ub828\ub41c \uc911\uace0\ucc28 \uac70\ub798\uc5d0\uc11c\ub3c4 \uc57d 6\uc5b56000\ub9cc\ub2ec\ub7ec(\uc57d 8915\uc5b5\uc6d0)\uc758 \uc758\uc2ec\uac70\ub798\uac00 \ud655\uc778\ub428. \ube44\uc2b7\ud55c \uae08\uc561\uc774 \ubc18\ubcf5\uc801\uc73c\ub85c \uc785\uae08\ub418\uace0 \uc2e4\uc81c \uc790\uae08 \uc81c\uacf5\uc790\uac00 \ubd88\ubd84\uba85\ud55c \uac70\ub798\uac00 \uc774\uc5b4\uc84c\uc74c. \uc911\uad6d\uacc4 \uc790\uae08\uc138\ud0c1 \ub124\ud2b8\uc6cc\ud06c\uc758 \ud65c\ub3d9\uacfc \uc720\uc0ac\ud55c \uc81c3\uc790 \ub300\uae08 \uc9c0\uae09, \uc804\uc790\uc81c\ud488 \uad6c\ub9e4 \ubc0f \ud574\uc678\uc1a1\uae08\ub3c4 \uc801\uc808\ud788 \uac10\uc2dc\ub418\uc9c0 \uc54a\uc558\uc74c. \uc815\uc0c1\uc801\uc778 \ubb3c\ud488\uac70\ub798\ucc98\ub7fc \ubcf4\uc774\ub354\ub77c\ub3c4 \ubc18\ubcf5\uc801\uc778 \uc18c\uc561 \uc9c0\uae09\uacfc \ubcf5\uc7a1\ud55c \uc1a1\uae08 \uacbd\ub85c\uac00 \uacb0\ud569\ud558\uba74 \uc790\uae08\uc758 \uc2e4\uc81c \ucd9c\ucc98\ub97c \ucd94\uc801\ud558\uae30 \uc5b4\ub824\uc6cc\uc9c0\ub294 \uac83\uc774 \ubb38\uc81c\uc784.<\/p>\n

\uc774\ub7ec\ud55c \uc0ac\ub840\uac00 \ubaa8\ub450 \ubc94\uc8c4 \ub610\ub294 \uc81c\uc7ac \ud68c\ud53c\ub85c \ud655\uc815\ub41c \uac83\uc740 \uc544\ub2d8. \ub2e4\ub9cc \uac70\ub798 \uaddc\ubaa8\uac00 \uace0\uac1d\uc758 \uc0ac\uc5c5 \ub0b4\uc6a9\uacfc \ub9de\uc9c0 \uc54a\uac70\ub098 \uc790\uae08\uc758 \ucd9c\ucc98\u00b7\ucd5c\uc885 \uc218\ucde8\uc778\uc774 \ubd88\ubd84\uba85\ud560 \ub54c \uc740\ud589\uc774 \ucd94\uac00 \uc2e4\uc0ac\uc640 \ubcf4\uace0\ub97c \uc218\ud589\ud588\uc5b4\uc57c \ud55c\ub2e4\ub294 \uac83\uc774 \ub2f9\uad6d\uc758 \ud310\ub2e8\uc784.<\/p>\n

\uc65c \uacfc\uc9d5\uae08\uc774 \uc774\ub807\uac8c \ucee4\uc84c\ub098<\/h4>\n

\uc774\ubc88 \uc0ac\uac74\uc5d0\uc11c \uac00\uc911\ub41c \ubb38\uc81c\ub294 \uc740\ud589\uc774 \uacb0\ud568\uc744 \ubab0\ub790\ub358 \uac83\uc774 \uc544\ub2c8\ub77c \uc54c\uace0\ub3c4 \ucda9\ubd84\ud788 \uace0\uce58\uc9c0 \uc54a\uc558\ub2e4\ub294 \uc0ac\uc2e4\uc784. OCC\ub294 \uc774\ubbf8 2024\ub144 12\uc6d4 \uac70\ub798 \uac10\uc2dc, \uace0\uac1d \uc2e4\uc0ac, \ub0b4\ubd80 \uac10\uc0ac\uc640 \uc778\ub825 \uc6b4\uc601\uc758 \ubb38\uc81c\ub97c \uc9c0\uc801\ud558\uace0 \uc2dc\uc815\uba85\ub839\uc744 \ub0b4\ub838\uc74c. \uadf8\ub7ec\ub098 2026\ub144\uc5d0\ub3c4 \uc0c1\ub2f9\ud55c \uacb0\ud568\uc774 \ub0a8\uc544 \uc788\uc5c8\uc74c.<\/p>\n

\uc740\ud589 \ub0b4\ubd80\uc5d0\uc11c\ub294 \uace0\uc704\ud5d8 \uace0\uac1d\uc758 \uac70\ub798\ub97c \uc7ac\uac80\ud1a0\ud558\uac70\ub098 \uac70\ub798\uad00\uacc4\ub97c \ub05d\ub0b4\uc57c \ud55c\ub2e4\ub294 \uc758\uacac\uc774 \ub098\uc654\uc9c0\ub9cc, \uc2e4\uc81c \uc870\uce58\uac00 \ub2a6\uc5b4\uc9c4 \uc0ac\ub840\ub3c4 \ud655\uc778\ub428. \uae08\uc735\ub2f9\uad6d\uc740 \uc218\uc775\uacfc \ube44\uc6a9\uc744 \uace0\ub824\ud55c \uacb0\uc815\uc774 \uc900\ubc95\uac10\uc2dc \uae30\ub2a5\ubcf4\ub2e4 \uc6b0\uc120\ud588\ub2e4\uace0 \ubd04. \ub2e8\uc21c\ud55c \uc2dc\uc2a4\ud15c \uc7a5\uc560\uac00 \uc544\ub2c8\ub77c \uc624\ub79c \uae30\uac04 \ub204\uc801\ub41c \uad00\ub9ac \uc2e4\ud328\uc5d0 \ucc45\uc784\uc744 \ubb3c\uc740 \uac83\uc784. \ud2b9\ud788 \uae08\uc735\ub2f9\uad6d\uc758 \uc9c0\uc801 \uc774\ud6c4\uc5d0\ub3c4 \uac1c\uc120 \uc5ec\ubd80\ub97c \uc785\uc99d\ud558\uc9c0 \ubabb\ud558\uba74 \uae30\uc874 \uc704\ubc18\ud589\uc704\ubfd0 \uc544\ub2c8\ub77c \uc2dc\uc815 \uc758\ubb34\ub97c \uc18c\ud640\ud788 \ud55c \ucc45\uc784\uae4c\uc9c0 \uac10\ub3c5 \uc870\uce58\uc5d0 \uc601\ud5a5\uc744 \uc904 \uc218 \uc788\uc74c\uc744 \ubcf4\uc5ec\uc90c.<\/p>\n

\uae08\uc735\uae30\uad00\uc758 \ub0b4\ubd80\ud1b5\uc81c\uc640 \uc81c\uc7ac \uc900\uc218\uccb4\uacc4 \uac15\ud654 \ud544\uc694<\/h4>\n

\uc774\ubc88 \uc0ac\uac74\uc740 \ubbf8\uad6d \uae08\uc735\ub2f9\uad6d\uc774 \uc790\uae08\uc138\ud0c1\ubc29\uc9c0\uc640 \uacbd\uc81c\uc81c\uc7ac \uc900\uc218 \uc5ec\ubd80\ub97c \ud310\ub2e8\ud560 \ub54c \ub0b4\ubd80\ud1b5\uc81c \uc2dc\uc2a4\ud15c\uc758 \uad6c\ucd95\ubfd0 \uc544\ub2c8\ub77c \uc2e4\uc81c \uc6b4\uc601\uc758 \ud6a8\uacfc\ub97c \uc911\uc694\ud558\uac8c \ud3c9\uac00\ud558\uace0 \uc788\uc74c\uc744 \ubcf4\uc5ec\uc90c. \ud2b9\ud788 \uc740\ud589\uc774 \uc2dc\uc2a4\ud15c\uc758 \uacb0\ud568\uc744 \uc778\uc9c0\ud558\uace0\ub3c4 \uac1c\uc120\uc744 \uc9c0\uc5f0\ud588\uace0, \uae30\uc874 \uc2dc\uc815\uba85\ub839 \uc774\ud6c4\uc5d0\ub3c4 \ubb38\uc81c\uac00 \uc9c0\uc18d\ub410\ub2e4\ub294 \uc810\uc774 \ub300\uaddc\ubaa8 \uc81c\uc7ac\uc758 \uc8fc\uc694 \ubc30\uacbd\uc73c\ub85c \uc791\uc6a9\ud568.<\/p>\n

\ubc45\ud06c\uc624\ube0c\uc544\uba54\ub9ac\uce74\ub294 \uc81c\uc7ac\uae08 \ub0a9\ubd80 \uc678\uc5d0\ub3c4 \uacfc\uac70 \uac70\ub798\ub97c \uc7ac\uac80\ud1a0\ud558\uace0 \uac70\ub798 \uac10\uc2dc \uc2dc\uc2a4\ud15c, \uace0\uac1d \uc2e4\uc0ac, \ub370\uc774\ud130 \uad00\ub9ac \ub4f1 \ub0b4\ubd80\ud1b5\uc81c \uc804\ubc18\uc5d0 \ub300\ud55c \ub3c5\ub9bd\uc801\uc778 \uac80\uc99d\uc744 \ubc1b\uc544\uc57c \ud568. \uc774\ub294 \uae08\uc735\uae30\uad00\uc774 \uc2dc\uc2a4\ud15c \uac1c\uc120 \uc870\uce58\ub97c \uc2dc\ud589\ud558\ub294 \ub370 \uadf8\uce58\uc9c0 \uc54a\uace0 \uc2e4\uc81c\ub85c \uc758\uc2ec\uac70\ub798\ub97c \uc801\uc808\ud558\uac8c \ud0d0\uc9c0\ud558\uace0 \ubcf4\uace0\ud558\ub294\uc9c0 \uc785\uc99d\ud574\uc57c \ud55c\ub2e4\ub294 \uc758\ubbf8\uc784.<\/p>\n

\ub610\ud55c \uc774\ubc88 \uc0ac\uac74\uc5d0\uc11c\ub294 \uacbd\uc81c\uc81c\uc7ac \uc704\ubc18\uacfc \uc790\uae08\uc138\ud0c1\ubc29\uc9c0 \uc758\ubb34 \uc704\ubc18\uc774 \ub3d9\uc2dc\uc5d0 \ud655\uc778\ub410\ub2e4\ub294 \uc810\uc5d0 \uc8fc\ubaa9\ud560 \ud544\uc694\uac00 \uc788\uc74c. \uc81c\uc7ac \ub300\uc0c1\uc790\uc640\uc758 \uc9c1\uc811 \uac70\ub798\ubfd0 \uc544\ub2c8\ub77c \uc81c3\uad6d\uc744 \ud1b5\ud55c \uc6b0\ud68c \uc1a1\uae08, \ubd88\ubd84\uba85\ud55c \uc81c3\uc790 \uc9c0\uae09, \uace0\uac1d\uc758 \uc0ac\uc5c5 \uaddc\ubaa8\uc640 \uc77c\uce58\ud558\uc9c0 \uc54a\ub294 \uae08\uc735\uac70\ub798 \ub4f1\uc774 \ubcf5\ud569\uc801\uc778 \uc704\ud5d8 \uc694\uc778\uc73c\ub85c \ub098\ud0c0\ub0a8. \uc774\uc5d0 \ub530\ub77c \uae08\uc735\uae30\uad00\uc740 \uc81c\uc7ac \uc2a4\ud06c\ub9ac\ub2dd\uacfc \uc790\uae08\uc138\ud0c1\ubc29\uc9c0 \ubaa8\ub2c8\ud130\ub9c1 \uacfc\uc815\uc5d0\uc11c \ud655\uc778\ub41c \uc704\ud5d8 \uc815\ubcf4\ub97c \uc5f0\uacc4\ud574 \uad00\ub9ac\ud560 \ud544\uc694\uac00 \uc788\uc74c.<\/p>\n

\ud2b9\ud788 \uae08\uc735\ub2f9\uad6d\uc758 \uc9c0\uc801\uc744 \ubc1b\uc740 \ub0b4\ubd80\ud1b5\uc81c \uacb0\ud568\uc744 \uc7a5\uae30\uac04 \ubc29\uce58\ud558\uac70\ub098 \ube44\uc6a9 \ubd80\ub2f4\uc744 \uc774\uc720\ub85c \uac1c\uc120\uc744 \ubbf8\ub8e8\ub294 \uacbd\uc6b0 \ub9c9\ub300\ud55c \uae08\uc804\uc801 \uc81c\uc7ac\ub85c \uc774\uc5b4\uc9c8 \uc218 \uc788\ub2e4\ub294 \uc810\uc774 \ud655\uc778\ub428. \uae08\uc735\uae30\uad00\uc740 \uac70\ub798 \uac10\uc2dc \uae30\uc900\uc758 \uc801\uc808\uc131\uc744 \uc815\uae30\uc801\uc73c\ub85c \uac80\uc99d\ud558\uace0, \uc81c\uc7ac \uba85\ub2e8 \ubcc0\uacbd\uc5d0 \ub530\ub978 \uc2dc\uc2a4\ud15c \uc5c5\ub370\uc774\ud2b8\uc640 \uc758\uc2ec\uac70\ub798 \uc870\uc0ac\u00b7\ubcf4\uace0 \uc808\ucc28\uac00 \uc2e4\uc81c\ub85c \uc791\ub3d9\ud558\ub294\uc9c0 \uc9c0\uc18d\uc801\uc73c\ub85c \uc810\uac80\ud574\uc57c \ud568.<\/p>\n

(1\ub2ec\ub7ec=1351\uc6d0)<\/p>\n","protected":false},"excerpt":{"rendered":"

| 50\uc5b5 \ub2ec\ub7ec \uc774\uc0c1 \uc758\uc2ec\uac70\ub798 \ubcf4\uace0 \uc9c0\uc5f0\u00b7\ub204\ub77d\u2026\ub7ec\uc2dc\uc544\u00b7\uc774\ub780 \ub4f1 \uc81c\uc7ac \uc704\ubc18 \ud610\uc758 475\uac74 \uc801\ubc1c | \uac10\uc2dc \uc2dc\uc2a4\ud15c \uacb0\ud568 \uc54c\uace0\ub3c4 \uac1c\uc120 \ubbf8\ub904\u20262024\ub144 \uc2dc\uc815\uba85\ub839 \uc774\ud6c4\uc5d0\ub3c4 \ub0b4\ubd80\ud1b5\uc81c \ubd80\uc2e4 \uc9c0\uc18d \ubbf8\uad6d \uc790\uc0b0 \uaddc\ubaa8 2\uc704 \uc740\ud589\uc778 \ubc45\ud06c\uc624\ube0c\uc544\uba54\ub9ac\uce74(Bank of America)\uac00 \uc790\uae08\uc138\ud0c1\ubc29\uc9c0(AML)\uc640 \uacbd\uc81c\uc81c\uc7ac \uc900\uc218 \uc758\ubb34\ub97c \uc704\ubc18\ud574 \ucd1d 12\uc5b51166\ub9cc\ub2ec\ub7ec(\uc57d 1\uc8706370\uc5b5\uc6d0)\uc758 \uc81c\uc7ac\uae08\uc744 \ubd80\uacfc\ubc1b\uc74c. \ubbf8\uad6d \uae08\uc735\ub2f9\uad6d\uc740 \uc740\ud589\uc774 50\uc5b5\ub2ec\ub7ec(\uc57d 6\uc8707600\uc5b5\uc6d0) \uc774\uc0c1\uc758 \uc758\uc2ec\uac70\ub798\ub97c \uc81c\ub54c \ubcf4\uace0\ud558\uc9c0 \uc54a\uc558\uace0, \ub7ec\uc2dc\uc544\u00b7\uc774\ub780 \ub4f1\uacfc […]<\/p>\n","protected":false},"author":17,"featured_media":73569,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[623,612,609,1,604,619,8],"tags":[272,98,23,58,2890,43,36,52,20],"class_list":{"0":"post-73568","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-russia","8":"category-usa","9":"category-analysis","10":"category-money-laundering","11":"category-export","12":"category-africa","13":"category-compliance","14":"tag-fincen","15":"tag-occ","16":"tag-ofac","17":"tag-58","18":"tag-2890","19":"tag-43","20":"tag-36","21":"tag-52","22":"tag-20"},"yoast_head":"\n[\uc2ec\uce35\ubd84\uc11d] \ubc45\ud06c\uc624\ube0c\uc544\uba54\ub9ac\uce74, \uc778\uac74\ube44\uc640 AML \ud22c\uc790 \uc544\ub07c\ub824\ub2e4 1.6\uc870\uc6d0 \ubc8c\uae08 \ud3ed\ud0c4 SanctionLab<\/title>\n<meta name=\"description\" content=\"\ubbf8\uad6d \uc790\uc0b0 \uaddc\ubaa8 2\uc704 \uc740\ud589\uc778 \ubc45\ud06c\uc624\ube0c\uc544\uba54\ub9ac\uce74(Bank of America)\uac00 \uc790\uae08\uc138\ud0c1\ubc29\uc9c0(AML)\uc640 \uacbd\uc81c\uc81c\uc7ac \uc900\uc218 \uc758\ubb34\ub97c \uc704\ubc18\ud574 \ucd1d 12\uc5b51166\ub9cc\ub2ec\ub7ec(\uc57d 1\uc8706370\uc5b5\uc6d0)\uc758 \uc81c\uc7ac\uae08\uc744 \ubd80\uacfc\ubc1b\uc74c. \ubbf8\uad6d \uae08\uc735\ub2f9\uad6d\uc740 \uc740\ud589\uc774 50\uc5b5\ub2ec\ub7ec(\uc57d 6\uc8707600\uc5b5\uc6d0)\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.sanctionlab.com\/?p=73568\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[\uc2ec\uce35\ubd84\uc11d] \ubc45\ud06c\uc624\ube0c\uc544\uba54\ub9ac\uce74, \uc778\uac74\ube44\uc640 AML \ud22c\uc790 \uc544\ub07c\ub824\ub2e4 1.6\uc870\uc6d0 \ubc8c\uae08 \ud3ed\ud0c4 SanctionLab\" \/>\n<meta property=\"og:description\" content=\"\ubbf8\uad6d \uc790\uc0b0 \uaddc\ubaa8 2\uc704 \uc740\ud589\uc778 \ubc45\ud06c\uc624\ube0c\uc544\uba54\ub9ac\uce74(Bank of America)\uac00 \uc790\uae08\uc138\ud0c1\ubc29\uc9c0(AML)\uc640 \uacbd\uc81c\uc81c\uc7ac \uc900\uc218 \uc758\ubb34\ub97c \uc704\ubc18\ud574 \ucd1d 12\uc5b51166\ub9cc\ub2ec\ub7ec(\uc57d 1\uc8706370\uc5b5\uc6d0)\uc758 \uc81c\uc7ac\uae08\uc744 \ubd80\uacfc\ubc1b\uc74c. \ubbf8\uad6d \uae08\uc735\ub2f9\uad6d\uc740 \uc740\ud589\uc774 50\uc5b5\ub2ec\ub7ec(\uc57d 6\uc8707600\uc5b5\uc6d0)\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.sanctionlab.com\/?p=73568\" \/>\n<meta property=\"og:site_name\" content=\"SanctionLab\" \/>\n<meta property=\"article:published_time\" content=\"2026-10-15T20:00:08+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-10-18T03:00:58+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2026\/10\/Bank_of_America_1998.svg_.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1920\" \/>\n\t<meta property=\"og:image:height\" content=\"239\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"\ubb38\uc138\ud615 \ucee8\uc124\ud134\ud2b8\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\uae00\uc4f4\uc774\" \/>\n\t<meta name=\"twitter:data1\" content=\"\ubb38\uc138\ud615 \ucee8\uc124\ud134\ud2b8\" \/>\n\t<meta name=\"twitter:label2\" content=\"\uc608\uc0c1 \ub418\ub294 \ud310\ub3c5 \uc2dc\uac04\" \/>\n\t<meta name=\"twitter:data2\" content=\"6\ubd84\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.sanctionlab.com\/?p=73568#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.sanctionlab.com\/?p=73568\"},\"author\":{\"name\":\"\ubb38\uc138\ud615 \ucee8\uc124\ud134\ud2b8\",\"@id\":\"https:\/\/www.sanctionlab.com\/#\/schema\/person\/270eea65266ed3224b53149279048d53\"},\"headline\":\"[\uc2ec\uce35\ubd84\uc11d] \ubc45\ud06c\uc624\ube0c\uc544\uba54\ub9ac\uce74, \uc778\uac74\ube44\uc640 AML \ud22c\uc790 \uc544\ub07c\ub824\ub2e4 1.6\uc870\uc6d0 \ubc8c\uae08 \ud3ed\ud0c4\",\"datePublished\":\"2026-10-15T20:00:08+00:00\",\"dateModified\":\"2026-10-18T03:00:58+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.sanctionlab.com\/?p=73568\"},\"wordCount\":21,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.sanctionlab.com\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.sanctionlab.com\/?p=73568#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2026\/10\/Bank_of_America_1998.svg_.webp\",\"keywords\":[\"FinCEN\",\"occ\",\"OFAC\",\"\ubbf8\uad6d\",\"\ubc45\ud06c\uc624\ube0c\uc544\uba54\ub9ac\uce74\",\"\ubc8c\uae08\",\"\uc790\uae08\uc138\ud0c1\",\"\uc7ac\ubb34\ubd80\",\"\uc81c\uc7ac\"],\"articleSection\":[\"\ub7ec\uc2dc\uc544\u00b7CIS\",\"\ubbf8\uad6d\u00b7\uce90\ub098\ub2e4\",\"\uc2ec\uce35\ubd84\uc11d\",\"\uc790\uae08\uc138\ud0c1\",\"\uc81c\uc7ac\u00b7\uc218\ucd9c\ud1b5\uc81c\",\"\uc911\ub3d9\u00b7\uc544\ud504\ub9ac\uce74\",\"\ucef4\ud50c\ub77c\uc774\uc5b8\uc2a4\"],\"inLanguage\":\"ko-KR\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.sanctionlab.com\/?p=73568#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.sanctionlab.com\/?p=73568\",\"url\":\"https:\/\/www.sanctionlab.com\/?p=73568\",\"name\":\"[\uc2ec\uce35\ubd84\uc11d] \ubc45\ud06c\uc624\ube0c\uc544\uba54\ub9ac\uce74, \uc778\uac74\ube44\uc640 AML \ud22c\uc790 \uc544\ub07c\ub824\ub2e4 1.6\uc870\uc6d0 \ubc8c\uae08 \ud3ed\ud0c4 SanctionLab\",\"isPartOf\":{\"@id\":\"https:\/\/www.sanctionlab.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.sanctionlab.com\/?p=73568#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.sanctionlab.com\/?p=73568#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2026\/10\/Bank_of_America_1998.svg_.webp\",\"datePublished\":\"2026-10-15T20:00:08+00:00\",\"dateModified\":\"2026-10-18T03:00:58+00:00\",\"description\":\"\ubbf8\uad6d \uc790\uc0b0 \uaddc\ubaa8 2\uc704 \uc740\ud589\uc778 \ubc45\ud06c\uc624\ube0c\uc544\uba54\ub9ac\uce74(Bank of America)\uac00 \uc790\uae08\uc138\ud0c1\ubc29\uc9c0(AML)\uc640 \uacbd\uc81c\uc81c\uc7ac \uc900\uc218 \uc758\ubb34\ub97c \uc704\ubc18\ud574 \ucd1d 12\uc5b51166\ub9cc\ub2ec\ub7ec(\uc57d 1\uc8706370\uc5b5\uc6d0)\uc758 \uc81c\uc7ac\uae08\uc744 \ubd80\uacfc\ubc1b\uc74c. \ubbf8\uad6d \uae08\uc735\ub2f9\uad6d\uc740 \uc740\ud589\uc774 50\uc5b5\ub2ec\ub7ec(\uc57d 6\uc8707600\uc5b5\uc6d0)\",\"breadcrumb\":{\"@id\":\"https:\/\/www.sanctionlab.com\/?p=73568#breadcrumb\"},\"inLanguage\":\"ko-KR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.sanctionlab.com\/?p=73568\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"ko-KR\",\"@id\":\"https:\/\/www.sanctionlab.com\/?p=73568#primaryimage\",\"url\":\"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2026\/10\/Bank_of_America_1998.svg_.webp\",\"contentUrl\":\"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2026\/10\/Bank_of_America_1998.svg_.webp\",\"width\":1920,\"height\":239,\"caption\":\"Bank of America LOGO \/ \uc704\ud0a4\ubbf8\ub514\uc5b4\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.sanctionlab.com\/?p=73568#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"\ud648\",\"item\":\"https:\/\/www.sanctionlab.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"[\uc2ec\uce35\ubd84\uc11d] \ubc45\ud06c\uc624\ube0c\uc544\uba54\ub9ac\uce74, \uc778\uac74\ube44\uc640 AML \ud22c\uc790 \uc544\ub07c\ub824\ub2e4 1.6\uc870\uc6d0 \ubc8c\uae08 \ud3ed\ud0c4\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.sanctionlab.com\/#website\",\"url\":\"https:\/\/www.sanctionlab.com\/\",\"name\":\"SanctionLab\",\"description\":\"\uc0dd\ud06c\uc158\ub7a9\uc740 '\uacbd\uc81c \uc548\ubcf4' \uc815\ubcf4 \uc81c\uacf5 \uc2a4\ud0c0\ud2b8\uc5c5\uc785\ub2c8\ub2e4.\",\"publisher\":{\"@id\":\"https:\/\/www.sanctionlab.com\/#organization\"},\"alternateName\":\"\uc0dd\ud06c\uc158\ub7a9, \uc0dd\uc158\ub7a9, \uc81c\uc7ac\uc5f0\uad6c\uc18c\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.sanctionlab.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"ko-KR\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.sanctionlab.com\/#organization\",\"name\":\"SanctionLab\",\"alternateName\":\"\uc0dd\ud06c\uc158\ub7a9\",\"url\":\"https:\/\/www.sanctionlab.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"ko-KR\",\"@id\":\"https:\/\/www.sanctionlab.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2024\/05\/cropped-san-fav.png\",\"contentUrl\":\"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2024\/05\/cropped-san-fav.png\",\"width\":512,\"height\":512,\"caption\":\"SanctionLab\"},\"image\":{\"@id\":\"https:\/\/www.sanctionlab.com\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.sanctionlab.com\/#\/schema\/person\/270eea65266ed3224b53149279048d53\",\"name\":\"\ubb38\uc138\ud615 \ucee8\uc124\ud134\ud2b8\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"ko-KR\",\"@id\":\"https:\/\/www.sanctionlab.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/4b7787dc428029417c13e0ca45e00448?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/4b7787dc428029417c13e0ca45e00448?s=96&d=mm&r=g\",\"caption\":\"\ubb38\uc138\ud615 \ucee8\uc124\ud134\ud2b8\"},\"description\":\"\ucef4\ud50c\ub77c\uc774\uc5b8\uc2a4 \ubd84\uc57c\ub97c \ub2f4\ub2f9\ud569\ub2c8\ub2e4. \ubcf5\uc7a1\ud55c \ucef4\ud50c\ub77c\uc774\uc5b8\uc2a4 \ubb38\uc81c\ub97c \uc27d\uace0 \uc0ac\ub840\uc911\uc2ec\uc73c\ub85c \uc815\ud655\ud558\uac8c \uc804\ub2ec\ud558\ub3c4\ub85d \ub178\ub825\ud558\uaca0\uc2b5\ub2c8\ub2e4.\",\"url\":\"https:\/\/www.sanctionlab.com\/?author=17\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"[\uc2ec\uce35\ubd84\uc11d] \ubc45\ud06c\uc624\ube0c\uc544\uba54\ub9ac\uce74, \uc778\uac74\ube44\uc640 AML \ud22c\uc790 \uc544\ub07c\ub824\ub2e4 1.6\uc870\uc6d0 \ubc8c\uae08 \ud3ed\ud0c4 SanctionLab","description":"\ubbf8\uad6d \uc790\uc0b0 \uaddc\ubaa8 2\uc704 \uc740\ud589\uc778 \ubc45\ud06c\uc624\ube0c\uc544\uba54\ub9ac\uce74(Bank of America)\uac00 \uc790\uae08\uc138\ud0c1\ubc29\uc9c0(AML)\uc640 \uacbd\uc81c\uc81c\uc7ac \uc900\uc218 \uc758\ubb34\ub97c \uc704\ubc18\ud574 \ucd1d 12\uc5b51166\ub9cc\ub2ec\ub7ec(\uc57d 1\uc8706370\uc5b5\uc6d0)\uc758 \uc81c\uc7ac\uae08\uc744 \ubd80\uacfc\ubc1b\uc74c. \ubbf8\uad6d \uae08\uc735\ub2f9\uad6d\uc740 \uc740\ud589\uc774 50\uc5b5\ub2ec\ub7ec(\uc57d 6\uc8707600\uc5b5\uc6d0)","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.sanctionlab.com\/?p=73568","og_locale":"ko_KR","og_type":"article","og_title":"[\uc2ec\uce35\ubd84\uc11d] \ubc45\ud06c\uc624\ube0c\uc544\uba54\ub9ac\uce74, \uc778\uac74\ube44\uc640 AML \ud22c\uc790 \uc544\ub07c\ub824\ub2e4 1.6\uc870\uc6d0 \ubc8c\uae08 \ud3ed\ud0c4 SanctionLab","og_description":"\ubbf8\uad6d \uc790\uc0b0 \uaddc\ubaa8 2\uc704 \uc740\ud589\uc778 \ubc45\ud06c\uc624\ube0c\uc544\uba54\ub9ac\uce74(Bank of America)\uac00 \uc790\uae08\uc138\ud0c1\ubc29\uc9c0(AML)\uc640 \uacbd\uc81c\uc81c\uc7ac \uc900\uc218 \uc758\ubb34\ub97c \uc704\ubc18\ud574 \ucd1d 12\uc5b51166\ub9cc\ub2ec\ub7ec(\uc57d 1\uc8706370\uc5b5\uc6d0)\uc758 \uc81c\uc7ac\uae08\uc744 \ubd80\uacfc\ubc1b\uc74c. \ubbf8\uad6d \uae08\uc735\ub2f9\uad6d\uc740 \uc740\ud589\uc774 50\uc5b5\ub2ec\ub7ec(\uc57d 6\uc8707600\uc5b5\uc6d0)","og_url":"https:\/\/www.sanctionlab.com\/?p=73568","og_site_name":"SanctionLab","article_published_time":"2026-10-15T20:00:08+00:00","article_modified_time":"2026-10-18T03:00:58+00:00","og_image":[{"width":1920,"height":239,"url":"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2026\/10\/Bank_of_America_1998.svg_.webp","type":"image\/webp"}],"author":"\ubb38\uc138\ud615 \ucee8\uc124\ud134\ud2b8","twitter_card":"summary_large_image","twitter_misc":{"\uae00\uc4f4\uc774":"\ubb38\uc138\ud615 \ucee8\uc124\ud134\ud2b8","\uc608\uc0c1 \ub418\ub294 \ud310\ub3c5 \uc2dc\uac04":"6\ubd84"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.sanctionlab.com\/?p=73568#article","isPartOf":{"@id":"https:\/\/www.sanctionlab.com\/?p=73568"},"author":{"name":"\ubb38\uc138\ud615 \ucee8\uc124\ud134\ud2b8","@id":"https:\/\/www.sanctionlab.com\/#\/schema\/person\/270eea65266ed3224b53149279048d53"},"headline":"[\uc2ec\uce35\ubd84\uc11d] \ubc45\ud06c\uc624\ube0c\uc544\uba54\ub9ac\uce74, \uc778\uac74\ube44\uc640 AML \ud22c\uc790 \uc544\ub07c\ub824\ub2e4 1.6\uc870\uc6d0 \ubc8c\uae08 \ud3ed\ud0c4","datePublished":"2026-10-15T20:00:08+00:00","dateModified":"2026-10-18T03:00:58+00:00","mainEntityOfPage":{"@id":"https:\/\/www.sanctionlab.com\/?p=73568"},"wordCount":21,"commentCount":0,"publisher":{"@id":"https:\/\/www.sanctionlab.com\/#organization"},"image":{"@id":"https:\/\/www.sanctionlab.com\/?p=73568#primaryimage"},"thumbnailUrl":"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2026\/10\/Bank_of_America_1998.svg_.webp","keywords":["FinCEN","occ","OFAC","\ubbf8\uad6d","\ubc45\ud06c\uc624\ube0c\uc544\uba54\ub9ac\uce74","\ubc8c\uae08","\uc790\uae08\uc138\ud0c1","\uc7ac\ubb34\ubd80","\uc81c\uc7ac"],"articleSection":["\ub7ec\uc2dc\uc544\u00b7CIS","\ubbf8\uad6d\u00b7\uce90\ub098\ub2e4","\uc2ec\uce35\ubd84\uc11d","\uc790\uae08\uc138\ud0c1","\uc81c\uc7ac\u00b7\uc218\ucd9c\ud1b5\uc81c","\uc911\ub3d9\u00b7\uc544\ud504\ub9ac\uce74","\ucef4\ud50c\ub77c\uc774\uc5b8\uc2a4"],"inLanguage":"ko-KR","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.sanctionlab.com\/?p=73568#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.sanctionlab.com\/?p=73568","url":"https:\/\/www.sanctionlab.com\/?p=73568","name":"[\uc2ec\uce35\ubd84\uc11d] \ubc45\ud06c\uc624\ube0c\uc544\uba54\ub9ac\uce74, \uc778\uac74\ube44\uc640 AML \ud22c\uc790 \uc544\ub07c\ub824\ub2e4 1.6\uc870\uc6d0 \ubc8c\uae08 \ud3ed\ud0c4 SanctionLab","isPartOf":{"@id":"https:\/\/www.sanctionlab.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.sanctionlab.com\/?p=73568#primaryimage"},"image":{"@id":"https:\/\/www.sanctionlab.com\/?p=73568#primaryimage"},"thumbnailUrl":"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2026\/10\/Bank_of_America_1998.svg_.webp","datePublished":"2026-10-15T20:00:08+00:00","dateModified":"2026-10-18T03:00:58+00:00","description":"\ubbf8\uad6d \uc790\uc0b0 \uaddc\ubaa8 2\uc704 \uc740\ud589\uc778 \ubc45\ud06c\uc624\ube0c\uc544\uba54\ub9ac\uce74(Bank of America)\uac00 \uc790\uae08\uc138\ud0c1\ubc29\uc9c0(AML)\uc640 \uacbd\uc81c\uc81c\uc7ac \uc900\uc218 \uc758\ubb34\ub97c \uc704\ubc18\ud574 \ucd1d 12\uc5b51166\ub9cc\ub2ec\ub7ec(\uc57d 1\uc8706370\uc5b5\uc6d0)\uc758 \uc81c\uc7ac\uae08\uc744 \ubd80\uacfc\ubc1b\uc74c. \ubbf8\uad6d \uae08\uc735\ub2f9\uad6d\uc740 \uc740\ud589\uc774 50\uc5b5\ub2ec\ub7ec(\uc57d 6\uc8707600\uc5b5\uc6d0)","breadcrumb":{"@id":"https:\/\/www.sanctionlab.com\/?p=73568#breadcrumb"},"inLanguage":"ko-KR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.sanctionlab.com\/?p=73568"]}]},{"@type":"ImageObject","inLanguage":"ko-KR","@id":"https:\/\/www.sanctionlab.com\/?p=73568#primaryimage","url":"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2026\/10\/Bank_of_America_1998.svg_.webp","contentUrl":"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2026\/10\/Bank_of_America_1998.svg_.webp","width":1920,"height":239,"caption":"Bank of America LOGO \/ \uc704\ud0a4\ubbf8\ub514\uc5b4"},{"@type":"BreadcrumbList","@id":"https:\/\/www.sanctionlab.com\/?p=73568#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"\ud648","item":"https:\/\/www.sanctionlab.com\/"},{"@type":"ListItem","position":2,"name":"[\uc2ec\uce35\ubd84\uc11d] \ubc45\ud06c\uc624\ube0c\uc544\uba54\ub9ac\uce74, \uc778\uac74\ube44\uc640 AML \ud22c\uc790 \uc544\ub07c\ub824\ub2e4 1.6\uc870\uc6d0 \ubc8c\uae08 \ud3ed\ud0c4"}]},{"@type":"WebSite","@id":"https:\/\/www.sanctionlab.com\/#website","url":"https:\/\/www.sanctionlab.com\/","name":"SanctionLab","description":"\uc0dd\ud06c\uc158\ub7a9\uc740 '\uacbd\uc81c \uc548\ubcf4' \uc815\ubcf4 \uc81c\uacf5 \uc2a4\ud0c0\ud2b8\uc5c5\uc785\ub2c8\ub2e4.","publisher":{"@id":"https:\/\/www.sanctionlab.com\/#organization"},"alternateName":"\uc0dd\ud06c\uc158\ub7a9, \uc0dd\uc158\ub7a9, \uc81c\uc7ac\uc5f0\uad6c\uc18c","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.sanctionlab.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"ko-KR"},{"@type":"Organization","@id":"https:\/\/www.sanctionlab.com\/#organization","name":"SanctionLab","alternateName":"\uc0dd\ud06c\uc158\ub7a9","url":"https:\/\/www.sanctionlab.com\/","logo":{"@type":"ImageObject","inLanguage":"ko-KR","@id":"https:\/\/www.sanctionlab.com\/#\/schema\/logo\/image\/","url":"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2024\/05\/cropped-san-fav.png","contentUrl":"https:\/\/www.sanctionlab.com\/wp-content\/uploads\/2024\/05\/cropped-san-fav.png","width":512,"height":512,"caption":"SanctionLab"},"image":{"@id":"https:\/\/www.sanctionlab.com\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.sanctionlab.com\/#\/schema\/person\/270eea65266ed3224b53149279048d53","name":"\ubb38\uc138\ud615 \ucee8\uc124\ud134\ud2b8","image":{"@type":"ImageObject","inLanguage":"ko-KR","@id":"https:\/\/www.sanctionlab.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/4b7787dc428029417c13e0ca45e00448?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/4b7787dc428029417c13e0ca45e00448?s=96&d=mm&r=g","caption":"\ubb38\uc138\ud615 \ucee8\uc124\ud134\ud2b8"},"description":"\ucef4\ud50c\ub77c\uc774\uc5b8\uc2a4 \ubd84\uc57c\ub97c \ub2f4\ub2f9\ud569\ub2c8\ub2e4. \ubcf5\uc7a1\ud55c \ucef4\ud50c\ub77c\uc774\uc5b8\uc2a4 \ubb38\uc81c\ub97c \uc27d\uace0 \uc0ac\ub840\uc911\uc2ec\uc73c\ub85c \uc815\ud655\ud558\uac8c \uc804\ub2ec\ud558\ub3c4\ub85d \ub178\ub825\ud558\uaca0\uc2b5\ub2c8\ub2e4.","url":"https:\/\/www.sanctionlab.com\/?author=17"}]}},"_links":{"self":[{"href":"https:\/\/www.sanctionlab.com\/index.php?rest_route=\/wp\/v2\/posts\/73568","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.sanctionlab.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.sanctionlab.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.sanctionlab.com\/index.php?rest_route=\/wp\/v2\/users\/17"}],"replies":[{"embeddable":true,"href":"https:\/\/www.sanctionlab.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=73568"}],"version-history":[{"count":4,"href":"https:\/\/www.sanctionlab.com\/index.php?rest_route=\/wp\/v2\/posts\/73568\/revisions"}],"predecessor-version":[{"id":73644,"href":"https:\/\/www.sanctionlab.com\/index.php?rest_route=\/wp\/v2\/posts\/73568\/revisions\/73644"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.sanctionlab.com\/index.php?rest_route=\/wp\/v2\/media\/73569"}],"wp:attachment":[{"href":"https:\/\/www.sanctionlab.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=73568"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.sanctionlab.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=73568"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.sanctionlab.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=73568"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}